[ 3 / biz / cgl / ck / diy / fa / ic / jp / lit / sci / vr / vt ] [ index / top / reports ] [ become a patron ] [ status ]
2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

View post   
File: 52 KB, 527x607, D-m3KfoW4AMt0_1.jpg [View same] [iqdb] [saucenao] [google]
23252446 No.23252446 [Reply] [Original]

what happens if you cant make your minimum credit card payment because you get unemployed? does the bank sue you in court?

>> No.23252462
File: 48 KB, 586x524, 1547004654999.jpg [View same] [iqdb] [saucenao] [google]
23252462

p-please... let me take a whiff.. just one sniff
*SNIFFFFFFFFFFFFFFFFFFFFFFFFFFFF*
AHHHHH..

>> No.23252475

>>23252446
Your credit score goes to dogshit and you'll never be able to buy a house or get a car without large sums of cash

>> No.23252500

>>23252446
You've got 30 days before they report you, atleast in the USA. If you can make the minimum slightly after the 30 days, arrange that with them ASAP and they likely won't report you still.

>> No.23252511

>>23252446
One miss please misses do the needful. My village is prsperous ftom nft trades

>> No.23252514
File: 21 KB, 500x281, 1514812824418.jpg [View same] [iqdb] [saucenao] [google]
23252514

>>23252462
I'd pay 1 efherium just for a whiff

>> No.23252621

>>23252462
>>23252514
Why do you people sniff poopholes?? Gross and cringe..

>> No.23252638

>>23252621
Low testosterone detected

>> No.23252668

>>23252638
Sure, because guys who want to be so subservient to a woman that they would smell her shit are loaded with testosterone.

>> No.23252698

>>23252668
we’re sniffchads breh, we sniff because we WANT to

>> No.23252731

>>23252446
No. After a few months of not paying you'll start receiving calls from collection agencies. After 6 months of no payments, most credit cards will cancel your card. Nobody sues you or anything but you will get lots of phone calls and your credit score will go to sh**.

>> No.23252742

>>23252698
Where does "WANT to" come from? From a malfunctioning brain i assume..

>> No.23252754

>>23252621
>>23252668
look at these lgbt+

call them faggots bois

>> No.23252767
File: 56 KB, 1086x803, goy score.jpg [View same] [iqdb] [saucenao] [google]
23252767

>>23252446
>first, late fee
>after 30 days, they report you to the credit bureaus and your goy score goes down
>for the next few months they call and call
>offer to settle with them for 50% in a lump sum, good chance they'll accept
>after awhile, six months maybe, they sell your debt to someone else, who will settle for 50%
>or, if you owe a lot, maybe they sue you, but will settle for 50% to avoid the difficulty

t. fucked credit card companies out of nearly $40k this year, pic related

>> No.23252784

>>23252446
nothing happens except your credit goes to shit. They wont sue shit if they send notices just toss them in the trash.

>> No.23252804
File: 85 KB, 680x453, 499.jpg [View same] [iqdb] [saucenao] [google]
23252804

>>23252767
>t. fucked credit card companies out of nearly $40k this year, pic related
Incredibly based. Fuck kikes.

>> No.23252808

>>23252767
>paying 50% when you could have paid 0%
kek retard

>> No.23252810

>>23252446
>they ask you to please pay
>after 90 days they sell your debt to someone else who will ask to pay but not as nice
>if they think they can scare you into paying and you owe $5k, they will start a court case hoping you settle
>if you dont settle, they will try to get a judgement from you
Very few places will sue you, most just operate because they know most people are scared of being in debt or not paying when in reality you can just stop paying today and no harm will come to you.

>> No.23252815

>>23252446
Anon, look up the company Tally. Basically they refinance your credit card debt with a line of credit and will make the minimum pay for you if you can’t make it

>> No.23252822

>>23252621
>>23252668
fuck off faggots this is a brapper board

>> No.23252826

>>23252808
Sam hyde?

