/biz/ - Business & Finance

[Anonymous No.18293093]

Hey there Millennial! I'm retiring soon, so how much you willing to pay for my house?

[Anonymous No.18293109]

>>18293093
60k

[Anonymous No.18293142]

>>18293093
They probably didn't vacuum it for 20 years and it has mice and mold. Don't buy boomer houses. They think everything takes care of itself.

[Anonymous No.18293147]

>>18293093
$1

[Anonymous No.18293325]

I've been waiting for this moment for literally a decade, when the boomers go to sell and their kids, who the fucked over every step of the way, don't have the money to pay their meme prices.

Even if they have the money, they don't have the desire. I just broke into six figure territory, My job allows me to work remotely full-time if I wanted to. Why the f*** would I buy some ancient dwelling in the city instead of some awesome cabin in a remote part of the country where land is like a thousand bucks an acre and I can build a house for less than what I could buy a boomer house for.


Housing prices are going to collapse, it's going to be awesome seeing Boomers finally have to take one in the butt.

[Anonymous No.18293334]

>>18293093
bout tree fiddy

[Anonymous No.18293377]

>>18293142
This. Why would you expect the worst generation to actually understand upkeep.
Fuck them and their garbage. I might offer 20-30k for a tertiary summer/winter residence, depending on the location. Those fucks are going to be D.E.S.P.E.R.A.T.E. in the next half decade. Let them feel the burn they so righteously deserve and purchase accordingly as an afterthought.

[Anonymous No.18293795]

houses should be about a third of what they are now just accounting for inflation

[Anonymous No.18293808]

>>18293325
Just so fucking based

[Anonymous No.18293823]

>>18293093
>selling the house during recession
Bruh, you're more retarded than boomers.

[Anonymous No.18293880]

>>18293093
Literally like 50 bucks.

[Anonymous No.18294034]

I don't want to own or take care of a house

[Anonymous No.18294112]

>>18293334
Godamn lockness monster!!!

[Anonymous No.18294549]

>>18293093
10 dollars

[Anonymous No.18294552]

>>18293093
How does $500 sound boomer?

[Anonymous No.18294567]

>>18293808
Based on what?

[Anonymous No.18294630]

>millennial too broke for some reason.
>why didn't he save?
>he must not want to own a home and have family.
>sells it to wealthy bat eating chinaman instead

[Anonymous No.18294641]

>>18293093
>implying he would offer it to you and not to chinese conglomerate

[Anonymous No.18294644]

>>18293093
I'd low ball the shit out of these boomer fucks and play to their greed by making a cash offer where I pay the closing costs.

>>18294034
>>18294034
I could never imagine being a floating wandering drifting soul like you. This anti ownership sentiment usually comes from sad sacks of shit. Would you at least own an apartment or condominium?

[Anonymous No.18294653]

>>18293093
250000 canadian monopoly bucks

[Anonymous No.18294971]

>>18294567
A true story, 2021-2030.

[Anonymous No.18295008]

I own 2 houses & one apartment you can fuck off and die oldfart smelling shit

[Anonymous No.18295072]

>>18293093
I'm gonna get your houses so cheap here in about 6 months... I CAN'T WAIT!!!

[Anonymous No.18296506]

Unless more states like Oklahoma ban foreign purchases of real estate property, boomers will just sell their homes to rich foreigners when they can't find a local buyer.

[Anonymous No.18297157]

>>18293325
Read>>18296506
Countries will use American debt to buy American land. Every natural born American citizen not a millionaire is about to be evicted and pushed out of America.

[Anonymous No.18297176]

>>18293377
That's a weird way to spell zoomers

[Anonymous No.18297199]

>>18297157
based, fuck mutts
your elites are selling you out and you can do NOTHING about it lmfao

[Anonymous No.18297225]

The most boomer thing to do is take out a reverse mortgage or sell it to a chinese billionaire

[Anonymous No.18297234]

>>18293093
Hey boomer how does 2000% of what you paid in 1973 adjusted for inflation sound? I should be able to pay off the mortgage in 30 years because I have a white collar job that pays $70k/yr that I spent a 4yr Bachelor's, a 4yr Grad program, and $150k in loan debt to get.

[Anonymous No.18297235]

>>18293377
They'll just reverse mortgage everything; then, 3 banks will fee simple own the entire United States.

