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/biz/ - Business & Finance


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25758381 No.25758381 [Reply] [Original]

I'm new to credit and have about 6 months of credit history. My credit is in the lower range of good (just above 700). I've just gotten two new credit cards, and my APR for them is on the high end. 23% and 24% APR.

As your credit score increases, do creditors for cards you hold typically automatically decrease your APR, or is it something you have to request yourself? A year from now, my credit situation will be much better than it is now.

>> No.25758667

karen