/biz/ - Business & Finance

[Anonymous No.19741869]

>28 years old
>no wife and/or gf
>make only 65k and have only 80k in savings
>median person my age makes at least 90-120k with a masters degree and has at least 100k equity in a house and drives a 2017 or newer model of car and also owns a wife and/or gf

Who here /underachieving failure/

[Anonymous No.19741885]

80k in savings is solid

Go to the gym more, work out, and build confidence.

Its not too late.

[Anonymous No.19741892]

>>19741869
>be me
>34
>no gf, wife or kids
>125k in assets, 0 debt
>feel like shit

[Anonymous No.19741910]

>>19741869
>never had sex
>never had a job
>no college education
>no savings
>turned 40 a month ago

At least you're not like me anon.

[Anonymous No.19741913]

>>19741869
same

except only $20k net worth and its all on a hail mary stock

[Anonymous No.19741926]

>>19741910
>never had sex
>never had a job
>no college education
>turned 40 a month ago

honestly at that point that's pretty based

[Anonymous No.19741938]

> median
> 90-120k with a masters degree and has at least 100k equity
Do you know what median means anon?

[Anonymous No.19741948]

>>19741910
>never had sex
>never had a job
>turned 40 a month ago

honestly at that point that's pretty based

[Anonymous No.19741986]

>>19741869
Same except I make 35k a year, and have been fucked over a 60k position twice in the past two years (once due to interpersonal relationship, and one next week when I go back to work and my boss tells me my March promotion that was happening has been delayed cause of coronavirus)

I’ve made 10k off unemployment after paying monthly bills, I’m about to quit that job.

[Anonymous No.19741999]

>>19741910
Sorry dude.
>39
>lost everything in 2017 crash coupled with long term uNemployment
>have young daughter
>earn 85k Australian a year
>no degree
>no gf for two years
>severely depressed
>no home no car
Yeah

[Anonymous No.19742038]

>>19741999
having a daughter must be nice thou

[Anonymous No.19742045]

>>19741999
I'll buy her from you at fair market value.

[Anonymous No.19742046]

>>19741913
So no net worth tomorrow

[Anonymous No.19742050]

>>19741869
You forgot
>frog poster

[Anonymous No.19742065]

>>19741869
no way the average late millen has a wife and house and 100k/yr lol

[Anonymous No.19742111]

>>19742046
more like im already at the floor so to speak. there is nowhere to go but up. either i hover around $20k or the stock explodes and im up to $400k

[Anonymous No.19742114]

>27
>have a fiancee who's finishing med school in two years
>Make 70k a year
>0 savings
>22k in crypto
>90k in debt due to student loans and 2020 car
>CoL is quite low for this poor as southern state.

Not in terrible shape but also not doing amazing either. Made a 3x, 5x, 8x, and 2x in crypto investments so far so feeling good. Just glad I found a woman who doesn't spend money all the time and will pull in 6 figs here in another 4 years.

[Anonymous No.19742208]

>>19741869
>median person my age makes at least 90-120k with a masters degree and has at least 100k equity in a house and drives a 2017 or newer model of car and also owns a wife and/or gf
lol

[Anonymous No.19742261]

>>19741869

>28 years old
>no wife and/or gf
>make only $11.25 before taxes (~3k to my name)
>living with parents for the 3rd (and hopefully final) time

At least I've been sober from weed for about 5 months now, longest streak of my life. And only fapped about ~60 times this year as opposed to everyday since I was 8or 9. Still get down, but Feels better than usual.

[Anonymous No.19742297]

>>19742208
I missed the last line until your post

>and also owns a wife and/or gf

My sides

[Anonymous No.19742312]

>28
>no wife, no gf, but have fucked 9 women
>make $15k/year grad student stipend
>"fully funded" fine arts program earning an MFA
>already have another masters degree in a different subject
>$2k in savings
>$2k in stock market
>$40k in meme federal student debt from undergrad
>moved back in with parents while in grad school
>occupation: artist
>longest ever stint wagecucking was 1 month

I've invariably chosen a life of voluntary poverty at every turn in order to have the freedom to pursue my own interests. I have friends working at hedge funds, big consulting firms, corporate bankruptcy law firms, etc., and I wouldn't want to be them.

Buy my art, biz, my bags are heavy

[Anonymous No.19742324]

Didnt even go past the first line or two. Ur that uk anon arent you.

