The Ultimate Way To Dab On Fellow 20/30 Year Olds:

[Anonymous No.19690848]

Buy a house @ 24 years old

By 24, you should have graduated college with a Bachelor's degree and be 2 years into your career.

2 years is plenty of time to figure out where you want to live.

Most 30 year olds still rent (lol) between the ages of 24 and 30, that rentcuck will have paid (drum roll) $65,000 in rent @ 900/month

*poof*
gone

a $900 mortgage gets you a $160,000 house with 3.5% down AND THAT $900/month INCLUDES TAXES, INSURANCE, AND INTEREST

a financially secure MortgageChad™ will have ~$30,000 in equity by 30 years old and for shits and gigs could do a cash-out re-finance to liquidate 98% of that equity into cold hard cash.

Also women respect homeowners. Absolutely the easiest way to dab on rentcucks. they are literally beneath you

[Anonymous No.19690861]

>>19690848
>Bachelor's degree

Get bent.

[Anonymous No.19690873]

>>19690848

what's with all these buy a house shill posts on here lately are they zillow employees or real estate agents or what

[Anonymous No.19690880]

>>19690848
oh no it's the schizo real estate shill again
nobody is buying your bags. we're seeing the RE bubble popping this year and all your mortgages are gonna blow up. just deal with it already, but whatever you do stop trying to shill your bags to neets because the few who can even consider buying a house here are far too smart to fall down to your level of stupidity.

[Anonymous No.19690897]

>>19690848
>$160,000 house

[Anonymous No.19690898]

>>19690848
>$160,000
I wish I lived in a place where a half decent first home didn't cost over double that

[Anonymous No.19690899]

>>19690848
Did she get old? Like 26+? She's not as cute as before.

[Anonymous No.19690903]

>>19690873
awww is baby mad that there are one or two real-estate threads on a business/finance board among the dozens of crypto shill threads :(

is little pajeet going to have to make 10 more XRP/Ghost/link threads to drown out the noise :(

poor lil fella

[Anonymous No.19690917]

>>19690897
what state do you live in

[Anonymous No.19690918]

>>19690899
>not as qt
richer tho
it probably balances itself out

[Anonymous No.19690930]

>>19690898
>>19690897
>>19690880
>>19690873
>>19690861
>replying to the same "mortgage chad" bait post day after day after day

[Anonymous No.19690958]

>>19690930
>"stop it!!! just stop engaging in these threads!! we can not let our shitcoins lose any ground on this board!!"

[Anonymous No.19690963]

>>19690918
I think richer women are more likely to be depressed, because the number of men who have more money as them + find them attractive are less than if they were still poor. She already doesn't have that "fun" attitude in her eyes. Almost looks sad.

[Anonymous No.19690965]

>>19690958
You seem personally offended by the very concept of crypto.

What did you buy the top of, and how much did you lose?

[Anonymous No.19690980]

>Hello Fellow 20 and 30 year olds! Please buy a house and take a huge mortgage loan and then re-finance that loan stay in debt forever everybody will be jealous and you will get laid

fuck off kike

[Anonymous No.19691011]

>>19690965
it is the best reply to people complaining about these threads

this board has dozens of repetitive memecoin shill threads.

cognitive dissonance

also, you have low-IQ for being unable to put this together yourself.

[Anonymous No.19691022]

>>19690848

Would rather travel to SEA and fuck 100 broads for free than wait for one to "respect" me for the $150k cuckshed that the bank loaned me.

[Anonymous No.19691023]

>>19690980
you're either in debt to a landlord or in debt to a bank

you'd understand this if you weren't some prepubescent incel living with mama and dada

[Anonymous No.19691031]

>>19691011
You didn't answer my question, faggot. How much did you lose?

[Anonymous No.19691047]

>>19691031
$0

I'm not a retarded child dilly-dallying with fucking memecoin ponzi schemes, I invest my money into companies that actually have a tanglible product

[Anonymous No.19691073]

>>19690899
It's not Belle...its an imposter

[Anonymous No.19691090]

>>19690848
I want to smell belle

[Anonymous No.19691121]

>>19690848
Renting a house can be cheaper and is really the best way to take advantage of
"Not having kids, because I'd rather be rich and have freedom" pill.

[Anonymous No.19691136]

>>19691121
>a landlord will rent out a home for less than its mortgage
hahahahhahahhaha why are rentcucks so absolutely retarded.I should start making a montage of these absolutely braindead posts

[Anonymous No.19691143]

>>19690963

>She already doesn't have that "fun" attitude in her eyes. Almost looks sad.
was wondering what was different. good description

[Anonymous No.19691148]

>look at homes
>est. ~$1~1.2k/mo
>ok cool I could afford that
>btw here's all these extra taxes and fees for being a house
>suddenly $1.4~1.6k/mo
Yeah okay.. I'll stick with my $735 rent and invest the rest.

[Anonymous No.19691152]

>>19690848
living your life in hopes to "dab" on other people.
You've already lost.

[Anonymous No.19691163]

>>19691148
what state do you live in
>>19691152
its a dog eat dog world. I'd bet money you have low T

[Anonymous No.19691175]

>>19691163
assuming meaningless things about random people on the internet.
What's the point?

[Anonymous No.19691200]

>>19690848
>tfw only child
>mom is jewpilled
>allowed to live at home rent free bc sending me out would be stupid
>paid off house is mine when parents die
>never have to work a day in my life if I don't want to

GET IN CAGIE

[Anonymous No.19691202]

Lol at 160,000 crap house at 3% interest assuming you even get approved for traditional financing at prime rates is an extra $120,000 for 25 years more if you do 30 year term congradulations you just spent 280,000 on a small house and this doesnt factor in property taxes repairs or the fact you most likely wont get approved for 3% first time homeowner. Most likely you wil get finances at 4-5% do the math on that plus property taxes then come back and tell me your roi

[Anonymous No.19691214]

>>19690848
getting desperate I see
>"how's that Edgar, ' the ULTIMATE WAY TO, as they say it, DAYB on fellow 20/30 year olds! isn't that hip, hit the send button....mmmm which one of these are traffic lights.....mmmmmmmm..... there's one! select more?.... wait lemme see lemme seeeeee... there is another... and send! This might work, they call this virus marketing"

[Anonymous No.19691218]

>>19691163
MT

[Anonymous No.19691222]

>>19690848

Fuck getting a mortgage. A fucking ball and chain to your leg for 15-30 years. Just rent with roommates and put what you save in crypto . Once you make it then invest in property if you feel like.

