/biz/ - Business & Finance

[Anonymous No.21773694]

Frugal thread?

Everyone always talks about how much money they want to make but I think it's more important to manage expenses. Let's share money saving tips.

>instead of buying paper towels I'll buy small hand towels in bulk for about $4. I haven't bought paper towels in 3 years.
>I will open 0% interest cards and use them like debit cards to get $100- $150 cash incentive then pay it off and stop using it.
>I shop around for car insurance every 6 months or so. I find most places intentionally creep the prices up because they think you're too stupid or lazy to switch. Saved $30 a month this month.
>Don't buy cable. Get decent Internet and a computer. Watch shows on places like putlocker and just hook your computer up to your tv. If you're really lazy get a wireless mouse and keyboard.

[Anonymous No.21773781]

I recycle cans to make money and save the earth.

[Anonymous No.21773813]

>>21773694
biz used to have the best frugal threads back in the day

[Anonymous No.21773840]

Don’t ever get married.

I hate my fucking bitch wife so much and all she does is spend money.

[Anonymous No.21773946]

>>21773840
Can I have your wife?

[Anonymous No.21773958]

If you are getting your goods where niggers shop then you know you have the best deal, in the UK I shop at farm foods, way cheaper than even aldi but you just have to deal with the clientele that go there.

I have a house but I airbnb it for 1-2k a month and rent a cheap room for £460 in a shared house. Most times I clean it myself and save30-40£ a time, if i'm busy will just pay a cleaner.

I am very frugal except for tech, I used to just have a shit computer and phone but now I have a Samsung S9 and new MacBook, probably the best investment you will make in terms of productivity and all the things you can do easier and hassle free, still I will keep them for a long time though

[Anonymous No.21774071]

>made 100k this year pre tax
>spend 23k in taxes
>saved $50 after buying the iPad mini for $350 instead of the normal $400

[Anonymous No.21774160]

>>21773840. Thats what they all do anon.they are socially conditioned to do so,and broken at their core. Spread the message, save at least one of these neets begging for a woman from the hell of being saddled with a narcissistic broken child who is a financial parasite. No, there aren't "good ones" out there, unless you found one in a cave. Our society makes them this way since childhood, there is no escape.

[Anonymous No.21774273]

>>21773840
I have to agree, I had met my soulmate
twice, two times and one from forchannl. andd had a happy 3 years with all and realized it wasn't that great and a waste. And I'm an alcoholic now. Fuck women, even the perfect ones, sorry

[Anonymous No.21774321]

>>21773694

[Anonymous No.21774353]

I don't buy hookers, instead I COOM.
You should try it too.

[Anonymous No.21774395]

>>21773694
anyone experience van life? Real estate is overpriced atm in my area and I don't wanna spend another 17 grand on rent per year.

[Anonymous No.21774399]

>use cat's litter box instead of toilet to save water (shit only)
>pee in shower to save on litter
>eat deenz and beenz every day

[Anonymous No.21774415]

>>21773694
>banks offer welcome bonuses (200-300 normally) that cost nothing, close the account once you get the bonus
>Get $30 steaks, check weight, print label at produce section for bananas with the same weight as the steak, go through self-checkout and collect your $2 sirloins

Also the insurance thing works, got my payment down from 110 to 70 going back and forth from Progressive and Geico. Also just lie about the amount of miles you drive annually.

[Anonymous No.21774477]

>>21774353
Are these memecoins ever worth shit? Dogecoin still under a cent and forever will be

[Anonymous No.21774721]

>>21774321
That calender really sells it

[Anonymous No.21774787]

>>21773694
instead of buying toilet paper learn how to take old tshirts and spin your own cotton paper. Its worked wonders for me and I saved 11 dollars this year doing it.

Also don't fucking get married.

[Anonymous No.21774843]

>>21773694
This thread is pretty dumb.
Frugality is a defensive, losing strategy used in cases of resource scarcity. We are living in a world of constant resource abundance.
It is better to spend towards growth and increased access to resources than it is to save towards stagnation. Nature favors the creatures that attempt to acquire new resources, not those that hoard some niche in hopes nothing bad happens.

[Anonymous No.21774914]

>>21773840
Kek my long time GF makes almost as much as me and pays for 100% of groceries and utilities. My standard of living would be way lower alone.

[Anonymous No.21775529]

>>21774914
great nigga.
wait till you get married

[Anonymous No.21775773]

> be mr money mustache
> be frugal as fuck
> have stacy dev gf
> retire at 30
> builds houses for profit and fun

[Anonymous No.21775801]

>>21773840
You can still be frugal. I will pay you to fuck your wife.

[Anonymous No.21775923]

>>21773694
>>I will open 0% interest cards and use them like debit cards to get $100- $150 cash incentive then pay it off and stop using it.
Wouldn't this wreck your credit score?

[Anonymous No.21775947]

>>21774721
kek

[Anonymous No.21775948]

>>21774477
I'll have made a very nice profit if COOM gets anywhere even near a cent. I've already nearly doubled

[Anonymous No.21776272]

>buy in bulk
>eat mostly eggs, bacon, coffee
>food saver to freeze meats
>still have my first car, got it 15yrs ago
>bought a house I could afford to build equity
>spend all bonus money on pm’s and espp
>buy nice things that’ll last like leather goods or commercial grade appliances
>try to do computer work for cash to float groceries for a month or so

Detach from goods. Do I want a new laptop or a new pistol? Yes. Will it happen? Not anytime soon. When my pristine Jeep dies (it wont and if it does I can fix it for $300), I’ll get the most over engineered vehicle to replace it, a Toyota Land Cruiser.

[Anonymous No.21776285]

>>21775923
no, also who fucking cares it'll go up after a while anyway

[Anonymous No.21776404]

Any part time jobs/side hustles that you biz anons recommend to earn some cash while looking for full time employment? Recently graduated college and was looking to pick up a trade apprenticeship or work in some retail.

[Anonymous No.21776431]

>>21776404
Well, what are your skills and interests? I do WiFi and SoHo upgrades.

[Anonymous No.21776559]

>>21776431
Depends anon. I'm pretty good at baking and cooking but wouldn't want to make it a part time career or side hustle given the current environment for restaurants.

I always felt like I wanted to do something with my hands like carpentry or welding. Maybe even installation of items but never had the opportunity as my high school didn't have any shop classes and parents were focused on making me go to college.

