/biz/ - Business & Finance

[Anonymous No.22135779]

what is ur retirement target? 5 million for me

[Anonymous No.22135946]

>>22135779
1 million for me

[Anonymous No.22135970]

>>22135779
I could probably do with 100k-500k considering how little I spend.

[Anonymous No.22136019]

20 million. By the time I'm 80 that will probably be worth 1 million in buying power

[Anonymous No.22136048]

>>22135779
Retirement? 2.5 M in the next two years and only up hill from there. Why retire when making money is so fun.

28 btw.

[Anonymous No.22136052]

>>22135779
at this rate $1

[Anonymous No.22136081]

>>22135779
2 million, taxes will eat 1 and I'm fine with only 1 although im 30 a comfy life where I have to never sell my time again is all I ask

[Anonymous No.22136091]

>>22136048
imagine the smell

[Anonymous No.22136103]

>>22135779
15 million so that my family can also retire. I really want to free myself and family from wageslavery.

I want to make it so bad bros but i cant catch a break :/

[Anonymous No.22136111]

>>22136048
why are there catfish in the bathtub?

[Anonymous No.22136155]

>>22136103
Realistically 10 million might actually still be doable. 5 million wpuld be nice but have to be careful with the money each.

[Anonymous No.22136192]

>>22136111
To feed the one shrimp in the middle.

[Anonymous No.22136216]

I would find a way to make 300k work.
Basically would work on profitable side projects that I want to work on instead of cucking for someone else. But doing both at the same time is too much.

[Anonymous No.22136227]

>>22136111
Most lucrative industry right now. I personally farm salmon out of my guest bath. Catfish is kind of cheap.

[Anonymous No.22136276]

>>22136227
i-i did not know this
>>22136192
where?

[Anonymous No.22136377]

>>22136276
The little red boy upper middle in the water. All sacrifices to ensure the ultimate in pink gold.

[Anonymous No.22136533]

>>22136276
Not surprising. They don’t want you as competition.

[Anonymous No.22136579]

>>22135779
Did you get this off of Daniel Connolly's twitter? Are you unironically holding BSV?

[Anonymous No.22136623]

3mil need link to hit $450 then I have 3 mil after taxes, it either happens or I ride this shit to the ground no in between

[Anonymous No.22136652]

>>22136579
no, i saved it from another thread on biz a week or two ago. i dont hold bsv

[Anonymous No.22136695]

2.5mil would be nice because if I make 10% I could have 250k passive income. it also accounts for inflation

first time commenting on 4chan yay

[Anonymous No.22136732]

>>22135779
about 25 million

[Anonymous No.22137202]

bump

[Anonymous No.22137310]

>>22136695
america? whats passive income on 1.2 mil. wtf. banks interest would only give ypu like 34k a year.

[Anonymous No.22137346]

$2,000,000

[Anonymous No.22137428]

I think 2 million will allow me to live comfy. I don't ever plan on pulling out of crypto though. staking will give me a very comfy lifestyle.

[Anonymous No.22137499]

I got a taste of what it feels like making whale waves recently. I probably wont retire if I can influence the market to jump and crash, for that I need as much as possible.

[Anonymous No.22137547]

>>22135779
3million

[Anonymous No.22137562]

2.5M after taxes so I need to make 3.5M off crypto.

[Anonymous No.22137564]

2 mil in ETFs

[Anonymous No.22137580]

>>22136111
The Jew fears the indoor catfish farm

[Anonymous No.22137582]

>>22135779
2 million

[Anonymous No.22137644]

>>22135946

how will you do this? 5-10% APR makes 50-100k/year. you can live from this but def. not "made it" status.

[Anonymous No.22137956]

>>22137499
>ID
you're destined to become a whale

[Anonymous No.22137957]

>>22135779
11,110,000 will set me up for my future ventures.

[Anonymous No.22138032]

all of these anons saying $2m is their target and im sitting on $2m worth of link hoping to reach $25m

the greed never ends

[Anonymous No.22138149]

5m before I cash out 1m. 10m I'd be much more comfortable.

[Anonymous No.22138185]

>>22137956
I didnt see that. May blessings on healthy gains be bestowed on you friend.

