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/biz/ - Business & Finance

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Anonymous Sat, Mar 7, 2020 07:18:53 No.17624452 [Reply] [Original]

Don't spend what you don't have. Is is that hard to understand?

>>	Anonymous Sat, Mar 7, 2020 08:41:02 No.17625172 test

>>	Anonymous Sat, Mar 7, 2020 08:46:59 No.17625229 Nope. I bought a bunch of crypto on credit lol. Plan on just doing a balance transfer once the intro period runs off if I haven't paid it off yet

>>	Anonymous Sat, Mar 7, 2020 08:52:59 No.17625292 >>17624452 Rule 1 of 1 for good finance control

Anonymous Sat, Mar 7, 2020 08:53:08 No.17625293

Credit cards are boomer mentality. They're a spoiled generation with everything handed to them, first through large wealth inheritence (which they will spend before they die instead of continue passing down generations), and now through social security, pensions, etc..

Millenials and zoomers on the other hand never had that luxury. Instead we get $200k college degrees and $600k one bedroom cuck shacks. As a result, we have to be much more careful with money. That, combined with the information era, and sites like TradingView, and we have learned how to actually manage our own money, instead of just having some broker deal with it, while we stack on mountains of loan debt.

The sooner boomers are wiped off the planet, the better. We should at least try and push them out of the work force and political positions. They literally contribute nothing to society aside from working menial white collar account jobs, etc., and are greatly hindering global progress, while simultaneously pushing the world and global economy closer and closer to total collapse, with little regard on the matter, as they will be dead in 15 to 25 years anyways.

Anonymous Sat, Mar 7, 2020 08:59:37 No.17625373

Credit cards are great way of extracting interest from the largely retarded, low will power masses. In order to make money off money, you need people to be paying interest. When you are retired, sipping on your drink of choice watching the rats scurry to work around you, you are being funded by retards like people in credit card debt, renters, car leasers, etc. Without people in debt, there would be no upper class. So next time you get your tank filled up or get waited on thank the wagie credit card / rent debt slave for his service.

>>	Anonymous Sat, Mar 7, 2020 08:59:49 No.17625375 >>17624452 Is is it hard to proofread before you post?

>>	Anonymous Sat, Mar 7, 2020 09:01:47 No.17625393 >>17625229 this is what i wanna do. im sitting at around 723 credit score, what card should i apply for for this? or should i just take a loan out from my bank?

>>	Anonymous Sat, Mar 7, 2020 09:05:27 No.17625430 >>17624452 I wholeheartedly agree. I own 4 credit cards and have never spent a cent on interest. I pay of my balance on full every single Wednesday, no matter what. I effectively get a ~2% return on everything because of cashback rewards.

>>	Anonymous Sat, Mar 7, 2020 09:05:39 No.17625433 >>17624452 I wholeheartedly agree. I own 4 credit cards and have never spent a cent on interest. I pay of my balance on full every single Wednesday, no matter what. I effectively get a ~2% return on everything because of cashback rewards.

>>	Anonymous Sat, Mar 7, 2020 09:06:55 No.17625448 >>17625430 >>17625433

Anonymous Sat, Mar 7, 2020 09:08:12 No.17625462

>>17625393
Well consider the following: I bought on coinmetro I get whacked 5 percent in cm for a credit card, then my bank whacks me for a foreign transaction fee. All said and done probably 7-8 percent down in terms of fees. You have to buy from cm because it's the only place I can find that accepts credit and also won't whack you a cash advance fee which makes the whole thing moot then because the intro rate doesn't apply. IF you can get a loan like that which isn't as high fee, maybe a good idea. If not, I think credit is the way to go. I'm making minimum payments on mine for the time being, since I have 15 months for it. After 12 months, I'll probably just pay it off in full before it runs out. Point is to be safe about it and don't get more than you can pay back, I'm treating it like leverage.