>> No.23252827

lmfao
you telling me there are ppl here who are investing like THEIR LIVES depend on it?
It's just a game to me

>> No.23252843

>>23252446
You call up to see if they'll work with you, delay a month or w/e, and some literal faggot/minority with horrific phone skills will say "lol no, pay up crackka". Then you max it out asap, and wait 7 years.

T. Got 15 months left.

>> No.23252847

>>23252767
I had Amex just write off my debt to them after I stopped paying, they sent me a tax form because the canceled debt was income.
Also had chase/discover or someone settle for 5-10% after ignoring them for half a year.
Its literally free money.

>> No.23252853

>>23252446
That appears to be a human ass.

>> No.23252873
File: 260 KB, 680x585, 1534446296623.jpg [View same] [iqdb] [saucenao] [google]
23252873

>>23252808
I have assets and if they sued me they could definitely collect 100%, plus interest and fees.

>> No.23252949

>>23252621
I think it's just a meme that took off. No one except niggers and paid whores are into asshole sniffing, r-right /biz/?

>> No.23253045
File: 9 KB, 226x258, IMG_3368.jpg [View same] [iqdb] [saucenao] [google]
23253045

>>23252949
Assholes produce shit and are disgusting. It is a literal disease vector and our reaction to the smell is an evolutionary trait that keeps us safe from harm.

>> No.23253130

>>23253045
My exact feel

>> No.23253149

>>23253045
>Pajeet bad pooping in the streets
>Licking shithole good

>> No.23253155

>>23252621
>>23252668
It's literally just a retarded unfunny meme.

>> No.23253164

>>23252621
No one actually does it. In fact every time someone makes a thread about actually having done it, they usually report how disgusting it was.

>> No.23253232

They can sue but rarely do, usually your Good Goy score tanks and you get notices in the mail. They probably dont bother sueing anyone right now since it would be bad PR with covid.
t.just passed 4 year statute of limitations on $25K credit card debt from previous marriage. Credit score back up to 640 so far, after low of 520.

>> No.23253235

>>23252767
I would have said chapter 7 is a better option, but you've probably got assets/ make more than the median pay in your state. Chapter 7 is a great option for poorfags with no assets

>> No.23253307

>>23253164
i have put my tongue in a few girl poopers i love the sound they make makes me diamonds.
never met with anything unpleasant. its all about proper hygiene.

>> No.23253354

>>23253149
The duality of man

>> No.23253373
File: 103 KB, 541x541, 1600643630880.jpg [View same] [iqdb] [saucenao] [google]
23253373

>>23252446
you accrue interest and your credit score takes a hit

>> No.23253476

>>23252446
Turn off all points of contact get new phone number and wait 7 years LOL thats it.

>> No.23253587

>>23252446
built for scat

>> No.23253605

>>23252475

You won’t be able to get a job either. Goy score is needed for everything in western society these days

>> No.23253639

>>23252767
Max out credit cards, buy crypto.
Pay back 50%

Why doesn't every one do this....

>> No.23253698

>>23252621
They don't. They've never even fucked a girl in their life because of they had and when they fuck them doggie style then they'd know it's not that pleasant when you feel the stench of shit levitating up towards your nostrils

>> No.23254017

>>23253155
>he thinks its a meme. Nope

>> No.23254064

>>23253698
>doggy style
>can smell shit from their asshole
bro, what kind of fucking unclean dogs have you been sleeping with?

>> No.23254101

>>23252767
Lol the little guy with the ribbon and the confetti saying the score went up at 517.
>Great job!
That's actually pretty tragic. Fuck.

>> No.23254132

>>23254064
Americans dont clean their butt only toilet paper it a couple times

>> No.23254445

GOD FUCKING ASS YES

Sit on me, smother me, I DIE HAPPY

*SNIFS SCREEN AS HARD AS I CAN*

FUCK

*ZOOMS IMAGE RIGHT ON CRACK*

YES YES YES YES YES YES YES

ITS HAPPENING

DAY 1 OF NOFAP FUCKING CANCELED

LOOKS LIKE BRAPS BACK ON THE MENU, BOYS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

>> No.23254464
File: 83 KB, 675x699, Screenshot_20201013-182402.jpg [View same] [iqdb] [saucenao] [google]
23254464

>>23253045


>>23253045
>Assholes produce shit and are disgusting. It is a literal disease vector and our reaction to the smell is an evolutionary trait that keeps us safe from harm.