As of now my priority is to focus on finding something that I can do in the moment to earn some cash to help cover my student loans and experience can be used as a fallback if my job search doesn't work out.

[Anonymous No.21776578]

>>21776431
My field of work is poli sci and I was used to interning in office environments but would rather try an outdoor or different experience if I could.

[Anonymous No.21776607]

>>21773694
>but I think it's more important to manage expenses.
because you're a fool

even if you save 100% of your salary with 0 expenses you still only make one salary

you're on the wrong board.
never
literally never
never going to make it

[Anonymous No.21776686]

>>21776607
fuck off retard. Less money spent is more money in the bank. it's basic math

[Anonymous No.21776695]

I live with my parents, eat their food, don't drive anywhere, don't spend any money on anything. I make sure to entertain and impress my parents with amusing anecdotes, go for walks with them, cook them dinner, clean the kitchen, look after the yard. Basically act like a very good boy so they don't even dream of asking me for rent because it might encourage me to leave them and I am the light of their lives.
Oh yeah and I wake up early to make them coffee before they get up and go on entertaining and insane rants about jews, reptilians and new world order around the morning coffee table.
i am 31

[Anonymous No.21776721]

>>21775948
kek and i'll make a nice profit if AAPL gets even near 100k, keep dreaming retard

[Anonymous No.21776722]

>>21773840
Start like a lil secret wallet

[Anonymous No.21776747]

>>21776695
Based family man

[Anonymous No.21776951]

>>21776695
gmi

[Anonymous No.21776977]

>>21776695
billionaire in the making.

[Anonymous No.21776986]

>>21776747
>>21776951
Thank you frens for being supportive of my "alternative" lifestyle

[Anonymous No.21777017]

>>21773694
signing up for credit cards just for the initial cash bonus (usually spend 1k and get back 200) and never use them again

also roommates, and torrenting most of my entertainment

[Anonymous No.21777034]

>>21776721
Okay

[Anonymous No.21777147]

>>21774843
>You can't be frugal and make money at the same time
As a organism, your defensiveness is a adaptation to save yourself from self revaluation, and hence possible time and resources into changing your own behavior.

[Anonymous No.21777149]

>>21776695
You literally already made it

[Anonymous No.21777203]

>>21776695
What about a gf anon?

[Anonymous No.21777231]

>>21773840
Dan?

[Anonymous No.21777248]

>>21777203
I had my first gf at 27, we were together for roughly two years. Spent most of that time travelling. I fell so madly in love with her, she became my only focus. She cheated on me and I still didn't have the heart to leave her because I was that invested and willing to forgive and see the good in her. She eventually left me. Part of me is still in love with her even though she is responsible for the majority of my life's pain and resentment.
I am not sure if I am ready to trust a woman so soon.
there is this stinky colombian girl who wants to marry me but I hate her.

[Anonymous No.21777261]

>>21773694
>Watch shows
>frugal
that time is never coming back and time is money. i wish i saved the pepe with the watch in the background.

[Anonymous No.21777457]

>>21776607
Less money spent is less money you need to retire early from passive income. The actual money saved is totally secondary.

[Anonymous No.21777459]

>>21777248
i know this feel, anon

[Anonymous No.21777546]

I disagree.

Earning more has essentially theoretical infinite potential, while cost of living reduction has a floor you can hit.

I'd rather negotiate my signing bonus or manage my investments a bit better vs light my house with homemade beeswax candles.

[Anonymous No.21777593]

>>21777248
Late bloomer beta oneitis simps, we are truly in clown world.

[Anonymous No.21777659]

>>21777593
Couldn't have put it better myself

[Anonymous No.21777662]

>>21773694
With regard to piracy, thriftiness, and laziness:

I run an Emby server (it's like a better version of Plex) on a spare computer of mine running linux
You could also just run it on your main computer since it's not that resource intensive but I run it on the spare computer for the uptime

Emby cuts down on the work needed to watch pirated shit and makes it a prettier experience than even Netflix
You basically just find and download a movie or show from like rarbg or 1337x or whatever you're favorite torrenting site is, then move the file into your emby server folder and
>walla
you can access that movie anywhere you want at any time, often with subtitles, chapters, meta information like cast info, release date, what time the show/movie will end at, and a few more

It makes the pirating experience go from janky and /frugal/ to totally worth it and enjoyable

[Anonymous No.21777723]

>>21777546
a penny saved is a penny earned, anon

[Anonymous No.21777733]

>>21773694
>>21776686
>>21777147
Saving money isn't your real goal with this shit. Your real goal is virtue signalling with the virtue of asceticism. It's a status ploy.

[Anonymous No.21777758]

>>21773840
Women are vile swine. They spend all your money and cancel sex after 5 years. They get fatter and lazier with each passing year.

[Anonymous No.21777760]

>>21777662
taking note

[Anonymous No.21777774]

>>21777777

[Anonymous No.21777920]

>>21774787
Marriage to a same sex second cousin is okay but anything else you shouldn't do.

[Anonymous No.21777956]

>>21774914
But her pussy is a yeasty mess and she cheats with several joggers when she is "working"

[Anonymous No.21777987]

>>21777956
Why'd you say that to him?

[Anonymous No.21778114]

>>21777248
Did you ever get a chance to lick her male suitors cum out of her pussy?

[Anonymous No.21778144]

>>21777034
Me too.
COOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOm

[Anonymous No.21778198]

>>21773694
you wipe your ass with a cloth towel...?

[Anonymous No.21778384]

>>21774399
Kek

[Anonymous No.21778435]

>>21773694
Get a license for small game and a really cheap rifle. Go out and kill as many squirrels as legally possible. Butcher and freeze them. There's your meat. Then eat beans (not canned. Dried) rice, potato's, and take vitamins.

[Anonymous No.21778448]

>>21773694
Live with your parents as long as possible and carpool. Everything else is optional. I work 3 days a week making minimum wage and couldn’t spend the money if I tried.

[Anonymous No.21778460]

>>21777987
Either jealous or a subversive kike, pay them no mind.
I love my fiancee, can't wait to have kids.

[Anonymous No.21778471]

>>21778114
No, just dealt with a lot of anxiety and emotional pain. It was terrible.

[Anonymous No.21778506]

>>21774395
Building out a skoolie right now. Wife's a travel nurse.

