/biz/ - Business & Finance

[Anonymous No.16003713]

>that will be $700k

[Anonymous No.16003722]

>>16003713

[Anonymous No.16003744]

>>16003713
Would be 300k if the state didn’t make so many hoops to buy and jump through before being able to build.

[Anonymous No.16003749]

Better than some euro shit flat lel

[Anonymous No.16003774]

press f to pay
f

[Anonymous No.16003821]

>>16003749
this

[Anonymous No.16003929]

>>16003744

>still believing lolbert memes

[Anonymous No.16003981]

>>16003929
1/2

[Anonymous No.16003995]

>>16003981
>>16003929
2/2
kmsys

[Anonymous No.16004146]

>wood

[Anonymous No.16004159]

>>16003713
That's a huge house. Would easily be $1-1.5MM where I live.

[Anonymous No.16004199]

>>16003981
https://www.usinflationcalculator.com/
It's not fair

[Anonymous No.16004256]

>>16003713
This is one thing (housing) we boomers have done right for you kids. Look at houses built pre-1990 vs the ones built now. You may pay more but you don't have lead paint, mold and radon in the basements or single pane wooden frame windows that leak hot/cold air and moisten up after someone takes a shower.
You have to realize you're paying not only as a safe place to raise your children but also an investment for your retirement....you guys simply are too young and sheltered (pun intended).

[Anonymous No.16004715]

>>16003713
i bought a fully renovated 3/2 with an immaculate backyard and relatively new utility infrastructure, in the Bay Area in CA, in a quiet neighborhood surrounded by schools, for less than $700K
do you even check the listings?

[Anonymous No.16004721]

>>16004199
illegal immigration adding 20-30 million people has also put a strain on the system too and created more demand than supply

[Anonymous No.16004836]

>>16004721
just once I'd like people to source this bullshit
20-30 million people? a year? illegally?
The population of the USA is 320 million
You honestly believe that illegals alone bolstered the population by AT LEAST full 6% last year ALONE?
you need to get out of mommy's basement and take a math class. also get the fuck of /biz/ before you give some poor fuck advice on something

[Anonymous No.16004944]

>>16004836

https://www.google.com/amp/s/www.washingtonexaminer.com/washington-secrets/surge-top-fed-cites-22-million-illegal-immigrants-nearly-twice-previous-tally%3f_amp=true

[Tentanon No.16004980]

>>16003713
>700k for wood, nails, and cement foundation
Foundation costs 2k in cement
Nails and wood cost about 4k
I can build something like that in 2 weeks

[Anonymous No.16005036]

>>16004836
You really need a source that introducing 30 million unskilled adults into the labor market lowers wages for all legal citizens while at the same time raises prices.

[Anonymous No.16005103]

>>16003713
Can someone tell me what's wrong with plywood houses? They are probably much stronger than regular wood panel houses and much cheaper

[Anonymous No.16005141]

>>16004721
Fuck off nazi

[Anonymous No.16005187]

>>16004199
Lol @ this retard. It was more like 350,000 dollars today given the gold-value of money at the time. And the house still has to be constructed.
>>16003981

[Anonymous No.16005201]

>>16004980
Lol paul bunyon no you can't

[Anonymous No.16005215]

>>16003713
>all the toxic particles in that engineered wood

[Anonymous No.16005243]

>>16004256
All those safety features shouldnt make a house 300k more expensive considering that theres basically no way to use un safe products with all the safety regulations in place. End of the day those few extra hundred thousand per house exist because economic boomerism fucked up the economy and sooner or later all the 700k mc mansions are gonna be worth pennies in the next crash. Owning a house now a days is next level money wasting and retarded unless its sub 300k

[Anonymous No.16005328]

>>16005036
no I need a source that 20-30 million illegal immigrants actually got in the country in one single fucking year, because logistically it makes zero sense. if 20-30 million illegals DID get in the country, it would have major impacts. Godzilla also would also be a wreck on the US economy were it to actually fucking exist

[Anonymous No.16005347]

>>16005328
Implying it’s not cumulative

[Anonymous No.16005363]

>>16005103
plywood is a low effort product which should be cheap. its basically glued-together chips of wood.