>>	Anonymous Sat, Mar 7, 2020 09:08:45 No.17625469 >>17625430 >>17625433 What the fuck kind of coordinated shilling is this

>>	Anonymous Sat, Mar 7, 2020 09:10:57 No.17625492 >>17625469 I only post on /biz/ via mobile because I get banned a lot, my internet just did some weird shit that's all.

>>	Anonymous Sat, Mar 7, 2020 09:12:03 No.17625499 >>17624452 I wholeheartedly agree. I own 4 credit cards and have never spent a cent on interest. I pay of my balance on full every single Wednesday, no matter what. I effectively get a ~2% return on everything because of cashback rewards.

>>	Anonymous Sat, Mar 7, 2020 09:16:53 No.17625535 >>17625462 is your 15 months 0% APR?

>>	Anonymous Sat, Mar 7, 2020 09:37:21 No.17625699 >>17624452 I wholeheartedly agree. I own 4 credit cards and have never spent a cent on interest. I pay of my balance on full every single Wednesday, no matter what. I effectively get a ~2% return on everything because of cashback rewards.

>>	Anonymous Sat, Mar 7, 2020 09:38:24 No.17625720 >>17624452 oy vey are you an antisemite? stop with antisemitism

>>	Anonymous Sat, Mar 7, 2020 09:39:53 No.17625731 >>17625462 >moot Who?

Anonymous Sat, Mar 7, 2020 09:42:13 No.17625757
File: 13 KB, 244x207, 1559695943590.jpg [View same] [iqdb] [saucenao] [google]

>>17625430
Also this, I just use mine like a debit card. No fees, no interest generated, just 2-5% cashback depending on the purchase. Credit and usury are predatory to dumb normies, but that doesn't mean you can't take advantage of it by being smart.

Anonymous Sat, Mar 7, 2020 09:44:30 No.17625775
File: 112 KB, 850x1275, __yazawa_nico_love_live_and_1_more_drawn_by_hitotsuki_no_yagi__sample-7562df682b3ad1c03ec1d5bb79aa91c7.jpg [View same] [iqdb] [saucenao] [google]

What am I doing from here? I had a 4 day credit card. Whatever I do on my Wednesday, I do. You can rely on the cash-back method and have a 2% technical end to everything.

Anonymous Sat, Mar 7, 2020 09:46:00 No.17625792
File: 789 KB, 1075x1539, Screenshot_20200302-040923.jpg [View same] [iqdb] [saucenao] [google]

A generally prudent rule of risk is not to be liable for more than you can afford.

Debt props up prices, makes things harder to get a hold of, and is far riskier than actually having real wealth. I cut my credit card up and only have one that I get 5c off a gallon that I use.

1-2% cash back for a liability of 20+% if you over spend. No way dude. Pic related.

>>	Anonymous Sat, Mar 7, 2020 09:48:19 No.17625816 >>17625430 >>17625433 Haha. Credit card shilling. Obvious malicious motives are obvious. Thanks for ousting yourselfs. Hope more people see this.

>>	Anonymous Sat, Mar 7, 2020 09:51:30 No.17625852 >>17625816 >anons shitposting >AAAH I GOT YOU YOU SHILLS YOU JEWS YOU KIKES I GOT YOU BY THE NOSE YOU LONGBEAKED VERMIN gee anon calm down with the antisemitism

>>	Anonymous Sat, Mar 7, 2020 09:55:23 No.17625893 >>17625375 Half this site is ESL now

>>	Anonymous Sat, Mar 7, 2020 09:57:17 No.17625905 >>17625852 I'm not an anti semite glowy. Stop trying to log my chats.

>>	Anonymous Sat, Mar 7, 2020 09:58:29 No.17625918 >>17625893 and the other half is ETL representin btw

>>	Anonymous Sat, Mar 7, 2020 09:58:49 No.17625922 File: 165 KB, 649x366, ask dave.jpg [View same] [iqdb] [saucenao] [google] >>17625229 >>17625393 >>17625430 >>17625433 >>17625499 >>17625699 >>17625757 >>17625775

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