how frugal are you?

[Anonymous No.24450787]

you’re a self made millionaire, right anon? you make your own coffee at home right?

[Anonymous No.24450820]

>>24450787
Depends, is coffee good for me?

[Anonymous No.24450821]

>>24450787
>$20k watch
>washer/dryer in kitchen
LOL

[Anonymous No.24450841]

my gamestop equity is worth more than my car

[Anonymous No.24450874]

>>24450841
so you like gambling cars?

[Anonymous No.24450915]

>>24450787
Watches usually atleast keep their value if not increase
Watches are much better assets than most crypto or classical cars or whatever
Same with instruments
And with watches and instruments you don't even need to keep them unused in some vacuum chamber, the relic guitar market is huge and watches are easily polished

[Anonymous No.24450967]

>>24450787
I fucking hate making my own coffee. It takes like 10 minutes to clean. It's such a waste of time. I live above a bodega that sells coffee for a dollar. My mom yelled at me for "wasting money" on $1 coffee. She makes her coffee every morning, and it takes her ages.

Simplify your life. Some luxuries are worth it because time is the ultimate luxury -- for most of us, we're here to make it so we can have our time to ourselves.

[Anonymous No.24450975]

>>24450821
millennial money

[Anonymous No.24450999]

>>24450915
>Bitcoin does a 100,000x
>A watch is a better investment

Okay, Boomer.

[Anonymous No.24451016]

>>24450999
Did your bitcoin do that?
Don't think so faggot

[Anonymous No.24451024]

>>24450915
I have a casio f-91w with a scratched face and a honer harmonica am I gmi?

[Anonymous No.24451041]

>>24450821
Umm. You compare cleaning your clothes at home to a 20k watch? What are you 12?

[Anonymous No.24451052]

>>24450915
meh, depends on the watch. stainless steel sport model Rolex watches (sub, daytona, etc...), yes. that Zenith he is wearing in the picture, big time no.

[Anonymous No.24451063]

>>24450967
I brough an old coffee maker I got for free into work so that I'm getting paid to make my coffee and it's cheaper than buying it. Checkmate atheists

[Anonymous No.24451070]

>>24451016
Over 99% of people who have bought bitcoin have seen a greater appreciation in value than buying a 20k watch you boomer faggot

[Anonymous No.24451087]

>>24451041
hello retard - perhaps i am talking about him having a washer/dryer in his kitchen (a strange place for a man that can afford a $20,000 watch).

You are literally an idiot.

[Anonymous No.24451106]

>>24451024
>its 2020
>still has a watch

[Anonymous No.24451120]

>>24451070
And what does your bitcoin do?
Does it tell the time?
Can you wear it?
Stupid fucking faggot

[Anonymous No.24451158]

>>24450787
Most people who buy expensive shit like these is probably because it will appreciate in value in the future. It must be a rare edition watch or limited edition.

[Anonymous No.24451184]

>>24450915
>Watches usually atleast keep their value

[Anonymous No.24451191]

>>24451087
Yeah u lack any kind of logic. You think if you have a semi price watch you life needs to be a stream of images outside lambos in Dubai. You really are fucking 12. It's a fucking kitchen. Rich people have kitchens...yes with appliances.

[Anonymous No.24451257]

>>24451191
ok third world nigger. have fun with your washer and dryer right beside your oven and refrigerator.

[Anonymous No.24451269]

>>24451184
They do
Something like the Hulk only increased
Same with grand seikos
Vintage rolexes
Don't buy shitty watches you faggot

[Anonymous No.24451283]

>>24450787
I used to think like this and purposefully not spend money on trivial but quality aspects of life like a little espresso every morning at my favourite place or a mcdonalds burger every weekend. I believed "well, $1 a day for a lifetime is a huge amount! if I can manage to save it, I should!".

then I fucking started making actual money and realized the time I spent thinking about this bullshit while sadly depriving myself of a little espresso, I could instead put into making so much that it would literally not matter.

anyone else came to this realization?

[Anonymous No.24451326]

>>24450787
>frugal
>woman in the background
Hmm

[Anonymous No.24451357]

>>24450787
>$20k watch
>lives alone, openly shows home
This nigga gonna get robbed lmfao

[Anonymous No.24451369]

>>24451283
Yes I agree.

