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/biz/ - Business & Finance

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18080300 No.18080300 [Reply] [Original]

>Friend always boasts about how he feels so comfy because he owns a house
>Point out that if he stopped paying hundreds every month to a bank then people would physically remove him from the premise give it to someone else
>Gets mad and says I am a retard while offering no real counter-argument
Why are mortgagecucks so deluded? Enjoy being tied to a contract that literally translates to 'debt until death' while I pay minimal rent and spend my income on investing in far more lucrative assets than a house.
Inb4 'but- but I can paint my walls any colour I like!!!!' I don't give a shit

>> No.18080347

>>18080300
image>security
60% of americunts don't even have $400 to their motherfucking name

>> No.18080367

>>18080347
B&R'd

>> No.18080372

>>18080300
if you have good credit the monthly payment on a home loan is far less than what it would cost to rent the house, and it is your property so you have a lot more freedom in how you use it

meanwhile rentcucks just piss away money every month with nothing to show for it while living under the thumb of their landlord and his rules

>> No.18080416

>>18080300
Really fucking backwards way of thinking, but ok. U dew u anon

>> No.18080438

>>18080372
>the monthly payment on a home loan is far less than what it would cost to rent the house
Wot m8

>> No.18080468

>>18080300
mortgage is french and literally translates to "death pledge" meaning upon the full payment of the loan, the pledge to the bank dies and you receive the title to the house. It doesn't mean "debt until death" you fucking brainlet

>> No.18080481

>>18080438

What does that tell you about the state of the housing market?

>> No.18080485 [DELETED] 

>>18080300
>>18080372
imagine unironically not having the cash to buy a house

>> No.18080505

>>18080300
The mental gymnastics of rent cucks never ceases to amaze me. You know you dont have to spend all 30 years paying it off right?

>> No.18080558

>>18080438
go on any home listing website and compare rentals and financing estimates and you will see this is true

Where I live in Oregon 2k/month gets you a newer 2 bedroom apartment.... or a 2000 sq ft house if you have good credit and money down

>> No.18080600

>>18080300
forget the mortgage, everyone knows the bank owns your house until you pay that off. make fun of him for paying mortgage AND property tax, that's two payments that his "ownership" depends on

>> No.18080645

>>18080485
we're talking about houses in real areas, not the 50k shack you enjoy in bumfuck nowhere

>> No.18080682

mortgage cucks are absolutely delusional

>lol you rent! haha I have a 200,000 debt for 30 years and constant fear of anything in the house breaking bet you feel stupid now

If you're not planing to be a landlord or are so wealthy you can buy houses for cash renting is the most logical way to get a place

>> No.18080698

>>18080645
>not the 22k shack
ftfy

>> No.18080878

>>18080300
just don't be poor anon

>> No.18081033

>>18080300
To live in America now, you generally have to have some sort of delusion to think this is a good setup and you're getting a good deal for living here.
>>18080347
Is somewhat close. Actual wealth growth over the past 5 years has been questionable to say the least.

>> No.18081054

what do you mean hundreds op?
If the house is worth 300k which is the minimum for a decent house youd be paying $1300 every month

>> No.18081194

>>18080300
Rent cuck coping with the fact he will never own anything ever and im happy. People like you make me rich faggot

>> No.18081309

>>18081194
>finish paying house
>now have to pay property taxes
>if he doesn't, he loses the house meaning you don't own it in the first place

fuck off retard

>> No.18081688

If I can't afford the house anymore I just sell it with profit and walk away. Rent cucks just don't get the concept and they are scared. Reality is, your landlord is going to throw you out if you don't pay rent and when he does, you're left with nothing.

>> No.18081759

>>18081054
everyone here bragging about owning a house owns some <$100k shack in the middle of nowhere, lol

>> No.18081788

>>18081688
>your landlord is going to throw you out if you don't pay rent
>your bank is going to throw you out if you don't pay your mortgage

woah....

>> No.18081873

Wannabe commies in college who think they've got it alllll figured out. So cute.