>>24217650
No worries mate. I am relatively new, lurking here has taught me a lot.
Yes, Kraken, Coinbase, Binance, eToro etc. are all exchanges, and the money you have on them isnt particularly secure in the event of hacking, servers crashing, a scam etc. You need to get a wallet (they are free e.g. Exodus or Atomic) to store your crypto which gives you a secret key (like a password), which is then secure and basically impossible to hack. Your keys = your crypto. You dont get keys on an exchange hence the exchange itself *technically* owns your coins. Understand?