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25634510 No.25634510 [Reply] [Original]

Currently a full-time uni student. I'm privileged/lucky enough to not have to take out student loans (state uni). I have extra savings that will probably go towards supplies and stuff, if I need something school related, but I doubt I'll have to use it all (35k+). I'm already in crypto, but I was looking more towards index funds (call me pussy). What advice would you give to a 19 yo uni student?

>> No.25634542

>>25634510
Buy pnk. Take the color of your id and mine as a sign.

>> No.25634544

Take out as many student loans as you can and put all the money in XRP. XRP will hit $200 EOY.

>> No.25634565

Max out school loan and put it into crypto. Yoir gonna get fucked either way when you graduate or drop out.


Might as well make the most out of your mistake which is attending uni.

>> No.25634633
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25634633

>index funds
Buy silver it's the best ones there is. The communists taking over america will build a bunch of solar panels and all that bullshit so just buy a lot of silver coins because the dollar is going full retard this year everyone is talking about how it's going straight to 100

>> No.25634769
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25634769

It's the golden bull run, go deeper in crypto. Fuck your stocks all my homies hate stocks.

>> No.25634838

>>25634510
So you have a 529 I take it
My advice would be to use it for grad school and let me tell you why.
1. You can't just take this money for any purpose without a penalty
2. You might as well get more creds to serve the bogdanoffs
3. You probably make more money going to grad school when the cost of the school itself is a no object
If your pot isn't big enough to get out of this for free don't bother.
But if it is, imagine this, grad school is two years. And I'll guess you live with mom and mom's house and food and heat are free. You work some job for like $30k a year through it. That's $60k, less taxes. You moonlight for doordash or grubhub or uber or whatever and make another $30k on top of that. And you're compounding it all too. You've effectively spent $35k to make $90k nominal and got a little initial for the resume that makes you more valuable for some reason.
Anyways index funds are fine but remember that a diversified fund =/= a diversified portfolio. Ie, your fund can still go tits up and probably does risky shit behind the scenes you don't know about. Especially leveraged funds. So, pick a few. Hard to go wrong with the basic bitch index tracking funds.

>> No.25635156

>>25634838
>You probably make more money going to grad school
I was also considering this because I'm currently aiming for fintech. Thanks, for the rest of the advice, anon.