[Anonymous No.19691224]

>>19690848

ahhhhh yes lock yourself to one area for jobs @ 24 lol

[Anonymous No.19691230]

>>19691175
>comes into my thread
>"youve already lost"
>gets dickhead reply
>"why r u being mean?"
pftthahahahahaha you have to be either a chick or a gay dude (low-T)

[Anonymous No.19691242]

>>19690848

is like coldwell banker trying to sell me a fucking condo on 4chan lol what is with these threads lol

hope it means i can get a cheap house in the next 5 years

[Anonymous No.19691243]

>>19690898
dude a studio and a bathroom cost a mill in my city

[Anonymous No.19691244]

Definitely. Live in one place forever, hang out with the same people forever, go to the same places forever. That's truly making it.

[Anonymous No.19691286]

>>19691230
Seethe harder

[Anonymous No.19691295]

>>19691243
>in my city
>city
There’s your problem.

[Anonymous No.19691339]

>>19690848
I'm 25, own a house, have a wife and son, about 280k in cash, Ivy League STEM degree, but still no career. The money was from trading. But I'm literally unemployed and searching for jobs every day. I'd give the entire cash stack for my dream job, an actuary.

[Anonymous No.19691545]

>>19691136
aaaawwww does somebody want a baby?

[Anonymous No.19691598]

>>19691545
Zillow declaring bankruptcy soon? lmao you real estate fuckers need to fuck off and get real jobs.

[Anonymous No.19691652]

>>19691200
>allowed to live at home rent free
exclusively anglos charge kids for housing. the state either pay for housing of the young or they stay with parents until they can upkeep themselves. rent-seeking parents fuck both boys and girls up badly for different reasons. they both place money on a way higher pedestal than it should be for living a decent life.

[Anonymous No.19691683]

>>19690848
Amazing. Everything you just posted is wrong.

[Anonymous No.19691701]

chad here

i would pay to eat belle delphines pussy

and i am against paying women for sex

[Anonymous No.19691742]

>>19690848
who's the thot

[Anonymous No.19691749]

>>19691701
>>19691742
marketing proxy vpns / retards either way kill yourselves

[Anonymous No.19691767]

>>19690848
>$160,000 house
Were you stuck in 2009?

[Anonymous No.19691797]

>>19691683
Explain to a brainlet please.

[Anonymous No.19691801]

Problem is most people think they'll be successful in 30 years anyway. So they waste the money on rent telling themselves it doesn't matter because they'll be rich regardless. Statistics/probabilities don't change though. But just remember these threads don't shill anything - getting a mortgage has nothing to do with me, buy a house or don't I don't fucking care, there's no bags to buy. So there's an element of genuine advice here (that's not to say a mortgage is always the most prudent decision all of the time, or even a viable option as down payments are expensive). Whatever.

[Anonymous No.19691892]

"ultimate way to dab on..." jesus fucking christ OP you sound like a fucking gen-X shit stain in a flyover state

[Anonymous No.19691964]

Who cares about dabbing on others, the money I make is for myself to live how I please

[Anonymous No.19692160]

>>19691652
I'm an Anglo; half Anglo anyway. But, I agree. It's seems to be a white American thing to send kids out into the world at exactly 18 or charge them rent. It's absolutely absurd to me because most families around the world and even early pre-WWII Americans lived with their parents until they started families of their own, and finances weren't even as bad as they are now. It gives you a chance to save up and have better footing at making it in life. Non-white families are less moronic about this, but not intentionally. It's usually cultural that their families are larger, siblings take care of each other (like covering when the other is sick or temporarily unemployed), everyone runs some aspect of home duties. In other circumstances, they all pool their government checks to afford a single place they all live out of. It gives them more time to do what they love, though most are low IQ and popping out babies. Meanwhile the white race is disintegrating because they're all dumbasses willingly throwing themselves into 14 hour shifts and 100k+ debt for home, car, and degree. Too tired to do anything else with their lives, childbirth decreasing, depression skyrocketing, but funding ethnic foreigners mere existence in the country, only inviting in more foreigners and tightening the workload on the middle class and replacing them in a few decades time. Thus, increasing the gap between the rich and everyday folk (now poor). Wasn't this what the left wing antifa/BLM retards were fighting against? Absolute clown world.

[Anonymous No.19692162]

>>19691218
I found several nice sub-$1000/month MT houses in Grand Rapids but I'd bet you'd have an excuse as to why they're "bad"
>>19691224
>chronic lack of stability
child-like behavior
>>19691242
>can't handle 4 threads a week
pftthahaha tell your therapist to up your meds
>>19691244
after 5 years I can see and will get a fat check for $30,000, try doing that renting LOL
>>19691286
why are you still here?
>>19691339
wacka_flacka_ok.gif
>>19691683
not an argument
>>19691749
up your meds
>>19691767
what state do you live in
>>19691892
S E E T H E
>>19691964
beta

did I miss anyone?

[Anonymous No.19692209]

>>19691202
median rent is $1,500

that is $540,000 over 30 years

now tell me, rentcuck, how much equity do you have?

I hope your landlord at the MINIMUM used lube

[Anonymous No.19692593]

>>19692162
>I found several nice sub-$1000/month MT houses in Grand Rapids but I'd bet you'd have an excuse as to why they're "bad"
I live and work in Missoula, I can't seem to find a Grand Rapids. I have found houses like this https://www.realtor.com/realestateandhomes-detail/1708-Idaho-St_Missoula_MT_59801_M70324-65306?view=qv that are pretty decent and I wouldn't mind living in something small and simple but you see it says estimated payment $1k/mo but then you scroll down and it's suddenly $1.3k.. Like sure maybe after 5 years of trading stocks and maybe a couple raises at my job it'll be less than half my check but rn it's not reasonable. Also I'm trying to avoid living in the downtown rundown ghetto areas where your neighbors wall is 1ft from yours.. I even attempted to look at trailer homes because after you pay off the home its just the property rent you pay (I think).. I didn't escape CA to live in some old downtown city I wan't somewhat outskirt of city. I make 35k/yr I should just give up trying to get a decent home.. how the fuck do beaners and niggers own homes in CA but I can't own one in MT

[Anonymous No.19692616]

>>19692162
$100k house is a meth lab

[Anonymous No.19692640]

>bachelors degree
>mortgage
>wage employment

[Anonymous No.19692843]

>>19692616
irrelevant but ok....

[Anonymous No.19692873]

i liek house

[Anonymous No.19692882]

>>19691023
unless i come from generational wealth who already paid off multiple mortgages leaving me with a blank slate to succeed

[Anonymous No.19692885]

>>19690897
checked.
https://gyazo.com/306d258a34a426d48e424bda81e7c82d

[Anonymous No.19692921]

>>19691749
Is that the thot's name? I wanna coom, please tell me the thot's name. I'm glad OP introduced us

[Anonymous No.19692922]

>>19692593
They have many of them holed up in there. When I was renting a house in the military there were five of us, the place was huge and nice and we were all cozy paying about $500 a month each for rent/utilities/internet.

[Anonymous No.19692953]

>>19692882
if a $900/month payment is holding you back from succeeding, I've got some bad news....

