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2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

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22058991 No.22058991 [Reply] [Original]

Started saving money since February. Got a mortgage with my lucky lady, and have organised my budgets and spending.

What’s next from here? I know I’m new to all this, and this may not be the right board to post on, but any advice will be nice.

Thank you.

>> No.22059023

>>22058991
Buy Chainlink.

>> No.22059123

>>22059023
I’m new to investing.

>> No.22059428

>he thinks /biz/ is about business and finance

>> No.22059516

>>22059123
>make coinbase account
>Deposit money from bank account
>Buy Chainlink

>> No.22059839

>>22058991
Look at whichever of Vanguard's "target retirement" funds matches your expected retirement date.
Don't actually invest in that fund, because it charges extra-high fees. Rather, mimic the allocation of underlying domestic/foreign stock/bond funds that comprise the target retirement fund

>> No.22059859

>>22059839
Also, >>>/biz/smg

>> No.22059891

>>22058991
>mortgage
>woman
you're already screwed for life, good luck in the lifetime after this one

>> No.22059932

>Got a mortgage with my lucky lady

Already over, enjoy waging for the next 25 years.

>> No.22059947

>>22059891
>>22059932
This

>> No.22060219
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22060219

>>22058991
>save 10k or 6 months of living expenses and put it into a high yield savings account as an "oh shit" fund
>max out your 401k match
>pay off all debt, including your mortgage
>invest an additional 10% minimum of your take home every paycheck

How you invest is up to you, I'd highly reccommend just buying 100% SPY or NOBL until you get comfortable with individual stocks or whatever. Do not sell, just keep blindly buying them. Read A Random Walk Down Wall Street.

>> No.22060291

>>22059932
I'm about to pay off my 15-year fixed in 18 months. Get gud and stop worry trolling, he's gunna be fine.

>> No.22060588

>>22059516
>make coinbase account
>deposit money from bank account
>die before the money reaches coinbase
Transfers take too fucking long