[Anonymous No.19742420]

>>19741869
I feel the same
> 34y
> 165k
> 170k house
> Eurofag
> 24k salary
> never gf
> no debts
> 2010 car
> want to suicide

[Anonymous No.19742471]

>>19742038
Yes whenever my depression lifts to appreciate that

[Anonymous No.19742475]

>>19741869

Try living in UK. I make $40k a year and I have a master degree in STEM, 28 y.o.

I now work for myself in blockchain otherwise I'd be a lot worse off. Americans have it so fucking good.

[Anonymous No.19742483]

>>19741869
where are you getting those numbers from, average 30 yo boomers are WAY more justed

[Anonymous No.19742502]

Am I the only 30 year old failure making minimum wage here?

[Anonymous No.19742525]

>>19742420
Imagine having money, being free and wanting to kys. What are you deficient in? Bad diet? No exercise? Ever have sex?

[Anonymous No.19742569]

>>19742502
I'm 32
I work ~70 hours a week at my job for over 6 years. I started at 550/wk salary. After all this time, and many "generous" raises, my wage is legally just at about minimum wage if you consider I should be making time-and-a-half after 40 hours. I break my back, I burn myself constantly, and I put up with a ton of shit while people literally stand and stare at me working my ass off and criticize my every move. Someday, I'll finally start to break, and I'll get phased out while the next moron gets promoted into my coveted position

[Anonymous No.19742662]

>>19742525
Bad decisions in my company (software) has been make me lose 50% in yearly earning. Now I are not doing nothing to change it.

Bad diet, sleep bad, feel old, watching too much porn

[Anonymous No.19742687]

>>19742662

t. tech content marketing fag here. Maybe we could promote your software. Tell us more about it anon.

[Anonymous No.19742703]

>>19741910
Honestly at this point you should just start doing hard drugs

[Anonymous No.19742723]

>just turned 31
>make $23 an hour after self employment taxes but have a 25k/year income due to working low hours
>decided after just a couple of years that I'd literally rather die than work full time + commute so here I am
>52k stonks, 5k crypto scamcoins
>own a house worth 200k but was 75% a gift from mommy
>kissless virgin

Take the final blackpill. Nothing matters. Smoke weed, play vidya, play DnD with other /TG/ failures, coom to 2d. The /SIG/gers will get thrown in the same shitty nursing home death camp that I do the moment that they no longer provide value to their families. The difference is that I'll have had tens of thousands of hours of dopamine-rush fun while they were trying to push a boulder uphill.

[Anonymous No.19742725]

>>19742420
Go to the fuvking gym. Hell you can even hire a trainer for your fat ass.

Get in shape and become more confident

[Anonymous No.19742726]

>>19742312
that's actually kinda based desu

[Anonymous No.19742741]

>>19741910
Take the opium pill, anon.

[Anonymous No.19742760]

>>19742723

Based. Same reason I work from home and so does my Mrs.

Try and find a girl with similar interests if that's what you'd want dude and maybe travel a bit while working. You will make normies literally seethe and can maybe shill them dog shite products on your Instagram.

[Anonymous No.19742765]

>>19741869
Idk where you live, but in my backwards flyover region, 65k goes a long way. Average person earns 18k a year according a 2014 report in my county

[Anonymous No.19742789]

>>19741910

[Anonymous No.19742794]

>>19742662
Stop eating slop. Get some rice nigga.
Get a regular sleep schedule going. Use melatonin if you want.
Exercise

I do these three things so I don't kms living in a literal shithole in jogger America

[Anonymous No.19742815]

>>19741869

80k net worth ain’t bad for mid-late 20’s. Hitting 100k by 30 will happen for you. 25 y/o here and pic related is my nw in stocks (after putting 50k down on a house a year ago)

[Anonymous No.19742831]

>>19742760
Travel where? Most places are expensive as fuck and the places that aren't (Central America, dirty parts of SEA, etc.) I feel like I'm likely to get left in a shallow roadside grave

[Anonymous No.19742936]

>>19742831

yeah actually in america's I guess it's different. There's dirt, dirt cheap places in Europe anon. Spain, Portugal, Croatia, Southern Italy, Poland (literally you'll be hard pushed to spend $100 in a week eating and drinking well), even places in France are pretty cheap. You could live a patricate lifestyle on $25k in eastern europe

[Anonymous No.19742957]

>>19742831

And women in Europe seem way more based and down to earth than the american girls i've met

[Anonymous No.19742959]

>>19742475
STEM is a meme lmao

[Anonymous No.19742983]

>>19742723
Sad.