[Anonymous No.18297256]

>>18297176

I think zoomers / boomers will have a lot of parallels.

The internet / digital economy is fantastic for solo / small biz to get into with minimal costs and a lot of opportunities to learn, but at the same time I know people that think minimum credit card payments will pay off the balance in a year. Or they're calling maintenance to tighten a cabinet screw because it went a little crooked.

The divide between those that get it and don't will be hilarious.

The meme of this next decade will be "tone deaf". Where, middle upper class people / entrepreneurs / etc. will be chastised for suggesting an emergency fund / cash savings for times like this or suggesting you live below your means to accumulate some savings first.

[Anonymous No.18297501]

>>18293325
They won't though. A lot of those old Boomers with expensive houses can afford to sit on them until the day they die. Again, their kids are the ones that will get fucked when they go to sell the house.

[ꜩ No.18297531]

>>18293093
ah geez dude, I da know... three dollahs?

[Anonymous No.18297555]

>>18293795
Wages are still at 1996 levels. That's where houses and rents should be

[Anonymous No.18297692]

>>18293093
Waddaya mean you can't afford 400k for a 2 bed?
I bought this for 50k in the 90s.

[Anonymous No.18297735]

>>18297692
>400k for a 2 bed
That's literally my local housing market lol

[Anonymous No.18297919]

>>18294644
I just don't need the space a house offers. I don't have guests over so there is no point in decorating it either. I literally just need a room to set my computer up in so I can shitpost here when I'm not working. I've never understood why a single person would ever want to buy a house.

[Anonymous No.18297948]

>>18293093
>>18293325

I'm unironically considering going on a 350K 30yr mortgage soon. Where is the evidence of the market tanking? Seems like big speculation

[Anonymous No.18297966]

>>18293093
>Let me check my pockets
>*fumbles around*
>Well I've got some Twizzlers, and I wouldn't mind parting with my belt

[Anonymous No.18298056]

>>18297948
I'm in an identical position.
These threads are not helping my anxiety over the situation.
I think I'm just going to say "fuck it" if I end up way under water I'll do some home improvements to get it worth closer to what I paid. I don't think this is the collapse of civilization.

[Anonymous No.18298163]

>>18297555
underrated trips

[Anonymous No.18298185]

Millennials might just be the biggest gainers of the whole pandemic, most especially the ones learned about the blockchain revolution, DEFI. there are fascinating innovations in that space, a good example is Finnexus Project

[Anonymous No.18298228]

>>18297948
>>18298056
25% of Americans have no savings. Homeowners probably beat that average but we are looking at record unemployment over the next few weeks. I would not buy any house right now at any price point. If it crashes itll crash in the next month or two. Auto sales have already tanked. Manufacturers are offering 0% for 84 month loans. Ford is offering that and 6 months of payment assistance.

This wont be the end of civilization but it's going to be a severe, even if short, depression.

[Anonymous No.18298243]

>>18293325
>what is population growth and lack of inventory

[Anonymous No.18298367]

>>18298228
>>18298056

Yeah I think getting pre approved and waiting it out might be wise. Not like the market could go up much in that time.

[Anonymous No.18298795]

>>18294644
>Would you at least own an apartment or condominium?
absolutely not, it's the worst of both worlds
not only does it not appreciate like a single detached, you're left paying roughly 50% the price of rent in perpetuity to a condo association

>I could never imagine being a floating wandering drifting soul like you.
it's called freedom

[Anonymous No.18298854]

>>18293093
10oz of silver. See you in two years Boomer, if you make it.

[Anonymous No.18298874]

>>18297692
I know a couple that bought a house for 70k in 1980 and now it's worth $1 million

[Anonymous No.18298924]

>>18293325
The dream

[Anonymous No.18298955]

>>18298228
>>>18298228
That's no lie

[Anonymous No.18299114]

Just a reminder. boomers had 3-4 children. You ain't getting any cheap real estate greedy zoomers. Some of these children snatched up cheap houses in the 2009 crash.
Feel free to wait around another 10-15 yrs for a cheap house. in the mean time, keep paying my mortgage kek

[Anonymous No.18299168]

>>18298854
10? Try 2. Otherwise, based AF.

