student loans general

[Anonymous No.24495863]

non burgers need not reply
forbearance ends next month bros
what the fuck are we going to do
my magic internet coins havent made me rich yet

[Anonymous No.24495886]

>>24495863
ever though about going back to schooL?

[Anonymous No.24495896]

>>24495886
thats not fucking funny

[Anonymous No.24495915]

>>24495896
kek

[Anonymous No.24495965]

>>24495863

Suck cock for cash

[Anonymous No.24495992]

>>24495863
Well my coins turned my 50k to 250k at this point...

[Anonymous No.24496019]

Just don't pay it back lol

[Anonymous No.24496025]

>>24495863
eh ill pay it off whenever i get enough money to not notice it. dont feel comfortable giving white people money. theyre soulless robots

[Anonymous No.24496044]

>>24495863
knee pads

[Anonymous No.24496057]

>>24495863
Rough it out.
Even if you had $1mil in crypto I'd tell you not to sell.
You'll reflect on these days and times with longing and heartache.
Trust me.
We have harder times ahead, but it will end.
Just keep holding.

[Anonymous No.24496066]

what's forbearance, is that like when the bears come?

[Anonymous No.24496069]

>tfw got through undergrad debt free from scholarships and got through grad school with my gains in crpyto in 2017
I can't imagine being in debt for education. The system is a farce for anyone but the most driven people.

[Anonymous No.24496079]

>>24496057
thank you anon this brings me a small glimmer of hope.

[Anonymous No.24496108]

>>24495863
What are they gonna do if you don’t pay it?

[Anonymous No.24496122]

>>24495863
>what the fuck are we going to do?
Wageslave to make mr goldstein and mr xi rich.

[Anonymous No.24496150]

>>24496108
Tank my goyim score (credit)
Probably sue me
Theyre private loans so they legally cant garnish my wages.
I can flee the country and they'll have no jurisdiction. Maybe I'll go to Canada. Or Mexico, and get myself a beautiful shitskin wife.

[Anonymous No.24496200]

>>24496057
Ah, yes! Yes! Wait longer! The longer you wait, the more you will give me, goyim scum! Maybe if you’re lucky, you’ll get away with only paying a 30% premium (lol!).

In the mean time, if you start working, make sure you start putting my cut of everything you owe me to the side. Rebecca needs a nose job for her Bot Mitzvah, and I expect you to finance it.

[Anonymous No.24496224]

>>24496150
If you are white, you can live like a king in latin america

[Anonymous No.24496231]

>>24496150
just bankrupt. they're private loans and won't be forgiven.

[Anonymous No.24496255]

>>24496150
Look at the scared goyim flea! Let him go live among the savages like a savage. Just remember, the longer you wait, the more you owe us. Laughing, Laughing out loud!

[Anonymous No.24496262]

>>24496150
Based.
How much would monthly payments be if you were to pay it? Couldn’t you set it up where you would pay less each much but more overall? This method would be ideal since your in crypto. Time is money, as the jews say.

[Anonymous No.24496327]

>>24496224
This filthy goy has no shekels and no skills and you think he can live like a king? Laughing out loud! Perhaps Pedro will let him pick avocados for a princely 50 pesos per day! Laughing! Laughing out loud!

[Anonymous No.24496411]

>>24495863
i make $70k a year. plan on paying the minimum for the next 20 years for forgiveness.

[Anonymous No.24496449]

>>24496411
Very good goy! Very, very good!

[Anonymous No.24496504]

>>24496411
That minimum payment will add up to way more than the original princuple

[Anonymous No.24496676]

>>24496504
Yes! Yes it will!

[Anonymous No.24496683]

>>24496066
kek'd n cheq'd
>>24496150
how much do you have you little weasel? I paid off 40k living at home and working a 16/hr faggot retail job during the day, and full time overnight stocking at whole foods for 12.50.

I worked both jobs for 8 months (yea it sucked) but that knocked out 85% of the loan. Then I just cruised on the day job for a few more months and paid it off in under 2 years. If you're 50K and below go fucking do what i did weasel and stop being a pussy. OR
OR
just make minmum payments and prey that old corpse faggot biden bails you out. i bet he'll only bail out the "disenfranchised""" people tho. your choice

weasel,

[Anonymous No.24496764]

I own 0 cause I didn't cuck out for education in a world where working for ones self makes more.