[Anonymous No.19742988]

>>19742831
I spent 4 months in Europe working at hostels for under 4k, including flights

[Anonymous No.19742992]

>>19742726
Thanks brother. It has its perks. I don't care much for expensive things, I spend most of my money on art supplies. I have a nice PC I built. Every time I think about what my life would be like if I was working a 9 to 5 right now, I remember how good I really have it.

[Anonymous No.19742996]

>>19742959

tell me about it

[Anonymous No.19743045]

>>19741869
Youre better off than 99% of Americans stop bragging. Also you dont want a gf or wife . Trust me they all cheat. Get 3-4 gfs

[Anonymous No.19743068]

>>19741910
Do nofap, you'll manifest superpowers soon. You are wizard level.

[Anonymous No.19743103]

>>19742111
What stock tell me so I can go all in and it dumps

[Anonymous No.19743109]

>>19741869
You fucking idiot get off facebook
there's millions of people who having nothing at 40
You can always make it stop being a sorry sack of shit

[Anonymous No.19743163]

>>19741910
the fact you having offed yourself is a surprise. just start shooting dope bud, youll feel aight for a year then just you know, knock it off

[Anonymous No.19743182]

>>19742420
how do you do this good in life and still manage to be a pathetic piece of shit who cannot talk to women, even desperate women. KYS and ill send you my BTC addy

[Anonymous No.19743215]

>>19742957
Big time extrovert, spent a half a year living in Europe. Protip: they arent

[Anonymous No.19743217]

>>19741910
same boat, different voyage. Hopefully the boat sinks soon.

[Anonymous No.19743252]

>>19742703
no, he should stand up and kill the minecraft server that did this to him. We all know who "they" are.

[Anonymous No.19743260]

>>19741910
>never had a job
How anon, just how? haven’t you even just worked as a meme taxi driver? or shit for bordems sake?

[Anonymous No.19743276]

25 and a kissless virgin, nothing memorable to report. 76k is savings though, wanna buy a house with a pool in arizona and live out my days in solitude

[Anonymous No.19743352]

>>19741869
Were all gonna make it anon keep at it! Not that I’ve made it by any means

>31 years old in the lords year 2020
>wife with baby on the way
>make 60k at job and another 50k being a landlord cuck
>tenants are bigger Cucks and I hate that I’m on the government tit for the low interest rates but can’t beat them join them right?
>equity is about 400,000 between all the houses

>I drive a 7 year old truck wife is in a 200k mile focus

Fuck your car keep investing faggot

[Anonymous No.19743354]

>>19742996
lmao I'm a burger with a liberal arts undergrad and I make $65k/yr wagecucking and $18k in rental income.

/comfy/

[Anonymous No.19743389]

>>19743352
I drive an 07 Civic. Just had to replace the A/C compressor at 150k miles. Net worth > new cars

[Anonymous No.19743478]

>just turned 30
>make $250k/year at le big company
>net worth ~$700k but most of it is wifey's
>no hobby, no friendo
>constantly feeling depressed and empty
>want to kys because I see no future or point in my life

[Anonymous No.19743619]

>>19743389
Exactly so crazy how people blow insane money over a car they sit in for 30 minutes a day to commute to work. Or even care about it at all, it’s a liability.

My truck I wrote off for landlord duty.

[Anonymous No.19743713]

>31 years old
>wife died last year / collected 100k from life insurance
>i make 90k a year with bonuses
>75k personal savings and 40k in investments
>wife had 40k in savings but no investments
>no kids
>house almost paid off
>grandfather about to die / inheritance estimated to be 10-15k

[Anonymous No.19743721]

>>19743619
Yeah, I mean I want a nice car too but I want to build wealth rapidly way more than that. You can keep your new car financed for 84 months at 5%

[Anonymous No.19743969]

>>19743713
She mustve been a real ball knocker

[Anonymous No.19743988]

>>19741869
Same, except I earn nearly double your salary and am engaged

[Anonymous No.19744013]

>33
>never had a gf
>no friends
>only remaining irl social contact is my mother outside of my work
>700k in crypto and 30k in silver
>90k salary
>30k debt used to gamble with crypto
>never had a car but have a driving license
>I now want to live to feel alive after having lived only to survive from my narcissistic family.

But I have no clue what to do outside of starting with my small dreams I remembered recently.
After having endured psychological torture for so long and finally overcome it, I can't connect with most people anymore and am attracted to people who suffered and chose to change their life, but don't know how to find them in the world outside.
I don't like going out and spend all my time in front of my computer or sleeping which doesn't make it easy...

