Are you living frugally just to invest more?

[Anonymous No.16179869]

How do you overcome the impulse of buying stuff you want?

[Anonymous No.16179874]

>>16179869
Don't be a coomer.

[Anonymous No.16179897]

>>16179869
Always ask yourself how many linkies you could buy instead.

[Anonymous No.16179908]

I don't want to buy anything anyway really
Maybe a new computer every 5 years and the rest I'm saving for when I'm struck by some grand idea or something comes up randomly

[Anonymous No.16179910]

>>16179874
dont be a homogay

[Anonymous No.16179920]

I keep this car in my wallet to remind myself what corporations are doing to the people. Reminds me to not be a sheep.

[Anonymous No.16179923]

>>16179869
i wish i was her but i know my parents and family would be disgusted if i took hrt

[Anonymous No.16179926]

>>16179869
What "stuff" do you want so bad?
I only buy food and gas.
And shit like toothpaste, etc.
I'm trying to save $2000 of my $2600 paycheck and I'm coming close.

[Anonymous No.16179927]

>>16179923
You lmfao

[Anonymous No.16179937]

>>16179869
Being poor and unemployed helps. When I had a job I bought the stupidest shit, because I knew my bank account would be replenished in a month.

[Anonymous No.16179938]

>>16179869
Think how much LINK I could get with that money instead and multiply that with 1.000. That solves the problem.

[Anonymous No.16179954]

>>16179927
bitch please i would pass so hard. im 19 and have a weak chin from a childhood accident

[Anonymous No.16179959]

>>16179926
>I only buy food and gas.

How? What about rent, car insurance, cell phone bill, internet, utilities, etc. I'm pretty frugal but nowhere close to living on $600 a month.

[Anonymous No.16179966]

>>16179954
Your childhood accident should have been fatal, because you wouldn't have grown into the degenerate faggot you are now

[Anonymous No.16179974]

>>16179954
Post benis

[Anonymous No.16179982]

>>16179959
He lives with his parents.

[Anonymous No.16180010]

>>16179959
House and car paid in full.
Cell phone $60. Electricity about the same. Home internet also $60. I dump my trash in the dumpster at work so that saves me the $40 or whatever for trash collection lol.
I'm hoping to quit working in a year or 2 and live off my nest egg until my retirement incomes kick in. I'm 46 years old and I just have no urge to spend my money on "consumer goods" any more.

[Anonymous No.16180017]

>>16179982
wrong

[Anonymous No.16180022]

>>16179869
Yes
I’ve cut down on 90% of things
I need just need one bullrun I swear I don’t want more

[Anonymous No.16180029]

>>16180010
Car/house insurance and property tax are my biggest expenses totaling about $5000/year.

[Anonymous No.16180064]

>>16179869
>How do you overcome the impulse of buying stuff you want?
By not wanting anything. I mean I want land and property but I can't make those types of purchases yet.

[Anonymous No.16180106]

>>16179920
Based and redpilled.

[Anonymous No.16180120]

>>16179869
She looks bored and soulless.

[Anonymous No.16180142]

>>16180120

Because it’s a tranny.

[Anonymous No.16180158]

>>16180142
Obsessed.

[Anonymous No.16180164]

>>16179869
Take care of your long-term financial planning first. Make sure your investments and stuff come off the top, then it doesn't really matter that much what you spend the rest of your income on, as long as you don't take on consumer debt or compromise your day-to-day standard of living by buying stupid shit.

[Anonymous No.16180190]

>>16180120
>she
Anon we need to talk

[Anonymous No.16180707]

>>16179869
Yes, also name?

[Anonymous No.16181283]

Why's my pee pee hard?

[Anonymous No.16181338]

>>16179869
I just buy gold silver and LINK with my income and leave just enough for taxes and credit card bills basically. I never spend more than like 800 bucks a month on rent and food.

