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24006041 No.24006041 [Reply] [Original]

Anons with kids. Advices on how to save money. Were you financially cucked by kids?

>> No.24006125

its only bad first couple years..other than that healthcare costs is the only real hard expense in my opinion

>> No.24006257

>>24006125
>healthcare costs is the only real hard expense in my opinion
Yeah here in Switzerland is super expensive ffs

>> No.24006307

>>24006041
Having kids is not like getting a dog, you can’t drop them off at the pound and they live a lot longer than 10 years

Kids are THE worst financial decision you will ever make though people don’t have them for financial reasons... clearly

If you don’t want kids, do not have one.

I have one, it was not my choice and was tricked/stitched up

I’m 14 years into 18 years of $300 a week child support that is going to increase significantly when I have to declare my crypto gains next year

Not long to go now until that tap is turned off

>> No.24006395

>>24006041
Also don’t forget that if your relationship ever fails, which statistically is highly likely to happen, you will get raped in a divorce or separation because of the kid

It’s not a 50:50 split when kids are involved, prepare yourself for 70:30

So if you have any real wealth, be prepared to say goodbye to 70% of it

>> No.24006437

>>24006041
you will only make it BECAUSE of kids.
it forces you to think in 20-30 cycles and forces discipline. you now will have something on the line instead of just being a fat fag who lays around watching teevee

>> No.24006508

>>24006437
>think in 20-30 cycles
What do you mean?

>> No.24006536

>>24006437
>you now will have something on the line instead of just being a fat fag who lays around watching teevee
Do you have kids?

>> No.24006582

>>24006041
I’ve got an 8 year old son. He’s right here playing PlayStation since he finished up his school assignments. Kids are pretty rad and don’t cost as much as you’d think. If you have to daycare them that’s where it gets spendy.

>> No.24006612

>>24006508
I think he means 20-30 year cycles of time (the length of time a parent typically supports their spermlets) instead of only thinking about the next degenerate food, screen activity or sex act that will satisfy your desires for 20-30 mins.

>> No.24006698

>>24006437
Plenty of people make it without having kids

Having kids doesn’t define a person, but it clearly defines you

You sound like the type of person that would look down on a woman who chooses not to have kids

>> No.24006914

>>24006582
I forgot about daycare cost that is just wasted money.

Make it from chainlink and let your wife work while you be a stay at home dad.

That is truly making it.

>> No.24006957
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24006957

>>24006437
Do you think your parents are happy to have had you? Are their lives better because of you now that they are old and you don't give a fuck about them? Was it worth it to raise you?

>> No.24007014

>>24006041
Diapers are like having a two pack a day smoker in the house holy shit

>> No.24007079
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24007079

>>24006307
>>24006395
>>24006536
>>24006698

>> No.24007120
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24007120

>>24006041
I got kids, but im still making money, literally just made a 10x from eXRD from Radix on their uniswap launch.....

>> No.24007144

>>24007079
>no arguments
I see.

>> No.24007225

I just wanna have a piece of land which I work on all day while my wife educates the kids desu

Then in the afternoons the boy and I go hunting or fishing or whatever and we just talk and shoot the shit. That’d be the life

>> No.24007256

>>24006125
first couple of years they are also very cheap if you get second hand shit.
don't be one of those fuckwits that buy new nikes for a kid that can barely walk.

>> No.24007348

>>24007014
if you don't live in an apartment, use cloth diapers.

>> No.24007351

>>24007256
>first couple of years they are also very cheap if you get second hand shit.
>don't be one of those fuckwits that buy new nikes for a kid that can barely walk.
Good advice
>>24007225
Do you REALLY want that?

>> No.24007398

>>24006437
Okay man I would say having kids is great but its a little funny to think that you plan your life for when you will be 70 thats just really funny

>> No.24007650

>>24007351
What else would there be to do? I grew up in a traditional family with big gatherings and saw those connections dissolve in real time as the jewry got worse

Sure I’ll probably see the world and do some things for my vanity once I make it, but if you don’t have kids you’ll literally never pass on anything worthwhile. All your achievements are dwarfed by the achievements of those favored by the oligarchs. You’re outgunned financially, infrastructually, and literally

How many men were fucked and are now doing the mgtow thing to find a common community? A man is not an island. It’ll pass like most things, the times will change, and they won’t have anything to fall back on. The average man has to build his own castle, and fill it with beautiful things, not live like a pseudo monk and swear off traditional things so he can go dick around for his self aggrandizement

>> No.24007774

>>24007079
OP asked if you were financially cucked because of kids

Name one single person apart from a child trafficker who has not been financially cucked because of kids?

