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/biz/ - Business & Finance


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18678660 No.18678660 [Reply] [Original]

Corona has literally cancelled all of my potential income for the foreseeable future (I was working in the music industry). I applied for unemployment as soon as I could but now it's been 6 weeks with no response. I really don't see the music industry picking back up again any time soon, and I'm starting to get the feeling that my unemployment case has completely fallen through the cracks. I have about $5000 in cash saved up but otherwise I don't know what the fuck to do. If I have to keep paying rent and other expenses, and have zero opportunity to bring money in, what now? I don't even have enough to build out a tiny house or something and fuck off.

Anyone else in this position? Anyone got any money ideas for a post-corona world?

>> No.18678667

Just don't pay rent and get a job

>> No.18678683

>>18678660
> I was working in the music industry
yeah youre using the corona as a scapegoat for your failing career and literally continuing to brainwash yourself that its the virus' fault you're not making any money by making this thread

learn to code bigot

>> No.18678740

>>18678683
lol wow eat a dick. You probably have such a limited view of the world that you hear "I work in the music industry" and all you can picture is someone trying to be a famous guitarist. There's a lot more to do - and get paid for - than that.

>>18678667
>just get a job
>in the middle of a global pandemic
u srs? what fucking job

>> No.18678743

Are you a gig worker? You could apply for the SBA loan if that is the case.

Did you get your TrumpBux?

Be more specific on what you do and what your situation is.

>> No.18678778

>>18678740
fuck you nigger, I can smell you're black

>> No.18678786

>>18678740
Nothing you can possibly contribute to the music industry has any economic value whatsoever anymore. It's literally worthless now.

>> No.18678817

>>18678743
I was working as a live sound engineer for a couple nice venues in my area, and I play in a band that tours internationally throughout the year.

I applied for the SBA loan as soon as I could (I have an LLC for my work) and was denied before they ran out of money. I also can't apply for the gig worker unemployment benefit of $600 a week because my current claim is still "pending".

I got my TrumpBux, but that's just about 2 months worth of rent. I live with my brother, we rent a house together.

>> No.18678830

>>18678740
look at this fucking music hippy immediately going for "you have such a narrow view of the world" hahahaha hey fuckstick, doing a bunch of acid doesn't make you more cultured, it fucks up your brain to the point of psychosis, giving you a false sense of moral superiority.

>> No.18678831
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18678831

>>18678786
>says the guy that most likely will hear and listen to music multiple times today
ok yeah

>> No.18678858

>>18678831
>You listened to famous musicians who are undisputed masters of their craft
>therefore gibsmedat i'm the same as them ook ook

>> No.18678874

>>18678660
you were never, ever, ever going to make it anyways, anon.

>> No.18678883

>>18678660
I have a family member in your position. He has worked his whole life as a jazz/blues guitarist. I always thought it was cool he had a band and cds and stuff even tho I never liked the music growing up.. but turns out hes always broke. He also works in a guitar store, plays gigs around the city and taught guitar.. hes actually really well known around the city.. but still hes always broke. Plus his wife fucked around on him with his nigger bass player. Who's still in the band. But anyways. I actually heard not long ago that yea they're not doing well at all right now. Hes scraping together a few bucks a week doing lessons on webcam and shit. But fuck. That's nothing. I told his stupid ass years ago to buy link too.

>> No.18678886
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18678886

>>18678858
>ook ook

>> No.18678891

>>18678831
Not to mention you can't even post a full sized image, probably can't even find the spacebar half the time let alone engineer something that sounds halfway decent. Sure, it's all the virus' fault

>> No.18678899

>>18678660
Get a real job

>> No.18678900

>>18678817
On what grounds was your gig work SBA loan denied? You sound like a classic gig worker, especially with the LLC. I imagine you are also insured to work in venues? Was the gig work too little to qualify and mostly what you do is play in your band? Is the band incorporated also?

Have you tried doing livestreams with the band? Have you done a gofundme or that sort of thing? Do you have fans that can pitch in a bit? I listen to a lot of electronic music and they've been doing sets at home.

What are your other expenses like? Have you talked to your landlord about delaying rent?

I personally feel the rent forgiveness would be a better stimulus than just giving people cash, I think it would help a greater number of people out even if some richfags get their 5,000/mo apartments paid for that's a small percentage. Not to rag on you in a bad time, but you should really keep 9-12 months emergency fund at all times in liquid cash (linkies don't count).

>> No.18678910

>>18678660
Buy a good bag to carry your gear when you are homeless, buy some good boots to carry you and buy kneepads to help you stay nourished.

>> No.18678920

>>18678740
At least you have 5k saved up. Lots of people don't even have that. This won't last forever and when it's a over you can get a job. Doesn't need to be music related but you can start over again somehow.
I'm about in the same boat as you but I have 3 children. Still working but barely making any money.

>> No.18678985

>>18678920
>At least you have 5k saved up. Lots of people don't even have that.
I had always heard Americans were bad at saving, but i'm absolutely floored by how quickly people literally needed food. How do these people sleep at night? It's not like they don't have cable tv and netflix too...