Run own company, over 250k of stocks/bit of crypto and I'm not even 23 yet.

Wage slave, I need my tendies.

[Anonymous No.24496879]

>>24496504

i've calced out total payments. it's something like $185k in payments + $43k tax on loan forgiveness which is $228k total. if i did a 10 year repayment it would be $1700 x 120 = about $200k. so it's """saving me""" $28k over a 10 year period which is nothing when you consider i wouldn't be able to save for a house down payment, fund my retirement, live life, etc.

[Anonymous No.24496907]

>>24495863
16k in undergrad debt. Like 5k capital, no job in sight. Gf just landed big girl job. I wanna kill myself. Her parents paid for her college of course. Along with all my other close friends.

[Anonymous No.24496926]

>>24495863
>what the fuck are we going to do
I don't know, after LITERALLY years of repaying I'm still crushed under, God, I don't even want to check. Maybe $800? Even $900 worth of debt?

[Anonymous No.24496966]

>>24495863
Op for the love of God do not default. Call your servicer and work with then or tell them you just can't pay. They will help you work something out. The feds will fuck your shit up to get their money.

[Anonymous No.24497089]

I wouldn't worry, they will all be a casualty of muh reset/nesara

[Anonymous No.24497129]

if biden is gonna cancel all student loans, should I enroll and get one right before he's sworn in?

[Anonymous No.24497244]

>>24496764
we dont all have daddy's money

[Anonymous No.24497247]

I worked hard for a full-ride, but i guess it doesn't even matter now that democrats are planning on subsidizing all your poor decisions.

[Anonymous No.24497269]

>>24495863
The time is now, buy XRP.

[Anonymous No.24497352]

>>24496504
>>24496676
Crypto investments would off set this. If you min pay for like 20 years u might pay like 3-4x more over that time, HOWEVER, your crypto would 100x in that time frame.

[Anonymous No.24497430]

All paid off :)

Thanks for all the financial support mom and dad, I really appreciate it.

[Anonymous No.24497709]

>>24497430
go fuck yourself

[Anonymous No.24497793]

HE FELL FOR THE SCHOOL MEME HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA

[Anonymous No.24497800]

>>24496907
16k is nothing puss puss>>24496966
>>24496966
lol you can't "default" on student loans. they're not going anywhere

[Anonymous No.24497898]

HOW DO I INTO STUDENT LOANS???

Can I just take a class online, pay for shit on my credit card to get points and build credit, and leave a student loan set to pay off the balance over time?

Assuming the student loan is forgiven by some administration over the next 20 years, what’s the downside? The upside is I get good enough to pay it off myself or get a perspective employer to pay it off.

[Anonymous No.24498011]

Did nobody else use the forbearance to go balls deep into their loans and pay it off? 8 months of ZERO interest and you guys just sat there?

[Anonymous No.24498047]

>>24497898
honestly dude i wouldn't bank on student loan forgiveness like its a done deal. thats fucking retarded.

[Anonymous No.24498130]

>>24498047
I’m going to have to spend that money regardless. I have to buy groceries and pay rent. If it doesn’t get paid off I just use whatever I’ve got left to pay off as much as possible as soon as interest starts to accrue. Right?

[Anonymous No.24498352]

>>24498130
im not getting the logic

[Anonymous No.24498449]

>>24497800
You're fine with 16k mate. Chances are we'll see inflation hit hard over the next few decades anyway, so just build up assets and let it decay.

[Anonymous No.24498465]

>>24496907
$16k in student loans is nothing, you are like little baby

>>24495863
Apply for Income Based Repayment my dudes. I have like $50k in undergrad debt and I've never paid a dime of it because I've been broke as fuck since then. I technically make a payment of $0 every month.

Aren't the democrats going to forgive $50k in student debt anyways? Given the state of things it seems inevitable, just hold out as long as you can.

[Anonymous No.24498557]

>>24496025
Lol you’re living in a white-built society.
Go sling mud back in Blafrica.
Proven low IQ democrat scum.

[Anonymous No.24498592]

>>24497898
I've wondered this as well. Even if it doesn't get forgiven, why not get a student loan with 5% interest, then dump the money into an ETF that pays you 8% interest?

