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/biz/ - Business & Finance

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17102794 No.17102794 [Reply] [Original]

What are some tricks to increase credit score quickly? I've had a credit card for a few months now, I never use more than 15-20% of the available credit and pay the whole thing off as soon as possible each month.
The first two months my score went up quite a bit, but on the third it stayed the same. Is there anything else I could be doing to rack up my score quicker?

>> No.17102832

>>17102794
Mutt /thread
The best part is you remain ignorant about the loss of your rights, while preaching that you live in the freest country!

BORROW MUR FAGGOT

>> No.17102857

>>17102832
You're retarded if you don't use (((their))) system to your advantage. I pay 0% interest on this credit card if I repay within 56 days of borrowing AND it increases my credit score.

>> No.17102924

>>17102794
Take out a loan and pay it back. Only using your credit card will take forever.

>> No.17102944

Time.

>> No.17102962

credit scores are a meme

>> No.17102979

>>17102832
based
>>17102857
unbased, it's designed so that over time, the chance of you making at least one "mistake" tends towards 1

>> No.17102993

>>17102857
>You're retarded
P R O J E C T I N G, from a third worlder none the less.
These /thread only come from Anons in third world shitholes

>> No.17103004

>>17102924
That's basically me paying to increase my credit score. Don't want to do that.

>>17102979
Like I said, I use it as a debit card, I don't spend more than have I have and have a direct debit set up to pay it off asap. Not going to make a mistake.

>> No.17103018

>>17102993
You're right, the UK is a third world shithole, but the only country that isn't is USA and I can't move there.
Doesn't change the fact that you can use the system in your advantage.

>> No.17103026

>>17102794
I think < 10% credit utilization puts you in another tier

>> No.17103335

Credit scores are relatively speaking a fucking meme. Lets say they are 0-1,000. Where do you think the average wagie who has nothing exceptional going on deserves to be? A decent chunk below average? Damn straight, that is exactly where they should be 4xx. Add a few positives onto that, stable addresses on file, registered voter, regular income. Bring it up to where it belongs, average or less 45x-55x. Add a few more positives like never been in debt or defaulted no recent credit checks, substantial assets. Maybe you are 55x-65x. Have some negatives? Well fuck you. What is the fucking deal with everybody thinking they need and are entitled to perfect billionaire business owner tier credit scores when they've got some bullshit 30 hours a week sales administrator role for a regional stationary company. What makes you think that you'll get from exactly where you belong, just about average or less to the top of the list by having a credit card and paying off your groceries each month. Woooooooooooooooooo!