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/biz/ - Business & Finance


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21116500 No.21116500 [Reply] [Original]

I'm in the 1% but it is all in link. I have never realized gains. My bank account is -180 and total debts are about -400. Just trying to stay alive until link hits $100.

>> No.21116529

>28
>$75k
I'm so close

>> No.21116542

>>21116500
dang i had no idea i was in the 1% of my age group. (25)

>> No.21116549

>>21116500
give me a year

>> No.21116565

>>21116500
Imagine thinking you're a 1%er because you have 20 grand.

>> No.21116595

>>21116500
24
$!35k in LINK
$4k in bank

>> No.21116602

>>21116565
Imagine that this is actually true if you are in that age range. The average American has practically no savings.

>> No.21116635

>>21116500
Yep I’m exactly at 1% thanks to link ive got 1.25M

>> No.21116637

lmao wtf
I am only a few thousand dollars away from being 1% in my age (20)
20,000 is nothing though what can I really do with that?

>> No.21116670

>>21116500
yeah we're 1%, 25% of that is home equity though.

will be much closer to .1% once xsn goes to $10

>> No.21116716
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21116716

>>21116500
23 year old.
200k net worth.
500k assets under my control.
Feels good to be a 1%.

>> No.21116728

>>21116637
Leverage it to stay in 1% for your age bracket. It takes a lot to stay in the 1% into adulthood.

>> No.21116758
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21116758

>>21116500
>tfw 1% at 20

>> No.21116793
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21116793

>>21116500
i looked this up literally today and some website said i was 93rd percentile for having 60k at 20. that infographic is bullshit

>> No.21116817

>>21116500
If I have 50k AAVE and am 31 am I elite, future value OP

>> No.21116824
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21116824

>31 year old boomer
>1%
Can’t wait to hit 1% for the next age bracket, that’s the real test.

>> No.21116934

>>21116824
Does your financial status at 31 pull the babes or nah

>> No.21116985

>>21116529
>28
>91k

Pfffft....better luck next time kid

>> No.21116999

>>21116500
I am in the 1% for 30-34 but I am 26. Still live with mom and normies think I am a stupid loser while they rent from a Jew and save nothing

>> No.21117001

>>21116500
10 years ahead of my age group. Kek

>> No.21117081

>>21116999
As long as you are living a rich life that's cool. I spent my early twenties broke but traveling and fugging. Inb4 it is a meme, good luck recapturing your youth and fucking 19 year olds when you are 30 years old.

... Prostitutes don't count

>> No.21117158
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21117158

>>21116500
24 years old and I haven't finished my college yet, and I only have 5k$ worth of everything. But I live in third world shithole though

>> No.21117174

>>21117081
>good luck recapturing your youth and fucking 19 year olds when you are 30 years old
it's not really hard, a lot of girls have daddy issues these days

>> No.21117199

>>21116500
I'm 28 and in the top1% of the 35-39 bracket apparently

Suck me boomers

>> No.21117221

>>21117081
Promiscuity and travel is a waste of youth. It serves no purpose, it’s just hedonism. Kill yourself degenerate nigger. What matters is securing a future for your family and expanding it with a virgin wife. You are boomer scum

>> No.21117229

>>21116500
>tfw I was in the 1% until my 30th birthday a couple weeks ago
Feels bad, I doubt I'll be worth $400k by 34.

>> No.21117269

>>21117081
If you're good looking, tall and in shape it's not hard to get 19 year olds.

>> No.21117323

>>21117269
What if I'm ugly, not in shape but tall? (6'2)?

>> No.21117338

>>21117221
Makes zero sense to be this salty other than knowing you missed out on young love and adventure

>> No.21117362

>>21116934
Women that know what I have and what I do for work and investments pretty much all turned gold digger. Women around this age, especially single women are beyond desperate. Tons of women this age in shit relationships and marriages too will be all over you.

Don’t fall for the trap. Keep your mind on your hustle and your goals and fuck these thots when you need to. Watch who you catch feelings for and always gauge people’s intentions when they know what you got. You zoomers out here planning to flex and go thot crazy need to keep that in mind. You knock up one of these roasties or get caught with some metoo shit and you’re rekt. It’s never worth it.

>> No.21117462

>>21117362
I have a good gf but she is older than me and knows about my investment. I live rent free with her though(on account of being unemployed) and she has never suggested me to sell. I get fomo for younger prospects but desu every young girl I dated was not worth the trouble.

>> No.21117496

>>21116500
I'm apparently in the 1% but I'm turning 30 in a year and a half so I'm gonna have to 4x my money before that to stay in the 1%

>> No.21117504

>>21116500
31 400k. Almost made it

>> No.21117507

>>21116500
Shidddd I'm elite in the next age up lol. My question is when do I cash out and knock out my 15k of debt? Been carrying it for a year just cuz I wanted to have as much link as possible and I figured it would outgain my interest

>> No.21117519

>>21116500
I'm 34 and halfway to 1%... but my birthday's in a month and I'll be only 1/5th of the way there when that happens. Fuck. Of course if link hits 1k at any point in the next 4 years I'll be in the 1% until I'm in the grave.