[Anonymous No.21778663]

>>21773781
based pleb

[Anonymous No.21778688]

>>21777231
THATS HIM

[Anonymous No.21778762]

>>21776686
>>21777457
>I made $36k and saved all of it!
>I made 382k and saved 1/4 of it!
who's doing better, retards?

frugal people never make it

[Veins No.21778797]

>>21773958
How much is the house your AirBnB worth and where is it located?

[Anonymous No.21778858]

>>21774843
This. Unironically. And you won't even have more money or financial freedom in the end. While you look for every cent and become a greedy bastard not enjoying life, someone else builds a nice social circle, lives his life, eats i expensive restaurants and goes clubbing while at the same time he is building up valuable connection to people and social skills. Through that one is able to make it, successful careers are built on connections. People who made it, did this by having the right network, not by saving money by grinding hard and bean eating

[Anonymous No.21778890]

>>21773694
If you want flavoured drinks buy bulk teabags or leaves instead of drinking soda or beer everyday. I live in a relatively expensive country and I can still get like 100+ teabags for $1. I drink it black without sugar to keep my weight low.

Coffee is a bit more expensive, but even if you like fancy shit there's no reason you can't buy a french press or machine online instead of going to cafes every week like you're larping as Seinfeld. This is a bit less applicable since covid but still, you can get used machines on ebay for like <$100.

Make sandwiches, wraps or rice instead of getting fast food or junk. If you stock up on veg every 2 weeks and a few long-lasting, cheap meats like salami, smoked ham, frozen ground beef etc. you can have a lot of easy meals that are cheap, tasty, and healthy. Even just a salad with raw chopped onion, tomatoes, lettuce and capsicum tastes really good with a bit of salt and pepper, maybe avocado every so often if it's in season. Peanuts and beans are cheap as shit.

Quit every shitty addiction you have. Smoking, pot, alcohol, the lot. You won't just save money but you'll realize psychologically you're a lot freer without them. Cold turkey is the best method unless you're on something with life threatening withdrawals.

Instead of having 300 games you never play, buy like 1-3 on sale with a lot of replay value or that you can use to socialize, and just play old games on emulators.

Physical books are a waste of space and money, if you like reading seriously just get a good e-reader or ReadEra on mobile (it's one of the better free ones that doesn't have ads). There are millions of interesting fiction and nonfiction texts in public domain.

Have hobbies that save/save money or build your skills without costing a shitload. Gardening, hiking, running, writing, swimming, drawing... even graphic design and music production have a lot of cheap freeware if you look.

[Anonymous No.21778913]

>>21778762
>I only need 2k a year to survive
>I worked for one year, saved 40k, and dumped into bonds yielding 5%+
>Now I never have to work again

Die elitist.

[Anonymous No.21778938]

>>21778913
most people aren't happy living in a refrigerator box eating ramen, but if that's your thing go for it.

[Anonymous No.21778962]

>>21778938
It is my thing you passive-aggressive cunt.

[Anonymous No.21778992]

>>21778858
This. There is a difference between frugality and overspending. You can live a comfortable life with your wealth but also not blow your wealth on shit that you don't need.

[Anonymous No.21778995]

>>21778962
Sounds comfy. Can you share some details on how you plan to/already live so that I can imagine better? I would appreciate that.

[Anonymous No.21779013]

>>21778962
>It is my thing you passive-aggressive cunt.
that's fine but you're on the wrong board

>>>/out

[Anonymous No.21779043]

>>21779013
No I'm not you trendy kike-faggot

[Anonymous No.21779047]

>>21774843
>>21778858
Found the poorfags
I make $130k/yr but I look like I make $40k and I spend about $35k/yr. if looking good and owning luxuries is your choice of living, you are very shallow and lack intelligence. In less than 10 years I’ll never have to work again in my life and you’ll be still chasing shitcoins and living on the edge.

[Anonymous No.21779050]

>>21779043
>>>/biz/
>losing money and living like a hobo

[Anonymous No.21779051]

>>21779013
Also I live in a trailer not outdoors get it right wage-mule.

[Anonymous No.21779066]

>>21777248
How did you find out she cheated?

[Anonymous No.21779076]

>>21778995
Sure.

What do you want to know?

Be specific, there's just to much info for me to barf out in single post.

[Anonymous No.21779078]

>>21779051
>Also I live in a trailer
kek

that was a bit too far. Trolling is a art

[Anonymous No.21779086]

>>21779050
>Working

[Anonymous No.21779092]

>>21777248
>Spent most of that time travelling.
time travel isn't real anon

[Anonymous No.21779100]

>>21779078
Can we be friends now?

[Anonymous No.21779106]

>>21779086
irony

you can't make more money than one person makes working
by working

don't be stupid

[Anonymous No.21779119]

>>21779106
I'm confused.

[Anonymous No.21779131]

>>21779100
I was never not your friend.

why the fuck do you think I'm trying to help you?

there's only 24 hours in a day anon, you can't make more than one or maybe two salaries by yourself. You have to take money out of someone else's pocket if you want to make more.

saving more won't make you more.

[Anonymous No.21779143]

>>21778460
Been in this mood lately. Cheers friend

[Anonymous No.21779150]

>>21779131
XD

[Anonymous No.21779154]

>>21779076
What sort of house do you live in?
What kind of meals do you usually eat (ramen/ fresh vegetables/frozen stuff/microwave meals/eating out)
What do you do for fun and do you have any hobbies?
Do you plan on living with anyone else at any point in your life?

[Anonymous No.21779167]

>>21779131
You don't save it you put it into investments you jew-banker you

[Anonymous No.21779186]

>>21779167
yes, you got it

if you want water is it better to own a puddle or a river?

savings is a puddle. Earnings is the river

[Anonymous No.21779219]

>>21776695
Based

[Anonymous No.21779331]

>>21779154
I currently live in a trailer. You can buy an old single wide for 1-5k. However then you have to pay $150-$300 in lot rent. Where I'm from you can buy a small house in a small town for 25k, with property taxes of around $25 a month.
-Live with your parents while you save money, it will allow you to save almost all of your income. If you have to move out go with a trailer or small house, it beats the shit out of renting.

I usually eat meals based around some sort of carb (corn,rice,oats,potatoes,etc) and high-protein beans (black beans, lentils, peas, onions/tofu, etc) and a fat source (corn oil, olive oil, butter, etc). Based on just that, you can get in 2200 cal, 80 protein, 60 fat, fiber, minerals, etc for about $30 a month. Add in some marked down or gardened fruits/vegies and cheap/hunted/fished complete protein and you're golden. I personally volunteer at a food pantry and get almost all of my food (besides carbs, beans and oils) for free.