[Anonymous No.16005366]

>>16005328
No one ever claimed it was yearly you dumb faggot. Your reading comprehension is so poor you wouldn't even be able to understand any sources anyway

[Anonymous No.16005370]

>>16004944
Oh there are 20-30 million IN ALL? What's the ideal number of immigrants? We do need them, you know, to pick food and build shit for cheap. You fucking NEETs will never get that somebody needs to grind up the bird for your tendies
And some rando from the Trump admin told us this? you fucks will eat up any old statistical fallacy as long as an orange man crony shits it in your mouth. read a fucking book

[Anonymous No.16005411]

>>16005328
read the original post again, it doesn’t mention the yearly rate of illegal migration, it just says there are 20-30 million illegal aliens in the country. Which probably trends toward the lower end of the estimate, given that the real rate has been about 1-2 million per year for decades

[Anonymous No.16005418]

>>16005370
>We do need them, you know, to pick food and build shit for cheap.

slave labor is inefficient and bad for the economy numskull

[Anonymous No.16005421]

>>16005363
I know all of that. Did you even read the post you replied to?

[Anonymous No.16005426]

>>16005187
you're correct about the dollar amount—but regardless of how much it translates to in today's money, the average net income was in the range of $5,200, using the statistics in >>16003995
you could hire contractors to build the house, or if you had the skill, possibly build it yourself with friends or family

[Anonymous No.16005428]

>>16005328
Based

>>16005366
Oh god this argument is fucking ancient. What is up with the critique of reading comprehension every single time someone disagrees. Cut the ad hominem bullshit and just stand up for your beliefs you cretin.

[Anonymous No.16005429]

>>16005421
sorry m8, got home from work. did not read properly.

[Anonymous No.16005430]

>>16005370
Literally a leddit libtard.
>Whuh we need immigrreeeeeeents!
>Nuh, no borders!!!!!
Dude, these arguments have been debunked before. If we need immigrants then we've got all we need from Europe and China. Fuck off Pablo.

[Anonymous No.16005442]

>>16005429
It's all good fren. Good work going to work

[Anonymous No.16005459]

>>16005363
That’s OSB, not plywood

[Anonymous No.16005481]

>>16005036
Illegal immigration increases supply for labor and increases demand for housing.
It's not rocket science.

[Anonymous No.16005483]

>>16005411
>illegal immigration adding 20-30 million people has also put a strain on the system too and created more demand than supply
this is the original post
>it just says there are 20-30 million illegal aliens in the country
it does naht
>>16005418
he writes from a chinese manufactured pc, wearing clothing made by underpaid children in indonesia, eating food harvested and processed by illegals, in a building where the paint was manufactured in a private prison

[Anonymous No.16005489]

>>16005459

ohh. that is the cheapest shit I know. thats actually what I was referring to about glued together chips of wood.

[Anonymous No.16005501]

ok I am out of here... just forget I ever came to this thread

[Anonymous No.16005502]

>>16005370
Who picked the fruit before unchecked illegal immigration?

[Anonymous No.16005504]

>>16005036
>extra supply and more competition doesn't do anything to wages

[Anonymous No.16005544]

>>16005430
I don't want a weak border, I want you fucking high school faggots to take a statistics class and learn how to relay your point with solid numbers. If you don't do that, you're no better than the fags NYC and SF who talk all day and don't back up anything, you're over correcting and in the process fucking yourself over. You can use real data and real numbers, unless your position is so fucking weak that you must resort to fanfiction, and hoping that others are mathematically illiterate

[Anonymous No.16005545]

>>16003713
>No thanks

Wow, that was hard

[Anonymous No.16005552]

>>16005370

It’s from MIT, dumbass.