[Anonymous No.22138326]

>>22135779
Looks like Switzerland

[Anonymous No.22138460]

i just need minimum 600K for 2K euro passive income. Then reinvest whats left from food.

[Anonymous No.22138502]

250,000,000

[Anonymous No.22138755]

>>22136533
Kek

[Anonymous No.22138767]

>>22135779
Enough to afford a double decker mega dragon cum-enabled vibating dildo and 5 gallon jugs of lube

[Anonymous No.22138856]

>>22136111
FEAR

[Anonymous No.22139171]

>>22138032
Godspeed

[Anonymous No.22139309]

>>22135779

>two homes (one hot weather and one cold weather, or one urban and one rural) that are $1M each.
>assume two 30 year mortgages at 3% interest. >monthly payments + interest are $4.6K each, for two houses lets round off to $10K/ month = $120k/year
>assume a property tax rate of 1.5% = $30K year
>Assume 5k/year each in home-owners insurance utilities, maintenance, etc.
>$160K/year to own the two million-dollar homes
> Assume $40K a year in food, private health insurance, traveling, frivolous purchases
>Add significantly more if you have kids

That adds up to a minimum of $200K a year.

Assume 2% of any investment is lost to inflation. That means principal * (yield - 0.02) = 200,000. Let's assume in an average year your yields are 5%. That means 3% of your principal needs to be $200,000. You would need 6.6M in the market to achieve this.

[Anonymous No.22139422]

>>22139309

I forgot taxes. You'd actually need $250K/year assuming you are paying long term capital gains 20% tax. That means you would need 8.3M.

5% a year is pretty shitty yield but probably averages out for a couple recessions.

[Anonymous No.22139707]

>>22135779
1.5 million

[Anonymous No.22139846]

>>22139309

The more I think about this, taking out two mortgages is retard tier. Even owning two homes is dumb. Who wants to maintain two homes? You are better off renting a vacation home.

Buying a $1M home outright means your yearly property expenses are only $15K/year taxes + maintenance so let's say $20K/year. If you are married and manage to spend less than $60K/year on top of that, you can pay 0 taxes on your long term gains.

>80K/year withdrawal
>5% yield - 2% inflation
>2.6M for passive income + 1M for the home = 3.6M

You can go over $80K a year but you will lose 15% to taxes. Might be worth it since standard of living $80K/year vs $488K year seems pretty massive.

All this is assuming you are married btw.

[Anonymous No.22140358]

>>22137310

Yes America, no it's not the savings rate from the bank. Good mutual funds usually average around 10%

[Anonymous No.22140363]

>>22139846
yea i dont like the idea of owning houses for income. too many problems and constant maintenance. i like the idea of just making interest of a lump sum. easy and headache free

[Anonymous No.22140494]

100k so I can buy some land and a cuckshed. I'm going to live like a peasant

[Anonymous No.22140507]

>>22138032
same anon. when are you planning to cash some out? I want to wait for 200, but 100 might be too difficult not to sell some at

[Anonymous No.22140630]

>>22135779
Retire for just me at 60? Probably would need 2 mil and a paid off house to be real comfortable. To retire with a wife who doesnt work and kids to help, probably 3-4 mil

[Anonymous No.22140733]

>>22135970
butbutbut all the health complications you will have

[Anonymous No.22140737]

>>22136695
excuse me, this is the family-friendly 4channel.

[Anonymous No.22140744]

15k so i can pay off college

[Anonymous No.22140786]

>>22136377
kek
checked

[Anonymous No.22140810]

>>22137644
if i can live without working i've made it. you can keep your luxuries and consumerist life

[Anonymous No.22140840]

>>22135779
$666 million

[Anonymous No.22140901]

>>22135779
£2m after tax

[Anonymous No.22141215]

>>22135779
1 million is the base goal, 2.5 million is the stretch goal for me
Where I stop and settle down into wealth preservation will depend on the practicality of getting to either one of these figures

I only tend to assume you can get about 3-4% max above inflation (2-3% per year)
If you can miraculously get something like a CD for 6% per year, then that nets you
~$40,000/year passive income at 1 mil
And ~$100,000/year at 2.5 mil

When you can accumulate wealth like that just from interest I don't see much reason to try and risk capital to get above 2.5 mil

[Anonymous No.22141268]

One ounce of heroin; a secluded beach hut, and maybe a nice big titty goth escort to fool around with for a few days before I end it all with an OD

[Anonymous No.22141371]

about 114/115 billion

[Anonymous No.22141397]

>>22135779
A family and a loving wife.