For hobbies I like lifting, running, cooking, music, hunting, fishing, gardening, 4chan. Almost all of those are either free or extremely cheap. Hunting and fishing can save you hundreds in meat cost. I also want to fight and travel, which will cost money. You can do whatever you want though.

Not sure. I would like a qt gf that's on board with my philosophy. If I can find that kind of women then I could have kids, but doing so doesn't sound pleasant.

What else?

[Anonymous No.21779449]

>>21779331
Be aware though that running from the world won't make your problems go away. I just prefer to live this way because I don't have much interest in further capitalism once my basic needs are met. The only reason for me to get a job again are if I want a bigger car/nicer house/more stuff (I don't), invest more money into the market (once you reach a certain level of minimalism there isn't really a point in building massive amounts of paper-wealth) or supporting a family (unsure on that one).

However, since quitting my job I feel a massive sure of tranquility, gratitude, closeness (to my family) and have reached an even higher level of thrift (preserving what goods I have).

I'm (mostly) retired at 27. If I would have known about personal finance earlier, I would have done it asap and retired in my early 20's, spending the rest of my life laughing at wage-niggers.

[Anonymous No.21779460]

Here's a good money saving tip that's often overlooked: when you go to the store to buy food, instead of paying for it, just steal it instead. I've saved thousands this way.

[Anonymous No.21779490]

>>21779460
>nigger

[Anonymous No.21779541]

>>21778858
This post is so american it hurts.
You can have a happy and rich life without spending money on useless garbage everyday.

I'd rather cook a healthy, nutritious and cheap meal and eat it with friends than be in an expensive restaurant with people I don't give a shit except for the networking.
I'd rather spend my money on free time (I'm 31 and already took 5 years off thanks to frugality) than living for a career and become a millionaire at 50 when I'm old and can't have erections.

I'm a cheap fuck to the extreme but I still have a loving frugal gf I traveled 2 years around the world with, a family I care about and see regularly, close friends, hobbies, go outside everyday, know 4 languages and 2 musical instruments (nothing better for networking actually) and ancient bosses who will recommend me wherever I want to work next.

[Anonymous No.21779550]

>>21779186
I was never planning on putting it in the bank though.

[Anonymous No.21779566]

>>21779186
Even if I did I could work for a few more years and live on straight cash with 2k expenses.

[Anonymous No.21779569]

>>21779541
>become a millionaire at 50 when I'm old and can't have erections.
oh you won't be able to get erections long before 50

[Anonymous No.21779571]

>>21773694
What did that tomato do to you anon

[Anonymous No.21779604]

>>21779331
I strongly recommend you avoid combat sports. I'm the same age as you and after so many concussions I had one knock that just never went away. Been in postconcussion for like a year now, the specific hit wasn't even that hard.

[Anonymous No.21779645]

>>21779604
I've always wanted to fight, even just small-time.

Is it that shitty?

Do you get made pussy?

[Anonymous No.21779662]

>>21779645

[Anonymous No.21779697]

>>21779662
Pls respond bro

[Anonymous No.21779711]

>>21774321
jesus fucking christ man

[Anonymous No.21779741]

every time i win big, i have a drink and feel great.... then roll it right back into new investments

i hope to be like warren when im 60, living in a modest home in a white neighborhood with a massive portfolio

[Anonymous No.21779767]

>>21773694
i buy canned tomatoes, onions and garlic with ground pork, italian sausage or beef and make large batches of pasta sauce, then eat that for a week.

[Anonymous No.21779897]

>>21778858
Ok boomer

[Anonymous No.21779959]

>>21773694
> don't eat food because sunlight is free where i live #photosythesis
> don't pay rent because i sleep in the park
> drink my own piss insteat of paying for bottled water or even tap water
> shower in the rain
> don't buy clothes, wear a poncho made of trash instead
why am i still poor, lads?

[Anonymous No.21780074]

>>21779959
Because you're black

[Anonymous No.21780136]

>>21780074

[Anonymous No.21780147]

i ride a bike or walk most places in town instead of driving. if its sweaty outside i just bring a towel and another change of clothes and show up 15 minutes early

[Anonymous No.21780162]

This thread is full of incels that won’t ever make it in life. YIKES

[Anonymous No.21780170]

>>21779897
You got affected?

[Anonymous No.21780203]

>>21776695
he a good boy

[Anonymous No.21780217]

>>21777231
FUCK MY COVER IS BLOWN

[Anonymous No.21780251]

>>21773958
I live near a Farmfoods. Being a soft southern poof, I'd never seen this knock off Iceland before and tried a microwave meal. It was only £1. I literally shit my pants afterwards. It's was not from a farm.. or food.

[Anonymous No.21780286]

>>21774395
No, but I do enjoy shitting in a plastic bag and surreptitiously dumping it in rubbish bins

[Anonymous No.21780298]

>>21779541
Read again, you paint black and white. Money is made with connections, not with saving. To a certain extent you'll also need status symbols like a decent suit or a nice house for accommodating your guests, but it's not all that it's about and i didn't promote silly consumerism. But the reality is that people care what you look like and that it will effect outcomes of your businesses. But probably senseless to discuss with you as you already fell for the frugal meme and don't realize what a stingy unsympathetic guy you became. Greed and stinginess is by far the trait of character in people that is avoided by other people the most.

[Anonymous No.21780360]

>>21780298
Not him but you aren't understanding. If you're frugal enough you don't need businesses or networking. It becomes irrelevant.

>To a certain extent you'll also need status symbols like a decent suit or a nice house for accommodating your guests

You must come from a completely different world than me. No one cares about in my family or friendships.

[Anonymous No.21780418]

>>21780298
you're projecting your own interests onto others
some people enjoy living minimally, but you can't seem to understand that

[Anonymous No.21780429]

>>21779645
Besides dealing drugs, winning fights in social circles is the most guaranteed way to get pussy. It's hardwired, so fucking deeply in females, that no flashy rings and nice cars can top the status of the current dominant male in a physical escalation.

There is a flip side to this however. Alphas in the wild actually disengage fights, with both man and beast. The simplest way to fight off large predators in the pre-historic era was the same way basic tribes that have no contact with society do now; wave a giant stick on fire over your head or make lots of noise. And in tribal settings, fights would often be very brutal with an estimated 1/3 to 1/4 of men dying through this system, therefore, talking down fights, preventing them but being able to stand your ground is the true picture. That's why giant gym chads with their overinflated muscles are actually gross to some girls, they are over-compensating and lacking the true virtue of manhood, defusing fights but if it comes down to one, be prepared to throw the fuck down.

