/biz/ - Business & Finance

[Anonymous No.19039942]

>graduate in 2017
>get a job 5 minutes from my parents house
>wage there for a bit then get another job right beside my parents house
>manager is under 40 and pretty based
>always heard people complain about asshole managers or micro managing but never had that so far
>just gave me a 5% raise for my first annual review
>looking at the dry job market even before covid-19 and couldn’t find anything that would pay me better
>can’t even save all my income because I have to help my parents pay bills and not be a leech but am saving a bit more than I would living alone

I’m never going to leave my parents house nor ever get a gf bro. Who knows this feel?

[Anonymous No.19039979]

>>19039942
How's much do you make a year

[Anonymous No.19040009]

>>19039942
You don't need money to get a girlfriend

[Anonymous No.19040090]

>>19039979
$69767 CAD

>>19040009
Nobody wants to date a 24 year old guy living with his mom.

[Anonymous No.19040137]

>>19039942
>unemployed
>late 20's
>live with parent's as it is pointless to move out unless I want to go elsewhere
>never had a gf

[Anonymous No.19040163]

>>19039942
Fellow Canadian here.

Making ~$50k a year, saving nearly all of it and investing every penny into index funds.

[Anonymous No.19040170]

>>19039942
What do you do?

[Anonymous No.19040199]

>>19040090
That salary is not great but it's not terrible either. You can afford to move out and start investing.

[Anonymous No.19040200]

Stay on your grind anon. Things will get better

[Anonymous No.19040204]

oh, look its another guy in his mid 20s, who has a decent job and acts all
>woe is me and my finances
for no good reason.

Youre 24 and you have a decent job.
Theres plenty of people with financial problems and you aint it.
And no, your residence isnt the reason why youre single

[Anonymous No.19040238]

>>19040204
>And no, your residence isnt the reason why youre single
Also this. I could be a millionaire and I'd still have no gf.

[Anonymous No.19040258]

>>19040204
Everything is so expensive having a "decent" job is effectively no different than having a shitty one

[Anonymous No.19040265]

>>19040170
BI Analyst

>>19040199
It doesn’t make sense to move out. I would be paying more to live farther away from work.

If I moved out it would be to move into the city, away from the suburbs. And I would need a job in the city to justify that.

[Anonymous No.19040323]

>>19040090
70 gs is not enough to survive? damn dude what are you hooked on cocaine? I make 50 and survive fine in expensive california

[Anonymous No.19040359]

>>19040323
70 CAD is like 50 USD, bruh

[Anonymous No.19040360]

>>19040090
lmao complaining about $70k salary holy shit shut the fuck up retard

[Anonymous No.19040362]

>>19039942
I kind of know this feel, but not the same exact one
>live with parents for the past 3 years after finishing school
>find employment in a field not even related to degree
>live 7 minutes from work

I don't have to pay any bills for them
I have a fiance
I make $43,500 CAD before taxes
>also feel like I'll be living with my parents forever and never moving out
feels stagnant man

[Anonymous No.19040364]

>>19040258
>having more money is the same as having less money

what tho

[Anonymous No.19040454]

>>19040323
>>19040360
$70k is not enough to live alone. It would be comfy if I lived with a roommate or had a gf to share expenses. I would be poverty tier.

[Anonymous No.19040558]

26 here living with parents all money is going into investments and bills for my family. my first move will be my last once i make it.

[Anonymous No.19040713]

>>19039942
this is how that "based" little jew gets ya, with a little raise and then boom 25 years have past and you wonder what happened

[Anonymous No.19040789]

>>19040454
exchange rate says you make the same as me and I live in a high cost of living area. move out you fucking neet

[Anonymous No.19040796]

>>19040323
try living in downtown san francisco on 50k.
you probably live in fresno or bakersfield homie

[Anonymous No.19040822]

>>19040364
Taxes. And you get less welfare more you make

[Anonymous No.19040844]

>>19040090
I moved out at my mom's house at 25, and I still found it extremely difficult to get pussy. Maybe I'm just beta as fuck

[Anonymous No.19040863]

>>19040090
youre not gonna make it

[Anonymous No.19040895]

>>19040454
its easily enough you earn 1.5x the gdp per capita

[Anonymous No.19040901]

>>19040258

You’re fucking stupid bro. Higher tax brackets don’t offset a higher base salary. You’d still be taking more home every month. Lol at “having less money is the same as having more” bullshit.

