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2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance


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18939343 No.18939343 [Reply] [Original]

>tfw 695,000 net worth

>> No.18939355

Fuck man probably about 3K. Used to be 60K before taxes. Feels bad

>> No.18939357

>>18939343
>12k
>22 yo

am i gonna make it

>> No.18939431

>>18939355
You payed 57k in taxes on a 60k income?

>> No.18939440

>>18939343
100k in crypto, holding 60% rsr, 30% btc, 10% other.
passive income biz valued at $125k.
$30k in cash.
no debt.

23 yrs old, not larping.

>> No.18939443

>>18939431
No I just let the money stagnate and rent had to be paid and I just coasted, lost motivation. But I'm getting back too it

>> No.18939502
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18939502

>>18939343
About 137k after April ended. 28-year-old accountant who is a late bloomer. $0 debt.

If you're a female, reply to this post if you'd like to live rent free with me in exchange for housework and watching Boardwalk Empire with me :( Serious

>> No.18939522

You've made it if your passive income is enough to pay rent

>> No.18939541
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18939541

>29 y/o
>$2500 savings
>$900 in btc
>$45,000 IRA
>$4500 401k

I don't like it desu. need passive income, need house downpayment savings

>> No.18939561

>>18939343
30k euro in crypto, 65k euro in savings - 30 years

>> No.18939567

23k networth
27 years old.


As awful as that is it manages to be better than most of my peers.

>> No.18939599

>>18939502

Future child support payer spotted

>> No.18939629
File: 6 KB, 633x332, feel guy smiling.gif [View same] [iqdb] [saucenao] [google]
18939629

>>18939599
Honestly, a cumshot that's not up a woman's shithole is a cumshot wasted, so no.

>> No.18939647

>>18939629
I think you mean in a pussy. Don't be a limp wristed faggot anon.

>> No.18939675

>>18939647
No, I want my cock (and face preceding that) to smell like a woman's most intimate musky spot, but now that you got me horny thinking about it, you'll scare away all 100 potential mates I could've attracted. Thanks a lot.

>> No.18939708

>>18939343
I'm 20 and I'm worth maybe $9k maximum if you include the money from my student loans which I only have to pay back once I earn £25k

>> No.18939721

>>18939541
Why is the IRA giving you $45000? Shouldn't they be bombing buildings and killing British people?

>> No.18939754

>>18939675
kek

>> No.18939756

>>18939343
>$120k liquid. 30% stocks, 35% crypto, 5% bonds, 30% cash. No debt.
>33 yo leaffag
>Live cheaply and am a handsome dirtbag. I love my degenerate friends.

>> No.18939807

>>18939440
This post has been awarded the golden "not-a-larp" award.
You have won a go fuck yourself you daydreaming millennial piece of fuck

>> No.18939830
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18939830

>7.5K in the bank
>800 in crypto
>30K student debt
>7.5K car loan
JUST

>> No.18939875

>>18939830
Why the fuck would you not just save up ~10k like a fucking adult and pay for a car with cash? You should've taken the bus till your student debt dissipated.

>> No.18939881

>>18939343
1k$
I can live for a year on that

>> No.18939895
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18939895

>28 years old
>net worth only about 90k

Who here /loser poorfag retard/

>> No.18939922

50k and 20k in crypto

>> No.18940197
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18940197

>>18939895
>positive net worth
Not bad, anon. Not bad at all.

>> No.18940466

>30y
>15 BTC (150k $ atm)
>zero debits
>15k for emergencies
>4 BTC (40k $) + 20/30k cash in company profits in case we dip
Fuck I never realized I was above 200k

>> No.18940485

>>18939343
22
110k networth

>> No.18940494

>>18939721
silly anon I'm referring to a Roth Individual Retirement Account, you've confused it with the Irish Republican Army! That being said...

https://www.youtube.com/watch?v=cdmhyEqCINM

>> No.18940786

35 years old
Networth about 30k. Tfw poor and old

>> No.18940840

>>18940786
Tell us your story

>> No.18940867

>>18939895
better than most

>> No.18940886
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18940886

Age 31 with $286k net worth.

>> No.18940919

>>18940886
Great job. What are your debts?

>> No.18940936

>>18939343
Around 8kish. Not bad for someone who has only 1 month work experience and been a NEET for a year. Kinda shameful though. Hope I get that job I applied for after this virus settles.

>> No.18940969

>>18940919
It's from a $100k personal loan I took out in 2018. It was a bad decision but the interest is only 7%.

>> No.18940976

>>18940786
>5k in the bank
>$300 in crypto
>35 years old

I need so much help.