[Anonymous No.24451393]

>>24451283
This is a good take and people take too long to figure this out.

[Anonymous No.24451440]

>>24451283
Pretty much
If you deprive yourself from everything soon you will be depressed and good luck studying after work/doing a side hussle/doing research for investmenting when you feel like you want to die cuz you been eating rice for 2 months now to save 30 dollars per week

[Anonymous No.24451504]

>>24451283
It's the obvious relization, any task that returns less than the hourly rate I would ask as a consultant I just don't do. $10 rebate? not worth my time to mail.

[Anonymous No.24451551]

>>24451257
You're weird..

[Anonymous No.24451553]

>>24451041
You are a moron with low comprehension skills. Stay poor

[Anonymous No.24451636]

>>24451283
>>24451440
>JUST SPEND GUYS
>JUST KEEPING SPENDING
>NO DON'T INVEST
>JUST SUPPORT THE SYSTEM GUYS
>IT'S ONLY A FEW DOLLARS THAT GENDER STUDIES DROP OUT NEEDS YOUR BUSINESS
>JUST BUY MORE THINGS YOU NEED THEM

rope. now.

[Anonymous No.24451680]

Seems like the kind of retard to spend money on useless shit or addictions like watches, avocado toast, coffee, etc.
I've made it off risky crypto plays but being fiscally tight as hell in my daily life.
Fasting and keto with pirated media for entertainment and I end up spending only 60 bucks a week. Got a nice plot of land 10 mins from downtown in a southern state instead of an overpriced la loft

[Anonymous No.24451725]

>>24451636
You sound poor and retarded
Does a 1 dollar expresso equal your monthly investing budget you fucking shitskin

[Anonymous No.24451762]

>>24450821
>>$20k watch
If you know what you're doing, an expensive watch is actually an investment.

If you can afford a $20k watch that will likely rise in price over the years, it's cheaper than a $300 watch that's worthless as soon as you unbox it.

Few understand this.

[Anonymous No.24451924]

>>24451725
LMAO. Unlike you I come from generational wealth where we save our money and do things for ourselves. I'd bet my entire portfolio you've never baked a loaf of bread.

McDonald's for lunch again wagie? Then for dinner a nice frozen meal with mystery ingredients? Mmmmm, delectable.

[Anonymous No.24452067]

>>24451762
>work in garage
>need to take off watch or risk it getting damaged
>wearing around investments
>not using a 24 dollar casio and eating the loss
Git gud. Watches are tools, not investment vehicles.

[Anonymous No.24452117]

>>24451762
>buy 20k watch
>wait 5 years
>nobody wants to buy it

[Anonymous No.24452152]

>>24451924
>I come from generational wealth
>we do things for ourselves
kek. which one is it?

[Anonymous No.24452175]

>>24452152
The one that gets more (you)s

[Anonymous No.24452195]

>>24450915
100% faggot. Watches are for dbags and frat boys.

[Anonymous No.24452231]

>>24452067
People who work in garages don't buy 20k watches
>Watches are not investments
Tell that to a Hulk or rainbow

[Anonymous No.24452447]

>>24451762
it's not an 'investment', it's just not a depreciating asset. also highly depends what you buy. no one will buy your expensive hublot shitter after 5 years of use, but you'll probably make a couple bucks on a newer Rolex steel model in 5 years

[Anonymous No.24452448]

>>24451924
>What is balance in life
Do you enjoy anything in life, at all, besides being a pretentious wannabe millionaire on the internet?

I'm not saying you shouldn't be able to sleep on the floor, eat bread and drink water, if it comes to that.
I'm saying it's probably best for yourself and your money if you learn to enjoy the things you love, in moderation, instead of trying to hold on to every penny.
Unless you're dirt poor, your portfolio won't be that hurt because of a gym membership, some coffee and wine. It could make a positive difference, as you're now filled with motivation.

[Anonymous No.24452537]

>>24452448
These kids will never understand this as they never even tried to live frugal as fuck
It's soul crushing to live on 3 dollars a day

[Anonymous No.24452579]

>>24450821
>imagine referring to someones wife as a "wisher and dryer"
rude

[Anonymous No.24452683]

>>24450820
Here you go.

[Anonymous No.24452721]

>>24450915
You’re right, same goes with firearms and comics.

