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16984466 No.16984466 [Reply] [Original]

>credit card usage at 35%

Fuckiny eth you utter shit coin trash

>> No.16984477
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16984477

>> No.16984487
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16984487

>credit card usage was at 90%
>applied for a bunch more credit cards
>now it's at 45%

>> No.16984509

>using a credit card
>being a slave

>> No.16984523
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16984523

>>16984487

>> No.16984551

>>16984509
Imagine being so dumb that you can't even leverage credit card debt.

Their 20% interest rate is actually nothing. There are several online businesses that can net you a return of like 5x (minimum) in a year if you do it right.

>> No.16984564
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16984564

>>16984466
>Fuckiny

>> No.16984600

>>16984509
>own multiple credit cards
>never spend more than I can afford
>exclusively make purchases on credit cards, never cash or debit
>pay off balances in full EVERY Wednesday regardless of how low or high the balance is
>cash back rewards essentially give me a 2-3% discount on ALL my expenses
>credit score is amazing
It is not that hard. Use the system to your advantage.

>> No.16984617

>>16984551
What businesses, name 2

>> No.16984655
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16984655

>>16984600
Chachacha checked.
Cashback rewards/raise your (((score))).

C'mon anons, know the enemy.

>> No.16984696

>>16984655
Cashback rewards are literally free money if you're not a retard that keeps a balance on his cards. I have never paid a cent of interest on a credit card because I don't treat them like magic money cards. Credit score is an unfortunate aspect of our society, improving it as a byproduct of gaming the credit card system is a plus.

>> No.16984716

>build up credit
>get approved for 40k+ in cards and lines of credit
>take it out all at once through balance transfers and other schemes
>don't pay it back
ez

>> No.16984748

>>16984696
>credit score necessary

B-b-but muh china social credit system!!!! Reeeee!!!

>> No.16985452

>>16984487
Based high IQ anon.

>> No.16985632

>>16984466
how do you buy crypto with a credit card?