[Anonymous No.18299210]

>>18296506
There isn't a major government today that is capitalist

[Anonymous No.18299218]

>>18293109
60k and 1 dollar.

[Anonymous No.18300473]

>>18298243
Have you ever been to the countryside?

[Anonymous No.18300573]

>>18293093
0,01 BTC

[Anonymous No.18300720]

>>18297531
based 3 dollahs a month on 10k of debt man

[Anonymous No.18300829]

Anons, when is it time to buy a house? What are the indicators that prices are starting to collapse?

[Anonymous No.18300840]

>>18293093
I'll buy it for free

[Anonymous No.18300858]

nothing goodbye
if you dont build your own house you are ngmi

[Anonymous No.18300864]

>>18293377
>Why would you expect the worst generation to actually understand upkeep.
Old people tend to slow down. Why the fuck are you so angry?

[Anonymous No.18300872]

>>18293093
1 oz of gold

[Anonymous No.18301424]

>>18297919
Because you don't know that you'll be single forever?

Because if you get tired of living in a large house by yourself you can rent it out or even sell it down the line for megabucks?

Have you tried doing even a bare minimum of thought about this

[Anonymous No.18301601]

Boomers are retarded: story time
>strated a conversation with a boomer
>talking about my refinancing last yr
>he asks what I pay now
>I say I dropped $400 off the payment
> now it's $1,800 a month
>Boomers starts laughing
>Says that's insane for a mortgage
>Says he paid $470 a month for his home
>I ask him what year that was in
>He replies "1969"
>I tell him inflation has gone up 700% since
>And he was paying the equivalent of $3K on a smaller home in a worse area than mine.
>He has this confused look on his face

Do boomers not understand inflation?
How does a simple concept escape them?

[Anonymous No.18301823]

>>18300829
>Anons, when is it time to buy a house?
When you marry and need space to start a family, so you use your two incomes to afford a decent house with what you need in it more so than what you want.

[Anonymous No.18301977]

>>18301823
Or use a house to attract a wife bro.
Just casually drop that you are remodeling your house and women suddenly get interested.
you'd be surprised how much easier it is to pick up on women when you own your own house.

[Anonymous No.18302003]

>>18293109
That's about right, fpbp

[Anonymous No.18302071]

>>18301977
that's not how that works at all lmao
if she actually even cares, do you realize how unattractive it is to a single woman if she has no say in picking out the house or location

[Anonymous No.18302094]

>>18293325
Don't get me so moist anon
>>18297157
Until we go to war with the chinks

[Anonymous No.18302439]

>>18301823
I'm not getting married anytime soon, and I have enough money to put 50% down on a 1200-1300 sqft house in my area in the current market. I've paid rent for 10 years. I'm sick of it on top of sharing walls with loud motherfuckers all the time. I need more space.

I don't want to buy now and then the market crashes and it loses a lot of its value.

[Anonymous No.18302449]

>>18299218
You can have it.

[Anonymous No.18302914]

>>18302071
Sounds like you dont own your own house.
>Imagine being over 25yrs old and not owning your own house.
Cope more faggot

[Anonymous No.18302991]

>>18293093

1k

that's all i have

[Anonymous No.18303009]

>>18296506
under socialism there wouldn't be any foreigners competing for the land.
the current situation is a result of many other countries being socialist, and trying to flee for capitalist land.
80% of my neighbors are
>californians
>nigger/spic transplants from other states

and still that apartment compound is 10 times nicer than anything you'll see in average russia or china

[Anonymous No.18303016]

>>18293093
I have

[Anonymous No.18303021]

>>18297157
I see this as a reality too.. counting my days until I become a slave to the Chinese unironically

[Anonymous No.18303034]

>>18302439
Are you going to sell it within 5 years or something

[Anonymous No.18303148]

If you don't own your own house by age 24, you failed as a man.
women want stability, they want a man who's got his shit together.
if you don't own a house at this point, the best you can do is a used-up rostie.

[Anonymous No.18304034]

>>18303148
Sounds good to me, I'll be over here doing my own thing.

[Anonymous No.18304083]

>>18293093
Give ya 1000 busk.

[Anonymous No.18304153]

>>18304034
It's your duty to raise children and continue the human race.