[Anonymous No.19692972]

>>19692921
Her name is Belle Delphine and she is a sweet heart who found a lucrative niche on the internet and is unironically based

[Anonymous No.19692982]

Brazilian here.
Why are burgers so obsessed with buying houses?
We rent them here for 0,4% of their value each month, maximum, and it is a breeze to make 12%/year in Brazil.
I have been living in the same place for four years now, still got six years on my lease, I could have bought it four years ago but decided to invest the money instead.
At this rate, in six years, I will have money to buy two apartments like this one if I want to.
What kinds of incentives your faggots got?

[Anonymous No.19693009]

>>19692982
>Brazilian here.

dropped

[Anonymous No.19693012]

>>19692982
Prices shoot up so high you price yourself out of the market lmao

[Anonymous No.19693045]

>>19693012
If you are not good enough to beat real estate gains, should you even be in /biz/?

[Anonymous No.19693160]

>tfw buying cottage at age 21

[Anonymous No.19693224]

Unlike most of the retards here I am actually following your advice. My city has a first time home buyer program for down payments and im currently browsing for some houses that Ill rent out to roommates to cover my mortgage and everything.

how would you recommend finding a real estate agent that's worth a shit?

[Anonymous No.19693248]

>>19693224
lmfao buying a house instead of renting a cheap apartment and dumping everything else you have into index funds it one of the largest mistakes that plebs make

buy a house with cash with your compounded gains at 35, don't fall for the (((mortgage))) tricks

[Anonymous No.19693252]

>>19690899
I keep a folder of facebook-stalked women I knew when they were young and hot. I get evil joy seeing how fat and nasty they've gotten.

[Anonymous No.19693260]

>>19693045
lel
now say that again with a straight face

[Anonymous No.19693273]

>>19690848
Based. Have an 85k mortgage at the age of 23 with a 1.49% APR. Living life as a 23 year old 200k chad.

[Anonymous No.19693285]

>>19693248
cheap houses will always be cheaper than cheap apartments

stay stupid

[Anonymous No.19693302]

>>19693248
1.49% is too low to resist for me. My car loan is 1.99% through the same credit union

[Anonymous No.19693317]

cuckshed , lol haven't heard that one.

Srsy, RE investor 19 years here. It's good to own your own home. It's one of THE indicators to personal wealth.
If you can rent cheap and invest the rest, go for it, but I like RE.
Own 13 condos in WA state, looking to buy a 14th in Alabama maybe.

Bought in '08 crash for 1/4th current value.
Tired of seeing memecoin-only threads, so this is a nice change.

Became wealthy (pay bills even with no job) 7 years ago with rentals.

[Anonymous No.19693323]

Based. I unironiy bought a house at 24 and sold it 2 years later for huge gains, literally getting paid to live there.

I used the down payment to go 20% down on a bigger house in the countryside where I am now v. comfy.

[Anonymous No.19693393]

>>19693285
pls reply
>>19693224

[Anonymous No.19693454]

>>19693224
As a buyer, I'd just get anyone from a local real-estate agency. call them up and tell them you're a first time home-buyer looking to get started looking. RE agenta make their money by finding you a home, they'll be more than happy to help.

keep in mind, your agent works for you. if you see a home you like you'll need to get in touch with your agent to arrange a tour, although they will also get in touch with you occasionally with new listings

[Anonymous No.19693485]

>>19693248
my rent sits at $500 per month in the current apartment im renting with two other people. But I could basically have similar expenses actually living in my own home with the same living conditions and invest in an index fund. I mean there's always R&M but that should lead to an increase in asset value for your home.

[Anonymous No.19693508]

>>19693454
realtorfag here. If you're going to invest, ask how many rentals/flips the agent has done.

You'd be surprised how few agents actually RE invest. Many just sock it away in a Scotttrade mut fund.

Join a local REIA (RE investing assoc.) It's only $100-200/year and cheaper than those "bootcamps" the gurus push. Good agents there. (I'm in the Seattle one).

Also join a landlord club. WA has Rental Housing Assoc. They can recommend a good agent, too.

[Anonymous No.19693535]

>>19693485
In Seattle area, apprec. rates are 9-14%. In the mid West, more like 5%. In a depressed (Gary, Ind) area, maybe 3%.

But the rents + apprec make for double-digit returns that are more solid than memcoins and stocks.

+ tax write-offs are better for RE
+ leverage (borrowing to gain the asset) are best with RE
+ 'forced apprec.' through improving the house (adding a bathroom, deck, etc.)

If anyone on this board hasn't done so already, read Rich Dad Poor Dad. Kick ass book.

[Anonymous No.19693550]

97% of all self-made millionaires did it through RE. At least some of your warchest should be in it.

[Anonymous No.19693618]

>>19693454
I honestly don't know shit about agents. But if any generic agent can do. I'll just reach out to them.

Do you have any advice on mortgages? I think a fixed 30 year one should do just fine. Grant my credit is like 718 soon to be above 720.

[Anonymous No.19693674]

>>19692209
who the hell pays that much for rent, you must be in a city. There are tons of nice places with 2 3 bedrooms you can rent for $1000, if youre paying more than that then thats your choice. It would still be a better quality place then a $160,000 dollar house which I don't even know where you can find that anywhere, and like I said that calculation is at prime intrest which odds are you won't get and it isn't taking into account all the other factors such as insurance, property taxes and repairs over the years which will net you well over 3 times the value of your house. Also a house can be taken from you at anytime from multiple different factors including dating women who cheats on you with the first douche she meets, and takes all that hard earned money you just poured into it. So her and her new plaything can move in.

[Anonymous No.19693706]

>>19693674
dont get mad at me, bucko

[Anonymous No.19693717]

>>19690848
I can confirm that at 30 I am leaving a prestigious fancy job for a place holder job at an old company I was with for a long period of time because they are moving me to the area I want to buy a house in not to mention I finally can afford to. I do have my career in a position where most people even fail to reach to, to the extent that an old employer is begging me to move across the country to help them. But I absolutely hate how much money I have pissed away in rent despite a good deal of the time being $500/mo.

[Anonymous No.19693756]

>>19693706
so whats your point, that means nothing just because that's the median doesn't mean that's what you will be paying, there are multiple factors to take into account. If you have a 500K mortgage your payment won't be that much. Congratulations you can google the average cost of things try addressing some other points.

[Anonymous No.19693787]

>>19693717
Right but renting is what gives you the freedom to just leave across the country

[Anonymous No.19693869]

>>19693787
or you could just rent out the house and travel you retard

[Anonymous No.19693907]

>>19690848
I'm 33. Been paying a mortgage for 8 years. I live in Orange County so it was an expensive condo, have about 200k left to pay it off. I plan on paying off the mortgage in the next 7 years and retiring when I'm 40. My plan is traveling around the world, living in different countries, living in cheap apartments in Greece, Italy, France, Japan, etc., all paying with the passive income I make off renting my place out. I won't be rich, I'll be living in decent studios and 1 bedrooms, but it's a life of freedom and the amount of time I won't have to spend worrying about the daily 9-5 is priceless.