[Anonymous No.16005641]

>>16005428
because he was arguing against a strawman he had created because he can't read. But you're a discord tranny though so i guess it's time for your dilation

[Anonymous No.16005648]

>>16005552
when the department of homeland security provides funds to MIT to produce a study that aligns with a white house agenda, people who know better tend to not take that at face value

[Anonymous No.16005657]

>>16005481
glad we agree

>>16005504
we agree. i probably should have put a question mark at the end of my post because it reads ambiguously

[Anonymous No.16005680]

>>16003713
Laughing at you faggots

[Anonymous No.16005681]

>>16005648

>muh conspiracy

Wanna throw in something about Russians too?

[Anonymous No.16005690]

>>16005681
>that's not how the world works

[Anonymous No.16005745]

>>16003995
>1920’s
They don’t call it the roaring 20’s for nothing desu

[Anonymous No.16005764]

>>16004715
>I bought
With cash or are you on a 50 year mortgage?

[Anonymous No.16005802]

>>16003713
The $700k is largely for the land in whatever shit market you are in. Its why home insurance is so low in California, 90% is the cost of the land.

As a civil engineer, I have to say a word of support for OSB (wood you see in picture). Its actually a very good engineered product that is:
(a) cheap to produce
(b) highly dimensionally accurate that does not deflect due to temp differentials
(c) insect repellant (better than solid wood veneer plywoods)

Its main weakness is water absorbtion.

If the house builder here used a quality moisture barrier (i.e., Tyvek, Wraptor) and taped all the seams per code, and used a quality siding (Hardie Board - cement fiber or equivalent) this is a 150+ year old durable house.

I know all the Eurotards brag that their houses are made out of concrete, but thats because Europeans have no seismic concerns to think of and are not opposed to paying ridiculous housing and property taxes. I can compare sticker prices for a house in Munich to say a house in Chicago, and laugh at how much "cheaper" the house in Munich is. BUT as anybody who has bought a house in Europe will tell you its a royal PAIN in the ass to buy a house. The process is Byzantinely complex.

[Anonymous No.16005864]

>>16005802
You don't actually own the land when you buy a house dumbass

[Anonymous No.16005926]

>>16005483
You dont need illegal immigration for computers, food, or paint. I know the guy you responded to used the term slave labour though.

[Anonymous No.16006153]

>>16005745
fair point
going back a little over ten years, though, it's fair to assume that owning a then-modern home within two years of work (built new from a kit, mind you) was very much not something that was out of reach for most people
for some wages in new york state:
https://babel.hathitrust.org/cgi/pt?id=hvd.li13mp&view=1up&seq=505

for the prices of houses between 1908 and 1914:
http://www.searsarchives.com/homes/1908-1914.htm (pic related is from this page and is circa 1912, assuming the filename's inclusion of this figure is intended to indicate as such)

[Anonymous No.16006157]

>>16005690

>the numbers don’t support my beliefs?
>clearly it’s a conspiracy between government and MIT

[Anonymous No.16006167]

>>16005657
my b, wasn't following the whole convo

[Anonymous No.16006183]

>>16004256
housing IS THE number 1 issue in this country. You boomers should get nekt. It's why so many americans struggle to survive, you fucking retard

[Anonymous No.16006203]

>>16004721
Loooool retard. Illegals only make up 3% of the population. That stat alone btfos you

[Anonymous No.16006358]

>>16003744
Can't even chop down a tree in your own backyard without a mandatory permit that costs several hundred dollars.