[Anonymous No.24452727]

>>24452579
>imagine being a phoneposter

[Anonymous No.24452775]

>>24451283
based and awareness-pilled

saving wealth and making wealth are two different things

[Anonymous No.24452816]

>>24451184
Watches are really only a thing in a few states in New England that think they are the center of the fucking universe and massive trend-setters

The rest of us just scratch our heads looking at the ads

[Anonymous No.24452833]

>>24451762

some watches go up in price but that doesn't make "watches" a good investment.
what you are saying is just delusion from collectors who are trying to justify their expensive habits.

[Anonymous No.24452848]

>>24452683
No watch on this bitch. Whats up with that? How does she know what time it is??

[Anonymous No.24452856]

>>24451283
Yes, read Richest Man in Babylon
>Focus on increasing your income rather than saving what little you can

[Anonymous No.24452860]

>>24452816
Watches are massive in any corporate environment where dick measuring is important, Hollywood and pretty much everywhere in Europe and japan

[Anonymous No.24452889]

>>24452833
I guess then stocks are a bad investment as well cuz only some stocks go up
You do understand how dumb you are right

[Anonymous No.24452922]

>>24452448
>>24452537
I cook and gym. It's cheaper and better than buying a meal at a restaurant. My point is that eating out and other wastes of money should be avoided.

[Anonymous No.24452953]

>>24452889

if you buy an average of the stock market (index funds) you are almost guaranteed to make money
if you buy an average of collectible watches you are probably gonna lose money but at best you will massively underperform the stock market.

the only way to "win" is to invest in one watch and get incredibly lucky, this is equivalent to buying one stock and getting lucky which is also a bad idea. the reason is you are taking on a lot of risk and your expected returns are not great.

[Anonymous No.24452966]

>>24452860
I would think having just one corporate board member who walks around with their cock and balls hanging out would be sufficient to fulfill diversity requirements. That sonofabitch is rare

[Anonymous No.24452976]

>>24450787
>Keep my house at 52 all winter
>Never buy anything outfit wise unless something would hurt my standing at work, WFH now so basically never need to buy anything
>No dryer, hang things up inside
>No dishwasher, wash everything by hand
>Never eat out
>Only really enjoy playing video games
>Actually make plenty of money
>Struggle psychologically with the prospect of spending $100 on games during a sale when I play everything completionist and get a lot of value out of it
>Eat a very boring, but cheap and nutritious diet

Being raised poor scarred me forever. I have a deep fear of spending money in a foolish manner despite being in a position where I should allow myself more comforts than I do.

[Anonymous No.24452999]

>>24452922
Yes just keep saving money for when your life REALLY starts ;)
If eating out once or twice a month breaks your bank then you need to get a better job

[Anonymous No.24453007]

If you live frugally you can be rich but no woman will touch you even with a 10 foot pole. You wouldn't even get gold diggers. The absolute WORST thing you can do to a woman is bore her. Frugality == BORING
This 29 years old realized how fucking miserable he is and is trying to justify his shit-tier 20k watch now but that'll only work for a few days. LOOK at his girlfriend ffs, what's the point of being a millioniare with that girl

[Anonymous No.24453025]

>19700 for an el primero (with the incorrect sundial overlap)

But you can get the correct el primero (38mm correct subdial 69 chronomaster) for about 7000 so what is he doing?

[Anonymous No.24453050]

>>24452976
Anon I hope you have a dehumidifier cuz hanging clothes indoor will get you mold

[Anonymous No.24453077]

>>24453007
caring this much about a woman
ngmi

[Anonymous No.24453104]

>>24452922
Yeah the time you spend for cooking and shopping could net you much more then the cost of a good meal, if you had skills that are in demand. But well you are just a larper and cannot charge anything for your time :3

[Anonymous No.24453123]

>>24452976
it's better than being a functional alcoholic

[Anonymous No.24453154]

>>24453050
I only do it in the winter, the other 3 seasons I dry my clothes outside. I use the room in the center of my house and it's dry as fuck during the winter. I do have a device that monitors the humidity in my house and it basically never actually goes up.

[Anonymous No.24453217]

>>24450967

>10 minutes to clean

It takes like 5 seconds to rinse it with water. You're just a retarted zoomer with no discipline and, therefor no chance of ever making it.