A mortgage doesn't always make sense (buying a house in 2007 wasn't a great idea). But barring economic catastrophe it can be quite prudent.

[Anonymous No.19693920]

ausfag here. 31 yo earning 4.5k a month. rent is only $950 a month, sharing a massive house with 2 friends. no kids, easy life, saving heaps and living the dream. tell me, with this housing bubble and no requirement to stay rooted to melbourne; why would i shroud myself in debt?

[Anonymous No.19693965]

>>19693756
>who the hell pays that much for rent
well, dumb fuck, if the median is $1,500 that would mean ALOT of people pay that much for rent.

> If you have a 500K mortgage your payment won't be that much.

pic related.

just shut the fuck up retard youre embarrassing yourself

[Anonymous No.19694246]

>>19693920
you could theoretically live in a house with similar living conditions with the same expenses.

only difference being is its your place to own and the future income it would generate should be more then what you pay back in expenses through your mortgage.

real estate will always go up in 1st world countries with increasing populations. its why chang is driving up your RE prices and rent as you pay more and more each year with nothing in return.

even if a bubble pops, there will be a return to the mean and it will go above that mean in the future.

even the crummiest houses near me go above their post 2008 crash price. They near doubled since 2008 if not mostly tripled despite the dip.

basically the only downside would be dealing with a property while you travel. but you dont have american blacks or hispanics to deal with. so this shouldn't be much of an issue.

[Anonymous No.19694353]

>>19690848
I live in a city where the cheapest house is about 700k for a 2 bedroom town house in a shit neighbourhood. I wish it was that east. Also cant relocate due to my work being niche and for this city.

[Anonymous No.19694365]

>>19690848
Boomers did this, and in a more optimal housing market then today and remained middle class forever. Why do you think you are going to get rich following the path every normie with a 9-5 follows?

Taking on debt is a one way ticket to the middle class forever.

[Anonymous No.19694526]

>>19693618
30 is nice, steady and low. You'll get a better (tiny amount) rate for 20 and 15 year morts only because the bank gets its money back faster, but it raises the payment.

Your goal is to maximize monthly cash flow. Some offer adjustable rate morts with a teaser low rate, but those pop in 5 or 7 years and rates are likely to be higher then (protip: lock in low rates now 'cause the gov is bribing people to stay in biz after the virus by making the rates lo).

keep your credit score high and put in a decent down payment (but keep some cash aside in case the hot water heater breaks in a couple years, lol).

[Anonymous No.19694537]

>>19693787
Renting is dating, buying is marriage. The avg length of owning is 5-7 years. Longer if the cost of living climbs fast in your area.

[Anonymous No.19694553]

>>19694353
You can still buy, just not live in it. I live in Seattle, which is getting to be about as expensive as SF. But I'm buying a condo in AL.

[Anonymous No.19694560]

>>19690848
>tfw when I've lived in 3 different states and and spent a year in London paid for by my company and was never tied down to an overpriced anchor that's about to lose half of its value when the housing market collapses next year.

feels good to have invested all the cash and made 12% per year. looking to put 50% down on my first house and a discount all while having traveled well. feels good not falling the Jew mortgage meme

[Anonymous No.19694567]

>>19690848
>gf/soon to be wife gets windfall and buys nice ass house
>we both have really high paying secure jobs
>no plans to have kids
>stacking money

Feels good.

[Anonymous No.19694575]

>>19690848
HA jokes on you fags i live in a trailer home and i save 80% of my income

[Anonymous No.19694580]

People scared of RE because there's more learning curve.
Harder to climb up, but guess what??? Harder to fall down. Even in the '08 recession, a 2 BR condo was still $30k, it never sank to pennies like stocks and memecoins.

Easy to buy means easy to sell. That's why there's more bubbles in stocks/currencies/options than in RE.

Buy and HODL for a long time (at least 5 years and I recommend 30-40 years for a youngun).

[Anonymous No.19694582]

>>19690897
>>19690898
Vegas here, a good condo is about $160k

[Anonymous No.19694593]

>>19694575
Manf homes are cheap, good for you. But they wear out and deprec. over time. That's why Kelly Blue Books list manf homes.

But you can make $$ on manf's. Buy a PARK or fix and flip them.
Read Deals on Wheels.

[Anonymous No.19694604]

>>19693965
You do realize that says $3000 a month right? And you dont get qualified at the best rate just because thats what you want, your bank decides. Prime intrest rates are posted for rich people who qualify conventionally most people domt and pay higher intrest rates. I can also gurantee you with a down payment not even close to 20% you wont be getting prime financing.

[Anonymous No.19694612]

>>19690897
Am I too white too understand this? $160,000 houses only exist in third world countries.

[Anonymous No.19694626]

>>19694612
It's true. I'm doing a rent to maybe own in rural Georgia and this bitch is throwing around like $260k as a price.

[Anonymous No.19694645]

>>19694626
I'm sure you can find something cheaper in Georgia. The colonies are not that expensive

[Anonymous No.19694650]

Most people have parents and family's too...

That's all I've ever wanted. That and a house I feel safe in. I've wanted this since I was 12...

[Anonymous No.19694819]

is there a way to find all belles shit in one place now days?

[Anonymous No.19694905]

>>19694612
Get away from the coasts and it's not far off. Coastal is postal insane.

[Anonymous No.19694923]

>>19690848
Damn she's clearly taken the Bogpill and had work done on her face already. Of course drugs, bong genetics, and endless cock will start reaping its toll

[Anonymous No.19694962]

>he hasn't swollowed the live with your parents until your 30 while saving 50%+ of everything your earn and then retire in rural eastern europe pill yet

[Anonymous No.19695980]

>>19694582
yeah, but then you have to live in vegas

[Anonymous No.19696156]

>>19690848
>Buy a house
>>19690848
>24 years old
>>19690848
>mortgage

You only buy the house when the mortage is paid off.

[Anonymous No.19696335]

>>19693965
>Thinks you you 2.9% interest for a 3.5% down payment. Hahaha ok im convinced this thread is bait

[Anonymous No.19696403]

>>19690848
>Went to film school
>Came out at 24 and work in TV
>Bored of being poor
>Train an electrician
>3 year apprentice
>Now 32
>Own 4 houses, 2 fully paid 2 on tick
>Have easy contracts for solarfarms
>In desparate need of subcontractors
>Can't hire enough
>Paying £500 a day

[Anonymous No.19696483]

>>19696403
500 a day? Is that just work or material and everything included? If not I quit my job for Siemens as an electrical engineer and work for you.

[Anonymous No.19696973]

>>19691090
me too

[Anonymous No.19697032]

>>19690848
You could do this....