>> No.18679033

>>18678817
>SBA out of money.
This doesn't happen. Apply again for the SBA EIDL. The application streamlined version is online. They will then hook you up with a local bank. Those banks have unlimited funds, especially with stimulus 2.0 just signed. You will probably get a $1k grant and a $15k 30 yr loan at 3.5%

>> No.18679058
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18679058

>>18678910
>kneepads

AAAHHHH HE FUCKIN WENT THERE

>> No.18679070

>>18679033
Those banks actually don't have unlimited funds unless they keep getting refilled. They get an allocation. Now if the government keeps refilling then yeah it is unlimited, but I wouldn't sit on my ass if another refill comes through

>> No.18679115

>>18678900
The SBA loan was denied because it's just a single owner LLC with no employees that makes around $10k a year. One of the venues I worked in was a W2 job, the other was 1099 contract work for the LLC. The band is a partnership but the member of the band that's in charge of everything lives in France and puts about 10% effort into anything technology related.

Livestreams are impossible with the band due to the living arrangements. We've pushed our merch a bit more but that also involves going to the post office which no one wants to do right now. The band has been generally against things like gofundme or patreon but now might be the time to change that.

I've got basic utilities to pay (electric, cable, phone, etc) aside from rent. The rub with rent currently is that my brother is closest with the landlord (he was his landlord independently for a couple years before we moved in together) and my brother is adamantly against not paying rent. The landlord has said absolutely nothing to either of us about it but my brother doesn't want to mess up the relationship he has.

Who in the world, in the gig economy, can afford to have 9 - 12 months of emergency funds? That's an enormous amount of money for rent-poor people to stash.

>> No.18679127

>>18678985
Not sure. I'm canadian. I could have saved much more than I have. Most people seem to be retards though. Driven by consumerism. They want what their neighbours have. And as long as their monthly expenses come in below their monthly income, all is good. Eventually you dig a hole where saving isn't even possible and when something goes wrong, you need the gov't to bail you out. Perfect scam

>> No.18679137

>>18679070
>>18679033
I was told by the SBA as well as the bank that would have administered the loan that they were out of funds. This has also been in the news for days, where have you been?

>> No.18679142

>>18678740
What Fucking Job.....I don't know....AMAZON, KROGER, COSTCO. Pandemic jobs.

Also, get an essential skill, non-essential faggot.

>> No.18679149

>>18678660
Be as frugal as possible. Buy only what you need. Look for part-time work if it gets dire.

>> No.18679169

>>18679137
>>18679070
>>18679033
From the SBA website
>SBA is unable to accept new applications at this time for the Economic Injury Disaster Loan (EIDL)-COVID-19 related assistance program (including EIDL Advances) based on available appropriations funding.

>> No.18679192

>>18679142
What the fuck is wrong with you?
>Get a job in the middle of a global pandemic that puts you in contact with hundreds of strangers that are dumb enough to be out in public during a global pandemic
Seriously man come on. Do people really not understand this situation?

>> No.18679222

>>18679192
this virus is FAKE NEWS

>> No.18679238
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18679238

>>18679222
cant argue with those digits

>> No.18679240
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18679240

>>18678660
>working in the music industry

KYS faggot.

>> No.18679280

>>18679115
Okay so you are just a burnout band member that sometimes does some sound work. Just be honest with us, I'm a bit embarrassed that those anons were correct.

>Livestreams are impossible with the band due to the living arrangements. We've pushed our merch a bit more but that also involves going to the post office which no one wants to do right now. The band has been generally against things like gofundme or patreon but now might be the time to change that.
Don't let pride get in your way, people who have a little extra are giving now. I've given to my local restaurant and some musicians I support.

>I've got basic utilities to pay (electric, cable, phone, etc) aside from rent.
Cancel your cable first off. That was a waste of money to begin with, what the fuck are you doing? You only need basic internet.

>The rub with rent currently is that my brother is closest with the landlord (he was his landlord independently for a couple years before we moved in together) and my brother is adamantly against not paying rent. The landlord has said absolutely nothing to either of us about it but my brother doesn't want to mess up the relationship he has.
He needs to get over his pride. You have a lot of avenues you aren't taking.

>Who in the world, in the gig economy, can afford to have 9 - 12 months of emergency funds? That's an enormous amount of money for rent-poor people to stash.
Me? Gig workers don't have to be poor. I made a bit over 120,000 last year as a security consultant. I live very cheaply. My sister makes almost 300k a year as a headhunter, she is a gig worker as well.

>> No.18679309

>>18679192
Ok, be homeless and then get the Ching Chong Flu when you blow Alex Jones.....Or maybe get it anyways, but with a couple of thousand in your pocket when you work overtime at Amazon. Your choice Non-Essential.

>> No.18679314

>>18679192
I work face to face with hundreds of different poor fag low IQ scum every day at an employment agency
Not been ill yet, non of them are I'll, some are retard junkies buts that's not my problem I get paided either way
Enjoy ruining your economy over a seasonal cold mutation

>> No.18679329

>>18678660
What do you *do*?

>> No.18679336

>>18678740
Should I learn on Ableton or Cubase?

>> No.18679343

>>18679329
he's a sound """engineer""" at """venues""" aka plugs in speakers at restaurants

>> No.18679345
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18679345

tfw ur parents were right

>> No.18679348

>>18679192
You said you needed work. Anon provided you options that are hiring right now, places where you could work. Either sack up or shut up. You picked a high risk-low reward career that has very little value.

>> No.18679351

>>18679240
T. Works at McDonald's
Don't be jealous anon

>> No.18679391

>>18679280
Okay yeah cool being the head tech multiple times every week at good venues with world class touring acts coming through is "sometimes doing some sound work" and being in a band that has existed for over a decade and can tour the US and Europe playing for crowds is being a "burnout". Got it.