Kids are like cars, you throw bucketloads of money at them for 18 years minimum with no financial payback.

Google the cost of raising a kid... they are a Barrier to wealth but as I said in one of my earlier posts, people don’t have them for financial reasons

>> No.24007783

>>24006307
Tricked like how? My biggest fantasy is going with some chick who is SO horny & desperate for a kid at the same time that she makes me fuck her raw, then gets ontop & rides me until I cum I side her as she's pinning me down and doesnt let me pull out despite my protestations

>> No.24008174

>>24006041
Show her a picture of Sir Gay.
She'll be so repulsed that she'll never want to have kids again.
Use your pent up sexual energy to power your swing trades.
Profit.

>> No.24008279

>>24006307
> he didn't set his parents up with a retirement fund

ngmi

>> No.24008296

let Sergey breed her
the kids will be smarter, better looking, and well taken care of for it

>> No.24008352

>>24007774
Had a child with a wealthy girl. She pays for most things, got me a large safe SUV for when I drive our son around. I’m financially ahead maybe but the time drain is real.

>> No.24008361

>>24006041
My wife was the one who suggested we invest in Linkpool. I explained what a range of different crypto concepts are and she thought that made the most sense at the best price (she used to be in finance) we have 4 children and a mortgage paid of so riskier investments aren’t that major of a deal if it all goes tits up

>> No.24008414

Get a vasectomy asap.

>> No.24008475

>>24006041
>Were you financially cucked by kids
No. Kids themselves are cheap if you're not an idiot who buys them everything they want or what their "friends" have. What's expensive is that your wife won't be able to work full-time anymore, aka her income will be missing.

But apart from that, kids are quite cheap financially. They just take pretty much 90% of your time - but nonetheless, they're probably the best thing you can ever do in your life.

>> No.24008569

The 50%+ chance of child support, divorce, and alimony will fuck you harder than a kid will

>> No.24008610

>>24006041
subsist on PPB&Js.

>> No.24008738

I have 4 kids. If you have any specific questions ask away.

>> No.24009111

>>24006041
Just harness your energy. Kids will make you more productive. Work smarter, spend time with your kids.
You will not care about money once you look in their eyes.
If you are so stupid you can't support them easily, then I don't know what to tell you.
But you should easily have enough money to support hem if you are at all productive.
Then adjust your life.

First few years are the hardest. Work on yourself and systems that make you more productive.

>> No.24009153
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24009153

My wife also wanted kids and she was fresh and fertile so I just went with the fuckin flow, no plan in place. Now I have 2 keedz, age 5 and 3. At the time of firsts' birth I was making $60k/yr as a wagie. Now I am quasi-retired NEET and can just hang with my family.

Here is how it worked for me:
>Wife is Siberian, both kids born in Russia, for free
>Putin gave us $6k for the first, and $9k for the 2nd (Materinskiy Kapital program)
>Declared birth abroad, both got US and RU passports.
>2015, took a 9 month contractor gig at Ft. Wainwright Alaska, $96k living expenses paid.
>Wife's family helped care for the infant while I was gone
This was great because infants are annoying as shit
>2nd kid born, crying, shit everywhere, NOPE
>2017, 6 month contractor tour at Kandahar AB Afghanistan, $130k tax exempt all expenses paid.
>2018, another 6 month tour at Jalalabad, $170k NET.
This money will last for YEARS in Russia, but we are living in Hawaii for a bit as well. My portfolio at the time was yielding 10% in dividends (that has since been wrecked, so I switched to options selling).

The first company was PAE, 2nd was AECOM and 3rd was Leidos. Work was IT / Comm Technician. Installing net equipment, running cables, etc. AECOM was definitely the worst, but if you are making that much money it is better than being at home with a crying kid. Both kids became tolerable by the time I returned.

>> No.24009158

>>24006437
Facts. But most of biz is degenerate and just wants Asian hookers.
t. Father of two

>> No.24009196
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24009196

>>24006307
Dude, you gotta HODL 4 more years. Stick it out.

>> No.24009344

Kids are only expensive if you fall into society’s bullshit traps. Find a trad wife to school them, buy some rural land and life life in your own terms.

>> No.24009365
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24009365

>>24006698
>Plenty of people make it without having kids
>Having kids doesn’t define a person, but it clearly defines you
>You sound like the type of person that would look down on a woman who chooses not to have kids

>> No.24009382

>>24006307
>Go against nature and never live a truly fulfilling life because muh numbers on a screen

Definitely take this advice, guys.