Or be smart and start a business with the same or less money and make multiples of that money in a fraction of the time.

[Anonymous No.19697085]

>>19693550
Wrong. Most self made millionaires started a business and invested proceeds into real estate as a piggybank. For example, Trump didnt just buy a house or something, he had a business developing RE and licensing his name.

[Anonymous No.19697145]

>>19690848
Dumped what would have been a down payment on a house if I listened to your cucked advice into LINK at that age.

Now I'm sitting on a fat stack and looking straight at retirement in the eyes instead of paying off the debt you're waging for.

[Anonymous No.19697268]

>>19690848
Not buying your bags until you give a 75% discount you Boomer fuck

[Anonymous No.19697307]

>>19697085
Then follow his example and make your own business. Every wealthy family in the world makes or keeps their $ in Re.

[Anonymous No.19697324]

>>19697307
I already did. Read the post above. Faghot op counting the pennies he makes after 30 years while I make the value of his house in a year with a few thousand bucks of original inventory.

[Anonymous No.19697387]

>>19690848

Buy a house? In EUROPE? Are you insane, I'm not a multi-millionaire.

[Anonymous No.19697391]

>>19690848
Wanna REALLY dab on the youngin's? Buy and hold 100K DMG from the public sale (or even better if you got in at private) - sell at $100+ and NEVER work again.

[Anonymous No.19697724]

>>19690873
it's always the same retard, probably nervous housing is going to crash lmao let him cope

[Anonymous No.19698360]

>>19697032
>$186k in yearly sales
thats comparable to a laundromat pftthahahahahaha

[Anonymous No.19698405]

>>19693252
based

[Anonymous No.19698491]

>>19696335
>can't even green text
stay retarded my dude, sorry you were too retarded to shop around and have shitty credit.

learn about FHA loans before running your dick blower. I'll give you a hint:
FHA = less risk to bank = lower interest rate

[Anonymous No.19698499]

>>19698360
fuck i was hoping i could get this thread expired before the RE schizo wakes up

[Anonymous No.19698532]

>>19698499
stay mad pajeet, back to your retarded shitcoin threads

[Anonymous No.19698533]

>>19698499
now expect it to be bumped periodically and pollute the board until he goes back to bed

[Anonymous No.19698571]

>>19694604
In PERSONALLY have a 2.875% interest rate on a loan I put 3.5% down

YOU live in a 10x10 concrete cuckshed with a dozen+ other rentcucks and dont know dick about home loans because you're too stupid/poor/ childish to get a loan. get dabbed on brainlet

[Anonymous No.19698586]

>>19698491
implying the fucking mortage is the only cost you have with your house.

>hey look at this storm damage bruh

[Anonymous No.19698597]

>>19698586
>hey look at this home insurance bruh

[Anonymous No.19698665]

>>19690873
its coz they REALLY want to help you anon. They care so much for your well being they are taking time out of their day every day to make sure you dont stay a rentcuck. It has nothing to do with fear of bagholding-- they just want to see you make the right decision even though it would shoot them in the foot to convert others into playing their game. If their actions meant more competition for them they still wouldnt care. Because helping a complete stranger make wise financial decisions is more important than keeping their profitable charade intact.

[Anonymous No.19698930]

>>19698597
a house means a huge amount of work and time, which to effort only makes sence if you have a low paying job

[Anonymous No.19698976]

>>19690848
>Implying 30yro still don't live at home and pay nothing.
Home owner cuck getting dabbed on by neets.

[Anonymous No.19699067]

>>19698930
>irrelevant reply
>"sence"
>blatantly wrong information
kek, are you a real-life actual retard?

[Anonymous No.19699427]

>>19698976
>"anon, lets go back to your place :) "
>"uhhhhhh"

[Anonymous No.19699448]

>>19699427
I fucked at home as a teenager, who's gonna stop me as an adult?

[Anonymous No.19699456]

Imagine being such a boring duck as to buy a house before you hit stride in career. I’ve moved twice since I started working each time with 15% pay increases tacked on. Way to out yourself as someone who is lowpot

[Anonymous No.19699485]

Buying a house is a scam. You're best off couchsurfing or leeching off family

[Anonymous No.19699535]

>>19693550
no pretty sure any career that pays 100k+ (engineer, lawyer, doctor, etc) can make you into a millionare in 20 years if you dont waste your money

[Anonymous No.19699667]

>I fucked at home as a teenager, who's gonna stop me as an adult?

[Anonymous No.19699705]

>>19699456
>has to move jobs for measly 15% raise
pftthahahahahahahahah wow I get a 10% raise every 2 years and dont have to fucking pack up and move

[Anonymous No.19699723]

>>19690848
noone here is buying your bags Carol. I'll call you up when it dips 50%.

btw really like the cookies you set out at the last showing, was a really nice touch

[Anonymous No.19699860]

>>19691022
Based and checked

[Anonymous No.19699885]

>>19691152
That's literally the essence of life

[Anonymous No.19699901]

>>19699723
cringe

>muh shitcoins will perpetually increase in value
>muh mememetals will perpetually increase in value
>muh stonks will perpetually increase in value

>"THERES *NO WAY* THE HOUSING MARKET DOESN'T CRASH IN THE NEXT FEW YEARS!!! WE'RE IN A BUBBLE!! THE PEOPLE ON MUH CARTOON FORUM SAID SO!!!"

cognitive dissonance
low IQ

[Anonymous No.19700582]

>>19698571
No you dont you dont get prime financing with a downpayment that small sorry thats what you want to believe. Just because they post the rates doesnt mean you get it. Its called loan to value look it uo. Theres rules banks follow they literally will not give you prime financing unless you meet certain financing requirement which includes a down payment more than 3.5%

[Anonymous No.19700643]

>>19690848
>$160,000 house

[Anonymous No.19700719]

Yep. Its rentcuck time.

[Anonymous No.19700951]

"Mortgage" it even sounds like some medieval slow torture device. Sorry I choose freedom and will put my saving in crypto over some boomer box. Tied down for 30 years? ETH alone will have a trillion dollar market cap by then. You could by a whole town.

[Anonymous No.19701012]

>>19691047
>I'm not a retarded child dilly-dallying with fucking memecoin ponzi schemes, I invest my money into companies that actually have a tanglible product

[Anonymous No.19701305]

>>19700582
>literally in denial
hahahahahahaha holy fucking C O P E

[Anonymous No.19701320]

>>19700643
*dabs*

[Anonymous No.19701700]

imagine being so braindead you make a major financial decision based on phonetics

are you 8 years old?

this is the state of rentcucks
I forget these "people" are the types who bag groceries, work in gas stations, and cook fast food

[Anonymous No.19701720]

>>19701700
for >>19700951

[Anonymous No.19701755]

>>19690980
exactly this except that it's not the OP saying it, it's the state because when you do this and dig yourself in one spot with a family and all that it virtually becomes impossible that you'll ever dissent and by the time you're free of all shackles you're already in your mid 50s and rebellion is even less likely because you're now a beneficiary of the boomer status quo
this is why every state worldwide is so invested into having its population pass the career ladder of higher education then instant wageslaving to pay off the debt then mortgage then family which is the best dissent suppression mechanism that humanity has ever come up with

[Anonymous No.19701808]

rent cucks are the zoomers who blame inflation for being unable to buy a house however not understanding that interest rates on a house when the BOOMERS bought a house was greater than 15%. Literally get paid to buy a house with equity in current year

[Anonymous No.19701874]

>>19701755
Selling A Home Is An Impossibility: The Post

why are rentcucks so retarded?