[Anonymous No.21780507]

>>21780429
Based answer. Thanks.

[Anonymous No.21780509]

>>21780298
It's been a lot time since I listened to Adam Carolla's podcast, but he always used to say that you should be trying to make money and not be so concerned about holding onto the few dollars you have. Some would argue that it's easy for him to say because he's rich with millions of dollars, but perhaps you should just earn so much money that you don't have to worry about being frugal.

[Anonymous No.21780526]

>>21773840
unironically this. never put a woman in a place of power over you esp in america

[Anonymous No.21780597]

>>21778435
Topkek this is the hillbilly diet

[Anonymous No.21780624]

>>21780360
Ok, i understand.
Either we are thinking of different things concerning making it or you don't get how big money is earned. For you it's some kind of low activity life where you try to need as few resources as possible with the goal of reaching some kind of semi independent state where you don't need to work anymore by the age of around 50 if everything works as planned. For me it's having as quickly as possible a fuck you stack of assets and cash to be able to do what i want and to be fully independent. This is not reachable with saving but with earning. Also it's nice if you got friends and family who don't judge you on status symbols, that's good. But the reality is that a big part of business and career making is display of status, i can't change that.

[Anonymous No.21780674]

Of the two, washer and dryer, which is cheaper to run? It might be more economical to hand-wash your clothing and then toss it in a dryer or run your clothes through a washing machine and then hang dry them. Do you ever just wash everything by hand and hang them? is it cheaper to go to a Laundromat?

[Anonymous No.21780695]

>>21780674
Get one of those washing machine stationary bikes

[Anonymous No.21780730]

>>21780429
>Besides dealing drugs
Why dealing drugs?

[Anonymous No.21780800]

sometimes when I wipe my ass it comes out clean, so I put it to the side to reuse for a later shit
#frugallife

[Anonymous No.21780803]

>>21780730
drugs will always be profitable because low-lives always want it. They'll spend their last dime for a dimebag

[Anonymous No.21780814]

>>21780674
driers are a waste of fkn money. get a clothes horse and dry that shit in your room if you have to. get detergent from a 2-dollar shop. I got 5L for $8 that will last me 6-9 months

[Anonymous No.21780834]

>>21778435
Just grow a garden you fucking freak

[Anonymous No.21780850]

>>21780814
I've only ever lived with my parents and frivolously use their appliances. Does clothing ever smell or feel weird if you hang dry them? I love how my blankets and sheets smell fresh out of the dryer.

[Anonymous No.21780863]

>>21780624

>For you it's some kind of low activity life where you try to need as few resources as possible with the goal of reaching some kind of semi independent state where you don't need to work anymore by the age of around 50 if everything works as planned

Yes, except I'm 27 and have enough fuck you money for something like 15 years.

>For me it's having as quickly as possible a fuck you stack of assets and cash to be able to do what i want and to be fully independent. This is not reachable with saving but with earning.

I want the exact same thing, but fuck you money is relative. 100k might last you two years, but it could theoretically last me 50 (not counting inflation, disasters, etc). I could retire off of cash only with a few years of work. So for me, it is possible.

>Also it's nice if you got friends and family who don't judge you on status symbols, that's good. But the reality is that a big part of business and career making is display of status, i can't change that.

I'm sure you're right. Someone looking at me right now would never to do business with me. But again, in my world it isn't relevant.

The reason I'm frugal is because it's vastly faster than me trying to build a business and network, simply because I don't need nearly as much to say "fuck you".

[Anonymous No.21780866]

>>21773694
learn to cook, and I don't mean the fancy restaurant shit but the skill of managing shit in the kitchen, being fast and making decent food that will save you time and money.

[Anonymous No.21780878]

>>21780834
You grow squirrels you fool

[Anonymous No.21780903]

>>21780878
*Can't

[Anonymous No.21780961]

>>21780814
Don't you have to buy food for a clothes horse? Just use a clothesline lmao

[Anonymous No.21781033]

>>21777723
Sure, but what was the opportunity cost in terms of time?

There's a reason an oral surgeon doesn't mow his football field sized lawn. He could just do another few minutes of surgery and have someone else do it.

This obviously all depends on what your current expenditures are and how easy you find it to make more money.

I might be lucky, but I just find it way easier to bring in a % increase in revenue vs looking for cuts in an already frugal lifestyle.

[Anonymous No.21781048]

>>21780878
>not pigeons or doves

Ngmi

[Anonymous No.21781151]

>>21773694
I've spent about 3500~ dollars this year on stuff I'm not sure I really needed, like food.

It doesn't seem like much when you get a platter, but then you're getting platters 3 days a week for 35 weeks and then it's suddenly a problem. I wish I had my money back.

>>21773840
Based.

[Anonymous No.21781166]

>>21780863
You are telling me you can live of 100k for 50 years? 167 dollars per month. Even by third world standards this would be extremely poor. You're larping.

[Anonymous No.21781197]

>>21781166
he probably meant 5 years

[Anonymous No.21781210]

>>21781033
>There's a reason an oral surgeon doesn't mow his football field sized lawn.
some people enjoy the act of mowing their own lawn
it's not all about money, anon

[Anonymous No.21781211]

>>21781166
You think I'm fucking around but I'm not.

Read my advise to the other guy that I wrote.

Consider to that if that money were earning 2% interest in a high yield savings that would cover my bills right there.

>>21781197
No I meant 50

[Anonymous No.21781241]

>>21781211
how does 100k last 50 years though?

[Anonymous No.21781300]

>>21781241
2000 annual expenses.

150 Lot Rent
30 Food
x12 = 2160

[Anonymous No.21781315]

>>21781300
Everything else is figured out.

[Anonymous No.21781318]

>>21781300
no electric? no water? no a/c?
no saved up money in case of an emergency?

[Anonymous No.21781323]

>>21781211
Even if you had farmland and would plant your own food, this hardly would be sufficient. Alone tools, gas and seed would blow your bills. Either you're larping or you count living in your parent's basement with free food as having made it into frugal financial freedom

[Anonymous No.21781333]

>>21773781
Based prolet

[Anonymous No.21781352]

>>21779047
Classic based post. Many retards having good salaries, only to spend it on luxury car, and keep on wageslaving their own life. Frugality is not about being miser. It's about investing most of your excess cash in order to make maximum money.