We've had our fans with extra kick in a bit and order merch items, but it's not been within the philosophy of the band to ask for handouts. There's not a realistic way for us to ask for thousands of dollars from fans that wanted to see us play live and buy a $25 t shirt.

You do know a lot of people refer to their cable internet bill as their cable bill, right? Just checking.

Sounds like you and your sister are part of the overpaid economy that contributes to all of the unrealistic standards everyone is seeing evaporate right now.

>> No.18679398

>>18679343
kek, holy shit :^) he's fucked.

>> No.18679430

Is this your first time on the 4chan? You’re literally replying to all the bait

>> No.18679441

>>18679398
>>18679343
I'm guessing you guys have never been to a nice concert venue and wondered who's actually in charge of making all of that very expensive and very complex equipment work flawlessly. That's literally what I do. But nah, believe what you want.

>> No.18679450

>>18679430
fuel the fud faggot

>> No.18679460

>>18679192
what a fucking faggot

GET A JOB YOU BUM OR START BEGGING YOUR "FANS" FOR FREE MONEY, MAYBE DO A WEBCAM SHOW WHERE YOU SUCK A DILDO

>> No.18679466

>>18679430
He's probably stressed and not thinking clearly.

Which isn't a problem, he just needs to chill out and live off his 6-12 months of savings. I mean, we're talking about a responsible adult here, not a manchild.

>> No.18679472

>>18678660
https://www.fiverr.com/categories/music-audio?source=category_tree
make things and sell them online

>> No.18679476
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18679476

>>18679441
NON-ESSENTIAL WORKER DETECTED

>> No.18679492

>>18679466
>>18678660
>have about $5000 in cash saved up
Oh, hmm. What about the rest of your portfolio, OP? Bonds, crypto, stocks?

>> No.18679493

>>18679391
look how deluded and self-important this faggot is hahahahaha

oh wow you visited Europe once and played in some shitty bar. "We're an international band Reddit!" plugging in fucking speakers isnt hard. a 16 year old could do it.

also, we're not the fucking retard without a degree who can't work remotely

LEARN TO CODE FAGGIT

>> No.18679500

>>18679441
i don't know what to tell you... sounds like your pretty good at sucking cock. maybe look into monetizing that in some way? anyway, good luck with your future endeavors.

>> No.18679508

>>18679441
>"plugging in speakers is HARD!!! REEEEEEEE!!!! THE DIALS HAVE TO BE JUST RIGHT!!!"

>> No.18679509

>>18679391
mate I hope you trip and land with your teeth on the bricks

>> No.18679517

>>18678660
live stream your shit now with so many ppl on the internet and get tips

>> No.18679520
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18679520

>>18679391
Look retard. People have given you a lot of options here. You can easily get a job at Amazon or Costco or any of those, if you have extra essentials cancel those. If you are so successful with your stupid band then two months into this you wouldn't be worried about paying rent mr "world tourer that sells $25 tshirts with his face on it"

>Sounds like you and your sister are part of the overpaid economy that contributes to all of the unrealistic standards everyone is seeing evaporate right now.
Blaming people that aren't burnout musicians for your problems isn't helpful. We are the people that tend to throw five bucks into your little pathetic gofundmes ;^)

>> No.18679522
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18679522

>>18679508
>literal weed dealer work

>> No.18679532

>>18678660
Please OP don't be discouraged by these dumbasses on here who don't have any talent or marketable skills other than crypto or accounting. You were blessed by the Lord to be a musical man, please don't give up hope. You'll make it through this virus somehow and be right back into the swing of things, the music industry will never die.

>> No.18679534

>>18679509

Why are you faggots always so thin skinned?

>> No.18679545

Hey OP, why don't you link us some of your muzak on youtube? Or don't you guys even have a fucking soundcloud account?

>> No.18679573

>>18679534
you're the nigger to proud to work. There is nothing I can say that will convince you otherwise. I used to know tens of people like you, you are parasites most of you sadly, with nothing to contribute

>> No.18679592

>>18679520
What don't you understand about not wanting to get a job involving massive public contact right now? I'm not the only person in the world that thinks that's utterly retarded. If you think having a successful band equates to making tons of money, you're just as out of touch as I thought you were. I always wonder how people that do "consultation" for six figures sleep at night but the lack of conscience should have been obvious.

>> No.18679622

>>18679592
But you don't have obesity or hyptertension and aren't over 30, so your risk is a fraction of a fraction of 1%. For your demographic it quite literally is just a flu.

>> No.18679631

>>18679592
>If you think having a successful band equates to making tons of money
being a successful anything equates to making money. not understanding this simple concept is why you're poor.

>> No.18679633
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18679633

>>18678660
The worse thing about OP is now is the time to invest in the stock market/crypto. Prices are still low and can still make decent $$$....but this Poop Sniffer would rather live off his last few dollars and let this golden opportunity to make a decent amount off stocks/crypto go to waste....SHAME

>> No.18679644

>>18679622
People in their 20s and 30s have been showing up with strokes because of it. Not a flu and you shouldn't even be trolling about this shit.

>> No.18679656
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18679656

>>18679622
he's an artist man, you don't get it BRAH, you need to be COOL BRUH

>> No.18679669

>>18679644
>nigger be straight trolling
fucking coon cunt why the fuck are you even on 4chan faggot

>> No.18679684

>>18678660
>the music industry
lol...

>> No.18679698

>>18679684
I'll never get why this attitude is so common when 9.9/10 people hear and listen to music every single day

>> No.18679702

>>18679698
music is for fags and losers

>> No.18679706
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18679706

>>18679115
>We've pushed our merch a bit more but that also involves going to the post office which no one wants to do right now.
Why are musicians such vaginas. What is so scary about going to the post office?