[Anonymous No.22141549]

>>22135779
If I can 10x off 20k and buy a $250,000 house almost outright I would be ecstatic. Not paying rent would give me plenty of free capital to gamble again next market.

[Anonymous No.22141830]

>>22138032
I'm on $200K wondering if $2m is around the corner

[Anonymous No.22141866]

>>22135779
about tree fiddy

[Anonymous No.22142014]

It's easier to make money when 7 you have a shitload of money. Just buy and rent out 3-5 rental properties if you get to 2 million

[Anonymous No.22142390]

>>22135946
Seconded. Im a simple man, I dont need much, I just need freedom, Im fine living a mediocre lifestyle as long as I dont have to wageslave

[Anonymous No.22142416]

>>22135779
1.76 billion

[Anonymous No.22142430]

>>22135779
1.5 million ideally, but I think 500k could do

[Anonymous No.22142503]

>>22137644
You get used to luxury anyways, not having to wageslave is the definition of making it

[Anonymous No.22142512]

>>22138032
i think youll be able to sell the top. its a bit more clear after going through a full cycle

[Anonymous No.22142854]

>>22135779
Right now 50k and I can buy a new car, retire for a year with rent, food, insurance, phone all paid for a year. Plus I will have 10k to invest still with two new Siberian husky puppies. 50k. Doesn't sound like a lot the more I put it into words for a year of complete freedom.
In that 1 year I can focus in my free time on trading more crypto. Idk why people dont figure out how long they can retire in the short term.Even if you only retire for 1-10 years you will have so much time and freedom with low worries that you can just make money in your free time as a hobby.
For example for me to retire for 10 years with a paid off nice 450k house, food and bills all paid for for 10 years... I would only need 800k.
800k for 10 years of freedom. Do you know how much money I could make within that 10 years if I dont have to worry about food, survival or Bill's?

Think about short term retirement people. I am convinced it is the way. Wagecucking for any amount of time for any amount of money is cucked unless you love your job whole heartedly.

[Anonymous No.22143119]

>>22142503

not talking about luxury, just a paid for flat, car and good surrounding + fast internet. need more than 1MM to do this in the western world.

[Anonymous No.22143378]

>>22142854
you are describing something akin to vacations, not retirement, you are just postponing your inevitable wage slavery

seems pretty dumb to me

[Anonymous No.22143427]

>>22143378

also good luck with paying healthcare if you are living into your old years without a regular job. just shows how young these anons here are.

[Anonymous No.22143469]

>>22136192
just like my shitcoin gains

[Anonymous No.22143492]

200k or so, I just want a comfy shack in the middle of nowhere, my prepper knowledge can take care of the rest. I don't care about 'making it' .

[Anonymous No.22143579]

>>22143119
Not really. If your house and car are already paid off then 40-50k goes a pretty long way.

[Anonymous No.22143725]

>>22143579

flat/house = min. 200k
used good car = ~20k

220k-1MM=780k
5%= 39k LOL
10%= 78k seems okay but 10% is kinda high yield

[Anonymous No.22143750]

>>22143427
LOL. Healthcare meme. He fell for it again. Luckily I invest insane amounts of time into my health. Did you fall for the meme of eating wheat, sugars, oils, processed food, pasta, bread, rice, grains, tap water, alcohol or smoking? If you do any of these things then yes I can swe why you would need the healthcare death camp factory to make you "healither"... Also there is a ton of loop holes I'm having free or cheap health care if I ever need emergency preventative care.
Only the true goyim need the health "care," system if you dont spend hours of your life mastering what truly belongs in your body and not.

[Anonymous No.22143797]

>>22143750
Anything can happen, a lot of health problems are just genetic. I hope you've done a DNA screening.

[Anonymous No.22143832]

>>22143750

if you don't live in your shithole america things are different. in most european countries healthcare is mandatory and fukking expensive if you are not a wage slave and over 70 years old, I'm talking 4 digits per month.