>> No.18941010

>>18940840
I spent 3 years trying to get a college degree. Then spent 3 more years paying off the loans while working shit jobs. Then I got married and had 3 kids. Spent lots of money on stupid things. Finally like 2 years ago I decided I needed to buckle down. Started saving money. Paid all debts. And have like 2k in crypto

>> No.18941035

>>18940976
No car or home?

>> No.18941051

>>18940976
Do you have a good job? Good credit?

>> No.18941066

>>18941010
Damn. Do you at least have a career now and if so as what?

>> No.18941079

Used to be at $200,000. Now I'm down to around $50,000, including my car.

>> No.18941099

>>18939357
SOMEONE ANSWER

>> No.18941101

>>18940786
>>18940976
>positive net worth

Both of you motherfuckers are in better shape than I was at 35

The fact that you're here means you're gonna make it.

Also, you'd be shocked at how many people around our age are not only in the red but 6 figures in the red, including and especially the ones with "nice" homes and cars, all of which are financed, massively underwater, and causing them to hemorrhage money out of their anuses. If you're in the black at all, you're in the top 10% of millennial.

>> No.18941114

>>18941066
Been a truck driver for like 7 years now. Made just over 100k last year but this year won't be nearly that much. Still working though.

>> No.18941141

>>18941099
>99

You're going to make it almost but not quite to the extent of your wildest dreams

>> No.18941149

>>18941101
Lots of people out age are fucked, anon. I know several people who paid 400k for houses that are now only worth 200k. Literally 200k in the hole. Or they refinanced their houses using heloc and bought every stupid thin they could now they are slaves

>> No.18941167

>>18940976
same story, except I have like $70k in cash and 300k in crypto. I have a 401k that I finally started putting money into in 2017. I'm 39.

Keeping money in cash is stupid, but I can't help but feel that the moment I put it into the stock market the whole thing will crash. I was thinking about going all in stocks late last year since the bull market seemed like it would never end. Kinda glad I didn't since the market crashed due to the corona-nonsene. On the other hand recovery has been a V and I think NASDAQ is already in the green for the year, so probably wouldn't have lost much.

I'm done buying crypto. I have very little confidence in it. But it's my one ticket out of the rat race so gotta hold on.

No house and probably never will own unless crypto makes me rich. even then probably not.

>> No.18941378

>>18941149
>Lots of people out age are fucked, anon. I know several people who paid 400k for houses that are now only worth 200k. Literally 200k in the hole. Or they refinanced their houses using heloc and bought every stupid thin they could now they are slaves

That's what I mean exactly. I got drunk with my "rich" friend and was being absolutely miserable about my head-barely-above-water net worth situation, and that's when he told me he was more than $250k underwater on his house and cars, all of which he owed on forever, and was thinking of killing himself.

>>18941167
>Keeping money in cash is stupid

It's not really, we live in bizarre times and the Fed's desperate attempts to avoid deflation might fail, in which case there might be things going for pennies on the dollar. Holding a percentage in cash is a legitimate strategy right now.

>> No.18941420

>>18939895
>29 years old
>net worth: $400 (four hundred USD)

>> No.18941425

>>18939895
I have a 93k net worth at 32, most people around our age have debt and are living paycheck to paycheck, it's really not that bad, just not elite status.

>> No.18941459
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18941459

>>18941035
>>18941051
Maybe $6000 for my car. It's a 2013.

I should make $35,000 this year. No credit. No house, I rent. I was making $15-20k cooking up until 2018, where I began supervising a sales floor, again up to like $35k annually.

I am getting fucked as much as I am fucking myself. Haven't touched actual fiat when gambling, but I am down what would now be $2000 in crypto in the last month--that's on me. I am full stop stopping gambling in order to start accumulating money.

I'm not capital F Fucked, but I need so much fucking help. I would have a lot more money to play with if I stopped smoking cigarettes and weed, so, again, it's on me. Through even minimum wage work I've convinced myself those two things are necessities, and maybe the cigarettes are. I'd have at least another $400/month if I stopped smoking fucking weed.

I'm not going to make it

>> No.18941519

>>18941420
whats your story non

>> No.18941590

>>18939502
>accountant
>not formatting numbers properly

You Big 4 at least?

>> No.18941611

>>18939343
75 million. trustfund. i am a neet. never worked in my life. no ambition. partied alot. now i am 35. just shilling to be honest

>> No.18941620

>>18941459
Anon it's ok. We all have our ah ha! Moments. Most of us here aren't cunts and are willing to help you realize your problems. You don't make much money so it's going to be hard. But Jesus man, you can't spend any money that you don't need to spend. You need to do that for a long time or your later years are going to be miserable.

>> No.18941631

>>18941519
Depression and mental illness

>> No.18941725

>>18941611
You wish.