>> No.23254483
File: 1.68 MB, 1250x2029, 1592175678935.jpg [View same] [iqdb] [saucenao] [google]
23254483

>>23252462

>> No.23254502

>>23252446
GOD I WISH I WAS HER

>> No.23254504
File: 601 KB, 1130x1076, 1549249522643.jpg [View same] [iqdb] [saucenao] [google]
23254504

>>23252446

>> No.23254507

>>23252767
>>23252767
based

>> No.23254521

>>23252767
>Your score went up. Great job!
kek

>> No.23254604

>>23252446
For me, it's the girl on the left.

>> No.23254612

>>23254483
Holy fucking shit. I lurk a lot but GAWT DAMN. MORE!!!

>> No.23254636

>>23252446
imagine him straddling your face and then he dips his cock into your mouth while stroking your nipples

>> No.23254675

>>23253639
Because you sort of need credit to operate in this gay world lmao

>> No.23254710

>>23254636
>>>/lgbt/ back to your containment board trannyqueer. not every female posted is a man sorry to ruin your little agenda and cope

>> No.23254881

>>23252767
based. is this a good way to get your moneys worth on the obscene APR they charge? lets say hypothetically you had 30k on a credit card. could you just offer them 15k to settle while betacucks are paying their 25% APR? if so, why doesnt everyone use this lifehack?

>> No.23254902
File: 30 KB, 645x773, 1597792615103.jpg [View same] [iqdb] [saucenao] [google]
23254902

>>23252446

>> No.23254938

>>23254612
Honestly bro go to the beach sometime. You think this is a rare sight?

>> No.23254955

>>23254445
lol

>> No.23255074
File: 2.39 MB, 400x500, 1602625015454.gif [View same] [iqdb] [saucenao] [google]
23255074

>>23252446
>>23254483

>> No.23255120

>>23254881
Because it ruins your credit (goyim) score. How will plebs get a car without an auto loan? What about a mortgage? What do you mean you already have a mortgage on you house and don't buy new cars on finance? And your house is below the price your state allows you to keep in bankruptcy? AND you don't want an RV? reeeeeeeee bad goy!

>> No.23255156

>>23252621
It’s hot if the girl is attractive.

>> No.23255880
File: 102 KB, 640x798, 1585552932512.jpg [View same] [iqdb] [saucenao] [google]
23255880

>>23252621
>>>/out/

>> No.23255968

You get taken to Kleros court and your assets seized by the Kleros police.

>> No.23256386

>>23255968
hjow do i sign up for kleros pd?`

>> No.23257318

>>23255968
what

>> No.23257993
File: 2.80 MB, 220x218, dog sniff.gif [View same] [iqdb] [saucenao] [google]
23257993

>>23252446

>> No.23258009

that bank literally says italian tony chads to pin u down to ur bed and fuck your sweet bussy

>> No.23258193

>>23252949
>>23253155
>>23253164
>>23253698

Wrong. I don't know if /biz/ memed me into getting this but I sniff my gfs asshole, stick my tongue into it, lick her ass, all that shit. It's my number 1 fetish for the last 2-3 years.
She only let me do it after the shower but my goal is to get down on her after a heavy workout or something similiar.

>> No.23258210
File: 266 KB, 521x937, based_dept.png [View same] [iqdb] [saucenao] [google]
23258210

>>23258193

>> No.23258823

>>23254483
she knows exactly what she's doing.

>> No.23258887
File: 30 KB, 599x617, 1583976317273.jpg [View same] [iqdb] [saucenao] [google]
23258887

>>23258210

>> No.23258902

>>23257993
>dog sniff.gif
kek

>> No.23258934

>>23252462
Based