Wagie Wojack.

[Anonymous No.24797197]

Just move out at 24 and get a 40 year mortgage bro!
Just work 8 hours a day everyday for 50 years to pay off your mortgage bro!
Well done bro! you have a comfy office job and a contract with a bank! you made it! Just work for 60 years bro!

[Anonymous No.24797240]

>just be a NEET bro
>just live in mommys basement bro
>just refuse to grow up and live broke all your live bro

[Anonymous No.24797287]

How fucking bad with money are you?
I moved out at 18, barely graduated highschool, I'm huge drunken degenerate and still put down 35% on a house with only a 20 year mortgage.

[Anonymous No.24797312]

If housing prices rise 8% and the APR is 3% shouldn't and this isn't including other costs like taxes and repair Let's say that's another 2% a year. Wouldn't I be better just investing in something else if I'm just making 3% a year on real estate or am I missing something.

[Anonymous No.24797313]

>>24797240
all the NEET periods of my life have been the best ever. I always grow super hard when I\m neet cause I actually have time for self development then.


I'm quitting my job next year and going to neet for atleast 6 months.

[Anonymous No.24797318]

>>24797240
Seething wagie, I've never worked a day in my life and have $300k that'll soon be well over a million. Cope and rope with your dogshit "career".

[Anonymous No.24797331]

>>24797287
>and still put down 35% on a house with only a 20 year mortgage.

hahaha ok. I don't have debt and slave contracts to feed. I'm going on a eurotrip as soon as covid is over, for 2 years or more. k thnxbye

[Anonymous No.24797335]

>>24797313
>I always grow super hard when I\m neet cause I actually have time for self development then
um yeah we all know "self development" is code word for jacking off

[Anonymous No.24797405]

>>24797335
Not everyone is a fucking degenerate lmao. I do Semen Retention for years now. k thnx bye

[Anonymous No.24797414]

>>24797331
Again are you bad with money? I still take vacations every year too and now can come home to my comfy seaside farm house. I can also throw lump sums at the mortgage I'll have it paid off when I'm in my early 40s and you'll still be paying Chang's mortgage with your rent money in your downtown cuck shack. Cope harder.

[Anonymous No.24797418]

>>24797318
>have $300k
wow I pull that down in three years and dont have to worry about my shitcoins going bust. not even to mention that I actually like my job. keep coping cryptocel

[Anonymous No.24797484]

>>24797414
i have 200k in crypto and I live with my dad.
in 2 years I will have close to a million.

seethe more pleb. enjoy paying your 30 year mortgage.

[Anonymous No.24797502]

>>24797414
also I'm working from home at my job RIGHT NOW. fucking mortgage retards think they are so smart hahahahah

[Anonymous No.24797640]

>>24797405

How do you do semen retention?

I try but my balls swell and hurt for some reason after 4 or 5 days and eventually it oozes out from my dick

[Anonymous No.24797680]

>>24797197
>work 8 hours a day
You mean 9.5h + transportation?

[Anonymous No.24797721]

>>24797312

Yes. Retards think owning a house is a financial achievement. The only good thing about a mortgage for a normie is that it forces them to build equity into something, otherwise they’d just blow it on vacations and shoes.

[Anonymous No.24797794]

>>24797721

Mortgages are much cheaper than renting. Your payment generally stays stable and yes you also build equity..slmething a renter doesnt where as rent goes up 5% a year almost always

[Anonymous No.24797832]

>>24797640
it took me years to get to this level.
I last had sex with a gf in 2017.
I was already practising but only managed to do 1 week max.
Then got serious about it and started pulling regular months long streaks.
Things always go in my favor. Cuz I don't coom.

[Anonymous No.24797897]

>>24797794
That +3% figure was using the highest averages for housing increases. After inflation wouldn't that number just be 0?

[Anonymous No.24797909]

>>24797794
This.
1k in rent is a shitty studio. 1k in mortgage is a nice two bedroom condo.

t. knower

[Anonymous No.24797923]

>>24797680
this lol, every job starts at 8 (15 minutes early or you're late!), then a forced 1 hour lunch, then finish at 5 if you're lucky.

[Anonymous No.24797939]

>>24797897
My uncle is stinking rich and never had a house. He has rented for his entire life and when I asked him about it he said that some renting deals better if you are not a retard with money.

[Anonymous No.24797940]

>>24797923
forced 1 hour *unpaid lunch btw.

