[ 3 / biz / cgl / ck / diy / fa / ic / jp / lit / sci / vr / vt ] [ index / top / reports ] [ become a patron ] [ status ]
2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

View post   
File: 22 KB, 400x400, download (7).jpg [View same] [iqdb] [saucenao] [google]
23645555 No.23645555 [Reply] [Original]

Anons post their situations, and others recommend plans for them to make it, or other ideas. I'll start.

>23, North West England
>Work shit warehouse job but pay isn't that bad (£24k a year)
>No qualifications but decent GCSE's
>~£1k cc debt, can pay whenever
>£1k savings all invested on trading 212
>Live with parents, only other debt is car debt which is £200 a month but can VT it soon.

I don't really have a plan other than join the army and get a good trade but my application is taking a long time.

>> No.23645840

move to Cascadia/Tetons area because all the guys here are useless bitter assholes with zero personality and bang young virgin mormons until i have a harem of 10-25 of them, impregnate all of them, then disappear to Scotland.

>> No.23645894

>>23645555
Good quads and good plan. Hope it works out for you.

I’m a bunch older and the CHancellor has been paying me to stay home and play vidya. No plans to change that while the Rishigibs keep flowing

>> No.23645912

>>23645894
Shid I didn't even realise I had quads lol.

>> No.23646024

>>23645555
Checked

>20, California USA
>Poor and abusive household, so going to community college
>Not actually using college for degree but to leverage financial aid so I can have stability to work on actual skills (programming, cybersec, machine learning)
>Took out 30k in loans to trade crypto and pay for living expenses.
>Used crypto gains to pay back debt and fuel a comfortable and livable lifestyle with hot gf.
>Got a job in IT already, makes degree irrelevant as long as I get my certs
>Continuing to study cs, cybersec, machine learning on my own time.
Feelsgoodman. My plan is to take profits enough to eliminate my debt, and then keep on making money with it. At the same time I'm going to continue working and studying so I can move deeper into my career. If I make enough with crypto I'll take a fat vacation in Europe with my gf.

>> No.23646081

>>23646024
Awesome, I am very jealous. I wish I had my head screwed on at an earlier time like you but I pissed about too much. Oh well, can only press on now.

>> No.23646093

>>23645555
>25, backend dev
>no debt
>20k in bank, 25k in crypto
>already have a place to live along with a small farm

Pretty solid, finance wise. Would be nice to do a x10 with an upcoming bullrun.

>> No.23646102

>>23646081
It's never too late anon, especially you only being a 23 year old. I had to go through some dark shit before I matured enough to drive my life forward, so keep that in mind.

>> No.23646125
File: 499 KB, 614x415, statera conference.png [View same] [iqdb] [saucenao] [google]
23646125

>>23645555
>23, South East England
>poorfag family
>Pharmaceutical Chemist, 25k/y + free degree
>£15k loan @ 3%, all in crypto
>£4k savings
>Live with parents, want to die/be rich degen

>> No.23646182

>>23646125
Do you have scope for progression?

>> No.23646200

>>23646024
larp
>>23645555
>join the army
Good plan, if you are okay with the highest chance possible to participate in a real (world) war
I was considering as well, but this put me off.
Not because I am a pussy, but because I won't fight for the kikes and give my life to them
Hope you make it though

>>23645555
>Anons post their situations
>own land
>live in rual area
>own Crypto
Currently a student again, but as Corona won't go away ever again and I am not willing to take a vaccine or wear a mask (on top of being a wageslave) I will just wait for my Crypto too moon and be set propaply
Might educate myself further though

>> No.23646212

>>23646182
Progression opportunities kinda suck. I can try speedrunning my way to management but otherwise it will take me decades to reach top scientist pay grade.

>> No.23646284

>>23646200
>highest possible chance of dying
I'm trying to get a non-combat role such as REME or Int corps. I wouldn't bother with a combat role as they are the worst for career, qualifications and your body.
>>23646212
It seems kind of weird that a lot of graduate jobs have kind of low pay. I'd always though it'd be 30k+ out the gate for jobs that require a (non-arts) degree.