[Anonymous No.18304172]

>>18303148
>if you don't own a house at this point, the best you can do is a used-up rostie.
That's what you're getting regardless of having a house or not lol

[Anonymous No.18304195]

>>18304153
Some of us aren't ugly enough to continue the human race. Motorcycles bring more smiles anyway.

[Anonymous No.18304214]

>ohhhh herrrooo booomer
>*coof*
>you american. such big house. such a big penis. so nice
>*coof coof*
>i tell my waife i buy her big american house today. what yo best offa i give you 10% over that praaice.
biz will still be debating about converting vans to live in and bragging about living with parents while property prices 10x and the local market starts selling fresh dog and centipedes. laugh all you want i watched this bullshit happen for a decade in sydney and after corona chan is finished pegging the western world into abject poverty china goes back to making all the money and while the west keeps nose diving into the ground

[Anonymous No.18304232]

>>18293142
if my mom's house is anything to go by this is dead on balls accurate

[Anonymous No.18304240]

>>18293109
this

[Anonymous No.18304257]

>>18300864
bro you don't even know, it has nothing to do with age

[Anonymous No.18304283]

>>18304257
>with age comes wisdom
A lot of people still don't think intelligence is mostly genetic lol

[Anonymous No.18304420]

>>18303148
Lmao not everybody loves in backwater shitholes. In places that actually matter the only 24 year olds with homes are children of the ultra wealthy

[Anonymous No.18304424]

>>18302914
>mommy and daddy bought me a housey wousy, I'm a big boy!

[Anonymous No.18304879]

>>18301601
Did you ask him what his salary was when he was paying, smarty-pants?

[Anonymous No.18304907]

I'm not interested in cardboard houses

[Anonymous No.18304935]

>>18303148
If you own a house before age 24 you cannot, and will not ever, make a woman cum. That's just reality

[Anonymous No.18304967]

>when you're going to be poor and constantly at threat of being killed by cartel members because your rich family think its hilarious to make you "work from the bottom" to really make you appreciate the value of money
Not giving your kids significant portions of your wealth in the form of things with investments like land and stocks should be considered child abuse.

[Anonymous No.18304989]

>>18301601
They're trapped in the peak time of their lives in their minds. They're so inherently resistant to change that they outright ignore the passage of time on a cognitive level.

[Anonymous No.18305018]

>>18293093
Sorry boomer, you overpaid.
Looks like you're going to have to pull yourself up by the bootstraps.

[Anonymous No.18305098]

>>18293325

they'll just sell to rich chinese people or perhaps amazon will start buying real estate. their kids will once again be fucked one final time as they will be rent slaves for life

[Anonymous No.18305967]

>>18303009
The infuriating thing is that those fucking people complaining about cost of living expenses in Commiefornia come over to Texas, Idaho, Nevada, Colorado and Wyoming and vote for the exact same fucking garbage policies that made the prices what they are in the first place.

[Anonymous No.18305988]

>>18293093
Nothing

[Anonymous No.18306276]

>>18293093
Sure what did you buy the house for 30 years ago?

Ok well do that plus 2k for your trouble.

[Anonymous No.18307299]

>>18304153
wanna know how I know you aren't white

[Anonymous No.18307658]

>>18296506
this. until we pass legislation to stop chinks and saudis from buying up all our residential property for speculation the housing crisis will continue adn the divide between classes will get bigger

[Anonymous No.18308131]

>>18293093
1 oz of gold

[Anonymous No.18308271]

>>18293093
0.00001 btc

[Anonymous No.18309219]

>>18297948
You get a lower interest rate and will pay much less in the long run if you get a shorter term loan.

[Anonymous No.18309233]

>>18293093
For that house? Nothing. When will you Boomer poor remember you've never been anything. Enjoy your shit hovel because you will die there.

[Anonymous No.18309408]

>>18301977
Yea, put out gold digger bait to attract opportunistic thotties. Sure thatl'll end well.

[Anonymous No.18309471]

>>18303148

>If you don't own your own house by age 24

Zeta males are faking attractiveness through mortgages, surgery and drugs

[Anonymous No.18309491]

>>18293093
I'll buy it for 30k, spruce it up a little bit, sell it for 50k

[Anonymous No.18309583]

>>18309219
this. also, I'm literally dumping all my property for CKB, gaining 4% until the crash (2-3 years), and scooping it back up 40% lower.

you idiots will never learn.