[Anonymous No.24498652]

I have about 50% more than OP. Most of it in parent plus loans and 30% in my own name. Gets forgiven in 20 years as long as you make minimum payments
>minimum payments

Ends up kinda high around $500-700 per month but no one is EVER going to pay off such a stupid amount of money. I make very good money, you get my taxes so go fuck yourself. Making the min payment forever and paying the rest in tax.

Those with a history degree and 200k in loans can pay it off, I work in a tech field important to the dominance of our country and the career will literally never go away.

oh and these "free" months count towards "minimum payments for 20 yrs" so fuck it I get 1 year free

[Anonymous No.24498683]

>>24498465
Some of us make nearly six figures only a few years into our careers. We get fucked by both the "minimum payments" and taxes. I'm still doing pretty good, comfy life, but imagine $3k per month going to loans and tax. I cringe when I look at my biweekly pay.

[Anonymous No.24498739]

>$12k in bank
>$17k fed student loans
>$8k crypto
should I deplete my savings and crypto investment and pay my loans off this month or wait biz? I'm pulling $4.5k a month and want to wipe this debt.

[Anonymous No.24498763]

>>24498739
Do 30% each month on the loans

[Anonymous No.24498775]

>>24498739
>4.5k a month
Pay it the fuck off you godamn kike. 17k is fucking nothing on that wage. you could dump 1500 a month, unless of course...you live in the BIG CITY WHERE ALL THE ACTION IS.

GOTTA BE WHERE ALL THE ACTION IS RIGHT ANON? GOTTA PAY 2k FOR THAT STUDIO APPT RIGHT DOWNTOWN RIGHT PAL

pay it off. right now. don't touch the crypto

[Anonymous No.24498788]

>>24495896
Yeah but that sure was

[Anonymous No.24498827]

Wait for bidenbux

[Anonymous No.24498858]

>>24498775
I've paid $25k in debt this past year living in a $300 living room twin bed and eating ramen noodles. Since lockdown I've diverted my funds I would normally put towards my loans into savings. It's comfy looking at my savings account but would feel really uncomfortable with no savings for a couple weeks if I paid off all my loans.

[Anonymous No.24498918]

>>24498858
Ignore the faggot. It's similar to CC debt, you pay what makes sense. Depends on your interest. If you can pay off the rest and avoid interest then do so. Your amount is 10x lower than a lot of us so it'd be good for you to get rid of it. It's outside the realm of reality for others (even though we're positive contributors to society) Fuck history and womens studies majors in debt. If you're white and holding up society and paying it back in taxes you shouldn't have to pay back 200k in loans.

[Anonymous No.24498926]

>>24497247
this
I was able to do it, it's not impossible, I'm not that special
fuck you, I'm not paying your denbts

[Anonymous No.24498950]

>>24498918
Ok you know what, he's right.
>if you avoid paying interest
just pay enough to avoid interest and its whatever

[Anonymous No.24499251]

>>24498775
Tfw covid stopped all the action

[Anonymous No.24499272]

>>24499251
city slickers btfo possibly forever

[Anonymous No.24499300]

>>24499272
based

[Anonymous No.24499308]

>>24498683
Zero sympathy for you if you're making nearly six figures and have some debt to pay off. Would you rather be so broke that the government literally says "it's cool bro don't worry about it rn"? Cause that's been my strategy

[Anonymous No.24499435]

>>24499308
200k in debt to pay off is zero sympathy? I'm 100% willing to pay off 50-100k but more than that absurd considering the tax and contributions I make to society.

Zero sympathy for bullshit degrees, sure.

[Anonymous No.24499480]

>>24497247
sucks to suck

[Anonymous No.24499593]

>>24499480
yeah getting a fullride really sucks

[Anonymous No.24499674]

>>24499593
I'm gonna fullride your mom until she cums all over my fat cock

[Anonymous No.24499676]

>>24495863
use them with API3. have 5x your initial to pay them back in 2021.

[Anonymous No.24499809]

>>24496764
>Run own company
>not even 22 yet

Let me guess... MLM? Or Amazon FBA?

[Anonymous No.24499970]

>>24499674
kek

[Anonymous No.24500061]

>>24496411
Is that from cornerstone loans? I had the same provider, except mine shows $0 principal and $0 outstanding interest because I paid mine off 5 months after I got my measly $40k job. Know how I did that? By planning ahead. community college 2 years and state university the next two. Came out with $15k total. If that's actually your loan situation... Good fuckin luck buddy. Long road ahead.