[Anonymous No.24453265]

>>24451184
Some do. I worked in a pawn shop and certain models of Rolexes are solid investments. It's incredibly liquid for what it is, too. Everyone's heard of Rolex. Not so many have heard of Patek.

[Anonymous No.24453280]

>>24452976
I had/have the same problem anon, only really faced it in rehab when I was quitting alcohol. In the end I evaluated my life and living situation (while I was in rehab away from it) and got some outside opinions. I wound up buying a big screen tv, rearranging my apartment, and getting into snowboarding (surprisingly wasn't that expensive since I looked for deals).

I still save a lot of money but now I don't worry about buying slightly nicer ingredients and eating at restaurants now and then, as long as it's within my budget. I still haven't bought nice new clothes yet but that's because my body's rapidly changing from starting lifting, so that'll have to wait until after my first cut.

[Anonymous No.24453303]

>>24450967
Do you stare into the void doing nothing until the coffee is ready too?

[Anonymous No.24453576]

>>24453154
How much have you spent on home insulation, heat exchange/leak detection, how much did you spend on the dehumidifier, vs. a heater, and

[Anonymous No.24453727]

>>24451283
Yup, if you avoid buying consoomer things, and instead enjoy things like decent food, a nice treat etc you go much further and feel much better. By forbidding yourself to spend a dollar or two on a meal that is 10x better in taste is slavery.

A lot of poor fags here, so 1 dollar is also. But once your portfolio moves by 1000 dollars per 0.2% like mine, fuck it I'm eating nice, fuck you poor fag.

[Anonymous No.24453808]

>>24452889
If I buy one lemon tree and make a ten dollar profit off the lemons, I am obviously a lemon millionaire. This is your thought process

[Anonymous No.24453866]

>>24452976
I didn't grow up particularly poor but I still have the same problem. Had it for as long as I can remember. I have over $100k saved but I still can't bring myself to spend on things that I don't absolutely need even though I can easily afford them.

I never buy clothes, only when my girlfriend starts complaining that they're too old and have holes or something I go and buy some cheap clothes.

Never spend more money on food than necessary. Haven't upgraded desktop since 2014. Still use a $200 phone from 2015. Even my laptop that I've had for years and is broken I don't replace, the keyboard doesn't work and the screen is cracked but I still use it. Instead of buying a new one I use the onscreen keyboard with the mousepad. I don't know where this behavior comes from but I think there's something mentally wrong.

[Anonymous No.24454032]

>>24453007

if you can't get a girl while being poor and frugal then a girl is not worth having. just use your hand

i am a 34 year old incel and i don't give a shit that i am not getting any pussy

[Anonymous No.24454105]

>>24453866
Theres nothing wrong with being stingy, but it is an issue if you wind up not willing to spend money on something that would make your life more worthwhile.

Put money in your hobbies. Don't miss out on life experiences due to being stingy (eg: unwilling to travel to anywhere remotely expensive and do things that cost money).

[Anonymous No.24454110]

i am willing to sacrifice pussy to save money

men who use money to get money are simps

[Anonymous No.24454136]

>>24454110

money to get women*
shit i am suffering cognitive decline

[Anonymous No.24454254]

>>24454032
Larping on the internet as a rich investor while being a 34 year old pathetic incel loser is the biz standard

[Anonymous No.24454317]

>>24452999
>>24453104
Soulless slaves that can't enjoy a creative activity. They must fill their empty lives with consumption.
Sad! Many such cases!

[Anonymous No.24454332]

>>24451120
It makes me money you fucking boomer, something a watch doesn’t do. Tell me has your watch gained 500% in value this year alone? No, it hasn’t you stupid watch faggot

[Anonymous No.24454435]

>>24450787
I have 2 bitcoins

[Anonymous No.24454482]

>>24454317
What creative activites are you enjoying? Microwaving your hotpockets?

[Anonymous No.24454497]

>>24451636
shortsighted anon, i hope you stop being so hateful and stupid one day

[Anonymous No.24454520]

>>24452231
my boomer dad retired at 48with tons of $ and works in his garage all the time

most boomers live in the garage to stay away from wives and children like me

[Anonymous No.24454523]

>>24452683
This is hilariously shopped, imagine what pants that have that kind of inseam would look like without her stretching.

