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2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

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20275822 No.20275822 [Reply] [Original]

>> No.20275857

Cuz they broke ass niggaz.

Who tf buys in an overpriced shit hole like that anyway?

Only gonna get worse as blue state urbanites flee their self-inflicted nigger utopias for the flyover states and southeast where life is still maximum /comfy/.

Too bad for the rest of us, as our homes become infested with roving rape gangs and high taxes.

>> No.20275875
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20275875

>>20275822

>> No.20275924

I was looking at houses today in shitty little southwest town - houses were going for upwards of a million dollars.

I spoke with my boomer parents and mentioned how I'll probably never be able to afford a house unless they helped and they straight up said "we're not ever going to help you buy a house." So yeah, probably never going to own a home. Fuck this gay earth.

>> No.20275968

>>20275924
arlington isnt really a small town
small towns are like 10k or less people

>> No.20275982
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20275982

>>20275822
This is normal. New normal.
Don't think.
Don't ask questions.
Don't buy bullets, bitcoin, gold.
Don't bother setting up a solar system and inverter.
Don't buy a van.
This is just temporary. The economy is in full V recovery.
Minimum wage will go up. We can offer you free money.
Stonks only go up. Don't sell.

>> No.20276021

>>20275822
but I did buy this house in November OP
https://www.zillow.com/homedetails/638-Blarney-Stone-Ct-Galloway-OH-43119/34093677_zpid/

>> No.20276031

>>20276021
Nice trailer
The absolute state of burgers

>> No.20276046

>>20275822
who the fuck owns these houses? im on the road and there are so many old people cruising around in brand new pick ups with brand new camper trailers, and all they do is make campfires and sit around in the woods. these assholes literally own everything, they're choking everyone

>> No.20276057

>>20276031
Post something you can buy in your country for the same price.

>> No.20276070

Why the FUCK does Zillow need to celebrate pride month?

>> No.20276083

>>20275924
What is a "shitty little southwest town" that has average houses going for over a million dollars?

>> No.20276086

LOL!

>> No.20276092

>>20276021
Trailer trash.

>> No.20276110

>>20276021
Looks like a shithole

>> No.20276129

I put in an offer, seller asked for 5k more so u said OK and sent a new offer. Then they fucking ghosted me, listing removed today, 3 days after accepting their terms. No word or reply from seller. It's bullshit you either like the counter offer you made or you would not have sent, right? My rent just went up to $1300 and it's a fucking dump apartment. So an $800 mortgage is looking really good about now. That's an extra 6k a year freed up for shitcoining.

>> No.20276149

>>20276021
>living in a trailer

>> No.20276163

>>20275982

Boomers are fucking annoying.

>> No.20276186

>>20276021
>posting your studio trailer and address on 4chan when your name is publicly listed
Smart

>> No.20276195
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20276195

>>20276021
>he unironically bought a mobile home

>> No.20276230
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20276230

Oh look, this thread again

>> No.20276239

>bought a starter house for $500k last year
>mortgage for the 4 bed is 2/3 the rent I was paying for 2 bed apartment

feels good. Just buy.

>> No.20276252

>>20276021
>living in a flyover state

>> No.20276260

>>20276163
Not annoying, deadly. This is how you get a complete revolt 100x worse than what we had due to people frozen out.

Boomers as a demographic are larger than any descending generation therefore they've held the voting power, institutional power and fed funny money, as well as general cultural power.

The proto-Maoists rising up now are building an ideology specifically to melt their culture like acid and burn down the entire system because it wronged them.
You have a brief window to prepare. Do so now.

>> No.20276274

>>20276021
>doxxing yourself on an underwater basket weaving forum

Umm hello? Based department

>> No.20276292

>>20276274
Nobody will do anything.

It's not funny if they don't care.

>> No.20276351

>>20276021
Yikes. Why would you post your address?

>> No.20276377

>>20275822
800th time this thread has been posted we get it

>> No.20276437
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20276437

>>20276377
If you're not prepping with all your might you don't get it

>> No.20276461

>>20276083
Probably Sedona or somewhere fucking gorgeous

>> No.20276466

>>20276021
Looks good anon, congrats!!

>> No.20276531

>>20275822
>Arlington VA

No shit DC is the most expensive place to live

>> No.20276548

>>20276437
Okay doomer

>> No.20276561

>>20275924
Pretty sure real estate in the west will see a decent dip as soon as boomers start dying

>> No.20276686

>>20276021
A house like this would cost me $900k where I live

>> No.20276769

>>20276531
Was it a shit place in 99? Did wages also increase 5x?
But then again. Wages maybe are up 50% interest payments went down 50% and the area also appreciated relative to other areas.

>> No.20277309

>>20275822
Jews

>> No.20277626

>>20275924
If you "need help" to buy a house you are not capable of making it in the world and you would likely let the the fall into disrepair anyway, destroying any equity you thought you were building.

