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22339085 No.22339085 [Reply] [Original]

do you need proof of income to get your own apartment?

what if i have alot of cash on hand? can i just show bank statements?

I'm a NEET living in my parents house and i have a fat stack of cash after cashing out most my crypto.

how do i go about finding an apartment without a job? can i just show bank statements to prove that i have enough money?

>> No.22339119

>>22339085
buy your own place

>> No.22339143

>>22339085
Sometimes you can. You’ll have to ask whoever you plan to rent from.

>> No.22339146

>>22339119
This. Apartments are for wagecucks.

>> No.22339149

>yeah that’s my ETH wallet, the USDC and DAI is basically money

>> No.22339183

Why would you rent if you supposedly have that much money? Buy a condo or a townhouse.

>> No.22339223
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22339223

>>22339183
1 year of rent is not enough for a downpayment and you usually need pi for that too

>> No.22339237

>>22339085
Buy a house. Go find a nice 2bd 1ba ranch style home for $150k Put down

Put 50k down and you wont have morgage insurance, and your payment will be less than $1000 a month with property tax and insurance escrow.

My house was a neglected home some old lady died in and the family let it go for cheap. I got a 3 bd 3 ba 1500sqf home for 79k. I have put a lot of time and work into it and it was just appraised at $120k 3 years later.

>> No.22339263
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22339263

Very doable, but don't let them make you pay upfront. A lot of places can be assholes about it but the nicer ones are willing to work with you if you are patient with jumping through the hoops. It's not at all uncommon to hold funds in escrow to be released monthly. You just set it up and read over things extra carefully. The reason I suggest escrow is because they are still renting so you know they are scummy piece of shit jews. If you paid for a year already even though unpaid rent is exactly the same from a contractual obligationl viewpoint they will feel less urgency to uphold their end of the deal with repairs. It also spooks them a bit because if you do escrow you aren't afraid of talking to lawyers so they are doubly less likely to try any funny business. Just be upfront and kind of smug about not having a job when they ask about jobs. If the person acts like they can't proceed ask about escrow. It's still a wagie paper pusher so don't expect them to know anything about real life and how the world works. You have to nudge them in the right direction sometimes.

>> No.22339290

>>22339237
Ain’t no way I’m living in a house someone died in

>> No.22339356

>>22339290
Everyone who has ever owned a house died. Let that sink in

>> No.22339422

>>22339085
Unironically living in an apartment right now 100% paid for by LINK
You just gotta keep asking around and applying. Ironically I ended up getting a nice luxury end apartment because they accepted whoever was able to place the security deposit no questions asked lmao

>> No.22339970

>>22339237
150k literally couldn’t buy you a closet where I’m from.

>> No.22340219

>>22339970
Are you too poor to move? That's kind of pathetic. No different from inner city joggers who bitch about being unable to leave the ghetto

>> No.22340778

>>22340219
this doesn’t make any sense

clearly he lives in a HCOL city and you’re saying he’s too poor to move to somewhere with cheap housing?

>> No.22340971

>>22340778
He can't afford the equivalent of a 150k house.

>> No.22341234

>>22340219
Some people have families and to get somewhere cheap is going to Take you far far away from anyone you ever knew

>> No.22341552

>>22341234
Sounds like a win-win to me.