[Anonymous No.19701910]

buying a house 4 years ago for 56k was the smartest decision i've ever made. it is in a gentrifying urban neighborhood, it has literally quadrupled in value and I have done nothing, simply because other houses in my neighborhood have gotten fixed up and sold for those prices. I pay less for my mortgage than anyone I know pays for rent. financially this will set me up for the rest of my life

[Anonymous No.19701985]

>>19690848
nigga my choices are rent a $900 apartment or pay $2000 monthly for mortgage, tax, home insurance on even just a starter home. That doesnt even include estimated maintenance or water/sewer/garbage which my rent includes.

Easy to make up two dumbass numbers and show how hypothetically mortgaging an unrealistically cheap house is better than renting an overpriced apartment. Reality tells differently though.

[Anonymous No.19701990]

It's all about return on investment if you haven't figured it out by now. In other words, rent to price ratio. You could invest that downpayment instead and make a larger return if you are savvy. The rent to price ratio in my area is 6%. If If I buy the house in cash after paying property taxes, insurance, amortized maintenance, HOA I would collect a ~4% return on capital. Let's say the house value appreciates 4% a year, that would be a total return of 8% a year. Stock indices historically do about a 10% total return and they are diversified and much safer. Now I'm not even paying full rent, I'm splitting it with my roommate. If I were to buy a place, I would have to rent out the bedrooms with 100% occupancy to realize those returns.

[Anonymous No.19702154]

>>19701990
>buy $200,000 house
>FHA loan, 3.5% down ($7,000)
>rentcuck invests $7,000 @ average 7% annual ROI
>after 30 years has $53,000
>MortgageChad™ has $485,000 in equity (house appreciates @ average rate of 3% a year)

pftthahahahahaha great job retard

[Anonymous No.19702624]

>>19701985
if your rent is $900, you live in an area with houses that would have a comparable mortgage, unless youre some maplenigger and in that case GFTO my thread

[Anonymous No.19702798]

>>19702154
>mortgage insurance of $2000 a year

[Anonymous No.19702823]

>>19690848
holy shit you sound pathetic

[Anonymous No.19702944]

>>19701985
I already know your numbers are bullshit, but where do you live? I want to show you that they're bullshit.

[Anonymous No.19703259]

>>19702798
>payment is still cheaper than rent

[Anonymous No.19703314]

>>19703259
>thinking that 3% home price inflation as a result of interest rates going from 20% to 0% will continue when interest rates stay the same or go up.
>muh leverage is free money herp

[Anonymous No.19703584]

>>19701305
Buddy youre so stupid youre not even addressing anything anyone is saying Ill say it again. YOU DONT GET THE POSTED RATE UNLESS YOU QUALIFY. OTHERWISE YOU GET WHATS CALLED A NON TRADITIONAL MORTGAGE BECAUSE YOU FAILED TO MEET ONE OF THE QUALIFICATIONS SUCH AS HIGH ENOUGH DOWN PAYMENT. Its no different then a car you know how they say 2% financing 0 down? You still have to qualify for it not everyone gets it. Having a downpayment of only 3.5% doesnt give you the loan to value ratio to qualify for a prime interest rate, it even says on the damn picture you uploaded " based on creditwothiness." Stop posting random things from websites acting like you just get what you find on the internet, reality doesnt work that way. If any idiot could mortgage any house at the rate they wanted then they would but they dont thats why they have to qualify.

[Anonymous No.19704205]

>>19703584
AND ONCE AGAIN I'LL TELL YOU I PERSONALLY GOT A FHA LOAN WITH A 2.875% INTEREST RATE you stupid fuck

>"wahhhhh no you didnt"

not an argument, fuckstick. its why I'm posting these screenshots. mind = nuked @ how incredibly low-IQ you are. I'm genuinely convinced you're a brown skinned minority.

[Anonymous No.19704232]

>>19703314
>implying lower interest rates are why home prices have historically increased
>muh room temp IQ

[Anonymous No.19704829]

>>19704205
>>implying lower interest rates are why home prices have historically increased
>>muh room temp IQ
because you didn't, if youre claiming you did it with a 3.5% down payment your a liar, the bank would laugh at you asking for a prime intrest rate like that. Im done anyways youre clearly delusional, you haven't addressed a single thing I Said you just keep going back to " I did it so I know" And post a screen shot of random interest rates.

You don't qualify for prime rate with a down payment of only 3.5% goes against bank policy. Reason being a down payment that small wouldn't satisfy the loan to value ratio to qualify for prime rate, but you don't know what that is or will address it so never mind, SURRRRE YOU DID

[Anonymous No.19705004]

>>19704829
>greentexting the entire post
pftthahahahahaha you're incredibly stupid

>your a liar
no I'm not, checkmate

FHA loans are for people who have lower credit/want to put down less money

they are literally for "non-prime" borrowers

see pic, and get rekt again you stupid fuck.

[Anonymous No.19705089]

>>19692972
can you see her boob anywhere?

[Anonymous No.19705151]

>>19701985
Apples to oranges. If you buy a condo the same size as yours, it will be cheaper after factoring in principal paydown and appreciation. Landlords dont work for free.

[Anonymous No.19705306]

>>19693907
why wont you just push 200k in stocks?
can you afford afacility manager that way?

[Anonymous No.19705695]

>>19690848
lets talk about your equity next year. id love to hear about it then.

[Anonymous No.19705777]

>>19705695
>muh bubble
you rentcucks have been saying the same thing since 2015

[Anonymous No.19706635]

>>19690848
Reminder that this faggot makes this thread, every day without fail, for over a month. He doesn't own property. All he has to do is post a timestamp with his title, deed, or even his loan approval, but he won't, because the OP is a literal child.

Watch as he refuses, yet again, to prove he owns real estate.

