ITT: rentcuck cope

[Anonymous No.19310991]

"Muh housing bubble"

[Anonymous No.19311013]

Now adjust for inflation and median income.

[Anonymous No.19311022]

>yes I missed out on the bull run because my cash and debt was tied in this depreciating house
What gave it away?

OP stands for OPportuniy cost

[Anonymous No.19311053]

it's another "my entire self esteem and net worth is tied up in a crappy 150k house whose mortgage i can barely afford because my income is trash" episode.

[Anonymous No.19311055]

>>19310991
Imagine being so butthurt by some little zoomer's thread that you have to make a new thread to make yourself feel better. Boomers are so fragile.

[Anonymous No.19311100]

>>19310991
LMAO

[Anonymous No.19311249]

"muh opportunity cost"

down payment on a $150,000 house is $5,250

rentcuck invests that $5,250 and gets 12% annual returns (lol @ rentcucks thinking they'll perpetually get 12% returns and arent in a bubble)

after 5 years, that $5,259 is now $9,252

mortgagechad does a cash-out re-fi after 5 years. he now has

*drum roll*

$14,964

and thats NOT including dropping the principal while calculating annual interest after every year. its actually closer to $17,000

get absolutely BTFO you stupid fucking rentcucks

[Anonymous No.19311307]

>>19311055
congrats on BTFO yourself dumb fuck, lil rentcuck zoomer's thread is in response to the asswhippin ive been handing you poorfags over the last 2 weeks. lurk more newfag

>>19156339
>>19292437

[Anonymous No.19311502]

"muh cheap flyover state housing"


https://www.zillow.com/homedetails/2204-N-Orange-Ave-Sarasota-FL-34234/47612911_zpid/

https://www.zillow.com/homedetails/330-Virginia-Ave-Wilmington-NC-28401/68961936_zpid/

https://www.zillow.com/homedetails/149-Bordeaux-Ln-Savannah-GA-31419/14184812_zpid/

sorry you dumbfucks live in an incredibly shitty state like Jew York. maybe dont be completely fucking retarded?

[Anonymous No.19311526]

>>19311249
5k is like 4 months pay, and about a years worth of saving
Nobody is going to buy a 150k house in the boonies when they don’t even have 1600 a month to spend.
Full time minimum wage nets <1k and even rent assistance for 50% would mean 10+ months saving. Now adjust for someone making 80k a year. That’s about 55% of their pay.
They can make the payment but count the number of people who make more than 60k. That’s considered an achievement when a majority of people make less than 55k and are mainly around the 20k to, if lucky, 40k. Now consider living expenses and mandatory bills like a car. Nobody’s wants an old car, they all want the new 2022 Ford F999, so thats another bill tp work out. Now consider the fact that you are debating people who live alone and have nobody to split bills with and often loses money on crypto.

[Anonymous No.19311553]

>>19311526
>That’s about 55% of their pay.
Out of the total cost of 150k

[Anonymous No.19311565]

>>19311249
Down payment is typically 20%. Although interest rates are at historic lows, lenders are actually going to be much more strict with who they lend to due to massive unemployment. That kind of down payment is unrealistic unless you have amazing credit

[Anonymous No.19311631]

>>19311565
20pc down on a shithole to become a slumlord is very doable though.

[Anonymous No.19311637]

"muh HVAC"

if you cant install an outdoor unit yourself, kys

[Anonymous No.19311683]

>>19310991
see
>>19311433
we're literally at the top. what I forgot to say was that non-banks will not be bailed out, that's was already decided april.