>> No.18941890
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18941890

>>18941099
you're doing better than most whom are twice your age fren
you'll be fine

>> No.18941904

>>18939343
>24
>$10k

>> No.18942320

36
Between 3.3 and 3.4

Hard to say on any given day. Depends on markets and how I value my rental properties.

>> No.18942368

How can I start? I have 100$ how can I get more

>> No.18942373

30 years old
5k and car paid in cash
no debt

>> No.18942437

>>18939343
27, net worth 160k, 150k of my network is from inheritance.

>> No.18942464

>>18941459
How much weed do you smoke daily? I honestly don’t think I could get through $400 of weed in a month, and I’ve been smoking almost a decade.

>> No.18942548

>>18942368
get a job retard

>> No.18942554

>>18942368
buy meth
flip meth

>> No.18942610

>>18942464
I'd say that depends on where you buy from and how much you pay. If you live in some backwater state and pay $60 for an eight of bammer from some Mexican in an alley, then yeah that sounds about right.

I don't smoke anymore but just do edibles which is the most economic approach. For $60 you can get an ounce of shake. Turn that into about a pound of pot butter, and that'll keep you lit for weeks.

>> No.18942612

>>18939343
22 years old
25k net worth
no debt
feels good

>> No.18942694

>>18942612
>25k net worth
How did you get that much paper fren? Tell your story

>> No.18942789
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18942789

>>18941590
>accountant
Yes
>not formatting numbers properly
This is my personal spreadsheet, for which I set my own standards, and for which my standards answer every question I could possibly have. Where is the downside?
>You Big 4 at least?
No, I work for car dealerships and real estate companies.

>> No.18942867

>>18939343
Probably about $3k max.
>>18939502
I'm a male but I know a lot about drugs and history and animals and I'm very funny please pay for me to live I can't afford it

>> No.18942888

>>18942612
2500 into link has become 5.5k roughly, the rest is just cash saved from bartending at a busy place with no bills aside from car insurance and phone bill. I bought my first car with cash about a month ago (camry with 200k miles on it and all its work and replacements done) so I wouldn't have a car payment or even maintenance bills. I do all my own work on my car myself. Live with my mom and don't pay rent. Considering getting my own place after covid bullshit dies down. Got lucky finally. Have 9k in cash waiting for a dip to get more into crypto and ride the wave until millions, no matter how many years it takes while still working. Lot of bumps in the road but I don't drink and don't ever eat out. When I do eat I make myself food at work for free or eat with my family or gf's family. People my age barely have 500 in checking but are constantly buying shit. I've learned to live frugally so that 10 years from now I can potentially retire. Not an exciting story, just trying to do my best to do opposite of societal standards. My hobbies are cheap (reading shitposting and exercising) and I buy all my clothes rarely off of websites like Grailed, so I still get designer shit I want to wear but I get it cheap.

>> No.18942907

>>18942694
>>18942888
sorry, meant to reply to you not myself

>> No.18943135

>>18942464
MMJ. If I bought ounces off of someone I'm sure I'd cut down that expense. The legality and ease of access helps drain my wallet that much faster.

>> No.18943309

>>18942464
I've been smoking for about a year and I went through at least $5000 of weed in two months, and I get good deals on gas.

>> No.18943388

>>18943135
Makes sense, Im not in a legal state and get mine off the darknet so I’m always conversative with my stash. Buying in bulk would definitely help out I think. Quitting cold turkey would too, but I don’t want to be a hypocrite.

>> No.18943603

>>18942373
Could be better, could be so much worse. You've got a nice launch pad anon.

>> No.18943656

>>18939567
This. I have no idea how my peers survive.

>> No.18943673

>>18941010
>Then I got married and had 3 kids.
Explains it

>> No.18943678

>26
>100k in stock+cash

I've literally been saving all my money for a while now. How am I doing bros?

>> No.18943721

>23
>11k cash, 3k crypto
>no debt, community college

helps when you don't travel or party or smoke I guess

>> No.18943775

>>18939875
Busses in America are shit

>> No.18943820

>>18940494
based anon, /k/ and /fit/ are the best and most based boards.

>> No.18943839

160k cash
25k in a brokerage flipping penny stocks
live in mommy and daddys basement
eat their food and use their gas for free

>> No.18943882

I have over $500k in crypto and I still feel like a loser and I'm never going to live a decent life. I know it's just a mindset but I can't shake it.

>> No.18943904

>>18940969
>Only 7%
GUH

>> No.18944008

>>18942789
fuck that accounting shit. Learn SQL and get into data analytics or business intelligence. You already know how to use Excel, right? You'd be a good fit. Pay is better, more job options, work is more interesting.

>> No.18944016

>29
>$7k cash
>$4k stocks and crypto
>$210k 401k/ira
>no debt
But also no motivation. Will I make it if I get a medium paying low-stress stable government job for the rest of my life?