[Anonymous No.19744086]

>>19741910
You never had a job?
How?

[Anonymous No.19745184]

>>19742312
At least you tried to get out of the rat race. I envy you but hence I am stuck.

T. 26 yr old In Sales

No Degree
Live With parents
RIP
Waiting on my gf to move in with me , please god.

[Anonymous No.19745201]

>>19742569
Get your Real Estate License if you want to leave the entry level Rate Race.
No Excuses now anon follow my path , if your 32 you should at least make 50K Pre Tax

T.26 Yr Old Drug Using Loser who makes 50k

[Anonymous No.19745212]

>>19743713
Your happy your wife and granfather are about to die ? Yikes Bro

[Anonymous No.19745342]

65k is enough to live a decent life, you could be doing way worse

[Anonymous No.19745463]

>Be me
>$18382828282 in assets and making $2838282 a year
>Objectively successful by any stretch of the imagination

Oh boo hoo. Cry harder. Here's me with 1k in savings and unemployed without a degree wishing I was one of you. Kind of makes me think that worshipping money is wrong.

[Anonymous No.19745488]

>>19741869
>36
>no gf wife or kids
>might do better than 40k
>2x college dropout
>115k in debt for a house
eh, could be worse anon. i see it as ive never gotten divorce raped

>>19743352
based anon who dont give a fuck about a hooptie

[Anonymous No.19745507]

>>19741869

>had 150k when I was 30, 3 years ago
>had 25k of tsla invested at $195
>sold it to gamble
>lost 50k on Dodgers ‘17 world series
>lost rest of money gambling
>homeless
>had to call mom to bail me out
> year ago got a new job making around 50k a year
>living with parents to save money
>found out that I got cheated against in that World Series by the astros
>started investing again right when things hit the low peak in March.
>net worth back up to about 70k
>still coping with where I could be if I hadn’t screwed up.
>atleast I got back up

Don’t quit anon, there is no point in quitting. Remember when Tom Brady was getting crushed in the SB, but he didn’t quit, he kept going. I won’t quit in my quest to make it and get waifu to love.

Who cares about car unless you’re a car enthusiast cars are a waste.

[Anonymous No.19745518]

>>19745507
>>lost 50k on Dodgers ‘17 world series
fuck kershaw

[Anonymous No.19745521]

>>19741869
I was worse off at your age
Now 48, wife, one kid
Household income $125K, Kentucky
Mortgage 144K left on 300K house
Retirement 500K, cash 90K
Anon, you have time to make it

[Anonymous No.19745532]

>>19745518
No, fuck the astros. Kersh shut the. Down in G1, and then got trashcanned on that grand slam in G5.

[Anonymous No.19745537]

>>19741999
>lost everything in 2017 crash
>long term uNemployment
>earn 85k Australian a year

How? Does that mean you still have a job?

[Anonymous No.19745556]

>>19745532
>grand slam in G5.
getting flashbacks of the last playoff series

[Anonymous No.19745592]

>>19742765
Yea, OP is essentially rich and still whining about it.

[Anonymous No.19745774]

>>19741869
>>median person my age makes at least 90-120k with a masters degree
The person who does the masters and gets money is either in STEM or accounting, not some shit like gender studies
>and has at least 100k equity in a house and drives a 2017 or newer model of car
The majority dipshits who do this are in an assload of debt

[Anonymous No.19745807]

>>19741869
you can have your own place, and car with 80k in savings why are you crying?

2020 Mercedes-Benz 1,269 miles: $3999 down payment $399/m
1-2 bedroom condo: 10-20k down, $1200-2000/m
escort once a month: 300 an hour, 12 fucks a year: $3600

you have the money to live that way OP stop being a fag

[Anonymous No.19745817]

>>19745507
>Remember when Tom Brady was getting crushed in the SB, but he didn’t quit, he kept going.
Nah, the NFL rigged that bullshit for him you pattyfaggot

[Anonymous No.19746015]

>32
>wife
>no kids, yet
>no house
>drive 2006 acura tl 6mt
>~18k in stocks
>2k in savings

[Anonymous No.19746398]

>>19742723
or you could become an orthodox Christian and have the pain and nihilism taken away from you
it also improves you as a person I even got a girlfriend because it fixed my character flaws and depression

[Anonymous No.19746417]

>>19741913
I hope you make it anon.

[Anonymous No.19746472]

This thread was moved to >>>/r9k/58668560