/biz/ - Business & Finance

[Anonymous No.22342837]

>invest in a passively managed index fund!

[Anonymous No.22342847]

Who said that? Nobody said that.

[Anonymous No.22342934]

>>22342837
Good advice for 99%+ of retail investors. It's very hard/ impossible for most retail investors to beat the markets long term. Index funds are an easy and cheap way to diversify your holdings.

Shitty thread.

[Anonymous No.22342955]

>Good advice for 99%+ of retail investors. It's very hard/ impossible for most retail investors to beat the markets long term. Index funds are an easy and cheap way to diversify your holdings.

>Shitty thread.

[Anonymous No.22343047]

>>22342837
>don't run into traffic

[Anonymous No.22343071]

>>22342955
> look mom, I replied with the same pointless newfag meme!! I fit in!!
It's basic statistics. Most retail investors can't beat the markets.
Shit like this is why I can't be bothered sharing any valuable information on here anymore. Stay poor.

[Anonymous No.22343098]

>>22342837
What is an actively managed index fund op?

[Anonymous No.22343218]

>>22343071
>Stay poor.

look mom, I replied with the same pointless newfag meme!! I fit in!!
If you're the smartest evar why don't you start your own thread instead of replying to a meme thread regurgitating basic bitch opinions expecting to have the whole room clap is if this were reddit

[Anonymous No.22343261]

>ARKK

[Anonymous No.22343303]

>How is our index fund doing today anon

[Anonymous No.22343673]

>>22343071
Over 90% of professional traders cannot beat the market for 5 years straight look it up. It's insane even how much pros lose too.

[Anonymous No.22343759]

>>22343218
I replied "stay poor" because that's what most of you fags will with the way you respond to any (attempt at) serious descussion.
I used to make a few serious threads/ hand-outs every now and then, but most of the people who (still are) on here don't even understand basic finance (as in don't know basic shit like discounting cash flows or basic portfolio theory). That's why it's a complete waste of time to spend time debating more complex financial topics on /biz/.
If I made a thread about how Monetary policy 3 will affect the correlation between Chinese and European equities I would get ZERO valuable responses. Maybe I would get some bot response shilling a pajeet scam or a basedjak if I was lucky.

[Anonymous No.22343802]

>>22343071
>> look mom, I replied with the same pointless newfag meme!! I fit in!!

[Anonymous No.22343834]

ARK INVESTMENTS MOMMY CEO DONT TALK TO HER LIKE THAT >>22343261

[Anonymous No.22343836]

>>22343218
I replied "stay poor" because that's what most of you fags will with the way you respond to any (attempt at) serious discussion.
I used to make a few serious threads every now and then, but most of the people who (still are) on here don't even understand basic finance (as in basic shit like discounting cash flows or basic portfolio theory). That's why it's a complete waste of time to spend time debating more complex financial topics on /biz/.
If I made a thread about how monetary policy 3 will affect the correlation between Chinese and European equities I would get ZERO valuable replies. Maybe I would get some bot response shilling a pajeet scam or a basedjak if I was lucky.
>>22343673
I know. Markets are far more efficient than most professionals like to admit. There are still way too many active money managers out there because
a)investors don't understand just how efficient markets are
b) investors don't understand survivorship bias
c) a lot of active managers genuinely think they are capable of beating the markets (Dunning-Kruger)

[Anonymous No.22343980]

>>22342934
This. I'm too stupid to smartly invest my money for 'guaranteed' passive income outside of index funds

[Anonymous No.22344085]

>>22343836
It's not about beating the benchmark, it's about reducing losses during downturns and reducing tail risk

[Anonymous No.22344132]

>VANGUARD ETF

[Anonymous No.22344179]

>>22342955
>Day 161 of this tired meme for free replies.
Die

[Anonymous No.22344210]

>>22344179
>>Day 161 of this tired meme for free replies.
>Die

[Anonymous No.22344235]

>>22343980
You're being smart by admitting that you're "dumb". As >>22343673 pointed out, even most "smart" investors are too dumb to beat the markets. Just by being humble and investing in an index fund you are doing better than most professional money managers.

For the past 15-20 years the markets have been characterized by free trade, globalization and very few international political conflicts. This (among other things) has led to asset returns being highly correlated across different geographical regions. In others words, it hasn't made a huge difference (relatively speaking) whether you invested in American, European or Chinese stocks.
However, as you probably know, the world has been trending towards protectionism, nationalism and conflict between the EU/ US and China is looming. Because of this it is plausible that the correlation between stocks across different geographical regions will decrease, e.g. perhaps China and Europe will outperform the US margin, perhaps Cina will underperform the rest of the world by a huge margin etc.
In my opinion it's more important than ever to diversify across different geographical regions. If you're only holding an S&P500 ETF consider moving some of your money into international ETFs / stocks.

[Anonymous No.22344270]

>>22343980
You're being smart by admitting that you're "dumb". As >>22343673 pointed out, even most "smart" investors are too dumb to beat the markets. Just by being humble and investing in an index fund you are doing better than most professional money managers.

For the past 15-20 years the markets have been characterized by free trade, globalization and very few international political conflicts. This (among other things) has led to asset returns being highly correlated across different geographical regions. In others words, it hasn't made a huge difference (relatively speaking) whether you invested in American, European or Chinese stocks.
However, as you probably know, the world has been trending towards protectionism, nationalism and conflict between the EU/ US and China is looming. Because of this it is plausible that the correlation between stocks across different geographical regions will decrease, e.g. perhaps emerging markets will outperform the US by a huge margin, perhaps China will underperform the rest of the world by a huge margin, perhaps the EU will outperform the rest of the world by a huge margin etc.
In my opinion it's more important than ever to diversify across different geographical regions. If you're only holding an S&P500 ETF consider moving some of your money into international ETFs / stocks.