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20410313 No.20410313 [Reply] [Original]

The average american has less than 1000$ in savings.
How much in savings do you have anon?

>> No.20410326

>>20410313
>he's not all in
ngmi

>> No.20410338

>>20410313
bout $3k
and ~$100k in assets

>> No.20410343

>>20410326
Literally this. Why the fuck would I keep savings when I can gamble all of it in the stock market? You're never going to make it, OP.

>> No.20410450

>savings
Just what’s in my checking account the rest is in assets. If I really needed money I’d just liquidate assets starting with the shittiest

>> No.20410501
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20410501

>1k bongbucks in the bank
>about quarter of a million worth of Link
Am I based?

>> No.20410560
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20410560

>>20410313
Third worlder here. Unironically only 30 USD in the bank and unironically 300k in crypto.

>> No.20410594

>>20410313
Way more than that

>> No.20410838
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20410838

50k earning 2.5% APY.

>> No.20411038

>>20410838
What bank do you use where you’re getting 2.5 APY?

>> No.20411180

>>20411038
I have two local credit unions that are still doing 2.5. I had a 3rd around me but they quietly dropped it.

depositaccounts DOT com then look at reward checking via zip code.

>> No.20411580

>>20410560
How much do you need to retire in a third world country? Assuming you buy a decent house in as safe of a neighborhood as possible

>> No.20411667

>>20410313
Yuropoor here. 50K EUR in savings and 170K EUR in crypto. Roughly 7k EUR in stocks and bonds.

>> No.20412112

>>20411180
>rewards checking
Nvm I thought you meant savings or money market. I don’t like using my debit card due to the much higher personal liability if fraud occurs so “use your debit card to spend X a month to get our food rate” isn’t really for me. Good on you though, if I had a stronger stomach for it I would

>> No.20412147

>>20410313
nty IRS

>> No.20412160
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20412160

>>20410313
8k, the rest is in stocks or crypto

>> No.20412184

About 9k but it's not like I got it from working overtime and penny pinching while I pay my bills, it's surplus scholarship money I ended up with when I graduated earlier this year that I don't have to spend since I live with my parents.

>> No.20412215

>>20412112
Understood. I just buy 12 x $1 Amazon GC's for my account and never use my debit. I come out ahead.

>> No.20412340
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20412340

>>20410313
Like $3k in silver and gold. Have to keep $5k in bank for cash flow, not really savings. I have something like $55k in availible credit. My real money is the several hundred thousand in rental real estate i own, so i can reap the benefits of central banking moves that favor the wealthy (which is pretty much their reason for existing).

>> No.20412414

~45k in savings
~85K in assets

>> No.20412476

I keep about 10k in the bank. Every time I crack over 12k I put a few thousand into stocks, ETFs Mutual Funds, and options. I will make it after 40 years of wage cucking.

>> No.20412554

around 70k in the bank
multi-millionaire in crypto

>> No.20412653
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20412653

>>20412554
10k in the bank
250k in stonks
100 in crypto

Anon, why not sell a million in crypto and put it in stable investments?

>> No.20412696

over 9k

>> No.20412812

>>20411580
With a million you're set for life in the balkans or south east asia etc

>> No.20412846

>>20410313
5k in savings, fuck that shit yo.
If it's something really important above 5k I'll sell some stock or crypto.