[Anonymous No.19311698]

>>19311565
pftthahaha

"muh 20% downpayment"

I literally just got a 30 year fixed loan @ 2.875% interest with a 640 credit score with the bank financing 96.5% of the homes appraised value

[Anonymous No.19311711]

>>19311307
>chad
>paying a mortgage or paying rent
pick one

[Anonymous No.19311774]

>>19311526
>poorfags making minimum wage can't afford a $150,000 house

no shit. thats why you niggers are confined to $75,000 houses and in the ghetto and apartments that rent for $500/month

but whats still funny is a mortgage(inc. taxes/insurance) on a $75,000 house is STILL less than 500/month hahahahhaha rentcucks can not escape being BTFO in ANY scenario

[Anonymous No.19311777]

>>19311698
you should be extremely worried, not happy that lending policy rules have sunk to historic lows again. the last time that happened was right before the bubble popped. if anyone with a pulse can borrow 100-200k, bad things will follow. I hope you aren't planning to sell any time soon if your house is over valued.

[Anonymous No.19311864]

>>19311777
>you should be extremely worried, not happy that lending policy rules have sunk to historic lows again
>again

lmao maybe you should do some research on FHA loans before running your pipe blower

https://en.m.wikipedia.org/wiki/FHA_insured_loan

[Anonymous No.19311998]

>>19311864
no need to do research, I'm a senior analyst at a major lending institution

[Anonymous No.19312016]

>Cherrypicking

[Anonymous No.19312041]

>muh roof

$6000/25 years = $20/month

[Anonymous No.19312058]

>>19310991
i mean I'm getting a house by spring 2021 but if you think right now is a good time to brag about the housing market, you have to be one stupid mother fucker.

[Anonymous No.19312066]

Well done OP

[Anonymous No.19312075]

>>19311249
you are very low iq

[Anonymous No.19312092]

>>19311998
hahahahahhahaha great job confirming your idiocy

[Anonymous No.19312111]

>>19312075
not an argument

[Anonymous No.19312125]

>>19310991
>inflation equals increase in value
you're a fucking retard

[Anonymous No.19312143]

>>19312066
thanks

[Anonymous No.19312164]

>>19312125
you came up with that all on your own pal. congrats on the strawman though pffttthahahaha

[Anonymous No.19312209]

>>19310991
WTF is up with all these "real estate" shill threads lately? Can't you faggots handle the fact that the fake market is dead. FUCK YOU and your scammy ass.

[Anonymous No.19312235]

>>19311998
These non banks mortgages, Could the creditors force foreclosure even if payments are up to date? even as a negotiation tactic from them?
How are they riskier?

[Anonymous No.19312246]

>>19312092
it's clear you truly have no concept about any of this. what I think you're trying to say is "DEH but I just bought a house for 3.5% down, you're wrong."

cool, I'm not refuting that. if you would have looked harder, you probably could have got a lower down payment or none at all with different subsidized/even riskier products from different institutions, but I'm glad you paid 3.5% vs. 0% regardless. what you might not be aware of is the reason you have to pay mortgage insurance on that 3.5% down payment loan - because you are a risk to the system. I know the default rates between FHA/conventional loans, and the FHA loans are not pretty. that's why the bank forces you to take out an insurance policy (against your own default) and makes you pay every single month. what you also might not know is that non-banks have surpassed real banks in fundings, so I'm talking about the market in general, not your snowflake loan that will be underwater when it all drops. you'll be protected by government programs.

[Anonymous No.19312258]

>>19311307
So this is at least your third cope thread over two weeks! Well adjusted, secure individuals don't need to prove themselves on an anonymous Chinese cartoon forum.

[Anonymous No.19312395]

>>19312235
there are sub prime or inherently more risky borrowers taking out these loans vs GSE backed loans, so people who need lower or different credit and asset requirements than what FHA or fannie and freddie say.

if the mortgage was opened legitimately, and the customer is paying as agreed, then the lender has zero reason to foreclose (they would just lose money in every scenario). plus the bad publicity would kill them completely. if the borrower isn't paying on a non-bank loan it's no different than normal. the property deed that gets recorded has an enforceable lien, so if you don't pay as agreed, you lose it. without congress forcing the lender to go into forbearance on non-banks, then some unemployed covid folks could lose their home in theory assuming congress does nothing. they probably want to avoid that.