[Anonymous No.16006481]

>>16005926
>you don't need immigrants for agriculture, the zoomers will happily pick vegetables for 12 hours a day for 4 dollars an hour
>>16006157
>this one random news source that cherry picked one random stat from one random study that I know nothing about and haven't read that apparently lists the population of illegals at an arbitrary 20-30 million which is still a very low fraction of the population and doesn't reference against anything, its just a standalone number, is my only hope of justifying these feelings I feel inside, even though it's obviously a lie perpetuated by low iq whites who aren't smart enough to use actual data to prove their point
>maybe if I mention politics he will ignore this
>oh also major studies at world class universities are completely funded in a vacuum for the betterment of science and mankind, and are not wholly funded by think tanks and non-profits who act as philanthropic vehicles for absurdly wealthy interests which use the charities to both influence society as they see fit, as well as cleverly skimp on paying taxes
>also im above the age of 18
>>16006203
this guys gets it

[Anonymous No.16006716]

>>16004836
Kinda blurs the lines when they group them up with whites in statistics generally unless they choose to state otherwise
It's why so many documents ask both race and whether or not you're hispanic or latino

[Anonymous No.16006776]

>>16005141
Dem ebil natzees. Reeeeeeeeeeee

[Anonymous No.16006849]

>>16004199
see how even that huge number is wrong?
there are no houses like that for 25k
your number is actually 20 times bigger

[Anonymous No.16006852]

>>16003713
Thanks, my kids will enjoy this large play house! I assume you'll be starting that mansion I ordered next? Also you forgot the decimal point in that invoice, right?

[Anonymous No.16006864]

>>16004715
>bought
you are renting it as long as you pay your mortgage

[Anonymous No.16007240]

>>16005328
70 million + USA population growth since 1990 dyor

[Anonymous No.16007250]

>>16007240
That's population of France. The euro migrant problem is 2m tops for perspective

[Anonymous No.16007265]

In CA this would prob go for $2-5 mil

[Anonymous No.16007344]

>>16006481
Lower the minimum wage to four dollars and you'll see millenials in fields.
It's not like this generation is against the concept of work, gyms are hardly going out of business. It's that they're being prevented from competing by the government.

[Anonymous No.16007394]

>>16006864
At 3.75% rate with a 50% downpayment? Yeah fucking right
When I pay my mortgage, I literally pay myself
Equity equity equity
My house has already appreciated beyond what I've physically paid in cash on a mortgage
although I'm sure you're getting lots of invisible updoots for your little /pol/ cliche
>>16007240
why not tell the other guy to write out the argument fucking properly next time? unlike you guys, I am at work working, I don't have the time to rifle through a 500 page wanna-be heritage foundation hit piece. this only furthers my ultimate argument, which is that you guys can't relay proper information if you were paid
>>16007250
euromigrants are sandrats driven there by proxy wars, our immigrants are driven by the american dream and their own drug cartels (funded by us, but that's another story.)
>>16007344
>Lower the minimum wage to four dollars and you'll see millenials in fields
>It's not like this generation is against the concept of work, GYMS ARE HARDLY GOING OUT OF BUSINESS
>prevented from competing by the government
holy kek, thanks for the brilliant insight but I already listen to your podcast Mr. Schiff

[Anonymous No.16007430]

>>16004721
You're a retard, the reason why the cost of living is so fucking high is because americans are obsessed with living in single family houses but still want to live in a major city suburb

[Anonymous No.16007601]

>>16005648
this guy thinks that illegal immigration being bad is a conspiracy theory.
hey dude you forgot to take your meds

you act like a holo holder man

[Anonymous No.16007637]

>>16007430
It used to be realistically attainable, but the world population including the American population alone has almost tripled since the 50s
We need eugenics, euthanasia, and mass sterilization like yesterday, and not in the fucked way they're pushing with the tranny shit because that's exactly why they're doing it just with a longer process that puts an extra buck in the doctor's pockets

[Anonymous No.16007668]

>>16007637
this can easily be solved with ww3

[Anonymous No.16007732]

>>16007668
Don't tease me like that anon, we're long overdue and nothing ever happens
I wouldn't give a shit at this point, at least people would go back to natural survival instincts instead of being fat fucks constantly complaining about nothing of value