[Anonymous No.22143938]

2m after taxes to be assured i'll never have to work again

[Anonymous No.22143952]

>>22143832
Europeans have free health care. It's Americans who have to pay out the ass for insurance.

[Anonymous No.22144024]

>>22143797
Oy goyim get a DNA test so that we can add you into our elite database of mapping out all the DNA that ever existed so we can control you better! Get your DNA tested it is for your... family tree? No actually it's for. Health this time! I promise it's good for you goy! Just put your DNA into the data base! I promise I won't compile your information into an Ai processing unit or sell it goy! Do it for your health!

>>22143832
Lol at euro guys who think America is somehow better. Babylon America might be but Euro is just as fucked with the same amount of pros and cons. You ever realized you've been programmed and brainwash to think that one country is somehow better than another?
Maybe surface level that's true but the reality is all are under the same amount of control and deception.
Plus in the US I dont have to pay 4 digits for health care, it's usually free if you are smart. So I dont know how you having to pay for expensive insurance is a bash against america?

[Anonymous No.22144040]

>>22143725
>39k LOL
where are you from that you can't live on this with a paid car and house? Unless you want to live in like downtown Manhattan or a major city you can easily get by on this. I live in the burbs of Chicago and I could get by on that no problem

[Anonymous No.22144082]

>>22143952

maybe free if you declare bankruptcy and receive neetbux. and that's the minimum package. good luck when cancer is at your doorstep.

[Anonymous No.22144091]

>>22143378
He mentioned he's going to be spending that time building his own business. Pretty based imo. It's much harder to do that while you're getting wagecucked into dust.

[Anonymous No.22144179]

>>22144082
>paying for health insurance in case you get cancer so they can shoot chemo radiation that is 1000x hotter than your blood through you veins to maybe kill the cancer
>I promise goy chemo will save you
>mfw I die from being radiated and burned from the inside out
>mfw on my death bed while chemo kills you, you wish you had just eaten foods that are not cancer causing instead you indulged on your food addictions, vices, desires and habits your whole life

H-h-hey but at least you got health care to foot the bill? R-r-right?

[Anonymous No.22144189]

>>22144040

you *could* get by yes but that's living a limited life. I'm talking civilization (multiple options if you want to do something) and good internet. you often don't get much choices and fiber-optics internet in rural areas and small cities. ofc I you go to eastern europe, russia or cheap parts of asia that's a different story.

[Anonymous No.22144223]

>>22144024
If you want to remain ignorant because of jews, just don't be surprised if grandpa passed on his ass cancer to you later in life. The point is health insurance isn't just for people who don't take care of themselves, the fittest, most health conscious person can still get cancer and other illnesses if that's what your genetic makeup has determined.

[Anonymous No.22144257]

>>22144179
BTW this is not to say that chemo doesn't very circumstantially have its uses... but the elites and pharma want you sick and dead. Chemo is not needed in the majority of cases where preventative treatment and other forms of medicine can he used instead of LIQUID POISON

[Anonymous No.22144271]

>>22144179
>you wish you had just eaten foods that are not cancer causing instead you indulged on your food addictions, vices, desires and habits your whole life

lol do you know Steve Jobs?
>He was a vegetarian for most of his life, and even became vegan at certain points, but his meals were always small and simple whenever he ate.
>Jobs was diagnosed with a rare form of pancreatic cancer, called an islet cell tumor or gasteroenteropancreatic neuroendocrine tumor (GEP-NET), which is a different form of pancreatic cancer than the highly aggressive and often rapidly fatal pancreatic adenocarcinoma

LOL @ thinking healthy stuff and lifestyle makes you cancer resistant.

[Anonymous No.22144301]

>>22144189
>you *could* get by yes but that's living a limited life
limited in what way? if you already have a car and house paid off there isn't much expenses left outside of basic utilities. saving it would be quite easy (for me anyway) as I don;t spend an awful lot. after saving for a few years you'd have a decent savings account to do what you want with. it's not instant richfag freedom sure but like the other anon said freedom for me would just be not having to wage slave

[Anonymous No.22144310]

>>22138032
How does $200k sound?

[Anonymous No.22144324]

>>22144271
Being vegetarian and vegan isn't healthy. It is karma free but still contains many cancer causing substances.
It is no surprise he died.

