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/biz/ - Business & Finance

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17210186 No.17210186 [Reply] [Original]

What's the best way to passively and safely get at least 6-10% ROI per year?

>> No.17210226

usdn usdt usdc usdsomething tbills dai

>> No.17210230

god damn that looks comfy to me

>> No.17210236

Dividend stocks.
Renting out condo. (Rent to mortgage pocket rest)
Get government job then get "injured" and claim 20%+ disability.

>> No.17210248
File: 14 KB, 180x191, PSX_20181121_230421.jpg [View same] [iqdb] [saucenao] [google]
17210248

only one of the previous list doesnt fit can you find it?

>> No.17210259

>>17210186
Stake LINK

>> No.17210266

>>17210186
If that's all you want then a diverse stock market portfolio. At least for the time being. Prob should be prepared to sell

>> No.17210290

>>17210186
ignore the stock babies theyve never been wiped out in a fincrisis. stick to defi its safer

>> No.17210299

>>17210230
>t. never lived around snow

Ok it looks nice. Now imagine having to dig your car out of it every morning, shovel your driveway, push it off your roof...

Imagine 12 foot tall snow walls along the road because that bitch never melts till spring. Piles of dirty muddy snow ice everywhere. Salt fucking up your car. Cold, wet, forever.

Fuck snow.

>> No.17210368

>>17210290
>untested experimental market and protocols are safer than traditional investing
Idk

>> No.17210407

>>17210368
ok I know for a fact you are a millenial or zoomer. only the kids still believe in santa clause and the stock market

>> No.17210419

>>17210299
this post is wagie af

>> No.17210468

>>17210248
now that the dust has settled, what was that photoshoot about? those pics are all bizarre

>> No.17210582

>>17210299
i just like snow

>> No.17210592

>>17210186
there is no safe low risk way.

stock market index fund, buy and hold for several years. the low range of forecast is 6% avg annual returns a year. hgiher range is in the low teens.

>> No.17210725

Nexo.io celsius.network compound.finance

>> No.17210753

>>17210186
Litecoin just teamed up with some company called cred and they will give you 10% for staking, its a loaning company. You can get paid in crypto or fiat.

>> No.17210832

>>17210299
imagine hating snow

>> No.17210849

>>17210299
Bruh just get a garage, why the fuck would someone live in the North, be a wagie, and not have a fucking gagrage. At least by a snow cover for your car so you can pull it off if there's not to many inches on it lol

>> No.17210883
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17210883

>>17210468
looks like hes showing off to his old Hollywood friends to me

>> No.17210918

>>17210186
Look up the risk free rate in your country. That's what you can get if you want to be 100% safe. You have to take some risk if you want a higher return than the risk free rate. If it was easy to make even just $ 3%/ year with no risk then there would be almost no reason to buy US government bonds.
If you can stomach some volatility then real estate and/or stocks can both average long term returns of 5% or more on top of the risk free rate.

>> No.17210919

Buy WINk sir. Big pp passive income indeed.

>> No.17210948

bļin. brown id ;(

>> No.17210975

>>17210918
But there's no guarantee that you will get 5%+ / year every year, not even close. Doesn't matter if you invest in dividend stocks, non-dividend stocks or real estate, there WILL be years where you lose money unless you're insanely lucky. That's the risk you get paid for. There's no free lunch.

>> No.17211037

You have two options:
1. Buy VISA
2. Buy Mastercard

Wait about 3 years and congratulations, your money is doubled

>> No.17211099

>>17211037
Sounds really centralised

>> No.17211217

>>17210975
This. My plan is to stay on biz even after making it and wait for the next big thing that gets memed here like link did.
Honestly this is probably the only skill you will ever need. It has paid off massively and is the most passive form of acquiring capital in terms of effort.

>> No.17211342
File: 112 KB, 1550x800, VISA free money.jpg [View same] [iqdb] [saucenao] [google]
17211342

>>17211099
Yeah it's centralized. You're getting rid of the loser companies and picking the 2 winners. Visa and Mastercard effectively print money out of thin air and the two of them together have like a 95% market share. There's no other business that has more of a favorable risk to reward than the credit card business because you can always harvest the high time preference of niggers and proles.

However, if you insist on being a boring, diversified prude, you could invest 25% in a SPY and/or Russell 2000 ETF, 25% in an EAFE ETG, 25% in assorted bond ETFs, and then keep like 25% in cash/savings/ultrashort bond funds for emergency dip buying. That's probably about the easiest passive strategy that will give you 6-10% with the minimum risk possible.

>> No.17211415

>>17211342
Trading at a P/E of like 40 though. Guaranteed winners aren't cheap.

>> No.17211569
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17211569

>>17211342
Here's mastercard for comparison because Visa IPO'd after the market crash of 2008. Just look at this chart. It took the freakn crash of the century to drive this stock down by 50% only for it to rebound after 3 years. Try to find other large companies that have not just the return of V or MA, but also the smooth upward trend. There are none. Not even AAPL, FB, or large banks look like this, and all of those are way more risky than V or MA.

>> No.17211981

>>17211342
>You're getting rid of the loser companies and picking the 2 winners
Winners are winners until they lose to new tech. How are your Blockbuster shares doing gramps?

>> No.17212385

>>17211569
>>17211342
Past performance does not guarantee future returns.

>> No.17212561
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17212561

>>17210186
Stake Algorand, Cardano and Tezos.

>> No.17212703

>>17211342
Dude, picking 2 winners is good and all, but why wouldn't I just pic an accumulative S&P500 index fund instead of those two stocks?

Here are my reasons:
1) Accumulative Index fund will ALWAYS give you winners. Aka the S&P, top companies.
2) While these are good they pay good dividends. This is bad, because it means you are forced to pay 15% every time you get a dividend. But if you take an accumulative index fund it reinvests them automatically, so you don't get taxed on dividends.