[Anonymous No.19312416]

grey line incoming

[Anonymous No.19312458]

>>19312246
too long, didnt read a single word.

you're massively assblasted because you think that FHA loans are new and now you're going on some long winded tangent to make up for your retardation.

either way youre fucking retarded

1) you're LARPing as an analyst (pathetic)

2) you really are an analyst but didnt know FHA loans have been around over 70 years hahahhahahha

need I remind you: >>19311777
>again
>again
>again
>"extremely worried... again"

pffttthahahaha moron....

[Anonymous No.19312474]

>>19311526
>5k is like 4 months pay, and about a years worth of saving

???

[Anonymous No.19312482]

Tfw girlfriend works for french government and we get government subsidized housing in middle of Paris for €650 per month. Find me a fucking house/appartement I can buy in Paris that is less than my rental payment. Get fucked homeowners. Although I’m getting fucked by VAT and income tax but homeowners are also paying that as well.

[Anonymous No.19312489]

>>19312458
if you would have read the post, you'd see I told you it's possible to pay even lower than 3.5%. even better than an FHA loan

[Anonymous No.19312507]

>>19312209
I've tapped into a hidden supply of (you)s generated by rentcuck SEETHE here on /biz/ and I do not plan on stopping until every last rentcuck expends their entire supply of cope

[Anonymous No.19312550]

>>19312489
whoa cool, except then the rate would be higher jackass.

I could have put down $0 but my rate would have jumped to 3.5%

what a fucking retarded LARP. kill yourself

[Anonymous No.19312559]

>>19312395
Cool thanks, I'm just unfamiliar with the system & sounded like some entity is taking a turn on a large sum divvied out.
>they probably want to avoid that.
Yea, election coming up. money printer go brruummm again. this debt is insane.

Do you have a forecast for the future?

[Anonymous No.19312583]

>>19312258
>Well adjusted, secure individuals don't need to prove themselves on an anonymous Chinese cartoon forum.

literal COPE

"there's no WAY a successful individual would troll here!!1!"

also its my fifth in 5 days

see >>19292983

[Anonymous No.19312592]

>>19312209
Because /pol is just as infested with trolls as any other forum on this troll infested site? It's 4chan, dumbfuck. Take away trolls, and this whole site would be 80% smaller. Real estate brings the babblers and schizos out of the woodwork, if you're gonna farm (you)s, and there are retards who do that here, real estate is low hanging fruit.

[Anonymous No.19312685]

>>19312550
>except then the rate would be higher jackass
looks like I just taught you the concept of risk with low down payments against your will. glad I could help.

>>19312559
the future is uncertain. real banks are obviously too big to fail, but non-banks are not too big to fail and are 50% of current financing. restricted financing, less buyers, and then panicking sellers could cause a steep fall. it's really impossible to put any number on it from a downturn perspective, and there's also j.pow and the money printer. even democrats wouldn't want the american dream to die, but bailing out non-banks to keep bubble prices rising or just at level would be a deal with the devil. when it comes to mortgages, banks are just payment processors, all the critical guidelines are decided at the top of the GSE policy house. I think it would take too much congressional changes and money printing to stop the bubble from popping now, but nothing is impossible. a second wave of covid19 could really shake things up

[Anonymous No.19312851]

"muh interest"

this is the ultimate small brain COPE. I mean, you have to be monumentally retarded to think that you're better off giving 100% of your money to your landlord opposed to 60% of your money to the bank

pic related.

after 30 years, you have a $150,000 home based on ZERO increase in home value, which is absolutely fucking retarded but it has to be this way for you dumb fucking rentcucks to understand.

you paid $355,000 total
but have a $150,000 house

$205,000 poof, gone

>be a rentcuck
>rent a 900/month apartment for 30 years
>pay $324,000

$324,000 poof, gone

in the case where rent NEVER increases over 30 years and price of home NEVER increases in value, the rentcuck STILL gets screwed hahahhaahhahhahahhaha

[Anonymous No.19312882]

>>19312685
>"duahhh you could have put down 0% derrrrr"

>"sure could have, but my interest rate would have increased"

>"deeerrrrrrrrr look what i just taught you duahhhhhhderrrr"

what company hired you? are they publically traded? please tell me, I want to short the fuck out of them

[Anonymous No.19312947]

>>19312882
quicken loans, short em with everything you have

[Anonymous No.19312980]

>>19312882
You’re such a shit tier troll, unironically gb2r*ddit faggot

[Anonymous No.19313015]

>>19312851
Now factor in inflation.