[Anonymous No.22144395]

>>22144257
Every single doctor who listens to the bullshit they're fed and defends it to the death to protect their paycheck is responsible.

[Anonymous No.22144436]

>>22135779
1 mill to quit work
let rest of link ride until 500-1k

[Anonymous No.22144512]

>>22143725
>used good car = ~20k
what? you can get a new good car for 10-15k, a used good car is like 3-4k

[Anonymous No.22144519]

>>22144395
Based.
We must hold them accountable for sitting like drones through countless mind numbing powerpoints in med school. Reciting and memorizing useless information that they have to remember with no critical thinking skills. These people are just as responsible for the system for killing people. They are afraid to lose their license and livelihood and would rather go with the status quo then be outed for standing up to the poisonous medical system.
Luckily some doctors are not retarded but if you look into the ones who speak out or practice medicine that heals and does not harm people... are mysteriously killed along with their families in cold blood.
All for trying to help people in a way that is amazing and actually helps them.

[Anonymous No.22144520]

>>22144301

you still can't travel anywhere in the world with that budget and are still a slave with chains on your limbs. I'm not talking about designer things but just freedom to travel, live and consume whatever you like without looking at the price like a regular anon.

>The ideal income for individuals is $95,000 a year for life satisfaction and $60,000 to $75,000 a year for emotional well-being

60k+ is the minimum necessary to achieve something like mentioned above.

[Anonymous No.22144528]

>>22138032
link taught me what comfy means
$100k swings, calm and relaxed
before link any movement had me in emotional swings

[Anonymous No.22144612]

>>22144512

10-15k for a new car? please name this "car". use good car for 3-4k is riddled with problems. I know a cheap repair shop and do some stuff myself on my cars but still 3-4k is not a good car budget, you're buying some else's problem.

[Anonymous No.22144634]

>>22144520
>still a slave with chains on your limbs.
to who?
>60k+ is the minimum necessary to achieve something like mentioned above.
sure for that particular lifestyle doesn't mean thats the end goal for everyone

[Anonymous No.22144683]

>>22144612
hyundai elantra. got mine brand new for 13k back in 2014 and its the best car ive ever driven. you can absolutely get a used car with no major problems for 3-4k. you have minimal or no life experience

[Anonymous No.22144706]

90000000000

[Anonymous No.22144742]

>>22140507
triple digits for sure

[Anonymous No.22144795]

>>22144634
>to who?
yourself? personal potential? etc...

>doesn't mean thats the end goal for everyone
https://www.marketwatch.com/story/this-is-exactly-how-much-money-you-need-to-be-truly-happy-earning-more-wont-help-2018-02-14
>This study analyzed data from over 1.7 million people in 164 countries
maybe not for "everyone", some people are extremely happy and satisfied being poor with just having children.

[Anonymous No.22144825]

>>22144683
Agreed with this anon. My entire family has bought cars for 3-4. No problem. My Dads current car is a Kia he got for 5k USD with 55,000 miles on it.
My new car I'm gonna spend 10k on but really I could spend 5k on a car and be fine.

[Anonymous No.22144906]

1 million, in the 3rd world. That's a fucking fortune, i could live until 60 just spending like 1.8k a month and be happy about it

[Anonymous No.22144922]

>>22144825
A lot of people are desperate now so it's a good time to buy used, I bought a 2017 civic with 70k miles on it off some boomer for 900 dollars and took it into a mechanic and there was nothing wrong with it at all.

[Anonymous No.22145076]

>>22144683
>hyundai
>>22144825
>kia

those are not cars, sorry guys.

>>22144683
>you have minimal or no life experience
I think you're definitively wrong here ;)

>>22144825
>My entire family bought cars for 3-4
I even bought an Audi, Mercedes and Porsche in this price range, but this doesn't mean that the cars can be driven multiple years without any problems. every car will die, some worse than others.

[Anonymous No.22145085]

>>22144922
>>22144922
Do you mean 9000?

Because 900 for a 2017 with 77k... is this boomer delusional or what? Give me more story this sounds crazy anon

[Anonymous No.22145112]

>>22144922
>2017 civic with 70k miles for 900 dollars

pics or didn't happen.

