buy 100k paper gold that is backed to 100% and has no shitty terms (we only send 1kg bars, etc).
then go to a bank and take out a loan over 60k with the gold as collateral for 1% interest maximum. only pay interest and renew the loan once its due.
60k and 1% is 600 per year, that is $50 a month. that all while gold keeps gaining value with definitly more than 1%.
if you like risk you just buy bitcoin with the 60k, lend it for 6.25% on various defi project and wait for the gbr.