[Anonymous No.19313114]

>>19312882
>19 posts by this ID

[Anonymous No.19313236]

>>19312947
oh no no no pftthahahahahahahahahahhahhhahhhahahaha you're the guy behind that fuckin little chat box that asks me if I need help filing my taxes hahhahhahahhahahhahahhahahhahahhahhahahahhahahhahahhaahhahahahahahhahahhahahhahah
>>19312980
>>19313114
S E E T H E
E
E
T
H
E

[Anonymous No.19313261]

>>19313015
>factors in inflation
>rent goes up
>home value goes up

great job dumbass, you're even more in the hole.

Every thread I am repeatedly shocked at how incredibly stupid rentcucks expose themselves to be

[Anonymous No.19313279]

>>19310991
There is no housing bubble. look back. real estate had crises, ut in the end it always went up.

[Anonymous No.19313303]

Oh ya lol and if I personally meet an indoor farmer, they will wish to never have met me :>

[Anonymous No.19313313]

>>19313279
yup

[Anonymous No.19313351]

>>19312482
Yeah but you have to live in Paris.

[Anonymous No.19313431]

>>19313236
you truly are retarded. quicken is one of the biggest non-banks, I'm not telling you who i work for

[Anonymous No.19313481]

>>19310991
why are there so many rentcuck threads open at once? what could pajeet gain from sp fervently shilling buying homes on a Nepalese clam-diving website

[Anonymous No.19313523]

>>19310991
It's not that houses are any different than they were 50 years ago. It's the dollar becoming less valuable and it has lost purchasing power because the Fed's keep printing more money. We didn't have billionaires in the 1900s. There were barely lots of millionaires.

[Anonymous No.19313528]

>>19313431
irrelevant schizoid drivel

[Anonymous No.19313584]

>>19313481
A refugee from reddit has just recently got into adulting after leaving the hustle and bustle of city life and just has to tell us every day about how he's made a great investment.

[Anonymous No.19313603]

remember old school horror films like the texas chainsaw massacre?

[Anonymous No.19313792]

>>19313584
sad. I see no problem with renting if it's less than a mortgage payment, in a good area and it's not some shitty apt or condo. especially if you have a good relationship with owner. mortgages are just usury anyway. at least with renting you aren't paying interest and don't have the risk of foreclosure.

[Anonymous No.19313851]

>>19312583
>>19312550
>>19312507
>>19312458
>>19311698
if this is what you become by buying into a mortgage you're better off taking out a LIP on yourself and then committing sepuku

[Anonymous No.19313962]

>>19311249
Rentcuck
>rent $18000/yr
>investment $5000/yr
= $5600

Mortgage chad
Mortgage payment $14,400/yr
Investment $5000/yr
+ 2% house appreciation for 200k house
=$13,920 this includes losses to interest/PMI

Assuming you have the same house and get same return on investment.
RENTKEKS GET FUKT
>muh repair costs
The house appreciates faster than any repair will cost unless you buy a shit shack or short sell.

[Anonymous No.19313968]

>>19311777
Forget it. He's an accountant. He knows stuff, you know. He's SMRT! He just can't understand why everybody not so smart he his. Except, you know, every retard with a mortgage they can't afford, after their family went homeless a few years ago because they were in a house with a mortgage they couldn't afford, because banks were lending money to people who couldn't afford it, and the economy crashed so they lost they're jobs so the banks seized the houses so they could turn around and sell they again.

Retards gonna retard.