[Anonymous No.19706877]

>>19690848
i'm 24 and just bought my first house on a whim in march right around when covid-19 was starting to wreak havoc in the USA.

i was able to negotiate down from the asking price of $400K to $375K. i wasn't that desperate to buy since covid-19 kind of made me worried, so i initially offered $385K and cited covid-19 and the potential impact to home values as my reason because i felt that was a fair (though admittedly arbitrary) assessment of the situation. i guess all the other buyers pulled out because the agent got back to me and asked if i was still interested at $385K. i said no and countered with $375K. then the state suddenly announced that real estate agents wouldn't be able to work indefinitely (non-essential) so presumably the seller's agent got spooked and pressured to sell. should be closing in a few weeks and i feel like i got a great deal. i put 20% down and got a 30 year at 3.62%.

my estimated monthly mortgage payment + taxes/HOA/etc. is like 35% less than what i pay in rent currently, so i'm pretty happy about that.

[Anonymous No.19707184]

I'm 28 with a kid on the way. I just finished my PhD but no job yet. RIP... I hope to own a house wherever I end up.

[Anonymous No.19707234]

>>19706635
here you go faggot

[Anonymous No.19707257]

>>19706635
here you go faggot

[Anonymous No.19707285]

>>19707257
Oh damn no terms, man but ofc you got a 1.25% with 3.5% down so it's good

[Anonymous No.19707397]

>>19707285
*2.875

[Anonymous No.19707496]

>>19707257
You literally posted a 6 six year old notary page, which for all we know belongs to George Lucas' cousin.

Nice lack of time stamp. You're like the shitcoin scammers that refuse to post a hand picture.

[Anonymous No.19707559]

>>19707496
stay assblasted (and poor) rentcuck

LMAO @ you and others getting utterly BTFO so you attempt to make it personal in a last ditch effort to save face

NEWS FLASH, incel, literally right now there are minorities 8 inches away from your (landlord's) property line. I bet your apartment reeks of *their* marijuana and the slow rumble of bass protrudes through your walls as your nog neighbors blast whatever current coon tune is popular at the moment.

[Anonymous No.19707595]

>>19707559
Post time stamped proof or remain landless until proven otherwise. You won't because you're a child, and you have never owned anything more costly than an Xbox.

[Anonymous No.19707600]

>>19690848
Real Chad only care about cash flows.

[Anonymous No.19707630]

>>19707595
nah, I'd rather just watch you continue to seethe than go dig up physical documents for some po'dunk rentcuck

here's a pic of my view this winter ;)

[Anonymous No.19707738]

>>19707630
For all we know you just posted a picture of George Lucas' cousin's deck.

You won't post time stamped proof of ownership, because you are not a property owner. Because you're a child, and you have never made a large purchase. Until you post proof, you are pajeet avoiding hand pics.

[Anonymous No.19707848]

>>19707738
S E E T H E
E
E
T
H
E

[Anonymous No.19708007]

>>19690848
>By 24, you should have graduated college with a Bachelor's degree and be 2 years into your career.
This is such a dumb lie. Only a third of people have a bachelors degree at all, and very few of them did it "on time" starting at 18 and ending at 22, let alone also ended up in their chosen career, or any career for that matter, immediately afterward.

[Anonymous No.19708029]

>>19707848
Your tactics don't work on me little baby zoomzoom. Post time stamped proof of your property ownership, or you're just another lying little kid on the internet. You better not accidentally dox your dad by using his phone camera to take unredacted pictures of title though.

But you won't post proof. Because you don't own land.

[Anonymous No.19708071]

>>19690848
what's the point of these threads? are you trying to sell your (heavy) bags here? kek
prices of houses will fall like meteorites from the sky

[Anonymous No.19708125]

>>19708007
and two thirds of Americans are brown- skinned minorities, your point?
>>19708029
you are completely unhinged rn hahahahahaha. you've been in my thread for over 24 hours begging me for a time stamp. take your meds
>>19708071
just dabbing on some rentcucks, chillax

[Anonymous No.19708152]

>>19708071
He makes this thread every day, and yet miraculously, has never managed to produce a single iota of proof that he really does own land. Because he is a child fishing for yous.

>>1970812 5
You do not own real estate. Post time stamped proof that you have a title for the home you're so proud of, or you're just another rentcuck. But you won't, because you can't. Because you are a child.

[Anonymous No.19708225]

>>19708152
see >>19707257
not going to dig through my filing cabinet to take a time stamped pic for some schizoid 4chan incel. you can bitch and complain all you want. at this point I'm just going to filter you. its obvious you have a mental disorder. something ITT triggered the fuck out of you. ctrl+f "time stamped" and you have like 8 posts ITT. get a grip

#filtered

[Anonymous No.19708319]

>>19708225
We already went over this, child. You did not post proof of ownership, you posted a 6 year old notary page that says some person six years ago took out a loan from some bank for the purchase of some property. There is nothing in that document to suggest that it actually belongs to you, child. There is also nothing that would let you tie that document to the property you claim to posses, child.
Time stamps with your current post ID are required to show that it is your document, child.

You won't filter me because you need the dopamine hit. I will be in every one of your shit threads, letting all the lurkers know you're a lying child who has never owned property.

[Anonymous No.19708344]

pftthahahahahaha U N H I N G E D

[Anonymous No.19708373]

>>19708319
He doesnt own anything hes a liar all he does is screenshot posts of intrest rates. None of his arguments even make sense. First he claims he got approved for prime interest with 3.5% down which is impossible, then he claimed he actiaually has a subprime loan with prime interest rate but doesnt have any idea about anything mortgage related. The guys a liar trying to look down on everyone else.

[Anonymous No.19708412]

>>19708373
banks offer lower interest rates for FHA loans because they are backed by the federal government.

but because you are a dumb rentcuck who is too stupid to even operate a search bar, you do not have a clue about this.

[Anonymous No.19708486]

>>19707285
But you forgot now he claims he actually got a sub prime fha loan, which if thats the case you would never get at that interest rate.

[Anonymous No.19708500]

>>19708373
and just to shit on you one more time before i go to bed:

>"Government loans are backed by the federal government. When we speak of these loans, mortgage lenders are referring to those created by the FHA, USDA and VA.

These loans each have their own benefits. For example, with an FHA loan, those with a sufficiently low debt-to-income ratio (DTI) can qualify with a median FICO® Score of 580 or higher. If you have a credit score of 620 or higher, you can often afford more home or take out more equity because you can qualify with a slightly higher DTI than you might be able to on similar conventional loans. You will also only need a 3.5% down payment."

>You will also only need a 3.5% down payment."
>You will also only need a 3.5% down payment."
.
.
.
>You will also only need a 3.5% down payment."

https://www.quickenloans.com/blog/conforming-vs-nonconforming-loans-whats-difference

schizoid rentcucks on suicide watch hahahahaha, hope your neighbors dont keep you up too late!

[Anonymous No.19708515]

>>19708412
You will keep replying because you're a dopamine addict, and you keep refusing to show proof of ownership because you're a child.

All you have to do is post a time stamped title, little child.

[Anonymous No.19708533]

>>19708500
Then you should be able to post your loan documentation with time stamp, proving that you have such a good deal.

But you won't because you can't. Because you do not own land.