[Anonymous No.19040909]

>>19040789
Well we should compare the cost of living to get an accurate measure.

A Big Mac combo cost $10.94 CAD here which is $7.81 USD currently, and prior to COVID it equals $8.43 USD

[Anonymous No.19040910]

>>19040090
Live in moms basement, she loves my girlfriend and I smash her every time she comes over lol

[Anonymous No.19040922]

>>19040844
Only a girly man would stay with momma until 25

[Anonymous No.19040942]

>>19040822
>Taxes.

It's a progressive tax system though, he's literally in the same marginal tax bracket $48k to $78k in income. lol

>And you get less welfare more you make
What? Why would you qualify for welfare if you make a normal salary?

[Anonymous No.19040959]

>>19040090
>>19040199
>>19040360

You tards don't understand how cucked Canada is. After tax 70k is really 50k. A pack of smokes costs $20,, you're lucky to find gas for $4/gal and rent in any city is gonna be like 2k a month. By the time everything is said and done he'll be lucky to sock away 15k/yr.

(Also leaf BI analyst living with parents - I'm laid off cause I told my boss to go fuck himself when he tried to make everyone take a meme flu pay cut though)

[Anonymous No.19040989]

>>19040090
memes aside, the problem is yourself and if you keep finding excuses not to take a honest look at your failings, you will never improve

t. scored the love of my life as a 29 yo neet

[Anonymous No.19041002]

>>19040959
Saving 15k a year is still better than nothing, could probably reinvest 5k of that.

[Anonymous No.19041021]

>>19040959
Stop exaggerating and making us look bad

Also why the fuck are you smoking cigarettes?

[Anonymous No.19041031]

>>19040090
You're only 24 years old making decent money in a job that's close to where you live while everyone else is losing their jobs. STFU you crybaby idiot, literally all you need to do is find roommates and move out.

[Anonymous No.19041154]

>>19040090
>70k a year
>can't save
maybe learn how not to spend all your money you fucking tard

[Anonymous No.19041178]

>>19040959
if you can't save with 50k per year you're a fucking retard

[Anonymous No.19041202]

>>19041154

This. Stop getting takeout food and drinking on the weekends. Stop smoking. Stop blowing money on women or whatever you’re doing. But you’re doing something wrong.

[Anonymous No.19041615]

>>19041154
>>19041178
Okay retard police

[Anonymous No.19042021]

>>19039942
who gives a shit about flushing money down the toilet to appease some used-up roastie. Live with your parents until you're 40, fuck it, until you're 50.

After a while you won't even need to jerk off or miss females.

>t. 28 year old living with both parents, making 87k Canabucks a year. No car either, but $500k in investment portfolio

[Anonymous No.19042480]

>>19041154
>>19041178
You NEETs have no clue how much shit costs in 2020. We've had 20 years of relentless inflation

[Anonymous No.19043118]

>>19039942
It’s not worth it bro. I rent a little 2bd condo to myself and make $58k in south burgerland. Yeah, getting your own place gets you access to pussy, but it’s only a temporary fill of the void. Playing roasties for the past year has only made me more blackpilled, not less. You realize how fucked the market is and diminish your ability to connect with a woman genuinely with each notch. If I could have my current job and live at home with family to save more I absolutely would.

[Anonymous No.19043506]

>>19043118
Why not try and find a wife then? You don’t have to exclusively slam whores.

[Anonymous No.19043615]

>>19042480
you can easily save with 50k per year in canada and if you can't it just mean you're living way above your means

[Anonymous No.19043703]

>>19043615
>in Canada

Canada is the 2nd largest country by land mass in the world. Which part of Canada are you talking about?

[Anonymous No.19043797]

>>19043703
>Which part of Canada are you talking about?
Any part. I lived 6 months in Montreal

[Anonymous No.19043822]

>>19043797
*and I went to Vancouver and Toronto

[Anonymous No.19043876]

>>19043797
>>19043822
So you lived 6 months in one of the cheaper parts of Canada and visited two cities and suddenly you’re an expert on the cost of living there. Awesome.