[Anonymous No.19313982]

>>19313792
Lmao you have the risk of eviction, you have a second boss called a LANDLORD who likes to come inside your house and judge you when he comes for “maintenance” and after 10 years you’re left with NOTHING

[Anonymous No.19314018]

>>19311502
>135k
>for a broken-down shithole
is this post for or against buying a house?

[Anonymous No.19314103]

>>19314018
>broken down shithole

post pics of apartment with timestamp and monthly rent (you wont)

[Anonymous No.19314122]

>>19314103
https://www.zillow.com/homedetails/2204-N-Orange-Ave-Sarasota-FL-34234/47612911_zpid/

This is what you linked. This is not a good place to live unless you spend a shitload of money to fix it up.

[Anonymous No.19314211]

>>19314122
>This is not a good place to live

once again, timestamp of apartment and how much you pay a month

[Anonymous No.19314289]

>>19314211
You're trying to deflect because you realized you fucked up. You tried to prove that a house outside of a flyover state is cheap by linking cheap houses but you forgot to actually look at any of the pictures. Why can't you just admit "whoops I fucked up"? Why so you gotta do this? Is it really that difficult to admit that you made a mistake? Is this some kind of weird mental issue where you are unable to admit to making simple mistakes?

[Anonymous No.19314807]

>>19314289
because there is nothing wrong with the house other than one room needing to be repainted.

the reason im asking for pics of your place and what you pay for it is so I can laugh at the fact your apartment is in worse shape and that you pay more for it

[Anonymous No.19314821]

>>19314289
most "home owners" that use financing to purchase are like this to some degree. they basically gave up their financial freedom to be tied to a 3.5% down payment mortgage that forces them to pay mortgage insurance premiums, and gives them no room for any drop in value putting their loan underwater. and they're usually riding a 45-50% debt to income ratio so they are house poor living paycheck to paycheck in reality. because they HAVE to borrow up to the limit the bank will allow. they wanted the american dream, they got it, and now they're stuck with it and it's a hard pill to swallow.

[Anonymous No.19315088]

>>19312041
Redpill me on roofs
Is it a good investment to have a metal or slate roof put onto a house? Or just a fancy gimmick

[Anonymous No.19315117]

>>19312209
No need to be mad, he's a humble (you) farmer doing an honest day's work.

[Anonymous No.19315122]

>>19314821
Opportunity cost comes into play you when begin putting 20+% down on a home.

the extra interest paid over 30 years doesnt even come close to covering the money you could have made by investing the extra $25,000 opposed to putting it down on a house

you are, by far, the most useless financial """analyst""" I have ever come across. im fact, I'm now certain you're a LARPing teenager

[Anonymous No.19315331]

>>19315122
you've given away just how young and naive you really are. it's almost embarrassing at this point. here's a free lesson in financial history:
https://www.cbsnews.com/news/automatic-millionaire-homeowner/

in 2006, at the height of the bubble, this guy wrote a book telling everyone to buy a house to become an automatic millionaire, because there's no way prices could ever go down. he was completely deluded, just like you are because you are saying exactly what he was in 2006. now in 2020, everyone can see it coming and all lenders have already started changing their underwriting standards and product offerings already. home sales dropped 18% in april. as soon as the money dries up, it's over and you're the only one who can't see it. but go ahead, prove us all wrong

[Anonymous No.19315340]

>>19313982
>risk of eviction
>second boss called a LANDLORD who likes to come inside your house and judge you
Clean your house.

[Anonymous No.19315416]

>>19315088
Pay pay pay
People want to save money, but hire the wrong people and you get sued if they slip off of your sloped roof and snap their neck.

[Anonymous No.19315686]

>>19315331
>no u
pathetic.....

also

DID
NOT
READ

[Anonymous No.19315703]

>>19310991
>Muh $300k wooden palaces
Kill yourself

[Anonymous No.19315748]

>>19315703
post pic of residence with timestamp (you wont)

[Anonymous No.19315837]

>>19315748
>Teehee I'm getting Jewed less than you

[Anonymous No.19315885]

What's your salary mortgagecuck? Be honest.