[Anonymous No.19708547]

>>19708412
Youre so dumb lol an fha loan is for someone who has shit credit who couldnt qualify conventionally you can google it. It even tells you they are higher interest rates due to you not being able to qualify for prime due to only having a 3.5% down payment. Also because its an fha loan youre required to pay an addtional insurance premium because you are a hugher risk. Stop making things up you have no idea what youre talking about.

[Anonymous No.19708557]

to each his own, but owning a home worked for me. I still invest in crypto each month, on top of that I have equity, and whenever I leave I can rent this place out for passive income for the rest of my life if I choose. It just seems with renting you're at someone else's mercy, landlord can hike the rent on you at anytime, loud noisy neighbors,, no equity, place full of roommates getting on your nerves, I guess thats something I don't care for personally. But to each his/her own

[Anonymous No.19708611]

>>19708547
do me a favor and suck start a shotgun tomorrow, k?

[Anonymous No.19708649]

>>19708611
All you have to do is post a timestamped pic of your loan terms, child.

But you won't, because you don't own property. Is it bothering you yet that haven't responded little zoomy? It must suck to be a liar on top of being impatient.

[Anonymous No.19708702]

>>19708649
hahahahahahha just get rekt you absolute fucking moron

#filtered

[Anonymous No.19708770]

>>19708702
We both know your little brain is coomed out and needs these dopamine hits since you couldn't manage to ignore my posts for 10 minutes, child. All you have to do is post time stamped proof of ownership of real estate. Its simple and easy for anyone that actually owned his own property. Which is precisely why you can't do it.

Everyone scrolling by this thread gets to see you refusing to show proof like a pajeet running a coin scam.

[Anonymous No.19708799]

>>19708770
I wonder if this guy is going to write a paragraph in response to this?

[Anonymous No.19708835]

>>19708799
what did you do to that guy to make him sperg out like this?

[Anonymous No.19708852]

>>19708835
Idk, I think he's a foreigner tbqh famalam. guy is an absolute nutter

[Anonymous No.19708883]

>56 posts by this ID

im starting to warm up to this guy, his dedication to these threads is amazing

[Anonymous No.19708928]

>>19708835
Writing quickly to shit up a garbage thread that's constantly posted by a subhuman isn't hard. He's a liar that will never sack up and admit that he doesn't own land, and the more I shit his pet threads with reality, the lower the chance some fool takes him seriously and makes a ruinous decision.

>>19708852
All you have to do to make it go away is to give time stamped proof that you own real estate. Which you won't do because they don't let children buy real estate.

[Anonymous No.19708947]

>>19708928
but why attack him personally and not the idea/topic? do you know what ad hominem is?

[Anonymous No.19708975]

>>19708947
I'm about 90% sure this guy is a brown-skinned minority. probably gets tired of people calling his shitcoin threads "pajeet scams" and this is his way of "getting back" kek.

[Anonymous No.19708990]

>>19690848

I basically did exactly this, except at 30 my home equity is 120k. My mortgage/utilities are also the only thing I pay for, so I retain 75% of my take home pay.

[Anonymous No.19709028]

>>19708947
Because he's not here to sell anybody on buying land because he actually believes that its a good idea and he wants to help them get in on a good thing. That should be fucking obvious from the fact that he's been doing this every day for over a month straight and has not once proved he put his money where his mouth is and even taken out a loan, let alone finalized a purchase on some property. He's getting called a faggot, because he's being a faggot. And all that aside, its a terrible time to buy real estate because we're not just in a real estate bubble, but an everything bubble. The reason perceived inflation in the USA has been so low in the past decade is that the money was being pumped into stocks and houses by whale investors and foreign capital flight. The only people who want you to buy a home now are people trying to sell you one before a crash triggered by increasing bond yields wipes out the only thing of value they have. Either that, or they just like giving deliberately bad advice, and we all know no body on 4chan ever does that. And it doesn't matter how often you point out that buying a home can be the right call in some situations, but isn't a universally good move, this faggot OP just keeps up his shitposting.

People get spoken to, scamming children get their threads ruined.

[Anonymous No.19709044]

>>19709028
kek not reading all of that, I'm OP btw, just rustling your jimmies a little more before i go to bed lol

get a grip

#filtered

[Anonymous No.19709053]

:^)

[Anonymous No.19709061]

>>19709044
no shit faggot

[Anonymous No.19709090]

>>19709061
hey dude, do you want me to post that time stamp now? I'll get out of bed and go grab it real quick if you ask politely

[Anonymous No.19709133]

>>19709090
You've been going to bed for the last 2 hours. There will be posters in every shit thread you make, calling you a faggot for not posting time stamped proof of ownership, and laughing at your lack of loan knowledge. You can't even scam properly. And every potential mark will see through you because you can't post proof.

Because you don't own land, and you never will.

[Anonymous No.19709169]

>>19705089
I loke vagene

[Anonymous No.19709193]

>>19709133
its been one (1) hour since ive said i was headed to bed. it just feels like two because you've been getting absolutely dragged ITT

I'll make you a deal, if you post the lower half of your face w/ timestamp proving you're not a disguntled pajeet who bought a shitbox bc i told him to, I'll take a pic rn of my home deed

[Anonymous No.19710108]

Hey look I can screenshot things too.

[Anonymous No.19710113]

>>19709133
u there? :^)

[Anonymous No.19710132]

>>19710108
irrelevant to your point

low-IQ

[Anonymous No.19710151]

>>19690848
dude why do you make these threads every fucking day? why are you so obsessed with getting people to buy houses? is it because you realize boomers are going to die off in the next 20 years and there will be millions of houses flooding the market and unless people keep buying them up (even though they're ridiculously overpriced) your house is going to be worth a fraction of what you paid for it?

[Anonymous No.19710161]

>>19710151
why are you so assblasted?

[Anonymous No.19710172]

>>19710161
because you post this garbage every fucking day and it's getting annoying

[Anonymous No.19710195]

>>19710172
awwww its annoying? :( do you want a tissue?

[Anonymous No.19710211]

>>19710195
seriously though why do you care if people rent or buy? i don't have any idea why you are so angry that people would prefer not to pay 300k for a 3 bedroom house (which is pretty much the lowest cost for a non-shit house in any state that's not flyover tier in an area with decent jobs). i'm guessing you're a little bit worried that your house won't appreciate in value unless millennials and zoomers start buying them en masse and that's why you're acting like a pajeet shitcoin shiller with your daily house threads. it's pretty sad.

[Anonymous No.19710397]

I'm 22 just started university and moved out of the house. I'm paying $1000 a month for a converted garage studio with it's own entrance, kitchen, and bathroom. Actually a really good deal for the the bay area. Every other place in the country I would consider living in there is nothing under $1000 a month without roommates
I'm going to go to law school with the intention of practicing in either California or new York eventually. There will never be a situation in my life where I would be able to buy a house before I'm well into my career