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/biz/ - Business & Finance

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24013333 No.24013333 [Reply] [Original]

So whats the point of a credit card again?
Borrow money that i need to pay at the end of the month?
Why do that when I can just buy what i want with money I have already. If im going to pay it off at the end of the month, then its money i already have.

What a useless idea

>> No.24013364

>>24013333
jewish middleman scheme to increase the velocity of money, culminating in debt slavery of the developed world.
>but muh plane tickets

>> No.24013593

>>24013333
Provides to lenders the knowledge that you will pay back what you borrow.

>> No.24013615

>>24013364
this but

>>24013593
also this. good luck getting a business loan without ever having proven you can handle any debt at all.

>> No.24013625

>>24013333
>Get cash back credit card
>Buy your normal stuff on credit card
>get 1-2ish% cash back from the right card for all the stuff you would buy with your cash or debit anyway
>pay your bill on time and never pay interest fees
The Jew fears this

>> No.24013645

>>24013625
Also it’s a free loan for the month

>> No.24013653

>>24013333
unfortunately you kind of need credit history if you ever want a mortgage, plus it's good to have available just in case shit hits the fan

>> No.24013674

Smart people use it as a layer of separation between their checking account and the hundreds of merchants they interact with.

>> No.24013695

>>24013625

Jeff bezos gives me 5% back when i buy on Amazon. I buy everything for my business on it. I get like 1k a month baa was back to buy more business supplies from Amazon

>> No.24013698

>>24013625
>the jew fears you using his product as intended

>> No.24013734

>>24013333
Credit score nigga

>> No.24013745

>>24013333
I have mentioned this here before and was told that it is not in fact illegal.

Take credit card, Paypal business acount with card swiper and Business Debit card.
1.) Swipe entire balance of credit card to paypal card, receive cash back for free cash advance.
2.) Go to wal-mart self checkout, buy cheap items that you want anyway. Get cash back from paypal business card.
3.) I item per transaction, $100 cash back until money from paypal is cash
4.) at this point I did other things with the cash before putting it back, but you can just put the cash right back on the credit card and repeat.

It's literally infinite money cheat.

>> No.24013749

>>24013674
also this

>> No.24013827
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24013827

>>24013333
checked
I think the original idea was that financially retarded wagies who were living paycheck to paycheck could use it while waiting for their next paycheck.
Now it's just a meme service that you need to use to get a good credit score.
At least you can get cashback and various payment protection type things, which is pretty nice.

>> No.24013829

>>24013695
Jeff Bezos wants to take far more than 5%. He's in bed with the WEF...