[Anonymous No.21781366]

>>21781318
>Solar
>Very Minor Use
>Nope

My cell phone cost a dollar a month. (Pay as you go)
My internet is free (library)

Again read the advice I gave to the other guy. I have my ways.

[Anonymous No.21781387]

>>21781352
Exactly. The money that you would put into toys or status goes into the market.

[Anonymous No.21781389]

>>21774415
That's not being frugal, it's stealing.

[Anonymous No.21781442]

>>21774721
Lmao

[Anonymous No.21781459]

>>21780903
dont knock it till youve tried it faggot

[Anonymous No.21781469]

>>21781366
impressive then
godspeed

[Anonymous No.21781475]

>>21781318

>no saved up money in case of an emergency?

At 2% interest my bills would be covered, the entire 100k would be my emergency fund.

If I could pop that into a cd earning even more, woooboooy

[Anonymous No.21781479]

>>21781033
look into the concept of the opportunity cost anon.
basic capital budgeting.
there is simple maths to solve this issue.

[Anonymous No.21781500]

>>21781459
Okay sorry.

[Anonymous No.21781510]

>>21776695
Based sociopath

[Anonymous No.21781523]

>>21781469
Woah, you didn't insult me.

Thanks man.

You too. I hope we both make it.

[Anonymous No.21781562]

You need money to make money.
Only youtube self improvement cucks instilled the idea of frugalism into the head of wagie betas that are hoping to get rich of putting in $200 instead of $175 a month in their ETF and by stopping buying Sodas and coffee

You guys dont even get what is stolen from you guys if you are following the agenda of Individualism that is pushed in zoomers and millenials heads

[Anonymous No.21781622]

live in a barell
eat what people donate to you
drink from a fountain
bark at and piss on plebs walking by
sometimes hit them with a stick

[Anonymous No.21781632]

>>21781562
Well what's stolen from us then boomer?

[Anonymous No.21781635]

>>21781523
here's hoping anon

[Anonymous No.21781648]

>>21781622
you forgot to masturbate whenever you like and where you like

[Anonymous No.21781649]

>>21777261
based, redpilled, and severely underrated

[Anonymous No.21781652]

>>21773694
Based thread op

> live in semismall town, so sold my car, and used the money to get myself a onewheel instead. No expenses whatsoever - about 130$
> use one roll of toiletpaper a week
> dont watch tv so no cable - 50$ a month
> buy food and rice in bulk - 40-50$ a month
> i never order takeaway, dont drink, and dont go to the cinema. Idk how much i save here
> 3-4 times a week, eat dinner at my dads, moms or grandparents house (tight family, so they invite me all the time) - probably 200$ a month
> plan to dump my gf - atleast a gazillion $ a month since she is throwing money at everything she sees
> rent ugly place - 300$ a month
> maybe move in with my bro to further decrease renting, so ill save a total of 600$ a month
> buy 1kg coffee at a time - 5-10$ am month?
> do free shit with friends, everyone in the group has agreed to this. We have a rule, since one guy is on welfare cause of an injury, that if you want your bros in on something that costs, you pay for it.

Things im NOT frugal at includes hygieneproducts, washing powder (idk what this is called in eng but you know what i mean), clothes (i rarely buy, but when i buy, i buy expensive. Have noticed expensive clothes last way longer AND looks better).

Also, am not getting a kid for atleast another 8 years. So even if i dont make it in crypto, ill have a fine bankaccount.

[Anonymous No.21781678]

>>21781652
>washing powder
laundry detergent?

[Anonymous No.21781688]

>>21781652
>> do free shit with friends, everyone in the group has agreed to this. We have a rule, since one guy is on welfare cause of an injury, that if you want your bros in on something that costs, you pay for it.

That's so fucking awesome dude. Good for you.

[Anonymous No.21781741]

>>21781562
Nothing against a minimal lifestyle where you don't buy constant consumer shit or status symbols (despite they will be needed when you want to make a career). This anon is right.
There's a lot of propaganda concerning frugalism out there. You slave away your best years saving every cent into your msci world etf and hope to retire with 50. What is the sense of that? Btw a lot of guys only have a short phase of frugalism. As soon as they fall in love and want to start a family, the prospect of doing this in a tinyhouse and having to look for every cent isn't so great after all. I think the movement started because we were scammed by babyboomers. If normal work would pay off for a house and decent living with a family as it was for our parents, the movement wouldn't be there. Instead we are paying their debts in the form of monetary devaluation and giant asset price inflation.

[Anonymous No.21781755]

>>21778890
Based

[Anonymous No.21781795]

>>21781652
>washing powder
I think you're using german waschpulver mein freund

[Anonymous No.21781798]

>>21776695
based

[Anonymous No.21781830]

>>21781632
make high networth individuals as your friends. tradesmen, programmers, doctors, lawyers, business owners, contractors, welders, electricians, salesmen. these people work hard thus know how to spend a lot of money without going bankrupt and still have money to blow and are in most cases willingly to put it into ventures that friends tell them about, bc they trust them.

[Anonymous No.21781855]

>>21781830
But I don't need ventures.

[Anonymous No.21782108]

>>21778460
>>21779143
Married life can be such a blessing. Sorta related to frugality, although mainly bc I couldn't find anyone I thought did a reasonable job for the price, my wife just cut my hair and she did a great job. Saved time and money and she gets to cut it how she wants. All while I drank jew juice. Lastly, she cooked dinner and and apple pie. Call me comfy... Ain't always sunshine, but when it is, HOT DAMN

[Anonymous No.21782253]

>>21781678
Exactly kek

[Anonymous No.21782352]

>use old clothes as towels/washrags
>only buy new clothes from businesses closing, real thrift stores not goodwill, or garage sales. (I use same underwear and sock 2+ years at a time)
>use jewpons for toilet paper and food
>torrent everything
>fix your own car (mechanic wanted to charge me 400$ for a fix. I youtube the problem and spent 80$ and 2 hours of my time)

Lots of other shit too but I ain't got time peace out niggers

[Anonymous No.21782356]

>>21776695
Kek I have $2.3M racked up from my crypto and still do this.
I plan on moving them to a bigger house if we get a bullrun and still stay with them.
If we crash, nothing lost, my parents still love me.
28, and Asian.