[Anonymous No.19044017]

>>19043876
OP making 69k a year so taking the average rent price would be 25% of his wage. Not bad by most standards.

[Anonymous No.19044022]

>>19043876
kek... and you think that even in Toronto you can't save with a salary of 70k? Ok let's say it's 50k after tax. You have 4166 per month. Totally manageable even in Toronto.

[Anonymous No.19045028]

>>19040558
Same here bro , only debt and investing from now on
T.26 Lives with parents makes 50K Trying to make it

[Anonymous No.19045305]

>>19040090
>$69767 CAD

70gs a year and not enough , you kdding me?
I earn like half of it and am 27 , living at parents base and still be able to save money. As if 70gs aint nuff to get anything , you must be on cocaine bru.
Here in germany you could buy a condo every year for that money or a house if u save 3 years worth of wage.

Fems dont care if u stay at home or not, they care about self confidence on men. Period.
If u think u beta u will indirectly radiate it to others and dont notice it either

[Anonymous No.19045476]

>>19040910
You smash your mom? Dude...

[Anonymous No.19045502]

>>19043506
Making $1million is easier than finding perfect marriage material. I get cold feet and cut my losses every time I learn about them daddy issues, body count, irreconcilable world views etc.

[Anonymous No.19045563]

>>19039942
>>19040199
OP don't listen to this anon your salary is fucking garbage and you are underpaid. I went to uni in Canada and bounced ASAP. Go to a big US city where you'll make real money. Im 25 and make 2.5x my friends in Canada for the same entry level position. Make the move and it literally solves all your problems. GF will come when you meet new people in whatever city you move to (west or east coast preferred).

[Anonymous No.19045630]

>>19045563
How though? Getting a work-related visa is hard unless you’re especially skilled in something in demand.

What do you do?

[Anonymous No.19045729]

>>19040090
I'm living fine downtown Toronto with 75k..how do you manage your funds

[Anonymous No.19045825]

>>19045630
Visa comes easy once you have a job offer, make sure wherever you're applying to offers sponsorship. I'd say a majority of larger companies in the US offer this, majority of my coworkers are on visa from Canada, China, and India. I'm a software engi personally. I think you could land a job in the US if you tried hard enough man. You need to understand how seriously cucked Canada treats it's entry level working force. I'd say check out Glassdoor for salaries in certain cities and adjust for exchange rate, you'll be surprised.

[Anonymous No.19045885]

>>19045825
I was expecting you to say software engineering. I’m not STEM so there’s probably no chance of me landing something in the US because of the over supply of non-STEM graduates over there.

I looked into it last year and I know I would not stand a chance.

[Anonymous No.19046067]

23 year old here making 32.000 EUR a year. Got about 45k in investments and crypto. Home is pretty comfy not having to pay for anything, trying to save up as much as possible to afford a down payment on a house in 1 or 2 years.

[Anonymous No.19046077]

I was in a same boat, I went from 63,000 CAD to making over 122,000 CAD after I spent some time teaching myself new skills in my free time like sucking dick. Now I make about 38$ a dick suck, it's pretty good money but I have spent a fortune on mouthwash. Fortunately I write that off as a business expense. Each load I take in the mouth I spit into 55 gallon barrels. When the barrel gets full I put a lid on it and then kick it out the back of my pickup truck in front of Ubisoft headquarters. Sometimes I wish I could have become a race car driver, but I love saying the n word too much.

[Anonymous No.19046146]

it is the kino feel of oedipus

it is time Anon

it is time for YOU to be the father

TONIGHT take the mother in bed
make of the father the cuck you have always known him to be

THIS IS YOUR DESTINY

[Anonymous No.19046226]

>>19040844
Anon sometimes it's not about being "beta" or "alpha" and more about, are you attractive? Do you make your self appear attractive? Are there any qualities about you that is SEXUALLY ATTRACTIVE? If the answer is no then WORK ON IT. If YES then you clearly aren't doing something right. Maybe you look good but you dress like shit, or weird social mannerisms.