>>18679592
>What don't you understand about not wanting to get a job involving massive public contact right now?
Less than 70k people are aimed in the doom and gloom projection right now to die, so basically nothing.

>I'm not the only person in the world that thinks that's utterly retarded.
That's because they watch too much CNN and can't think for themselves.

>If you think having a successful band equates to making tons of money, you're just as out of touch as I thought you were.
If you have a successful band and are worried two months after getting shut down about money, it either isn't successful or you are so financially retarded that you should kill yourself.

> I always wonder how people that do "consultation" for six figures sleep at night but the lack of conscience should have been obvious.
Because we save the companies we consult for more money than we cost? I'm a consultant but I also setup the security systems, so they get a turn-key solution. I'm also certified to work in clean rooms and specialty areas, which is fairly rare even in my large city, so that is my niche.

>> No.18679716

>>18678660
>feel bad for me I’m a loser
No thanks Anon

>> No.18679728

>>18679698
I listen to jungle drum and bass that some 16 year old kid made on his Tamagachi 900 desktop mixer, not normie-tier vanilla guitar/vocals from some insufferable faggot who is bluepilled into the abyss

>> No.18679762

c;mon OP, post a track, don't be even more of a pussy cunt bitch faggot nigger

>> No.18679770

>>18679728
based dnb poster.

>> No.18679781

>>18679644
Yeah, a hospital in New York reported 7 strokes in that demographic during a 1-month timespan instead of 2, stop the presses. Strokes are a headline-grabbing meme symptom.

>> No.18679785

>>18679532
This is the most asinine post in this thread, and that's saying a lot. I hope it's bait. In the event that it isn't, you realize that you can be a musician, artist, or pursue whatever creative hobby you prefer and still have a regular career. In reality, it allows you to spend much more on your hobby, and you are more free to use that hobby as a creative and artistic endeavor as opposed to treating it as a your source of income. I don't know when or why the disconnect happened, but somewhere in the last century creative hobbies seemed to have gone by the wayside of the general public.

>> No.18679803

>>18679706
I don't know about where you live, but activity at places like post offices and banks in my area has surged since the lockdown happened. I don't trust any of those people to be cleanly.

Like I said, I've got $5000 saved up so I'm not desperate. I'm asking for alternatives to my previous work once all of this is over with, because I don't think the music industry is going to return to the same level of activity.

>>18679785
It's obvious that you've never tried or even been interested in pursuing a career in music or the arts. Classic "don't quit your day job" normie garbage.

>> No.18679821

>>18678660
>Figure out my future for me because I'm too dumb
Nah

>> No.18679833

>>18679803
>Classic "don't quit your day job" normie garbage.
He's not the one worried about paying rent

>> No.18679886

>>18679833
kek

>> No.18679928

>>18679803
>I don't know about where you live, but activity at places like post offices and banks in my area has surged since the lockdown happened. I don't trust any of those people to be cleanly.
Miami Beach. Our post offices have tape marks for spacing and you can wear a mask and gloves. People are being respectful about it. Your chances of this killing you is so slim it's laughable that you are that worried about it. Just play it safe so you don't get sick for a few weeks, but it isn't going to kill you unless you are an old fatass. FedEX and UPS offer pickups too.

>I'm asking for alternatives to my previous work once all of this is over with, because I don't think the music industry is going to return to the same level of activity.
And people have given you lots of alternatives, options and ways to cut your budget (although you haven't posted your budget, so what can you really expect). Not sure what you want from /biz/. I can see why you only have 5k in the bank kek. Not too sharp or motivated. Any suggestion anyone has you just say why you can't rather than figure out how or what the real risk factors are. Sad.

>> No.18679929

>>18679886
>>18679833
>>18679821
So many bitter fags thinking they're being tough on the internet. Thanks for the help.

>> No.18679985

>>18679803
You're right, to an extent. It was a tough decision to make, but I decided against ever pursuing a career in music. I purposefully chose a career that would allow me to make a good income, support myself and my family, and allow me to spend on my hobbies when I wanted to. I love my career, and I love my hobbies. I never wanted my career to interfere with my love and passion for music, and I saw that as a very real possibility if I decided to pursue music professionally. Get over yourself, faggot. You've been given opportunities suited to your skill set. Either get out there and work, or buy some knee pads, you fucking primadonna.

>> No.18680001

>>18678660

you are me 2 week in the future. i think most of the renters are going to be really fucked for next month rent...

>> No.18680015
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18680015

>>18679929
Aw. Hang in there buddy.

>> No.18680038

>>18679985
Nothing you said applies to my situation outside of a global pandemic. I was doing just fine pursuing a career in music - which most people hear as "a career playing guitar" but for me, the career was in the technical side doing live sound and studio production work. I should have probably guessed all you ding dongs on /biz/ slobbering over linkies would have pretty much zero real world understanding of my situation.

>> No.18680051

>>18679929
You're welcome you entitled faggpt, see you when the rent is due

>> No.18680060

>>18679929
FWIW, I'm not bitter, more confused.

Unless you're 1 or 2 years out of college, you should have more than $5k. Where has the rest of your money gone??

