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23942430 No.23942430 [Reply] [Original]

If I had started investing in the S&P somewhere around 1960 with a 20 year horizon, I would have lost money?

>> No.23942748

Yes and is you invested in the late 90's you'd have been waiting untill early 2010's to make a profit, and like if you invest now, you will be waiting until atleast 2030 by the look of it. Meanwhile crypto and gold fags will get rich

>> No.23942752

So it seems

I'll take this graph any day. I've got more than 20 years to retirement.

>> No.23942764

>>23942748

gold does not beat S&P500, never has, never will.
what crypto is going to do long term remains to be seen. it is however not going to give better risk adjusted returns than S&P. you have to gamble and get lucky, many people pick the wrong shitcoins and lose everything with coins that will not give money back in any timeframe.

>> No.23942778

>>23942764
>many people pick the wrong shitcoins and lose everything

isn't that the same in stocks though?

>> No.23942797

>>23942430

Yes, I always laugh when I hear retards talk about “the stock market goes up in the long run”. It does, but the long run can take as long as multiple decades

>> No.23942814

>>23942764
> it is however not going to give better risk adjusted returns than S&P.
Just buy BTC ETH XRP you stupid fucking boomer

>> No.23942815

>>23942430
This is why you don't fully invest using indexes. Find a good active manager.

>> No.23942822

>>23942814
>xrp

>> No.23942869

>>23942430
Thats adjusted for inflation. You would've been fucked because of the inflation crisis in the 70s, not because stonks stopped going up.

>> No.23942896

>>23942430
yeh we need inflation adjusted graphs to not get fooled by the mainstream inflation bla bla bla. We literally need PNK

>> No.23942953

If you're thinking long term, stock market is a better option, mainly because it's tethered to business.
Normies are still learning what crypto is and I believe that they may not survive the next real world crisis.

The solution, as always, is to have a little of everything.

t. Normie 33 boomer investor

>> No.23942963

>>23942814
>BTC ETH XRP
*BTC ETH LINK

>> No.23942987

>>23942764
america has never been 90% broke ass nigs like it is now

>> No.23943139

>>23942778

not really because in Stocks you can be a complete idiot, invest in index funds and get passive gains in a reasonable time frame.

there is no equivalent in crypto. you could argue BTC but we don't know what it's going to do long term. Perhaps it will go to 5k and we will see an altrun? we just don't know.

that's the difference, there is no low-risk passive investing in crypto you have to outperform the market to make money.

>> No.23943270

>>23942869
Inflation prices into cost though. The normal chart would show you breaking even, but breaking even after 20 years of inflation is a net loss.

>> No.23943478

>>23943139
Almost every semi legit project that was shilled here pumped hard during the defi craze though. RSR, LINK, PNK, STAKE, RLC, AMPL, ARPA, CUR, SWAP, and a bunch of other shitcoins. If you bought any of them and took profits at reasonable levels you would have made way higher returns than the stock market.