>> No.23646288

>20 USA
>Just dropped out of college with 91 credits
>work at a shop making $14/hr
>no bills other than phone and gas
>$4000 Precious metals, $500 crypto, $2500 cash

I plan to put 25% BTC, 25% PMs, 25% mining stocks for all the money I make in the near future

>> No.23646334

>23, Los Angeles
>work in retail but a fairly good paying retail job for the area (19/h, do basically no work but still have to help customers and be on my feet)
>did an A+ cert but can't find a job that pays as much as my current job, most jobs reject me outright because I have no helpdesk experience
>some programming experience but not nearly enough to find a job, currently just do work for my dad on the side (writing programs to do power flow data analysis which my dad uses to consult for power utilities)
>like music but having to live in an apartment and making barely enough to cover my expenses is putting a damper on that
>have a degree in music

My dad is fairly wealthy but not the type to give handouts so I'm thinking if I can start an electrician apprenticeship with the IBEW here (which pays roughly what I'm getting now) then I can convince him to help me with the down payment on a house maybe in a year or two. I'm also seriously considering going OCS with the military but I'm not sure that would really solve any of my problems except financial and it would destroy any chance of me being successful with music.

If anyone has any recs let me know, I'm very open to anything right now. I mostly just need a better job.

>> No.23646389

>>23646334
Can't you do a music job in the army? Like the corps of army music we have in the UK.

>> No.23646420

>>23646334
>start an electrician apprenticeship with the IBEW here

Nice, I was in IBEW for a while if you're not scared of heights you should look into being a lineman. I got my CDL and signed the books and in a couple of months I was a groundman for a line company making over 50k a year with great benefits and could have applied for a lineman apprenticeship after a while.

>> No.23646429

>>23646389

Yes but I don't think it's that easy to get, you have to audition and I'm not really that great at any one instrument, I can just play multiple well enough to write songs.

Also think I read somewhere that musician is the profession in the army with the highest suicide rate.

>> No.23646464

>>23646420

Yea I heard lineman make bank, also heard it's kind of dangerous though? Not that afraid of heights if we're talking telephone poles but I'm not sure I could do higher than that.

What do you do now?

>> No.23646533

>>23646429
>Also think I read somewhere that musician is the profession in the army with the highest suicide rate.
I wonder if that's down to pressures of the job, or the personality types of most people who are great with music yet have to adapt to the rigours and conformity of being in the army?

>> No.23646557

>>23646464
Yeah I think it's one of the most dangerous jobs in the US or something but if you think you could climb up a telephone pole then you'll most likely be fine. Now I work in a machine shop for now until I'm 21 and can get a better job with my CDL

>> No.23647713

>>23646093
bro thats nice; buy some xrp and xlm if you dont any..their going to be pumping.

>> No.23647838

>>23645555
Train hard and become a royal marine anon, learn to kick some ass

>> No.23647918

My plan is pretty simple. I'm 26 and live with my parents. I have about $80,000 saved, plus $45K in retirement accounts. I have about $29K in student loans left, but I'm taking a break, since we have the loan freeze and there's chance that Biden will cancel up to $10,000 of it.

I'd like to buy a house by the time I'm 30. I've just been trying to save as much as possible. I use 10% of my paycheck to buy company stock and also usually buy about $250-$500 of VOO every pay period. I haven't been buying as much since the economic outlook is pretty grim. I'm hoping that I get promoted soon or get a decent raise. Hope to retire in my early 40s, too, since I don't plan on ever getting married or having children.

>> No.23648038

>>23647918
>no wife no kids
In this case you could probably be on track to retire by 30. I recommend you look into active trading on a brokerage account, specifically options selling, which can net you 20% off your capital just trading mechanically, so for you $16k in 1 year.

>> No.23648072

>>23645555
>bought link in 2017
made it

>> No.23648477

>>23647713
Why is this?
>>23647838
No way lol