>> No.18680086

>>18680038
>look at me, I'm a cool edgy TECKNICAL ARTIST /biz/, fuck you peasants I shouldn't work for money, get down on your knees when I make concerts for MOLOCH WORSHIP and throw money atm, what do you mean I shoukd get a job, maybe I will get KUNG FLU
piss off normie faggot

>> No.18680101

>>18679441
I guess you are the one carrying the cables?

>> No.18680109

>>18680060
What are you talking about? You do know that rent costs thousands of dollars every year, right? Then there are car expenses, various utilities, etc. Most people working gig jobs don't have $5k.

>> No.18680122

>>18680038
I understand your situation just fine. I have friends from work who do exactly what you do, but they do it on the side. And when I say exactly, I mean band, sound engineering, the whole nine yards. On. The. Side.

>> No.18680159

>>18680122
So your friends also have normie jobs that allow them to work from like 4am to noon so they can make load in at 1pm and work until load out at 1am? Sounds right and totally realistic, like you know what you're talking about.

>> No.18680171
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18680171

>>18680159
here is my proposition

>> No.18680178

>>18680109

most people here are not risk takers so you aren't going to get good advice

>> No.18680186

>>18680038
>I should have probably guessed all you ding dongs on /biz/ slobbering over linkies would have pretty much zero real world understanding of my situation.
Actually I'm here in a real world with plenty of liquidity to handle this situation, not including my beloved linkies which are going to moon any minute. Real world is I have a year emergency fund and a job, and you have 5k and a guitar. I'd say you and your little """band""" , too afraid to go to the post office, are the ones not living in the real world.

>> No.18680188

>>18680159
anon why are you still ITT and not learning to code?

>> No.18680195

>>18678660
Unemployment you have to file weekly. So try again?
Get a job. Find some stay at home work from a Call Center or something.

>> No.18680210

>>18680171
>>18680086
>>18680051
>>18679762
>>18679669
>>18679656
>>18679573
>>18679545
>>18679522
>>18679476
>>18679460
Jesus dude here's your (You)

Fucking sad man

>> No.18680234

I used to play in bands in high school. I feel bad for the people that pursued music as a career. shits rough. I feel like an idiot though because I still have some expensive equipment but my skills are shit now.

>> No.18680238

>>18680159
There are real sound guys that have full time jobs. You just aren't one. A guy I went to high school with tours and does sound for a band and he is just fine now, talked to him the other day. But he is a sound guy that tours and is smart enough to save for a rainy day. Since he obviously got furloughed, he took unemployment and is making like 24/hr sitting at home pre-trumpbux. You are just too big of a lazy retard to have a job in the first place so you got denied.

>> No.18680246

>>18680109
Of course, but I know (especially in 2017 through 2019) so many places would have been happy to hire a competent person at least part time between concert tours or shuffle schedules to make things work.

Even if you're more a free spirit who values his freedom and didn't want to be tied down, you'd at least have a roommate and stick to public transportation (since a car would be a total waste, being on the road all the time).

>> No.18680255

>>18680234
It's okay, just sell the stuff. Nothing wrong with having a hobby and music is a great one.

>> No.18680264

>>18680109
How old are you?

>> No.18680271

>>18680255
I would never sell my American strat, it's probably the only possession I wouldn't ever sell.

>> No.18680280
File: 7 KB, 225x225, 1581632260997.jpg [View same] [iqdb] [saucenao] [google]
18680280

>>18680210
get used to being poor faggot, you want have any gigs for atleast one year and your shitty band will probably have some memner overdose soon anyway, my advice now is fentanyl straight to the dome

>> No.18680293

>>18680238
lol jesus dude why am I even acting like you're going to believe what I'm saying

There are different ways to work as a sound guy. Touring engineers typically make a lot more, sure. Literally all engineers are out of work right now, though. If your friend "got furloughed" he must be working for a big live sound company which is completely different from working as a W2 employee for a venue or doing 1099 contract work for venues.

>> No.18680294

>>18678660
You can't do anything it's over drumpf & mnuchin caused a global deflation that corona triggered earlier than expected.

Worse the democrats expected it to happen in 2021 so they put a senile retard to run.

The US will have the double unemployment than in the 2008-2010 crisis but in just 45 days instead of year and half.

Expect 40% unemployment in two months.
Only people employed will work for the government and trigger a revolution as everyone else starves.

>> No.18680339

>>18680159
They'll either leave early or take the day off if they have a venue where they need to work, and then make that time up at a later point. Obviously, they do it on the side, for enjoyment, so there's less pressure in accepting gigs that don't accommodate their regular work schedule. They also have some flex in their work-to-life balance, which helps. Their band doesn't tour internationally, I can give you that, but they love what they do.

>>18680255
>just sell the stuff
Oof. How could you ever ask someone to do that? You know they won't unless it's a serious SHTF scenario.

>> No.18680383

>>18680271
Then enjoy it. I have some expensive stuff from my hobbies. It's cool as long as your other finances are good.

>>18680293
>he must be working for a big live sound company which is completely different from working as a W2 employee for a venue or doing 1099 contract work for venues.
Correct. That's what I mean by him having a real job doing sound, versus you not.

>>18680339
>Oof. How could you ever ask someone to do that? You know they won't unless it's a serious SHTF scenario.
I just meant if it was extra shit he wasn't using anymore. I mean everyone has some hobby when they grow up that they spend a bit too much on and later in life have some extra items to get rid of. I get keeping your prized guitar, that's a cool possession you could give to your kids or whatever.

>> No.18680418

>>18680383
>having a real job doing sound, versus you not
Are you like, 55 or something? What's your deal with being completely ignorant of how the gig economy works with respect to the music industry? If "having a real job" means "40 hours a week with a W2" you need to wake the fuck up.