>> No.24009408

>>24009153
Nice, raise them well and you will enjoy them your whole life.

>> No.24009431

>>24007774
you keep using the word cucked, I’m not sure where you got the idea that raising your own offspring is a form of cuckoldry.

>> No.24009474

>>24008738
How was it going from 2 to 3, and then 3 to 4? I’m at 2 trying for 3 now.

>> No.24009534
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24009534

>>24006698
>You sound like the type of person that would look down on a woman who chooses not to have kids
Yes.

>> No.24009537
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24009537

>>24006395
>Ever telling a woman how much you're worth even when married
>Even letting the government know.

Bro. Just buy a bunch of gold and silver with cash and hide it. Keep a considerable amount in XMR or even BTC and only take out what you need. Keep about 10% of your worth in fiat and only declare that.
That way she'll only get 5% of what you're worth, or in your worst case scenario 7%. Still a blow but it's not life ruining.

>> No.24009589

>>24009153
wow nicely done

>> No.24009659

>>24009153
>2017, 6 month contractor tour at Kandahar AB Afghanistan, $130k tax exempt all expenses paid.
>2018, another 6 month tour at Jalalabad, $170k NET.

how do you even get these jobs? clearance?

>> No.24009666

>>24009382

Being human and being a slave to 'muh nature' despite having a brain can change and alter it's behaviour and satisfy urges in other ways

Whatever, have a kid and be tied down for 30 years+ because houses will be unaffordable for the little one when it reaches adulthood

>> No.24009761

>>24006257
You should kys faggot, you're in fucking Switzerland and don't want kids because you think you won't make it?
WTF is wrong with you? 3rd world niggers are having kids and struggle to feed them and are replacing us and you cuck out because you want to make it to buy more vidya?
Just being in Switzerland makes your kids certain to have a better a future than 99% of humans of earth, you already made it just being Swiss you fucking trisomic faggot.
So yeah reproduce as much as you can, get 10 kids, you probably have link so you'll be alright, lift and take roids when you're older so your kids see you as a chad your whole life even when your test drops with age.

>> No.24009800

>>24007783
Why am I still on this board jfc

>> No.24009845

Also there are two views to the world:
- The meme religion view that tells you to have kids.
- The meaningless but true view where the only purpose of our existence is biological reproduction.
So whichever you choose you should have kids, unless you're a *edditor antinatalist jew who wants to play his switch until he dies, in which case gtfo of my conservative board.

>> No.24009848

>>24009153
That’s pretty based. Options seem to be the passive income thing to do for people who have built up enough capital. Don’t do it myself but have seen other reasonably well off folks use it to cover the day to day and live their lives in relative comfort.

>> No.24009887

>>24009800
>Why am I still on this board jfc
Imagine being such a coomer than a guy >>24007783 fantasizing about impregnating a girl seems weird to you

>> No.24009960

>>24009845
Third view: society has turned kids into a total fuckin nightmare instead of a benefit. They are a tool for women to take all of your money and leave you an indentured servant for the rest of your life. How many people you do have to see this happen to before you acknowledge the risk?
>inb4 they just picked the wrong girl
>inb4 just be more alpha

>> No.24010029

>>24009960
t. Black pilled doomer

>> No.24010089

>>24009659
Yes I managed to get a T3 meme clearance from my poorfag GS-9 government job. Funny because the clear RUSSIA connection in my bio, but they sincerely didn't care. Also got CCNA and a bunch of microsoft certs but I don't think they mattered.

The Afghanistan AECOM gig I got purely by a connection. I showed interest in a boomer's stories about Kandahar, he asked if I would be interested, I said yeyah, he emailed his AECOM partner, they asked if I had a valid passport and a T3, they verified then sent me a contract, I signed it as soon as I saw $130k, later they told me to meet someone at Hickam AB (Hawaii), and away we went.

The Leidos one I applied for. I got it probably by having done the Kandahar one. I think Leidos kicked AECOM off their contract and there were actually 2 of the same guys from the last job working this one.

>> No.24010264

>>24006437
This. When you have kids you fucking have to straighten out and have no time for excesses like drinking with boys every night or whatever. You get up at 5 every morning and get to fucking work and learn to work all day and think ahead and anticipate because you have to manage your time. And guess what if you do not have kids some Jamaican nigger WILL BE WIPING YOUR ASS when you are old and make you roll around in your own filth because they give zero shits that you were rich at one time in your life

>> No.24010338

>>24009848
I'm glad I learned about options because right now I am on track for about 25% annual return. In the meantime, Russian equities on the MOEX still yield between 5% - 7% (used to be 10-20%).