[Anonymous No.24454525]

>>24453007
flipside of that coin, lavishness doesn't make you interesting. it's just a coping strategy for boring people. it takes much less effort to start being an interesting person than to sustain the level of money it takes to keep a woman entertained despite being a boring person
not to mention any woman worth her salt can tell you're boring, and might tolerate you in front of you but will hold you in contempt behind your back

[Anonymous No.24454541]

>>24452889
lmao you are a complete idiot anon, >>24452953 shat all over you

[Anonymous No.24454586]

>>24453007
his girlfriend is pretty cute imo anon

but desu he seems like he's hiding a lot of resentment and also she seems a bit like a gold digger. check out his one recent video reacting to Meet Kevin on Millennial Millionaire, he seems salty af and she throws a comment about how Graham gave her 100k. sus all around desu

[Anonymous No.24454642]

>>24454105
>>24453866
I can tell you a little secret, take it as life experience from someone who grew up and knows a few successful people: Living frugal is a meme. You'll become greedy, stingy. You'll think about money while others show charisma and generosity. The sad thing for you will be seeing these people overtake you by all means, above all financially. Ffs it's not about saving to the fullest, money is to be earned. You do this by connecting with people. This doesn't mean you consume senselessly. But you need to learn that displaying status is part of life. Jobless guys in the world economic crisis in the thirties saved up their last pennies for a good suit. It brought them dignity and status and finally a job. People understand you worthy yourself despite if hardship. The frugal is turning this upside down. You lose any status by being stingy. The shortterm cashflow savings will not match your longterm loss. And by the way, being frugal isn't even fun.

[Anonymous No.24454680]

>>24452579
Audibly lol'd

[Anonymous No.24454793]

>>24450787
All my networth is in stocks and crypto, I don't own a car or house and live in my moms basement despite working full time as a software engineer. My living expenses are $0

[Anonymous No.24454794]

>>24454642
it's smart to live frugali short time for a cause, like the anon here who lived in a car and invested all of his money into crypto in 2018-2019

[Anonymous No.24454834]

>>24450787

Drinking coffee is for homo dick-suckers. I drink milk tea everyday and I don't need the smell of bitter coffee.

[Anonymous No.24454855]

>>24454793
You sir are retarded. You'll bite your ass for not using the time back than. Becoming independent, enjoying life. Don't sell us personal underdevelopment for financial intelligence.

[Anonymous No.24454903]

>>24454642
unbelievably jewish post

[Anonymous No.24454922]

>>24453866
>Instead of buying a new one I use the onscreen keyboard with the mousepad
Holy shit, Anon. How long did it take you to type that post?

[Anonymous No.24454932]

>>24454903
You have low iq and zero life experience.

[Anonymous No.24454955]

>>24450787
oh great another "ONE WEIRD TRICK that will turn your $17.50/hour paycheck into ONE MILLION AND 0/100 U.S. DOLLARS" feelgood jew article.

[Anonymous No.24455042]

>>24454834
You know what? You convinced me, I'll whip up some Pumpkin tea today instead.

[Anonymous No.24455162]

>>24454855
I disagree, you can do both, being frugal and being around successful people or develop as a person. Its more about efficiency of spending than spending itself. I know very charismatic and very successfull people which are quite frugal. More importantly its to have a direction and plan in life, thats something not discussed often which weights more on your success than your spending habit.

[Anonymous No.24455174]

Be frugal but don't forget to treat yourself once a day.

https://www.youtube.com/watch?v=XjkVgc6gIqk

[Anonymous No.24455282]

>>24455174
twin peaks had so much wisdom in it
https://youtu.be/tc74zZmn2m8

[Anonymous No.24455572]

>>24455282
Major Briggs is the eternal chad hodler of optimism

Bobby is the high strung type that gets smug during a moon then panics and sells at the first sight of trouble.

[Anonymous No.24455841]

>>24455572
oh for fucks sake

[Anonymous No.24455858]

>>24454105
Easier said than done though. I know that what I'm doing doesn't make sense but I can't really stop.
>>24454642
I don't care about status or anything like that man. I'm self employed so I don't need anyone to hire me or like me for my status. I know it isn't fun to live frugally but I don't feel like I really need a lot of things, sure, I want them, but I don't NEED them.
>>24454922
I don't type on that laptop, I only really watch YouTube videos on it. I also have a pretty old desktop that works fine for typing.