>> No.18680462

>>18680418
I told you I am in the gig economy. Just your sound gig thing isn't a real job. I'm 32. How old are you?

>> No.18680491

>>18680462
Making six figures doing security system consultations and calling yourself "part of the gig economy" is like making $250k/yr and calling yourself middle class. How out of touch can you get.

>> No.18680556

>>18680491
Well my company is just me and I get hired peacemeal by various companies that need my expertise. That's gig work by definition. Not sure why you think being part of the gig economy means you need to be broke, maybe that's part of your problem. I mean you said you have this world touring band and are selling tshirts for 25 bucks and the band is super successful, yet you have 5 grand in your bank account and are asking /biz/ for help. And you won't say your age, which means you are WAAYYY too old to only have 5k.

>> No.18680587

>>18680556
bro, OP is a literal nigger, occams razor, that explains it all

>> No.18680605

>>18678660
How the fuck do people consider themselves adults and only have 5k? I knew restaurant workers with more than that at 16

Have fun stocking shelves faggot

>> No.18680613

>>18680587
I honestly wanted to help him if you look at my first couple posts, but yeah he is one of those guys that just thinks of excuses. Sad. After a while there is nothing you can say to those people that will motivated them to take the right steps. I hope he isn't representative of the economy as whole, but I fear he is.

>> No.18680616

>>18680556
Gig work for security system consultations and gig work for live sound engineering are not the same thing, even when examined from a standpoint as basic as average pay per gig.

I'm 28 and don't know anyone my age that has $5k in cash ready to spend, with zero debt. Everyone I know has massive college loans to pay off and are stuck renting in big cities. You have heard the statistics about how many people have enough money saved for an emergency, right? It's very few, because the world is much more imbalanced than you apparently think it is.

>> No.18680642
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18680642

>>18680605
>Have fun stocking shelves faggot
He won't do that because he is afraid of the virus

>> No.18680660

>>18680613
nigger if you think saying "get a job at Amazon" is helpful you are too fucking retarded to be paid six figures

>>18680605
Most people don't have enough money saved for emergencies like this, and most people in my age group are in mountainous debt. Get fuckd.

>> No.18680743

>>18680660
I'm not saying "most people" have enough to cover contingencies, I'm saying you're a broke childish loser who'll never get anywhere going by what "most people" consider acceptable

>> No.18680746

>>18680616
Eh, sounds like bad planning, which is definitely represents most people who go to college. People rack up a ton of debt and then get next to nothing out of their degree.

>> No.18680782

>>18680616
>Gig work for security system consultations and gig work for live sound engineering are not the same thing, even when examined from a standpoint as basic as average pay per gig.
Doesn't mean you couldn't save by being smarter with your money, and doesn't invalidate what I said. You just make less.

>I'm 28 and don't know anyone my age that has $5k in cash ready to spend, with zero debt.
Because you hang out with other crybaby losers. Motivated people would never hang out with you.

> It's very few, because the world is much more imbalanced than you apparently think it is.
You can tell me all about the world, but I've never met my parents. I grew up an orphan. I had zero help and didn't even have a support system of a family. I had foster care which oscillated between abusive and genuinely good people. I could sit there and complain like you and probably people would sympathize with me and understand if I was broke, but I worked two jobs through college: one stocking shelves at Target, and another in the computer labs for the university where I could study while I watched the lab. I lived with four other people to keep my debt down. I've never had cable tv. At one point I saved so hard I skipped days eating to save money to keep on target. So you can tell me all about how imbalanced the world is, but the way I look at it you and I grew up in America, which is fucking awesome because a nobody like me now has 250k in the bank and a house. You just have to work and save and have some financial literacy, you fucking bum. I have zero sympathy for some fuck like you who is complaining to me about going to post office or stocking some shelves.

>> No.18680812

>>18680782
/thread

>> No.18680842

>>18678660
you can go pick produce off the farms with mexicans

>> No.18680884
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18680884

>>18680616
>engineering

>> No.18680919

>>18680782
Yeah yeah yeah typical neo-boomer "I've got mine so fuck you" attitude. The world has changed forever and your advice is out of touch.

You are so up your own conceited asshole you can't even fathom someone working their ass off and not being able to save any money. Get real, dude. Not everyone that's poor is a "fucking bum" but idiots like you will continue to let history repeat itself.

>> No.18680963
File: 3.05 MB, 1488x1488, pepe blotter.png [View same] [iqdb] [saucenao] [google]
18680963

>>18678660
sound engineer -- legit dude. These folks can give you all the shit they want, but the stuff they are doing at concerts these days is unbelievable. It really hit me when I was seeing PL in Telluride; they had just installed new speakers and had brand new state of the art light show stuff. It was marvelous how incredible a spectacle they can put on with technology these days -- the bread and circuses are bigger and brighter and louder than they ever were in history. I was imagining what it would be like to be a goatherder from afghanistan watching that display -- it would absolutely change his life -- total sensory overload and stimulation. How could he ever go back to his shit side of the mountain after catching a glimpse of that spectacle.

IMO, your job and career are going to be incredibly lucrative -- I know so many ppl who ONLY spend money on shows, posters, pins, etc. It's all about the "experience"

Anyway, so there's that for you.

Now tell me what kind of band you play in occasionally, and what your favorite music is.

>> No.18680969
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18680969

>>18680782
You're a credit to this board.