>> No.24010344

>>24006041
You don't.

>> No.24010395

>>24008569
Based and redpilled

>>24008414
Did that in July of this year

>>24008352
Congrats. You are the 1% and an anomaly, wish that could have been me haha

>>24009196
Thanks Fren.
She’s a good kid and pretty easy so I don’t mind having her around and she comes over every weekend to spend time with me

>>24009960
The truth has been spoken

>> No.24010416
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24010416

>>24009382
>Be a slave because you must wage a slave for 30 years due to having a kid and getting fucked by a pro-women court.

Niggah, open your eyes. If you already made it, then have a kid thats diffrent.

>> No.24010445

>>24007783
Date a single mother then

>> No.24010492

>>24006957
I WISH THAT WAS ME ;0;
i wanna have a threesome with vitalik and sergey

>> No.24010515
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24010515

>>24009666
>Houses unaffordble

This, I wish more people would relise this. *You will own nothing and you will be happy*. This is what it means.

A kid will be a almost certain finacial commitment beyond the 18 years of their life. Possibly if your kid ends up disabled or some other mental defect that prevents them from working you could end up paying for them until you die.

A kid is a serious choice and shouldn't be a accident. You will end up like my Brother, on £7.62 an hour with a kid and never has more than £500 to his name. Older brother and I'm here with 200k+. He wage slaving too, barely gets time with his kid when he isn't destroyed.

But yeh, MUH NUMBERS ON THE SCREEN.

>> No.24010592
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24010592

>>24009960
Truth, I would have a kid much earlier if it was not a nightmare.

Marriage, Kids, if you get divoiced you are fucked. This isn't even about numbers on muh screen. This is about your time, the time you can spend with your children. People hang over this, its setting yourself up to ruin a good chunk of your life if it goes tits up cause your bitch wants some dick.

>> No.24010635

>>24006957
>gave my parents each 10.6 btc in 2015. told them to hold.
yes.

>> No.24010704

>>24009960
So fucking what? you just give up and let the jew tell you what to do?
Say I get hit by thunder and become paralyzed, my excuse is I fucking got hit by thunder which raaaaarely happens, yet I'm the one suffering, so even if the excuse is viable the result is still shit.
You have your biological purpose, you unironically are nothing more than a biological machine that is programmed to reproduce itself as well as it can, from a darwinian perspective if you have kids in Switzerland you can just kys and you still win, since you can be probably certain they'll survive until adulthood and have kids of their own (maybe the jews will subvert them too but you get my point).
It doesn't happen if you don't reproduce because the jews convince you to be an antinatalist my planet edditor or because they got you scared of the system favoring the woman etc... their result is still the same.
So go ahead and keep making up excuses, I hope your wife finds a way to get pregnant from Chad and tells you the kid is yours and you raise him anyway, they would've won the darwinian game and you would've lost.

>> No.24010963

I don't have parents yet but my job offers a healthcare savings account that is tax-free, so even if you only put a small amount in that to cover what your insurance doesn't cover, you'll save money since taxes normally taken out of your paycheck won't be taken out in that account.

>> No.24010986

>>24010963
Oh shit I'm tired I said "I don't have parents yet" YOOOOOOO I meant I don't have kids yet.

>> No.24011099
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24011099

>>24010704
>So fucking what? you just give up and let the jew tell you what to do?
If anything, the jew wants more goyim cattle.
>Say I get hit by thunder...
I don't know anyone who's been hit by lightning. I know lots of guys, including guys I think are smart and I have a lot of respect for, that have gotten married, had kids, and now their lives are ruined. They make great incomes, but live in one bedroom apartments while paying for the house their ex-wife lives in and fucks other guys in. Meanwhile, they see their kids twice a month and they are hated for it.
>You have your biological purpose...
That's a matter of philosophy. I don't believe my one purpose is to reproduce.
>jews convince you to be an antinatalist
Once again, if anything, the jews want more goyim in their system to cuck out of money and labor.
>So go ahead and keep making up excuses...
They aren't excuses. They are valid reasons for avoiding risk. I look at people that made these decisions and their results made me decide against it.
>I hope your wife finds...
I don't have a wife. I have a girlfriend and a vasectomy.