[Anonymous No.19315895]

>>19315837
cringe. I can just tell you're a loser irl. youre already dirt. trash, human filth. and engaging in conversation with you benefits only your poor lonely self. get #filtered loser

[Anonymous No.19315919]

>>19315895
>FILTERS

[Anonymous No.19315935]

>>19315895
Post salary

[Anonymous No.19315975]

>>19311698
Why would anyone rent slave when such generous lending programs exist?

[Anonymous No.19315981]

>>19315935
>>19315885
a million dollars an hour

[Anonymous No.19316016]

>>19310991
Can we stop referring to this current system as anything close to a free market? Please.

[Anonymous No.19316032]

>>19316016
This is true

[Anonymous No.19316272]

>>19316016
what would you call it then hmm?

[Anonymous No.19316668]

>>19316272
Look up zoning laws and price ceilings

[Anonymous No.19317379]

>>19316668
non-issue

[Anonymous No.19317456]

>>19317379
>32 posts by this ID
What a bum.

[Anonymous No.19317475]

>>19312851
now factor in losing your job from caronachan

[Anonymous No.19317510]

>>19317475
He’s a false flagger.
Leave it alone.

[Anonymous No.19317512]

>>19316272
a managed economy dumbass

[Anonymous No.19318153]

>>19317379
Retard

[Anonymous No.19318263]

>>19312209
better than tulip crypto /altcoin scam threads

[Anonymous No.19318388]

>>19317456
>>19317510
seethe
>>19317512
kek, easy on the communicsm karl marx

were a mixed economy

>>19318153
not an argument

[Anonymous No.19318527]

>>19318388
"Non issue" is barely a statement you faggot, I'm not giving a proper response to that, the fuck.

[Anonymous No.19318589]

>>19318527
why are you still here?

[Anonymous No.19318986]

>>19310991
>dopamine running low
>curtains closed
>vitamin d depleted
>feeling the depression coming on
>"w-we're going to be rich a-arent we??"
>breathe a sigh of relief
>other anons are reassuring you you're going to make it
>ten minutes pass
>the feeling has worn off
>time to make another thread
>"rentcucks btfo... 20k roi in 5 years"
>yeah that's nice... look at all those replies
>respond to every single person to keep thread alive as long as possible
>haha wow, im nearly at the top of the catalog
>imagine what i can do with 20k in 5 years
>maybe i'll finally have sex...
>sun peeks through the curtains
>you hear your parents waking up
>hehe, fucking rentcucks
>the depression comes back
>the dopamine rushes dont last as long as they used to
>time to make another thread
>"why don't you rentcucks ever learn"

[herbs No.19319108]

>>19318986
cringe

[Anonymous No.19319180]

>>19311053
>my entire self esteem and net worth is tied up in a crappy 150k house whose mortgage i can barely afford because my income is trash
I wish my life was that good

[Anonymous No.19319340]

>>19310991
>Buy house exactly 2 years ago for $493,000
>Today a similar sized house in a shittier area and less modern sold for $550k
>Neighbor who has a smaller house which is less modern and needs serious repairs just sold for $530k
>Mfw I can easily get $575k for my house, a nearly 20% return in 2 years
>On top of that paid no money in rent, so everything is just profit
Why do people rent again?

[Anonymous No.19319373]

>>19319340
-poor credit
-cant save up the measly $5,000 for down payment (honestly the main reason for people here)
-too dumb to know where to start
-too scared to call the bank
-unmotivated

probably a mix of all the above

[Anonymous No.19319405]

>>19319373
most americans live paycheck to paycheck and live off credit cards. Even people who are making 100k+ a year can barely qualify sometimes. People cannot manage their own money

t. mortgage underwriter

[Anonymous No.19319511]

In the city I used to live $150,000 is a 2br built in the 1960s in the ghetto. Until you can afford a $250,000 mortgage you are better of renting so you can avoid those neighborhoods.