>> No.20277673

>>20276021
All these neet retards who dont have shit calling a split level a trailer. The absolute state.

>> No.20277708

>>20276239
>falling for the 500k starter home meme

>> No.20277715

because we're in debt, would rather live in urban areas, always moving for job oppurtinites, and broke. suburia is dies with us

>> No.20277756

>>20276046
Boomers gonna boom boom

>> No.20277802

>>20276260
You can't fight us all

>> No.20278516

>>20277673
It’s a trailer mutt.

>> No.20278631

>>20276021
>/Biz/ calling this a trailer
So does everyone on this board live in a fucking mansion or something?

>> No.20278656

>>20276021
Holy shit are you fucking broke why would you buy that shit

>> No.20278705

>>20278631
Yes.
>>20278656
Clearly a poorfag.

>> No.20278743

>>20276021
Congrats on the house anon but
>posting your address on 4chan
Enjoy your gachi magazine subscriptions and pizza deliveries at 1AM

>> No.20278774

>>20276021
Poor

>> No.20278823

>>20276021
>177k
> for a trailer

>> No.20278831

>>20276021
i hate split levels
what is the appeal

>> No.20278856

>>20276561

I used to think so too but fact is they will likely just sell them off to foreign investors

>> No.20278868
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20278868

>>20276021
>Heating:Heat pump

>> No.20278882

>>20276021
Cringe

>> No.20278887

>>20276260

I hope the proto-maoists win, couldn't be much worse than this hell

>> No.20278910

>>20276021
Pathetic poorfag bragging

>> No.20279027

>>20276021
I’ll be visiting you soon

>> No.20279141

>>20276021
I remember you posting that anon. Pretty based desu, jelly of any homeowners

t rentcuck

>> No.20279173

Overpriced

>> No.20279180

I can easily afford one (pre-approved for 550k) but I won't get one anytime soon since i have no plans on being tied to any particular area. Being free to move also gives me greater job opportunity, and that + putting monies into stonks, to me, has greater value.

So to me it is better to rent. There are houses available to rent near me, but desu idc about having a house where I currently am (a desert).

>> No.20279313

>>20276021
Absolute white trailer trash.

>> No.20279387

>>20275822
>fake shutters
That's going to be a no from me dog.

>> No.20279492

>>20279180
>this
where at nm? az?
I like the freedom, plus i don't think buying a house in a global pandemic, pre recession, before us elections, before a bitcoin bull run, in the summer...is a good idea.

>> No.20280195

>>20275822
Why aren't millennials tying an ball and chain around their neck for the next thirty years? >>20275857
>>20276083
>>20276031
>>20276230
>>20276377
>>20276769
>>20279027
>>20279387
>>20279313
>>20279180

>> No.20280259
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20280259

Zoomer here that just got his first real job making $49k annually.
Should I rent a place or get a townhouse?
Townhouse would cost half of what I make a month, but renting an apartment would be 1/3 of what I make a month and I wouldn't even get anything out of it.
What do

>> No.20280289

>>20275924
Unironically build your own. Buy a plot of land somewhere and figure it out

>> No.20280425

I just hope that the housing market crashes again in the next couple of years so I can reasonably afford to make a down payment on a foreclosed house.
Mind you, I currently live in the Southeast but I eventually want to move to D.C. where the career advancements are available at agency headquarters. Even with the last housing crash, D.C. was mostly unaffected so I am slowly accepting my rentcuck future that lies ahead of me if I make the move.

>>20280259
There is a 30% Rule where housing expenses should be set to around 30% of your budget. Not only would there be practical budget issues with half your pay covering housing, but there could be a bigger issue at hand with lenders not feeling comfortable lending you money at that ratio.

>> No.20280496

>>20280425
Damn, guess I'll either have to wait a year to be able to pay off most of the down payment to reduce expenses
If I bought the house in full with a bank loan or even part of it, do you know if the monthly payment to the bank would be cheaper than to the realtor agency?

>> No.20280537

>>20280195
>he can't pay off a 30 mortgage in 7 years
Fucking moneylets make me laugh.

>> No.20280702
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20280702

>>20280259
Don't pay any rent. live with/mooch off your parents for as long as possible and invest into stocks on robinhood and crypto on the Crypto.com app, and start saving for real estate. preferably income generating real estate. fuck the boomer shit system they have left for us

>> No.20280771

>>20280702
I did this, paid off all my debts and almost have enough for my own house now.

>> No.20281539

So have housing prices in general gone up 6.27x in the last 20 years? Is that normal??

>> No.20281812

>>20279492
yea, NM. got a software job. pays well and low CoL.

>>20280259
https://smartasset.com/mortgage/rent-vs-buy#UQsD6Wc2T5
I recommend looking at "rent vs buy" calculators. It should be a more objective measure of whether you should do it. Also consider how long you wish to stay in that area.