[Anonymous No.24797974]

>>24797909
It varies, also my countries housing market is fucked, i'd have to pay 3/4 of my wage just for the rent

t. europoor

[Anonymous No.24797992]

>>24797335
Found the wagie. How sad that the extent of self development its small mind can imagine is simply masturbation.

[Anonymous No.24798030]

>>24797909
You know you can rent houses right?

[Anonymous No.24798118]

>>24797909
Guess what happens in a condo retard? You pay monthly HOA dues that will continuously increase (and you have zero say in it).

[Anonymous No.24798390]

>>24797939

It depends. A well known secret about renting is offering the entire years rent upfront.

99.9% of landlords will cut you a 5-20% discount for all the money up front.

[Anonymous No.24798466]

>>24797197
NEETs always present a false dichotomy of wagecuck or NEET. How about you get a fucking education and do something cool? Or opeen your own business and take full control of your life?
No, I guess you are better than everyone else because you chose NEET instead of wagecuck.

[Anonymous No.24798536]

>>24797318
Awesome anon! Having money is all that counts. Just be a piece of shit in the basement, as long as you have Internet money, you can look down on literally everybody! Everybody is a loser except you!

[Anonymous No.24798551]

>>24798390
why the fuck would I want a 20% discount on FIAT when boomer btc coin alone appreciates more than that in a year. what shit advice

[Anonymous No.24798694]

>>24797484
>>24797502
Nice non arguements retards.

[Anonymous No.24798906]

>>24798551

Holy shit its solid advice to save money for renters.

Take the dildo out of your ass faggot.

[Anonymous No.24798988]

>>24798551
Your arguement is retarded. You still need a place to live so paying up for enntire year and getting a discount isnt bad advice

[Anonymous No.24799009]

>>24798906
yeah just give away your wealth to the jewlord
> 20% discount omg!
> loses +200% profit on usd shitcoin

it's shit advice for plebs like yourself. stay poor

[Anonymous No.24799430]

>>24799009

Yeah...lose it all in some faggot coin instead.

Your a faggot

[Anonymous No.24799942]

>>24799430
rentcuck

[Anonymous No.24801172]

>>24799430
mortgage slave.

[Anonymous No.24801289]

>>24797313
>I always grow super hard when I\m neet cause I actually have time for self development then.

I'd love you elaborate on this BS fucking tranny

[Anonymous No.24801460]

>>24801289
i understand that you low IQ low awereness NPCs can only think about video gaming, tv, consooming and wanking but not everyone has a bottom dweller mind and spirit like you you absolute coombrain.

[Anonymous No.24801488]

>>24797240
>broke
lmao

near seven digits with zero debt. have a good day

[Anonymous No.24801834]

>>24801172
>mortgage slave
Is this supposed to be an insult?

[Anonymous No.24801999]

>>24797832
Have sex dude holy f uck its been 4 years

[Anonymous No.24802015]

>>24801460
Fucking based

[Anonymous No.24802047]

>>24801834
if it isnt an insult to you it means you are in the caste of slave bottom dwellers. if you think having a 30 year mortgage contracts so you have to work forever, or atleast until you are too old to even enjoy your life properly.

As soon as covid is over I am taking a 2 year break from working and going on eurotrip. what about you mortgage slave? oh you have 3 weeks of relaxin' time before you have to get back into the hussle and bussle slaving business for shekelstein? Oh you really want Mr shekelstein to have that new boat? great for you. enjoy your slave contract.

>> !! But living with your parenterinos is for loserinos!!! you must pay the mortgage jew and take on a 30 year contract!!!


fucking pathetic

[Anonymous No.24802048]

You guys argue about who has more money than each other like children. Unironically Have fucking sex, it will calm you down

[Anonymous No.24802074]

>>24802047
Lol for real imagine buying the top of a inflated market and financing a asset you cant afford with APR and Property Tax over 3 decades. what the fuck man

[Anonymous No.24802155]

>>24797335
I’ve learned all sorts of shit bro, not everyone jacks around all day while sitting at home.

[Anonymous No.24802157]

>>24802047
>>> !! But living with your parenterinos is for loserinos!!!
Thank you for saying what I was thinking. Yes, you are a loser.

[Anonymous No.24802203]

>>24802157
projection, stay poor!

[Anonymous No.24802210]

>>24802157
Pay your 30 Year loan faggot

[Anonymous No.24802235]

>>24802047
>As soon as covid is over
Anon I... does someone want to tell him?

[Anonymous No.24802248]

>>24802235

[Anonymous No.24802278]

>>24802210
Pay your life long rent to the jew loser.