>> No.18681002
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18681002

>>18680919
https://www.youtube.com/watch?v=mCL5hgAHvYE&feature=emb_title

kek this is now, nigger, enjoy earning less money then djs, fuck you

>> No.18681979

>>18678660
faggot

>> No.18682050

iim in the same boat as you OP except im a DJ here in los angelos. oh yea and i have 25k links.

always got paid cash, few hundred bucks a night on the weekends, i had been doing it for the past two years,

cant even get unemployment.

now i just work as a forklift driver in a warehouse.

getting paid 16 an hour, with lots of overtime.


get your ass in a warehouse you useless peice of shit.

>> No.18682167

>>18682050
Maybe there are warehouse jobs in LA but I live in a more rural area. There are practically no jobs available at the moment. My brother was working in a warehouse before he also was laid off.

>> No.18682546
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18682546

>>18679351
>jealous
>of a soon to be penniless hippy

>> No.18682590

>>18680616
>I'm 28 and don't know anyone my age that has $5k in cash ready to spend, with zero debt
Music worker surrounded by losers, imagine moi shock

>> No.18682717

>>18678740
Now you have learned that this board is not the appropriate place to ask for advice.

>> No.18682806
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18682806

>>18678817
>sound engineer
Don't blame Corona.
Soulja Boy and Skrillex killed your career when they shilled Fruity Loops and Ableton Live.

>> No.18682945

>>18678660
>I applied for unemployment as soon as I could but now it's been 6 weeks with no response.

It might be backlogged because of high unemployment in your state. You should try calling them. I got my unemployment money within 2 weeks of applying.

>> No.18682958

>>18680294
I'll bite
Explain global deflation. Seriously, how when they print tens of trillions dollars.
To the point thet even helicopter money to plebs.
Need some real estate crash hopium, but it just does not make any sense

>> No.18682981

>>18682945
I've called a dozen times, they have a completely robotic system that won't even put you on hold, it just says "sorry we're all tied up" and hangs up. I got through to actually being on hold this morning and gave up after an hour.

>> No.18683174

Imagine being retarded enough to come to 4chan, let alone biz to ask for job advice

>> No.18683428

>music industry
get fucked kike nigger

>> No.18683495

>>18679142
>Waaah, I don't wanna work!!! Give me gibs!!
>How do I make money without actually doing anything??

>> No.18683826

>>18678667
FPBP

>> No.18683844

>>18678683
You sir, are retarded

>> No.18683884

>>18683844
truly the retard here is you anon

>> No.18684021

This is pure gold. Kek bless all you faggots for this thread.

>> No.18684086

>>18682167
go work in a farm and shut the fuck up then
you just give musicians a bad name

>> No.18684137
File: 1.95 MB, 300x169, awwww-yeah.gif [View same] [iqdb] [saucenao] [google]
18684137

LAST TWO DIGITS IS THE PERCENT YOUR INVESTMENTS FALL IN MAY

00 IS SAVED

ROLL

>> No.18684225

>>18684137
Obv I'm saved rolling

>> No.18684228
File: 87 KB, 840x560, download (1).jpg [View same] [iqdb] [saucenao] [google]
18684228

>all these worker drones ITT seething at the idea of someone doing what they enjoy and getting paid for it
wew
OP if I were you i'd learn to be poor for a while and study Buddhism. way better than wasting your energy on being an "essential" labor-slave for CEOs who won't even give you the profit you actually deserve. don't stoop down to their level.
oh and buy link too i guess

>> No.18684294

>>18684228
Oh I'm great at being poor. If hunkering down for a while is what it takes I'm ready for it but dang it seems like my previous career choice is kind of sunk

>> No.18684381

>>18679115
but you're still entitled to the grant even if the loan is denied

>> No.18684408

>>18679460
Its not good, but I laughed! Thank you anon.................

>> No.18684416

>>18679592
top kek
Anon...
you foool

>> No.18684423

>>18684381
Is that true? Entitled or not, the application process isn't even open at the moment it looks like

>> No.18684437

>>18684228
Buddhism is ONLY FOR HELLBOUND FAGGOTS!!!!!!!!!!!!!

Stay the fuck away from Buddhism, its for fucking hellbound losers and faggots!

>> No.18684486

How did Buddha become Buddha?
Enlightenment. One day, seated beneath the Bodhi tree (the tree of awakening) Siddhartha became deeply absorbed in meditation on pre-pubicent boys, and reflected on his experience of life, determined to penetrate their bottoms. He finally achieved Enlightenment and became the Buddha.

>> No.18684567

>>18678660
ANON!
This is your chance!
You can write songs, you can record, you can work all day.
You got trumpbux!
You all are free to do music all day.
Do livestreams, live tutorials, talk and raising money.
You can write songs for all the heroes.
After that you can do studio work, or sound mixing for other bands.
You are the whole day home.

IT'S GOLDEN TIME FOR MUSICIANS.

Especially since your tour is not working so well, money wise!!!

>> No.18684599

>>18684228
No buddah!

>> No.18684623

>>18684567
This is all very true. I would be recording every day all day if I didn't live with someone else, I just don't think people want to hear the 9 out of 10 takes that don't make the cut while I figure everything out.

I've been considering building a small mobile studio/work station in a trailer or truck of some sort, just not sure if it's worth the up front cost of like $10k.