>>20281539
That seems like a ridiculously high number. Certainly such multipliers exist in some places, but in general...?

>> No.20281989

>>20280259
Why do modern white people have an aversion to living in a multi-generational household. How do you think 3rd generation chinks ended up with money. They did the same shit white people did generations ago (built up money as a family living under one roof until shit got too crowded).

>> No.20282009

>>20281812
Just saying, that's the amount OP's house increased by

>> No.20282020

>>20276548
underrated post

>> No.20282032

>>20281989
I lived with my grandparents for 5 years and it was great. Most people's parents are total fucking retards to the point it's actually preferable to live away. I couldn't ever let my parents live with me. That was the worst time in my life.

>> No.20282071

>>20281989

boomers are unwilling to accept that this is the state of society now and they would rather believe their kids are just failures who didn't work hard enough and don't deserve shelter

>> No.20282299
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20282299

>>20281989
I want to get shitface drunk every night and masturbate to anime girls without my parents walking in on me

>> No.20282754

>>20282299
Just lock the door like wtf dude

>> No.20282822

Born in '92.
I am so fucking close to owning my own first home or plot of land. Though I am relying on my liquid assets bringing home the bacon. But then I lost my job because of this stupid WuFlu. I was approved for a $250k loan (when I was working) but who wants to take on a loan compounded daily when the banks are getting loans for nothing.

>> No.20282842

had a motorbike accident 5 years ago. just bought a house in cash with the payout

>> No.20282865

>>20281989
Living with your parents is trash. Especially when they don't have any source of income and would rather charge their own flesh and blood rent instead of getting a job

>> No.20283085

>>20275822
>>20275982
I'm a 1989 millennial, was born to a poor single mom. Self made millionaire in my 20s. Stop blaming other people for your lack of success. Perhaps you are simply lazy, stupid or both.

>> No.20283124

>>20281989
no culture and too much dysfunction

>> No.20283480

>>20276021
Godspeed anon. Enjoy your porn subscriptions.

>> No.20283490
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20283490

>>20283085
nice larp

>> No.20283611

remember that when u rent ur landlord can and will fuck ur girlfriend or wife

>> No.20283647

>>20277708
He can always sell it?

>> No.20283909

>>20283085
Assuming this is real, how did you make your Fortune?

>> No.20283989
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20283989

30 y/o boomer here, the pandemic let me fleece a retiring boomer couple on their house. I'm getting the house for 60% of what it was appraised at in late 2019 when they first put it on the market. They're so desperate to sell they agreed to do all the needed repairs and repaint it plus replace some of the carpet. Adjusted for inflation I'm only paying a few thousand more than the owners did when they bought the house new back in the 70s.

>> No.20284008

>>20283989
Based fuck true boomers

>> No.20284047

>>20283989
one or two more flu pandemics and we will have a surplus of housing since its killing exclusively old people who statistically own all property

>> No.20284109

>>20283085
Are you me?

>> No.20284145

>>20284008
>tfw finally winning one against the boomers
>tfw approved for fulltime, permanent remote work (never would have happened pre-pandemic)
>tfw going from cuckshed apartment in a (((diverse))) city to a 3000 square feet house on a couple acres in a small 95% white town
>tfw mortgage payment will be about half of my current rent payment
>tfw 3% interest rate on my mortgage
This pandemic is unironically one of the best things to ever happen to me.
>>20284047
I don't know if I just got lucky or of it's a trend more young homebuyers with stable employment can exploit. Only advice I have is to look for houses placed on the market just before the pandemic hit and search for signs boomers live there/own it.

>> No.20284164

>>20283989
Congrats man, now you own a 50 year old shitbox with no preventative maintenance done (everything they dont fix will soon fail too). Smart buy!

>> No.20284195

>>20284145
95% of residential homes are owned by boomers...

>> No.20284213

>>20276021
>https://www.zillow.com/homedetails/638-Blarney-Stone-Ct-Galloway-OH-43119/34093677_zpid/
You live near me lol. Expect a suprise tonight. LOL. Someone screencap this anon make a similar post after you find out what it is.

>> No.20284375

>>20284164
I can take care of a lot of problems on my own and I can afford to fix anything I don't know how to do. WFH white collar job + small town living is a great way to get a paycheck that greatly exceeds your cost of living instead of just barely making ends meet.
>>20284195
I know boomers own most houses but you have to consider other factors affecting the housing market
>Chinese and other foreigners buying up real estate to park their money
>REITs
>landlords leveraging the fuck out of themselves to snap up tons of rental properties, though this is another problem the pandemic might solve
>NIMBY keeping the supply low
>not all boomers will be so desperate to sell, a lot of them can wait out the pandemic if they were thinking of selling this year

>> No.20284727

>>20278887
Read up about the Cultural Revolution. It didn't help anyone. Just constant terror.