>> No.21117542

>>21117323
get in shape then and you'll be good.

>> No.21117658

>>21116500
I'm 19 and got like 25k in crypto
To be honest though, this chart is hard to believe, does the average zoomer really have less than 20k?
at this age most of us are still being supported by our families so it hardly counts I think.

>> No.21117719

>>21117658
The average American adult doesn't even have a few grand for emergencies.

>> No.21117800
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21117800

What is the amount adjusted for inflation?

>> No.21117803

>>21117719
A few grand lol.
"40% of Americans don’t have $400 in the bank for emergency expenses: Federal Reserve"
https://abcnews.go.com/US/10-americans-struggle-cover-400-emergency-expense-federal/story?id=63253846

>> No.21117960

https://dqydj.com/net-worth-by-age-calculator-united-states/

>> No.21118026

>>21116500
Does that include assets or just liquid moneys, cuz I have like $20k in my bank and stonks and crypto, but I also own my condo

>> No.21118136

>>21116500
I'm 31 and I just went past $400k net worth last week. I'm at $410k now. Feel good brehs

>> No.21118189

>>21118026
All assets - all debts = net worth. Come on, son.

>> No.21118248

>>21117960
This is the truth.
OP is wrong.
Top 1% @ 30 is 1 mil.

>> No.21118304

>>21118248
I'm in the 86th percentile for my age bracket with 1.5x the amount in OP's post. I'm not deluded enough to think you can be a 1%er with what I have

>> No.21118338

>>21116500
fuck i need to make 300k by next year feels bad

>> No.21118361
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21118361

is what I have even real money though? this crypto shit? I can't possibly believe I log the "1%" like this. nor any of us really.

>> No.21118365

>>21116500
I had 80k when I was 27, but now I am 33 and only have 30k. Based on those numbers, I honestly don't think I will ever be in the 1%.

Fuck my life.

>> No.21118410

>>21116500
I am now thanks to buidl

>> No.21118483

>>21116500
22 with 110k thanks to link. thanks bros

>> No.21118530

>>21116500
>28
>200k.
So in two years I need another 200k? Seems doable.

>> No.21118536

How can you not be in the 1% as an 18-23 year old? You have to be dumb. Like, seriously dumb. Even if you got a job as a 16 year old and made only $10k a year, that's $40k in 4 years.

>> No.21118545

>>21116565
most young people are in debt with no assets. Its amazing how financially braindead we collectively are.

>> No.21118562 [DELETED] 

>>21118304
Well, you are deluded then, because I have way more.
1) STEM out the gate
2) Top job in a top city w/ top income
3) Save/invest over 50% of net for 10 years.

That does it.

>> No.21118573

>>21118536
Very few people at that age consider saving/investing

>> No.21118638

>>21117960
Why does it say average net worth for 18-24 at 93k lmao this can’t be right.

>> No.21118878

>>21116500
>21
Had 25k
>now 23
-13k

College loans and car insurance payments absolutely killed me.

>> No.21118902

>>21116500
the jump to 40 is harsh but I might do it if I'm lucky

>> No.21118944

>>21118638
It is.
Grad from a top university with Comp Sci
150k starting salary + 20-50k stock in Silicon Valley, NYC, Seattle, San Fran, etc.
Who do you think is buying those 1.3 million dollar (average)houses in the major cities?
Rhetorical.

>> No.21118998

26
280k(all in link besides maybe like a grand in the bank)-10k in debts(most of which went to buying link, best fucking idea ever)

I'm thinkin... this is how i win.

>> No.21119023

>>21118638
>>21118944
https://www.levels.fyi/comp.html?track=Software%20Engineer

>> No.21119095

>>21116500
22 with $80k net worth

>> No.21119203

>>21118998
Dare I say it...based

>> No.21119246

>>21118944
is it even possible to get those kinds of jobs outside of HYPSM/UW/carnegie mellon

>> No.21119301
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21119301

>>21116934
This is me but I’m unemployed so it always feels like I’m broke

>> No.21119403

>>21119246
That's why it's top 1%.
Outperform in high school & college, = top 1% job op upon grad.
And still, many folks within the top 1% don't save/invest.
And even still further, many folks don't stay top 1% after a few years.
Lol.
I'm just a messenger.

>> No.21119436

>>21118638
>https://dqydj.com/net-worth-by-age-calculator-united-states/

Median is $4300

>> No.21119463

>>21116565
a lot of people in 18-23 are heavily in debt. just being in the black probably puts you in the top 30% by default