/biz/ - Business & Finance

[Anonymous No.16427635]

If you need money to make money how do you make money if you have no money?

[Anonymous No.16427660]

>>16427635
Just stop being poor faggot lmao

[Anonymous No.16427711]

Sacrifices have no limits

[Anonymous No.16427722]

Do the needful sir

[Anonymous No.16428040]

>>16427635
You gotta get dat paper bruh & dont listen to haters

[Anonymous No.16428045]

Poorness is just a mindset

[Anonymous No.16428052]

>>16427635
if you knew the answer, would you tell others about it? exactly. there is a way, find it anon.

[Anonymous No.16428064]

I wageslaved my 20s saving most of my spare cash. Now I have my shitty 2 room apartment mortgage about 40% paid and I have around 30k eur in cash in investments netting me around 1-2k eur per year passive at this moment. I'm only 27 and I can only see this getting better. You just have to fucking wageslave and build your shit slowly. There is no other way.

Or be lucky and make a business and get rich but shit is fucking stressful.

[Anonymous No.16428072]

>>16427635
So you've finally figured it out, huh? (((They))) don't actually want you to make it. Our society needs a constant pool of low skilled labor to provide the wealthy cheap services, thus allowing them to get even wealthier, and you to stay to poor.


There are a few ways out of this cycle, but none of them are easy or fast.

>Military
>Crime
>Working 80hr/week to save money for education/training
>Kneepads

Take your pick

[Anonymous No.16428077]

Wagie Wagie
Get in cagie
At least for most
Your 20s baby

[Anonymous No.16428125]

>>16427635
Crime.

[Anonymous No.16428136]

>>16427635
by exchangin your time for money aka wagecuck aka the worst way to make money

[Anonymous No.16428147]

>>16428072
Im the one working 80hrs/week and it kills me right after 5 months now

[Anonymous No.16428148]

>>16427635
if you hit an actual zero point in american society (no family, no friends, no money) you are unironically fucked for the rest of your life
your best bet is literally to start knocking on doors and asking for a mentorship

[Anonymous No.16428161]

>>16427635
Look into how you can stop earning by time spent and how to earn by results, or just get better qualifications for better pay. Jobs always open and available for anyone with at least a 2nd grade education will suck the hardest and pay the least.

[Anonymous No.16428163]

>>16427635
Just follow crypto juice

[Anonymous No.16428167]

>>16427635
You get a job

[Anonymous No.16428182]

Study, work and save money. If you don't make enough money at your job the best investment it's in yourself.

[Anonymous No.16428205]

>>16427635
Test

[Anonymous No.16428214]

>>16428148
>your best bet is literally to start knocking on doors and asking for a mentorship
Found the youtube-masculinity-channel-following sperg

[Anonymous No.16428215]

>>16427635
suck dick for bitcoin. congrats you're a milllionare in 10years

[Anonymous No.16428537]

Steal it. Honestly fuck it all

[Anonymous No.16428625]

It is basic, standard shit. You aren't going to have any money in your teens or early 20's unless you've family providing it or almost luck into something ridiculous. In your mid to late 20's you should be building a career, saving some money, getting a handle on your finances and maybe putting a deposit on a house. How well you are doing at this is going to be part you, part the economy and part your family. In your 30's your career should be taking off somewhat, you should have a lot more disposable income and you'll be saving, investing and depending on field you've got 20-30 years of prime earning potential to get that sweet sweet compounding and have your 1.5 - 2 million ready for retirement at 60. There will be times this goes really well, times when it goes less well. Sometimes you have relationships which propel you forward, sometimes back, sometimes people die, people give you things, ask you to give them things, but either way a lot of it is relative. Your upbringing and family, your level of education, your work ethic, ability and affinity with certain things will all impact upon how this plays out, but basically ... unless you are doing something fringe, that is optimal wagie.

[Anonymous No.16428686]

Also need money to make money. How a lot of this plans out is really mundane. But having money means you are able to make choices which save you money. Like bulk buying. Or getting something repaired or replaced at your discretion rather than as an emergency at a premium price. Or having better payment terms.

An easy example is my car insurance. They charge almost 20% interest on monthly payments compared to paying in full each year. Thing is you've got to have the money to pay the premium in full each year.

Or shopping. I buy enough basic goods to last me almost forever and it is almost cheap or free in comparison to buying small amounts of things every week. Or coal ... I buy a couple of tons every 3-4 years when it is cheap and negotiate on the ton price rather than buy a bag every week the difference is insane.

A lot of other stuff is insurance for peace of mind which you can self insure. I have SHTF insurance for things like ... the house burning down destroying everything I own, but I don't insure individual things because I'm afraid of affording a replacement. A new TV costs a few hundred and will ideally be replaced every 5-6 years anyway so why insure one for 30 a year?

[Anonymous No.16428739]

>>16428625
>>16428686
Thanks for all this. Good reading and good advice in general.

How old are you? How did you learn all this? Life experience or part experience and partly good parenting?

[Anonymous No.16428856]

>>16428739
I had fairly good parents as role models growing up and everything just seemed to make sense to me. Everything looks like a system with a optimised path to my brain idk. I'm 32. I won't say I haven't been burnt by poor decisions, but I've always tried to learn from them and I've friends who I see make the same mistakes over and over who I also learn from. I don't mind paying for something, but I have to test if I have to and it is pretty much a last resort when I do it has to be the right thing at the right price otherwise I just go without. Warning ... this is REALLY dull.