[Anonymous No.22145114]

>>22145085
No, actually 900 dollars. I was shocked too, but the boomer had 6 cars and needed money because of the recession.

[Anonymous No.22145150]

Being not in net negative in my 10k "investment" would already be something

[Anonymous No.22145185]

>>22144520
you get bored of traveling, you get bored of luxury and get bored of rich people fast if you're not an npc.
every place looks the same after a while, and in general everything and everyone is the same

[Anonymous No.22145310]

>>22145185
>you get bored of traveling
can't believe this if you're adventurous and outgoing
>you get bored of luxury
maybe, but it's always more fun to look at the ocean, city lights or have a pool view instead of a dirty street.
>get bored of rich people
this I can understand but that's also a broad stroke.
>everything and everyone is the same
naah.

[Anonymous No.22145359]

>>22145076
>nigger who buys cheap versions of luxury brand cars and thinks actual practical cars arent cars
>thinks you need to spend 20k to get a car that wont break down on you
checks out

[Anonymous No.22145429]

>>22145310
k. check back in after you've "made it" and been living the dream for 2 years

[Anonymous No.22145466]

>>22144189
cityfag confirmed

[Anonymous No.22145468]

1 mil after taxes for me.
Buy 3 houses live in one, rent out the other two. I'm frugal as fuck so it'll easily be enough to live off especially without having to pay for rent myself.
It works for boomers, it'll work for me.

[Anonymous No.22145469]

>>22136091

[Anonymous No.22145473]

>>22145359
don't get me wrong... Toyota, Honda, Nissan, Suzuki are also great.

[Anonymous No.22145475]

>>22136081
Same here mate. Gonna be 30 in December.

[Anonymous No.22145491]

50 mil, but I wanna shoot for the stars so I still reach the moon

[Anonymous No.22145496]

>>22144189
>multiple options if you want to do something
what would you wanna do

[Anonymous No.22145535]

>>22145429
notch is just a weirdo and an autist which may or may not be the average user here

and by weirdo it seemed more likely he was a fetishist and into kinky crap that scared his original "gf" away

[Anonymous No.22145588]

>>22140494
based

[Anonymous No.22145612]

>>22145114
How did you find such a deal? Where do I go? Did you get lucky and find him off of craigslist?

[Anonymous No.22145632]

>>22145535
I think he's right brah, there isn't really much to work towards when you don't have to work and can fuck whoever you want. Hedonic treadmill means that human beings are capable of getting used to anything.
The only thing you can do is hold onto a hobby you enjoy and make it your life. At least then you have something else you can progress in.

[Anonymous No.22145719]

>>22145632
>The only thing you can do is hold onto a hobby you enjoy and make it your life. At least then you have something else you can progress in.
ignorance. a lot of people live their lives like that but it doesn't make it right. you can also just embrace the existential dread

[Anonymous No.22145738]

>>22135779
$10M after taxes to retire
total target is $50M

[Anonymous No.22145743]

>>22137499
fucking chcked that ID, holy shit you god

[Anonymous No.22145762]

>>22145719
Yeah but that feels like shit. Why would you want to feel like shit when you can do something about it?
You could also just meditate until your consciousness is at the point where you don't need anything else to make you happy.

[Anonymous No.22145818]

>>22135779
I think you need around 15-20 million to be taken seriously nowadays. Any boomer can get <5 mil with their 401k and the state of the nasdaq, and 10mm is like the new "poorest rich person that exists". 20mm+ and you're starting to move weight, can get into places etc

If you want to hermit and /k/ it in the woods somewhere, that's totally respectable and you can do it for cheap, but in terms of being given the time of day in a major city, 20mm minimum bros

[Anonymous No.22145838]

>>22136081
If youre a burger long term capital gains is only 20% so youll take at least 1.6 mil on 2 mil

[Anonymous No.22145853]

>>22145762
i just let myself feel whatever way i want to. it's usually shit. BUT when i actually do something, i'm there 100%. like i've taken meth, but without drugs. it's 98% suffer 2% hyper. i just don't wanna fight myself because i did too much in the past and money gave me nothing i expected it would. so wherever i end up, whatever i'll feel like, i don't ever want to deny myself again.