[Anonymous No.21782504]

>>21776695
>I live with my parents, eat their food, don't drive anywhere, don't spend any money on anything. I make sure to entertain and impress my parents with amusing anecdotes, go for walks with them, cook them dinner, clean the kitchen, look after the yard. Basically act like a very good boy so they don't even dream of asking me for rent because it might encourage me to leave them and I am the light of their lives.
>Oh yeah and I wake up early to make them coffee before they get up and go on entertaining and insane rants about jews, reptilians and new world order around the morning coffee table.
>i am 31
most based man alive.
REJECT MODERNITY
EMBRACE TRADITION
ITS MONKE SEASON
https://www.youtube.com/watch?v=MIyBFNjc1kY

[Comfy No.21782579]

>>21779047
$130k a year is shit.
I make over $200k a year as a retired 30 year old and you should feel bad that you think $130k/year is anything to talk about.

[Comfy No.21782636]

>>21777147
Defensiveness is an adaptation to not being top of a food chain. I am not talking about self improvement, I am talking about using the financial resources you have available to find smarter and more efficient ways to generate new resources/income without sacrificing self interests.

[Anonymous No.21782744]

>>21773694
Eat a good diet -- mostly whole vegetables and fruit. And light, regular exercise -- think yoga, not crossfit.

Just from a cost standpoint, medical expenses are a major expense in many (most?) Americans' lives. And good health will, of course, improve your quality of life across the board.

[Anonymous No.21782812]

>>21773781
I threw my car battery in the trash can last week.

I thought of you when I did it.

Fuck Earth.

[Anonymous No.21783179]

>>21774395
Ausfag reporting.

I have. Its probably my best money saving strategy while making passive income, I try to be on the road at least 3 to 4 months a year for it to work well. Nothing is more liberating than letting go of uneccessary shit that keeps you to one place

Some general pointers.
>24/7 gym membership like anytime fitness is easy access to training and showers.
> get a reliable accessories that you can carry over when you upgrade vehicles before purchasing 4wd or van. Im talking rechargeable solar panels for electronics (or a small mining set up you're carrying), portable fridge and freezer and kitchenwares.
> hug the coastline and bring a fishing rod or a surfboard. Only buy ingredients when you need it. Literally live like a king, catch and cook your own food.
> dont rush, stay around at a place for a few days, get familiar. Its easy to get into the mentality of a quick week on holidays when youre a wagecuck. This is an exercise in undoing repression. Take your time.
> dont be afraid to travel with people. I usually go on tinder or some dating app about a month or so before the trip and hook up with a like minded chick and we travel together, (usually a backpacker from Europe)
It can be pretty great if you vibe well, plus youve got a fuckbuddy too...which you both can capitalise and make content together because why the fuck not? Simps pay for anything.
Was dating a Norweigan redhead, we made like $5k fucking outdoors, shit was cash.

Hope this helps anon. Have fun

[Anonymous No.21783215]

>>21778890
unbelievably based

[Anonymous No.21783335]

>>21778858
>someone else builds a nice social circle, lives his life, eats i expensive restaurants and goes clubbing while at the same time he is building up valuable connection to people and social skills
literally none of those things are fun though

[Anonymous No.21783340]

>>21781475
You forgot to account for inflation

[Anonymous No.21783388]

hi fellow ausfag
what type of van did you buy
and how did you make $5k fucking? onlyfans or something?

[Anonymous No.21783526]

>>21773694
You can only save so much, but the amount of money you can make is near unlimited. That being said, lots of cheap stuff is too expensive, and people spend too much money in general because they don't want to compromise.

[Anonymous No.21783577]

>>21780624
>But the reality is that a big part of business and career making is display of status, i can't change that.
You keep returning to this point. None of us give a shit about careers. You're talking about a spiral where you make lodsamoney to spend it on status items to impress peers which boosts your career so you make more money which you spend on status items... etc. If you get pleasure out of that chase, then fine. But lots of us are legitimately happy and fulfilled without needing to engage with that hamster wheel at all. In which case working ceaselessly for mad income flow just gets in the way between us and the hobbies/activities that actually fulfill us.

[Anonymous No.21783631]

>>21773694

not saying focusing on expenses is important but remember

>poor mainly focus on minimizing expenses
>rich mainly focus on maximizing income

[Anonymous No.21783643]

>>21783631
*not saying focusing on expenses is unimportant

[Anonymous No.21783947]

>>21782579
It's not bad at all, depending on location and circumstance of course. Well done to both of you.

[Anonymous No.21784006]

>>21783643
Focusing on expenses is 100% important

Irish faggot here, top rate of tax is about 50%

That €30 thing you wanted to buy? You need to earn €60 to be able to afford it

[Anonymous No.21784048]

>>21773840
sorry bro

[Anonymous No.21784123]

>>21783388
>checked double doubles.

Tbh I actually only used a van once it was a 2005 Toyota Hiace, I much prefer 4wd's.
Preferably Toyotas since maintenance and parts are cheap as chips and most mechnics have worked with them.
Either a troopy or a landcrusier if I find them for cheap + it allows you to travel off road more comfortably.
First 4wd I used was a 1998 Mitsubishi Challenger which did the job well.

>5k fucking
This was during the time of premium snapchats, before the Thot Audit, onlyfans wasnt as big a deal then.
Just made a throwaway email and account and spoofed locations in Sydney, Melbourne, Florida California, like major city hubs.

We were probably just lucky desu, but we had a fun doing it and we hit a receptive market early on.
> people paid for content we made like a few weeks prior and just add artificial scarcity
>just top it up with lewd "prank" videos and some photos once or twice a day.

We still have a laugh about it today. I do miss that cheeky chick, we'll roadtrip again once 'rona is all over.

[Anonymous No.21784195]

>>21776272
>I’ll get the most over engineered vehicle to replace it, a Toyota Land Cruiser.
you are a man of excellent taste.

[Anonymous No.21784220]

>>21774914
You are lucky, My gf just moved away and I am now stacking enough money comparative to leasing a new mercedes, all those 'treats' and meals add up to a ton over the month

[Anonymous No.21784347]

>>21773840
No you're getting it wrong. It's the exact other way around, you don't stay unmarried so you can be frugal. The reason you have to be frugal is so you can be worthy and actually afford a cutie wife like me, you virgin. Now get to work.

[Anonymous No.21784363]

>>21784195
It shits me to tears why the defence force chooses a fucking G wagon over based chadcruiser.