[Anonymous No.24802506]

>>24797923
>he doesn’t work a union job

[Anonymous No.24802693]

>>24802278
Naw I'd Rather Save my money instead and have more freedom and Net worth than you. What's Rent?

[Anonymous No.24803110]

>>24802693
Oh, so you live off someone else?

[Anonymous No.24803223]

mortgage career wagies are seething

[Anonymous No.24803278]

>>24798536
rent free

[Anonymous No.24803326]

>>24803110
>> live off.
you have such a parasitic attitute. he lives WITH and probably does his fair share.

[Anonymous No.24803568]

>>24803326
>probably does his fair share
yeah, thanks for clearing that up.

[Anonymous No.24803602]

>>24797794
none of you children have actually had to pay the upkeep on a house have you. or do you just not fix shit that breaks. I rent so when the a/c fails that's not 5k out of my pocket. Need a new roof that's another 10k and all so that after 50yrs i can miss one property tax payment and find out you paid 50yrs to own a home the gov still owns.

[Anonymous No.24803663]

>>24797197
>tfw overpay mortgage like a madman
>tfw pay rise soon
>tfw waiting for LINK to moon anyway
>tfw mortgage free in mid 30's at this rate
>tfw me

[Anonymous No.24803765]

>>24803663
>tfw mortgage free in mid 30's at this rate
yes ok. I'll also have a house with no mortgage by then. difference is I was able to take months to year long breaks fo working and enjoyed myself. while you just slaved to pay mortgage+interest.

I'll probably not even buy a house. bad investment. rent + letting my captial work will be better

[CLF Chad No.24803775]

LOL

[Anonymous No.24803830]

>>24797197

[Anonymous No.24803839]

>>24803765
>while you just slaved to pay mortgage+interest.
Kek you have no idea how comfy my job is. I am living on easy mode and getting paid even more to do the same soon. I'm enjoying every day, I don't need "time away" from my "work" to enjoy myself.

[Anonymous No.24803847]

>>24803775
based i fucking admire you

[Anonymous No.24803867]

>>24803839
>Kek you have no idea how comfy my job is
it probably cant be comfier than my job but its still a slave thing dude. just admit it.

>> I don't need "time away" from my "work" to enjoy myself.
slave brain mentality

[Anonymous No.24803898]

>>24798466
for 90% of the population, the only options are wagecagery or neetdom

[Anonymous No.24803916]

>>24803602
>actually had to pay the upkeep on a house have you
For over 45 years I have owned and not one thing you said make any sense.

[Anonymous No.24803944]

>>24797197
>40 year mortgage

Is that really a thing in the US?

[Anonymous No.24803958]

>>24797197
>girl on my team is literally doing zero work
>i have told my manager twice now
>they keep saying they understand and they can tell as well
>its been literally weeks and I am just still doing all her work and mine
I came into work today and said fuck it. I did some work but I'm not doing another god damn thing today. If my manager wants to flick her bean while this bitch does nothing, then I'll just do the same.

[Anonymous No.24803987]

>>24803958
Hope you have savings for when you are fired anon...

[Anonymous No.24804000]

>>24803867
Ok let's compare then?

>no lying edition

I WFH and send 5-10 emails a day, a couple calls to coordinate some people and give advice to people who work under me on Teams. I "work" for like 30 minutes a day.

You?

[Anonymous No.24804027]

>>24803944
yes. muricans use maximum debt leverage to buy mcmansions so it takes most of their life to pay it off kek. absolute debt slaves

[Anonymous No.24804032]

>>24797240
Every neet here brought chainlink early though

[Anonymous No.24804114]

>>24804000
I work for 2 or 3 hours a day and have to use Teams also. I can't say exactly what I do for reasons. I work in between business and IT. (I get paid for 8h).

so I guess we are nearly equal. some days I do jack shit kek. This wont last though but I think I'll be able to stay here for another year or so. this job is getting automated away.

[Anonymous No.24804150]

>>24797197
Die and make sure you have money so your kids can pay their inheritance tax on the money you earnt and already paid tax on bro

[Anonymous No.24804366]

Vast majority of NEETs aren't capable of supporting themselves. NEETs that live comfortably are the ones that are born into relatively wealthy families.

[Anonymous No.24804370]

>>24803775
Lol imagine having good sense and still wasting your time on this shit hole full of early 20s retards with little to no idea what they're talking about

[Anonymous No.24804911]

>>24804366

NEETing is only really viable if you have some sort of medical thing keeping you from working, otherwise you'll only get bare minimum which isn't enough to live on, and you'll have to prove you're looking for work too, not worth it.