[ 3 / biz / cgl / ck / diy / fa / ic / jp / lit / sci / vr / vt ] [ index / top / reports ] [ become a patron ] [ status ]
2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

View post   
File: 93 KB, 1024x1001, 1597953520314.jpg [View same] [iqdb] [saucenao] [google]
21681395 No.21681395 [Reply] [Original]

/biz/ help me out,
I have 150,000 EUR sitting in my bank account at the moment, do I
>buy myself an apartment with cash, without ((loan)) and ((interest)), if yes - why?
>invest 150,000 EUR into S&P ETF and rent apartment instead, if yes - why?

>> No.21681446

post your face OP, i want to see the incel loser who would save a shooped pic like this

>> No.21681510

>>21681446

I didn't even save it just copied it from another chan, just wanted to post something that would catch attention, no hard feelings brah, I also dislike degenerates

>> No.21681557

Lol @ s&p buy link

>> No.21681653

>>21681557

I already hold LINK but don't believe in crypto long term and want to get out completely at one point (okay, maybe leave 1000 LINK or so for the moonshot). Crypto is a manchild dream, big boys play stonks and real estate.

>> No.21682098
File: 16 KB, 270x172, dcdccd.png [View same] [iqdb] [saucenao] [google]
21682098

>>21681395

Buy ZRX.

>> No.21682156

>>21682098

Fuck off with your shilling nigger

>> No.21682183

>>21681653
>Crypto is a manchild dream, big boys play stonks and real estate.
lol

>> No.21682308

>>21681510
wait, you can just copy paste pictures on 4chan without saving them on your drive first?

>> No.21682321

>>21681395
If you take out a loan and pay it off over 20 years it will come out cheaper than if you pay all at once now because of inflation.

But I can see why it's tempting to buy and forget, I'm considering it myself.

>> No.21682359

>>21681653
ok boomer

>> No.21682411
File: 1013 KB, 2500x1500, YesOrYes2.jpg [View same] [iqdb] [saucenao] [google]
21682411

>>21681395
pls stop posting white ""women""

>> No.21682457

>>21681395
>thinks the money in the bank is his
>thinks he can own property
>Doesn't understand he can be liable even if the ETF goes to zero

I'd say rethink your options

>> No.21682474

>>21681653
you're clueless kys

>> No.21682541

>>21681653
oof so you are a big boy? how about you show me your big boy's cock, i'm a femanon btw

>> No.21682554

>>21681395
why is she so special? there’s an entire sea of thots just as hot and hotter than her.

>> No.21682614

>>21681395
Oh wow did she get tits finally?

>> No.21682665
File: 174 KB, 1080x1513, 1596523234482.jpg [View same] [iqdb] [saucenao] [google]
21682665

>>21681395

here's my advice OP:

>make a downpayment for the apartment (like 30k)
>get a loan for the rest
>invest the rest of the money that you have left over

why?

>yearly inflation is around 1-2%
>if your interest rate is at between that number, you're basically paying 0 interest
>120k in stocks is also making you more money at the same time
>basically you own an apartment while making money from your etf

no brainer. good luck

>> No.21682710
File: 341 KB, 801x671, 1534121595104.jpg [View same] [iqdb] [saucenao] [google]
21682710

Kek I'm 20yo and have 19k LINKs(~$300k). Once LINK hits $30 I'll cash out about €30k to move out to a very nice city center(old town) penthouse for a year. After that I'll see where LINK is and maybe upgrade for a nicer place or just buy some place with a loan if I can get banks to give me a loan. Faggots like you will kill themselves.

>> No.21682721

>>21682457
kek, imagine wilfully cucking yourself out of custody and handing it over to the (((bank)))

>> No.21682809

>>21682665

Thanks, what if I get interest rate higher than 2%? Still take out loan? Interest rates are worse in EU than in USA right now.

>> No.21682961

>>21682665
Or you could throw it in a crypto yield farm, buy insurance on the smart contract to reduce risk, and make returns that blow any of that boomer shit out of the water by staking stable coins,but to each his own I guess.

>> No.21683014

>>21681395
Take out a loan and invest with the rest. Interest on home loans are far lower than what an etf would get you.

>> No.21683029

>>21682614
https://www.reddit.com/r/MercurialMouse/
https://www.instagram.com/mercurialmouse

>> No.21683090

>>21682411
The girl on the left is clearly more attractive even with muh tattoos and muh piercings. The chink looks like a literal monkey.

>> No.21683167

>>21683090
The bigger issue is the stupid amount of makeup she has

>> No.21683228

>>21683029
Gotcha, just some other dumb thot with slightly bigger tits. Thanks

>> No.21683349

>>21681653
>Crypto is a manchild dream, big boys play stonks and real estate.
Big boys play high risk high reward instead of your boomer stock gains. Stocks and real estate are for wealthy. Crypto is a vehicle to gain obscene amounts of wealth. You aren't going to make retarded returns on stocks in less than a couple years like you would with crypto

>> No.21683427

>>21681395
>I have 150,000 EUR sitting in my bank account at the moment, do I
buy snx, aave, yfi and ren and hold until all are north of 10bn marketcap. yolo

>> No.21683432

>>21681395
I met this man at strip club a few years back crazy to think that people are dumping hundreds of dollars to see him show nothing on onlyfans

>> No.21683437

>>21683349
Jesus fuck. "Real big boys" don't care what retard gamblers think big boys are because they know that high risk means negative ROI over the long term.

>> No.21683546

Check out CWVBLOCKCHAIN...
Do you know that a lot of public link networks and chains have been subjected and exposed to DOS attack having identified this problem designed CWVBLOCKCHAIN to be immune to DOS attack.

>> No.21683555

>>21683437
>negative ROI
thats assuming youre not taking profits and putting them into hedges/safer investments

>> No.21683612

what's up with her sticking her tongue out like that?

makes me want to punch her in the fucking mouth

>> No.21683679

>>21683555
You're assuming you're the only big brained person in the same racket. Do you lack sense of agency or something? Probably autism.

>> No.21683745

>>21683432
You can estimate how much he is making too by seeing how many people interact with the posts, even if you don't pay for it. At least 500k a year last I checked

>> No.21684016

>>21681653
Yeah these 750 P/E ratios aren't gambling

>> No.21684029

>>21681653
HAHAHAHAHAHAH This guy watched Wolf of Wallstreet and is now a certified PRO

>> No.21684030

>>21681653
>Crypto is a manchild dream, big boys play stonks and real estate.
Lol, if only you knew. Stonks with their regulation and small returns are for boomers that can't adapt to the new reality, while real estate is only good for to keep your profits stable long term while giving you some passive income. The real big boys make millions from crypto and after that they invest into real estate + staking/ lending/ farming altcoins (or stablecoins, this way you keep your initial deposit stable while getting 5-10% APY)

>> No.21684239

>>21684030
>The real big boys
>staking/ lending/ farming altcoins

Sure, cope harder incel
>keep dreaming

>> No.21684637

>>21682411
Would rather have a child with white trash than let my child have to live with being a fucking hapa.

>> No.21684779

>>21681395
First of all, real estate is SLOW. You have your eyes open for crypto and Are in the space, Are you not aware? Old fkn billionaires Are Even realizing and getting out of the market. People are looking for high returns AND YOU ARE IN THE FUCKING SPACE