>> No.18684729

>>18684623

The secret to making it is not really who you know, but who knows you. Maybe it's time to tell this story everywhere, not just /biz/

The mobile studio might be cheaper than you think too, can't help but think that everything construction will have been gutshot by the boomer flu and there might be some bargains to be had right now

>> No.18684740

>>18684623
>I just don't think people want to hear the 9 out of 10 takes that don't make the cut
You have to be a troll.
There is no way you would rather apply for a job at Amazon then buy headphones.
No wonder you are a brainlet who thinks there are only Amazon jobs left.
Or a massive successful troll.

>> No.18684749

>>18678660
> I really don't see the music industry picking back up again any time soon

to be fair wouldn't this statement have been valid a decade ago?

>> No.18684757

>>18684729
>tell this story everywhere
What do you mean? I'm not super interested in milking a sob story

I've seen some cheap trailers and trucks starting to show up but I've also seen people saying the real price dips will be coming in a couple months.. Either way, a lot of the stuff I would want to put in a studio is taking like 6 weeks to ship right now.

>> No.18684781

>>18684740
Thanks for the input, someone that's apparently never written and recorded vocal parts before. Headphones don't stop other people from hearing you shriek solo through the house while you work parts out.

>> No.18684799

>>18684294
Proverbs 3:5-6 English Standard Version (ESV)


Trust in the Lord with all your heart,
and do not lean on your own understanding.
In all your ways acknowledge him,
and he will make straight your paths.

>> No.18684847

>>18679441
“Complex” machinery lmao

>> No.18684879

>>18684847
>1 post by this ID
welcome to the thread fag

>> No.18684883

OP I'm a professional musician a little older than you and I have like 40k saved. When I was younger I worked as a butchery assistant, uber driver, kitchenhand, shop assistant, factory storeman, music tutor before becoming a full time player. You strike me as lazy and the typical elitist musician faggot who won't get his hands dirty and doesn't want to mix with the common people. I'm out of work too rn and I won't hesistate to go stack shelves if need be.

>> No.18684885

Hey, dude. I made music for a while and have many friends who do a similar thing to you. I got an idea. Fuck the /biz/ fags and Faggit users, just listen. Look into getting a TEFL certificate. I got a 150 hour one online in about 30 hours and I could have done it quicker if I tried. Then, look for remote jobs teaching English. They won't pay 30 dollars on the hour, but it is all at home work and they will cover your bills and with exception of the teaching hours, are very flexible. It's not particularly easy work, you will be dealing with people that don't speak English well even if they are the people hiring you, but it's an option and something that you can do from home.

>> No.18684935

>>18684879
idk what this post means but because it seems shitty im going to be blunt and tell you basically nobody cares about your stupid band because this isn't the 90s and people stopped caring about bands multiple decades ago. the most popular band in the world is the Foo Fighters which is dad-rock people support out of nostalgia for when bands were relevant

>> No.18684962

>>18684885
Great suggestion, thanks for that. It took 175 posts but finally someone pulled through.

>>18684883
Fuck is wrong with you, dude? The funny thing is, you strike me as the actual elitist "le professional musician" faggot that thinks working a bunch of shit jobs and teaching people how to play cover songs counts as paying their dues and they get to tell everyone else how cultured they are. What part of being a live sound engineer sounds like "won't get his hands dirty and doesn't want to mix with the common people" to you?

>> No.18685034

>>18684962
>What part of being a live sound engineer sounds like "won't get his hands dirty and doesn't want to mix with the common people" to you?

the part where nobody cares that you adjust the levels of a few microphones. it takes 5 seconds and is not hard

>> No.18685046

>>18684962
The fact that you consider those jobs to be shit and beneath you says everything about your attitude. You're a pissweak faggot I bet you have a man bun, pierced ears and some gay tattoos down your arm.

>> No.18685069

>>18683844
no u

>> No.18685130

>>18685046
Bahaha and the fact that those are the assumptions you jumped to really does make you the true mongoloid. I don't think they're beneath me, I've just been able to live a very similar life to all of my friends without ever having to be a fucking uber driver.

>> No.18685266

>>18685130
Dude, you literally paid money to become a """live sounds engineer""" and now are broke as fuck begging 4CHAN for help hahahahha how about get a real fucking job you lazy retard

>> No.18685436

>>18678817
>I was working as a live sound engineer for a couple nice venues in my area, and I play in a band that tours internationally throughout the year.
No, you don't.

>Bait this fucking weak

>> No.18685471

>>18685436
lol imagine being so retarded you don't think people do things like that. What a stupid thing to LARP about.

>>18685266
I didn't pay any money. I taught myself and got hired by high quality venues.

Good trolls today

>> No.18685569

>>18685471
so you literally LARP as a """sound engineer""" got it

>> No.18685600

>>18678910

Based and underrated

>> No.18685798

>>18680491
Why are you so fucking whiny bro? Just go back.

>> No.18685872

>>18685569
This is a "BONIFIED" dyke!

>> No.18685882

>>18685569
Nr2 is a gay, SanFranCisco faggotttttt!

>> No.18685895

>>18685600
You are a gay SanFranSexual faggott also!!!!

>> No.18685916

>>18685600
b/1 is a fagggggggottttttt also!

>> No.18685971

Once upon a time I went to sleep and when I woke up all the Bull-Dykes dissapeared. I looked around and the Bull-Dykes became Traps.......

Traps are sooooo much better than Bull-Dykes!!!!!!

>> No.18686275

>>18684799
The Lord gave humanity corona.

>> No.18686564

>>18685872
>>18685882
>>18685895
>>18685916
>>18685971
look at this fucking tweeker. fuck schizoids, your brain is permanently ruined congrats