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/biz/ - Business & Finance

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File: 7 KB, 746x95, paid off.png [View same] [iqdb] [saucenao] [google]
1725141 No.1725141 [Reply] [Original]

>carry a 4k debt for 5 years
>finally get my shit together and start saving up properly instead of blowing it
>use advice from here and finally pay it all off in one go

It feels amazing guys.

>> No.1725215

time to buy BTC, friend

>> No.1725270

>>1725215
Good joke senpai.

>> No.1725289
File: 27 KB, 290x350, wow-its-fucking-nothing.jpg [View same] [iqdb] [saucenao] [google]
1725289

>>1725141
>$4k debt

>> No.1725290

>>1725141

Congrats. Did you just save money or did you invest?

>> No.1725343

>>1725290
Saved money till i could pay it off, the CC was costing me 600 a year.

>> No.1725378

>>1725141
Congrats. You are on your way to financial health and security. It will feel like this x1000 when you have enough money to just live off of dividends.

>> No.1725435

>>1725378
That will be the next setup. I have 12000 in my chequing now.

>> No.1725445

>>1725141
Well done OP. Now save up more and invest it.

Then buy bitcoins and end up in more debt :^)

>> No.1725495

>>1725445
Pff, it's way too volatile. I don't want to risk the little sum i built up on anything, I dont want to relive the days of having to live on ramen/potatoes/hotdogs.

>> No.1725512

>>1725495
But hot dogs are good

>> No.1725671

>>1725512
Not him but I can confirm hotdogs are not good when they are your only source of protein besides peanut butter.

>> No.1725735

>>1725512
>>1725671
Yea they jsut made me feel awful eating nothing but them day in day out. I cant stand to even eat them now anymore, the taste is forever ingrained.

>> No.1725893
File: 238 KB, 550x340, daveramsey.png [View same] [iqdb] [saucenao] [google]
1725893

Good work. Do you have an emergency fund? How about 3-6 months living expenses in savings?

We will have our mortgage paid off this summer.

>> No.1725928
File: 23 KB, 746x310, account2.png [View same] [iqdb] [saucenao] [google]
1725928

>>1725893
Yup, have 12k to spare for emergency fund/daily.