[Anonymous No.19319699]

>>19319511
>you are better of renting so you can avoid those neighborhoods.
If you're gonna want the same monthly payments just renting. You're going to be living in the exact same conditions you are now.

Just without anything that you own.

[Anonymous No.19319870]

>>19319699
No the rental market and real estate market aren’t the same. There are some decent appartements I can find. I’d rather live in a building full of retail wagecucks than in a ghetto neighborhood.

[Anonymous No.19319897]

imagine seeing this and not thinking
>hey, i could ride this up too

>>19319340
based, in a similar boat myself

>me & my bro paid 70k each down on a 500k inner city apt couple years ago
>positive cashflow, rents for 800 pw, has never been vacant for more than a week, even in this coronamarket
>mortgage currently sitting at 300k
>same sized apt in the same building recently sold for 700k, real estate agent says this could sell for same if not more
>tfw have 200k equity each paid for by rentcucks
>in a couple more years will be 400k each & thats a conservative estimate
thank you rentcucks, without you i'd have to actually work for this money

[Anonymous No.19320105]

>>19319511
>In the city
thats the problem

[Anonymous No.19320120]

>>19320105
damn left out prices

reminds me though. housing bubble doesn't effect nice, comfy, $200k rural houses

[Anonymous No.19320215]

>>19310991
The more you post these threads the more I feel a massive housing bubble pop is inevitable.

[Anonymous No.19320324]

>>19320215
thats pretty dumb

[Anonymous No.19321111]

>all of these American “landlords” owning their shitty mass-produced McMansions
>shitting on those who haven’t made it yet instead of encouraging them to make something of themselves despite the market being against them
You’re delusional if you haven’t taken any money you’ve made from investment properties because you refuse to see the signs. Can’t wait for the zoomers to join me in the ranks of landlords while your plebeian asses get sent to the shadow realm by the next GFC lmao

[Anonymous No.19321127]

>>19321111
*taken any money you’ve made from investment properties and transferred it into other investments or storages of wealth
Classic phoneposting fuck-up on my end

[Anonymous No.19321140]

>>19318986
Based. OP is a very unhappy person saddled with debt.

[Anonymous No.19321168]

>>19321111
Why don't you get a job if you want a house?

[Anonymous No.19321202]

>>19320120
wow a 40% increase in value over 20 years. On an asset that you paid $34,000 in property taxes and $40,000 in maintenance costs over those 20 years. Also don't forget 6% of the sale price goes to the real estate broker. This house would have been a terrible investment. For the average person housing shouldn't be considered an investment, its just a place to live and you should try to keep that expense as minimal as possible.

[Anonymous No.19321418]

>>19321168
Already own multiple lmao, I just don’t treat my tenants like shit or look down on younger generations for not being able to own them.

[Anonymous No.19321454]

>>19321202
Haha rentcuck is seething

[Anonymous No.19321589]

I'm am engineer who has been relocated 4 times in 5 years. There are other benefits to renting aside from cost. For me, I've needed the mobility. Home ownership isn't only a financial question.

[Anonymous No.19322520]

>Recession likely within 8 months
>Brags about taking on new debt
>Housing prices overinflated since 2012
Anon....I

[Anonymous No.19322601]

>>19318589
Aaaaaa you can’t formulate an argument to debate my obvious bullshit cherrypicked strawman bait
Aaaaaaa not an issue
Aaaaaaaaaaa what do you mean I can’t not make an argument and say everything you post is invalid with no proof or evidence to back it up!
Aaaaaaaaaaaaaaaa what do you mean I can’t backpedal and shift goalposts!
G-g-g-g-g-get f-f-fucked rentcucks!

[Anonymous No.19322617]

>55 posts by this ID

[Anonymous No.19323537]

>>19310991
Where do I learn about current finance and housing markets? Can anyone give me some legit news sources or anything please

[Anonymous No.19324361]

>tfw houses like that are 600k€+ where I live and anyone who is living in a place like that is considered rich
I hate europe so much