>cant even cross shallow streams without risking electronics being fried and disabling the vehicle.
Pathetic.

[Anonymous No.21784418]

>>21780814
And it's not even good for your fabrics. Your clothes last longer when you air dry, which also saves you some more money in the end.

[Anonymous No.21784462]

>>21777546
>Earning more has essentially theoretical infinite potential, while cost of living reduction has a floor you can hit.
This is obviously true. But it isn't relevant.
In real life, most people have a fairly fixed income. Most people can't drastically increase their income. But most people can drastically reduce their expenses.
Secondly, you can be frugal regardless of income. Saving money means you have to live below your means. So regardless of whatever your income is you need to learn ways to save money and spend less than what you earn. A real redpill is that almost everyone is broke, regardless of income, we are conditioned to spending all we have immediately. So threads like these are useful to everyone and there's really no downside to most of the tips and tricks in this thread.

[Anonymous No.21784490]

>>21775773
This guy got cucked by his wife and she took his disabled son with her. Not a good role model.

[Anonymous No.21784527]

I don't think extreme frugality is the most optimal way of living your life. It's not that difficult to cut down on the big stupid expenses like unnecessary credit card spending on useless shit, smoking, buying starbuck every day etc but you start to get into diminishing returns when you talk about shit like washing your hair less often to save on shampoo.

At that point you'll get a better ROI focusing on yourself, getting a better job, building a business, stacking more shitcoins or w/e

[Anonymous No.21784705]

>>21777248
I'm jealous that guys actually fall in love with girls, all my GFs obsessed with marrying me someday and I feel guilty because I don't want to

[Anonymous No.21784946]

>>21779186
> savings is a puddle. Earnings is the river
Wrong. Savings that is just cash sitting in a bank account is a puddle. Cash invested in stocks/property is a lake fed by a spring.

[Anonymous No.21785036]

>>21777248
how old the colombian girl?

[Anonymous No.21785074]

>>21773694
i shit in my hands and drop it out the window so i dont have to pay water expenses

the woman downstairs hates me but idgaf. im probably saving 20 dollars a month

[Anonymous No.21785090]

>>21773840
My wife makes about 80% as much as I do and spends less than I do. Sorry you’re a retard who married a dumb bitch. Stop trying to blackpill other anons because of your own idiocy.

[Anonymous No.21785174]

People saying not to focus on expenses, here's why you are wrong

My old boss was a stockbroker, he made 200-400k a year, his wife made 400k a year, as they made more they leased nicer and nicer cars, had 2 kids, cleaners and nannys, boss drove to center of city instead of taking train etc. Always taking fancy holidays. End up with as much disposable income as me at end of the day.

Now imagine 600k a year but just living in a reasonable house, driving Mercedes or nice but not blowout cars, total expense 60-100k, then investing the 500k into apartment buildings every year. You would quickly replace your job income and have no need to work whilst growing more and more properties.

The goal is to do both, Increase income and minimise expenses, don't just save money in a bank but spend the extra on making more and more money until the snowball becomes big enough that you can afford to take bigger and bigger chunks out of it without stopping the snowball's growth.

I'm 26 and am on my second property, I will soon be able to just live off my income if I wanted, but instead I am also starting a company to earn more money to put into the machine, I haven't got a whole lot of cash in the bank as it all either goes into the business or property, but once it get's to a certain size, I will be able to afford to spend more on myself, and Then reinvest profits on aquiring other businesses or other properties and the cycle goes on. When you see rich elite families, they are basically just the result of doing this over a long period of time + luck of striking gold with 1 or 2 of the investments and luck of not losing their money on bad investments

[Anonymous No.21785196]

>>21775923
Yes. OP is retarded. You’ll have the average credit age of a high schooler and you’ll have a bunch of credit inquiries dragging your score down. If you finance anything expensive, you will pay a lot more than the petty cash this meme saved you.

[Anonymous No.21785217]

>>21776272
Absolutely based. Get the 80 series. I WILL have one some day.

[Anonymous No.21785230]

>>21773840
>i can't manage women
Pic related

[Anonymous No.21785611]

>>21779092
lmao

[Anonymous No.21785633]

>>21773958
>Money saving thread
>MacBook and Samsung

Pick one dumb southern fairy

[Anonymous No.21785704]

>>21773694
i'm a medium but i buy XXXL shirts because you get more fabric for the same price

[Anonymous No.21785711]

>>21774415
Man I love the bank switching bonuses. I have a dedicated current account I use to meet the terms and conditions and collect switching bonuses closest to litteral free money you can get. I thought the UK was alone with this shit, as I've never seen it mentioned before in other countries around Europe. I didn't expect US to have this their banking is so archaic.

[Anonymous No.21785982]

>>21773694
>will open 0% interest cards and use them like debit cards to get $100- $150 cash incentive then pay it off and stop using it.
Doesn't opening and closing accounts like that hurt your credit?

[Anonymous No.21786869]

Anybody know what the cheapest place to buy a check in the US is? If I pay my rent with my credit card it'll be much more profitable, but it's only 1% unless I can get a flat rate for cashiers checks at gas stations...

[Anonymous No.21786967]

>>21773694
I piss in the sink to save money on flushing the toilet

[Anonymous No.21787048]

24 years old 7k a month income. Rent with friends from high school and college. Negative monthly cashflow is 600 a month. Already have 100k and no debt. Shit ton of stonks and crypto.

[Anonymous No.21787129]

>>21773694

A miser is just a capitalist gone mad>>21773694

[Anonymous No.21787330]

>>21776695
Strong good boy points

[Anonymous No.21787676]

>>21781622
>be an Ancient Greek philosopher

[Anonymous No.21787852]

Don't pay for broadband, have unlimited 4g on my phone for €20 a month and just hot-spot it kek

[Anonymous No.21787902]

>0700 wake up
>0705 strong coffee
>0710 breakfast
>0730 shit, don't wipe
>0740 shower and piss
haven't paid for toilet paper in 3 years. massive savings on water. ass hole is always squeaky clean. spend the rest of the day pissing in the garden, it's good for the grass.

1p mobile network and old iphone 4s. phone contracts are the dumbest normie expense.

[Anonymous No.21787925]

>>21776695
blursed one

[Anonymous No.21788703]

>>21777662
Based

[Anonymous No.21789275]

>>21781652
>washing powder
I've heard it called that in English. Nothing weird here.
t. Australian