>> No.18944038

>>18939357
>am i gonna make it
No

>> No.18944064

>>18943839
How did you make your money
>>18944038
:( I haven't started a real job yet fren. What should my net worth be at my age and future ages if I'm tryna make it?

>> No.18944079

>>18943882
i get how you feel. $500k seems like a lot but it really isn't. I'd only feel well off if I had enough money so that i never had to work again if I didn't want to. If you have to work for a living you're poor, even if you're making 6 figs and living a "good life".

Another part of it might be that while $500k seems like big gains, in crypto it's peanuts considering how you can make 100x returns in a week by getting in on some shitty ICO that happens to pump. when you consider that 500k feels small time. Like, if only I had taken a bigger chance on that shitcoin I could be retired...

>> No.18944097

>>18943882
I'll take some of that crypto if you think it won't help you live a decent life

>> No.18944552

20 years old with roughly 30k net worth, now neet and not gonna make it applying for a prison guard possison though, so we will see how that works out. 15k in savings 4k in checking 4k in stocks 5k truck and 2k car oh and guns lots of guns.

>> No.18944594

17k
24
Not great but is a solid foundation for future gains and therefore feels good

>> No.18945188
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18945188

>>18939343
23
120k all in link
About 4k in the bank

>> No.18945390

Im 19 and my networth is around 145k. Will i make it?

>> No.18945415
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18945415

>>18939343
20k

>> No.18945422

>>18945390
>Im 19 and my networth is around 145k. Will i make it?
H-How did you make so much?

>> No.18945470

I have 221k in cash and equities but my wife owns an apartment flat out worth about 350k.
I'll just say 221k then. Age is 23.
The money came from Bitcoin in 2017 not larping.

>> No.18945822

>>18941904
Same here, europe though

>> No.18945896

120k in stock and cash. I bought a condo in downtown Toronto last year, mortgage of 420k, the condo is worth 630k, I own about 30 percent equity. Although I dunno whats going to happen to asset prices with this corona sniffles. I work a day job that pays about 130k a year.

I am 32, single, currently mooching off my parents at home because better to be in the boonies while under lockdown.

Job is getting stale and looking to make a career change this summer.

>> No.18945900
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18945900

>23
>40k
>70% cash, 20% BTC, 5% foreign stocks, 5% S&P ETF
BTC is my inflation hedge of choice. If the fed wasn’t so fucked I’d basically be holding all cash since I plan to buy a house when the market drops. If they don’t let it drop though and bailout the property owners I really just might lose my shit.

>> No.18945919

>>18945422

likely good parents plus understanding of money, but he's posting here so we all know he's a piece of human garbage

>> No.18945994
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18945994

>>18939343
21 year old with 28k net worth. Have accepted the fact I will never be able to afford a house before my eggs are basically spoiled. Fuck commiefornia and fuck my job.

>> No.18946028

>25
>20k in crypto
>10k in retirement acc
>100k in apartment (being rented, paying off mortgage for me)
>70k in cash from inheritance (ty grandad)
>40k student loan (interest free)

currently making 70k as a code monkey

>> No.18946072
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18946072

>>18939807
buy RSR by the way.

>> No.18946101

>>18946072
what do you sell anon

>> No.18946122

>>18946101
private label product at a 45% profit margin.

>> No.18946159

>>18946122
>private label product
nice, how did you get involved in that opportunity?

>> No.18946175

>20
>14k in bank
>15k in crypto
Wanting to go all in crypto bros

>> No.18946186

26
70k Boomer stocks
380k in LINK xD
10k cash

>> No.18946197

>>18939629
>>18939675
Kek based

>> No.18946207

>>18939343
50 million, combined assets

>> No.18946476
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18946476

As of 4/15

Real Estate Equity: 2,045,484
Cash + Stocks: 1,044,163
Other Assets (Rolex, Cars, Gold, Art) 253,692
Total Net Worth: 3,343,338

I'm 36

>> No.18946559

>30
>72k cash in bank
>3500 IRA
>3k in 401k
>6k in collectibles/antiques/tools
Just got a house which I owe 250k on
Parents paid for all my schooling, so net worth would be alot less if I had to pay back student loans, although I probably would have by now. Never had much of a social life and it's even worse now. Often think i would rather be broke now and at least say I dated and partied more when I was younger.

>> No.18946789

>>18945994
Men don't have eggs.

>> No.18946834
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18946834

>>18939541
imagine locking all your money in a pension fund in your 20s when you don't even have a house

>> No.18946932

>>18946789
some cultures (usually asian) call balls eggs and since their teachers are too squeamish to teach them the word for balls they say eggs in English too

>> No.18947125

>>18939343
400