[Anonymous No.16181673]

>>16181283
Ur gay bro nothing wrong with that

[Anonymous No.16181806]

my car is a fucking money pit and buying a new one is no solution either

[Anonymous No.16181823]

>>16180120
That's a man baby!

[Anonymous No.16181871]

>>16180029
quite impressive sir
how much do you spend on food?

[Anonymous No.16181891]

>>16180106
I can hear the silence
the echoey acoustics
and the long pauses between words

[Anonymous No.16181907]

>>16179869
I don't, I embrace it!
So it motivates me to make more money to buy more stuff

[Anonymous No.16182214]

>>16179959
>I'm pretty frugal but nowhere close to living on $600 a month.

You're a pleb then. Here's me:

-$400/month rent
-$54/month cell
-$25/month electric
-$55/month gas
-$10/month internet
TOTAL: $544

Food is covered from getting on food stamps right after college, then not reporting income change when I got dev job (though they'll end in two months also). This is making $87k as a software developer too, living in a nice studio with windows on most walls, lots of parks, close to the lake, in a nice neighorhood in Chicago. At current savings rate I can retire with $1m saved when I'm 36.

[Anonymous No.16182222]

>>16179869
don't be a faggot

[Anonymous No.16182235]

>>16179920
>buys overpriced cardboard to remind himself not to spend money
yiiikes

[Anonymous No.16182308]

>>16179869
i ain't even gay, but I'd suck her benis

[Anonymous No.16182323]

>>16180106
chainlink?

[Anonymous No.16182365]

>>16182214
hmm, I would’ve thought the food stamp cuts would have excised people like you from the system

[Anonymous No.16182555]

>>16179869
I buy link with my disposable income which prevents me from buying things i dont need. Sad but it has been working well.

[Anonymous No.16182615]

>>16182308
so bro. im definitely not gay but id let her fuck my ass haha

[Anonymous No.16182619]

>>16179869
By not having enough money to.

[Anonymous No.16182626]

>>16179869
I'm living frugally just to be able to invest at all. I'm dirt poor

[Anonymous No.16182892]

>>16182214
>>16179926
What's the point of this exactly? Are you investing in crypto, buying gold or silver with the rest of the money or just saving? What's exactly the point of living as a homeless man while being young and only start living once you're old and ugly for anything?

[Anonymous No.16182958]

>>16179869
by not buying stupid shit

[Anonymous No.16184034]

>>16181871
Not much. I went through a survivalist/food storage phase about 5 years ago. I have an entire spare room stacked to the ceiling with food. I've been slowly eating my way through it.

[Anonymous No.16184064]

>>16182214
>400$ a month in rent
>Nice studio in Chicago
What

[Anonymous No.16184077]

>>16179869

I have enough money invested. I've splurged on my fair share of dumb shit. You eventually learn it doesn't make you any more happy. I'm in the process of selling a lot of shit off and finding ways to be more productive with my time.

[Anonymous No.16184085]

>>16179869

Ask yourself if you can get ten times the value over time for what you paid for.

Cars are a depreciating asset for example, but in some situations it is ideal for transportation. If you buy the newest, highest trimmed car then you're doing yourself a disservice. If you're patient and buy a nice, maintained car from a family that's just looking to upgrade then you've scored yourself a reliable ride with ownership costs that should lower the longer you use it until the repairs cost more than the car.

People like to 'treat' themselves but in my opinion a treat is having a meal at panda express with some friends and I get the plate with the most servings. It's $11 and I don't do it everyday but I sure as hell value some nice food with friends when it happens.

[Anonymous No.16184088]

>>16182214
>retiring at 36 with only 1 mil
Hope you plan on investing correctly post then, otherwise you will either run out of funds or if you get one bad investment have to start over. 1 mil will not be enough for like 50 years, especially with price increases

[Anonymous No.16184141]

>>16179869
Invest everything, then you won't have the money available. Works for me.

[Anonymous No.16184330]

>>16184088
He's a dev. Likely to find something on the side out of boredom anyway.