Like people will make fun of me because we'll be in some store and I'll change what I'm going to cook for dinner that night because one ingredient I need to buy is really expensive at that particular store. Like I'll buy what is cheap at that store because I'm at that store and rebuild the menu around that. I get like ... anon you are so cheap you are stressing out so much about paying $1 too much for a can of fucking peas you want to drive to another store to get a fucking can of peas what the hell ... like no, I'll just cook something that doesn't need peas tonight because the cheese here is really cheap and I can still make something good with what I've got.

Like fucking hell have what you want life is too short to worry about $1 if you want peas get peas man why do you occupy your brain with all this crazy shit oh my god I'd go insane.

Like that attitude? That is why friends of mine with similar income at a similar age have nothing in the bank and live pay check to pay check paying car insurance monthly, insuring their phones for $15 a month because they are on 2 year contracts and they wouldn't be able to afford a replacement handset if they dropped it and taking out store credit because they need something stupid like new shoes where as I've 25k invested, 9k cash in the bank and have almost fully paid off my house. I'm one of those people who will buy three pairs when on sale.

[Anonymous No.16428925]

>>16428856
I have a friend like you, and I can 100% see why you've made it. He's the same age as me (26) but lives just like you. He came from nothing and only seems to spend on things that will allow him to make more money. ALWAYS has money put away and while he's cheap with himself, always helps out friends and family who need help.

I'm more like your friends who make fun of you when it comes to my thinking, but I can see that in order to be financially secure, the way folks like you live is the only way to really get there if you don't come from money or win the lottery or something like that. My problem is basically an inability to enjoy delayed gratification. The impermanence of life and my own mortality is something I'm acutely aware of, and while I have the intelligence to see that my life of pure hedonism is unsustainable in the long run, I also find it difficult to find motivation to plan ahead because of how uncertain life is. I am quite generous with my money though, so I somehow seem to be able to get by even with my insane spending.

Thanks for the response btw. Has been truly enlightening and just helped reinforce

Are you religious by any chance?

[Anonymous No.16428945]

>>16428925
*reinforce my theory of how to be financially independent.

[Anonymous No.16429142]

>>16428064

You are basically me but i got no apartment and no debt.
Im 26 and got like 50k€ in savings.
20k€ in stocks bonds and etf and rest cash mostly and little amount crypto and gold.
Im afraid of not making 100k€ till 28 cuz thats /biz rule #1 , im thinking of kms if i aint do 100k€ till 28

[Anonymous No.16429608]

>>16427635
By taking out a loan or recruiting investors, to cover the initial startup cost.

[Anonymous No.16429824]

Get a job, faggot! Start at the bottom, show up to work on time every day. That’s literally it!

[Anonymous No.16429839]

>>16427635
Sell your body and soul

[Anonymous No.16429848]

>>16429142
>holding cash
Why would you be so retarded?

[Anonymous No.16429894]

>>16428040
dis-u, it’s all about ignorin’ them haters and making bitcones. Have you heard of eferium or the monsanto coins?

[Anonymous No.16429901]

>>16429848
I have a fair bit of cash in my bank account.
What should I do with it?

[Anonymous No.16430042]

You borrow it, OP.

It's pretty simple, that's how most businesses start, or even investments.

[Anonymous No.16430058]

>>16427635
You beg, borrow or steal. Literally.

[Anonymous No.16430073]

Slave or steal.

[Anonymous No.16430083]

>>16429848

In what should i then invest?
In Stocks which are at ATH?
In Crypto which is in decay mode and no one really use it and which lacks in innovation and IRL Usage??? People tend to Apple pay and Mobile payment instead of uslss shitcoins.
In real estate which are also at ATH?

Imma hodl cash to buy in cheap when stocks are sinking.

[Anonymous No.16430385]

>>16430083
Just short everything.

[Anonymous No.16430860]

Here is a quick sorry story.
In elementary school my lunch cost 90 cents. My mom gave me a dollar. These really great cookies were 1 for 10 cents or 3 for a quarter. This got my wheels spinning. So for 5 days I saved my 10 cents. Got 6 cookies in one day having not had any cookies for a week. It felt good. Then the little kid next to me wanted a free cookie and I said no. That nigger flipped out on me. I ate all 6 cookies and learned many valuable life lessons.

[Anonymous No.16430881]

suck dicks $1 each

[Anonymous No.16430884]

>>16427635
Two options:
> 1: wagecucking
> 2: be smart and figure out another way
And no, making a thread on /biz/ asking how to make easy money is not being smart.

[Anonymous No.16430889]

>>16428072
That's not really true, anyone is free to start a business.
Of course it's hard, but so are all of the other things you listed.

[Anonymous No.16431010]

>>16428925
You don't have to be completely like that other Anon, just head in his direction. Treat your frugality like a muscle, just push it a little further at certain increments of time. You didn't walk into a gym and start squatting 225 off the bat. R-right??

[Anonymous No.16431281]

>>16427635
time = money
sacrifice time for initial capital aka WORK FAG

[Anonymous No.16431515]

>>16429894
dem dat dere rite dere bruh fr

[Anonymous No.16431598]

>>16430860
based and redpillede

[Anonymous No.16432843]

>>16427635
If you're not able to save any money, then obviously you can't.