[Anonymous No.22145889]

>>22145632
listen if you make it theres always more expensive hobbies to indulge in

aviation
car building
company seeding / angel investor

as for fucking whoever thats why hes bored, he doesnt have a real connection in a relationship and thats something you could remedy by just dating in your level of affluence

[Anonymous No.22145892]

>>22145429
It's really a serious problem. With billions+, you can provide for all your friends and families completely, making them never have to work again, with the blink of an eye. And that really says something about their value and worth? And they won't take it, as a pride thing, and you won't give it, as a dignity thing, and then everyone is unhappy in every scenario

hell

[Anonymous No.22145893]

>>22145818
no half-decent person will respect you more because you're rich.

[Anonymous No.22145977]

>>22145853
Might have to reevaluate your health and lifestyle. If you're isolated then you gotta find some group where you fit in. That ties in a bit with hobbies, there's always groups of people you could meet for any given hobby. And they won't care how much you make, they only care about your skill level.

[Anonymous No.22145998]

>>22145429
I'm already isolated, and already in imbalance with other people by being a fucking turbo autist

[Anonymous No.22146004]

>>22145612
Not craigslist, my boomer mom's facebook communities. Boomers use facebook as a sort of boomer market. She knew I needed a car and found it for me.

[Anonymous No.22146168]

I'd need around 2.2 million because I have kids.

I have 625k so...quite a ways to go.

[Anonymous No.22146252]

>>22140737
you are correct sir

[Anonymous No.22146339]

Traditional retirement plan target is something like 2.5m by the time I retire if all goes according to the normal plan, that's wageslaving until I'm 65 or 70 though. Any cryptoshit that can jump me close to that number will be good. If I suddenly got a million dollars I'd keep wageslaving for a while to build up my stack more. Once I have a couple mil I'd retire from my boring job and start doing random jobs I like: computer stuff that's interesting, building art projects and engines. Still would try to make money off of things, livestream hobby work, etc. Just knowing I could stop working at any time or do work that pays very little but is fun and fulfilling would be comfy. If you stop working you die, making it for me is doing the kind of work I want to do, not the kind that pays the most.

[Anonymous No.22146446]

>>22136216
>But doing both at the same time is too much.
I know that feel. When I had a job it was difficult to work on my personal project as I was tired by the time I got home and didnt want to sit there working away my little free time. Am now unemployed (quit cause I hated working there), made it easy at first until I got involved with stocks....

[Anonymous No.22146474]

>>22135779
Wildon?

[Anonymous No.22146504]

>>22146339
>if you stop working you die
You need to get off this board

[Anonymous No.22146753]

20mil no troll

[Anonymous No.22146801]

>>22145818
fact

[Anonymous No.22146879]

Well i need link to 10x for my comfy 3 mil profit. After taxes i should be making a modest passive income from investments.

Not enough money to ruin my life but enough to really improve it.

[Anonymous No.22146899]

>>22146504
I should clarify that shitposting on 4chan has been how I've spent half of my life, through high school > college > career and that isn't going to change in any context. My job is high paying and yet slow enough that I can sit here wasting time all day, it's just so boring. It would honestly be more fun to be a part-time mechanic or something but the pay is terrible.

[Anonymous No.22146977]

>>22136695
How does withdrawing 10% yearly account for inflation

[Anonymous No.22147062]

>>22139846
You want a countryside house and then a condo in a major city.

[Anonymous No.22147202]

>>22140494
One health scare away from being on the streets

[Anonymous No.22147315]

>>22145185
cope. zero thirst for life and reduce everything to muh dopamine

[Anonymous No.22147357]

>>22135779
1,000,000 net worth, at that point i can retire to a trailer in the sticks and neet/smoke weed/play video games for the rest of my life.

[Anonymous No.22147386]

>>22145429
Of course you post fucking Notch. Jfc

[Anonymous No.22147411]

>>22147315
nah ur coping. ur desperate to make yourself believe you're doing what you're supposed to be and your efforts will provide you with actual value

[Anonymous No.22147421]

>>22147062
I'm going to do this except with a duplex instead of a condo.

[Anonymous No.22147447]

>>22147411
What the fuck does any of that retarded shit have to do with enjoying travels