[Anonymous No.16184520]

>>16179897
I had this outlook when link was sub 1.50... now it feels like I missed the train and little energy to be frugal

[Anonymous No.16184529]

>>16179869
she's cute

[Anonymous No.16184558]

>>16179869
Think about the time when you were working the worst job you had in your life. Is it worth working x hours there again just to buy the thing you want?

[Anonymous No.16184622]

>>16182235
What is an investment?

If it saved anon money over the long-haul, it was worth it.

[Anonymous No.16184725]

>>16179869
>How do you overcome the impulse of buying stuff you want?
I have little kids and I live in constant fear that their generation is totally fucked and they'll never be able to afford anything, so I'm hoarding cash/assets as much as I possibly can. I'm hoping to buy a duplex or triplex in the area during the next recession so that I can rent it out for passive income but have it be a place where they can live eventually if they're really struggling as adults. I really hope I can instill good work ethic and personal finance habits in them, but I'm afraid that might just not be enough.

When I'm tempted to buy something nice, I just think about that cost and what it might be taking away from my kids. When I needed a new car last year, I thought an Audi A6 would be great, and I can easily afford it, but settled on lightly used Subaru Impreza because I don't want to tell my kids I can't afford to send them to college they want to go to because I blew $50k on a car 15 years ago.

[Anonymous No.16184825]

>>16184034
>*bzzzt bzzzt bzzzt*
>ee as feenisht ze final MRE?
>initiate ze collapse

[Anonymous No.16184988]

>>16179954

[Anonymous No.16184998]

>>16182214
How $10 for internet?
Here it is like $50 plus tax and fees.

[Anonymous No.16185015]

>>16184998
I found it. $10 at&t program for food stamp people. 10mbit speed.

[Anonymous No.16185019]

>>16179869
name?

[Anonymous No.16185111]

>>16179869
I'm living frugally as fuck and putting all extra cash into crypto (I have 1k precious metals already). I find it really difficult spending $10 on food when I know that same $10 is gonna buy me 500x as much food down the line.
I have no impulse to spend money on useless stuff since my impulse is to have a nice future

[Anonymous No.16185142]

>>16179869
Used to be a frivilous consumer whore nerdo in highschool buying and wishlisting all sorts of useless trinkets and things.

>graduate highschool
>suddenly money is a lot more important now
>save up what I can and neglect myself from buying the newest console or the next release of Legend of zelda. When my computer breaks downgrade to a 100 dollar store bought potato pc.
>even my clothes becomes cheaper, more plain
>start to like it
>find comfort in my weekly dnd group
>adapt
>explore all the indie game creations that people you'll never hear of make
>get into web comics
>draw more
>pursue drawing, writing, as hobbies
>live a very a rich personal life inside my own world.

don't really have the desire for frivilous purchases these days, beyond buying healthy food alternatives. It's more satisfying to stack your money and accomplish small creative endeavors. One day when I'm a millionaire, I catch up on all the games I missed out on.

[Anonymous No.16185218]

>>16182892
For me, it’s early retirement. I’d rather work hard and save now to retire at 40 then be short sighted and have to work to 65-70 years old.

[Anonymous No.16185250]

>>16179869
Fuck going to bars, that's a huge money sink

[Anonymous No.16185338]

>>16185218
Unless you do smart investing, you'd need couple of millions saved to support an OK life for the next 40 years.

[Anonymous No.16185388]

>>16179869
Ive spent a 1,000,000,000,000,000 a day every day for 98,000,000 years. I have everything. I will be god.

[Anonymous No.16185527]

>>16185388
Enjoy the trip fren

[Anonymous No.16186693]

I don't know how normies burn through their cash so fast. I live in a single bedroom apartment and work a shitty blue collar job and find myself saving and investing over half my income

[Anonymous No.16186900]

>>16179869
living a life of complete frugality. I don't spend a dime on anything. I'm literally saving every cent from my job. I get free room and board and 3k a month.

[Anonymous No.16186951]

>>16179869
This tranny is from alabama