[Anonymous No.16008643]

>>16005648
holy fucking shit, fuck off

[Anonymous No.16008748]

>>16005370
>we need them so we can have a permanent underclass to do the shitty jobs for us
Very progressive of you

[Anonymous No.16008864]

>>16007637
Ok, satan

[Anonymous No.16008874]

>>16008748
what are you waiting for? let's hear your genius alternative
>>16008643
(You) are a limp dick faggot

[Anonymous No.16008909]

>>16005680
> texas

[Anonymous No.16008929]

>>16006481
Lets be clear, if you dont have ancestors that were legally citizens in the 13 colonies prior to 1776, you are not american, will never be american, and should be reduced to non-voting second class citizen or deported. I dont even care if you are white. Find a true American to strait-marry and your children can be american, that's the best I can do.

I fucking hate seeing farms developed into housing tracts. The only reason they are even building this particle board crap is because people want to escape living near the millions of 3rd world garbage that accumulate like STD's on whitey's chad cock.

[Anonymous No.16008933]

>>16008874
>hurr

[Anonymous No.16008944]

>>16003713
i like how the big full wood beams are only decoration and dont even reach inside

[Anonymous No.16009711]

>>16003744
It would be 60k. Ceteris paribus with all building costs.

The housing bubble 2.0.... and the circus..... MUST GO ON

HOMELESS? UNEMPLOYED?

BOOOOOOTSTRAAAAAPS YOU SCUUUUUUMMMMMM


HONK HONK!!!! >:oD

[Anonymous No.16009764]

>>16003981
People made 50 cents a day back then so what's your point?

[Anonymous No.16009810]

>>16006358
because all the trees would be gone u cocksucker

[Anonymous No.16009844]

>>16003744
I pay Mexicans ~$60/sqft to do foundation, hvac, plumbing, electricity, framing. This is in Colorado where building costs aren't necessarily cheap.

Although, I do a lot of work myself like putting on flooring, cabinets, lighting, windows, etc..

Honestly the only reasons why building costs go above $100+ for basic builds is regulations forcing you to hire a GC to stand around all day and overcharge you. These GCs with their knowledge of building code and ability to manage subcontractors wont work for any less than $50/hr in my experience.

I learned the hard way and became a GC myself and now I manage my own builds and margins are much much higher. I just outsource all the structural work and utilities and focus on interior which is piss easy and I can add value by sourcing cheap materials.

[Anonymous No.16009954]

>>16009764
>.50 cents
>ounce of silver = 1 dollar
>inflation adjusted .50 cents an hour is 10 dollars an hour

WORK HARDER WAGIES, WHAT?! 7 AN HOUR ISNT ENOUGH FOR YOU MILLENIALS??
NOW SHUT THE FUCK UP AND MUSH

MUSHHHHHH

[Anonymous No.16010012]

>>16004836
No one said per year stupid fag

[Anonymous No.16010039]

>>16003713
plus tax and tip

[Anonymous No.16010092]

>>16004199
it's absurd how much easier boomer had it

[Anonymous No.16011130]

>>16006864
Yes let me give up massive tax write offs and levered tax free appreciation! All debt is bad!

You are a retard

[Anonymous No.16012012]

>>16006183
maybe we shouldn't have let the jews buy land and lend money.

[Anonymous No.16012100]

>>16008874
Why are immigrants needed.
There are whole swaths of people willing to do manual labor as long as it paid a livable wage. Yes that includes agriculture. Visit the rust belt or a historically industrial town and you’ll meet people who would love to work but are unable.

Further immigration really does nothing for the country. GDP isn’t a decent metric to base a country’s well being off of, and thinking in this way completely neglects the impacts it can have on society at large in the country you’re in.

I’m not sure if you’re American but if you are seriously reconsider your whole way of thinking about things. It’s detrimental to the country if people think like you do.

[Anonymous No.16012411]

>>16012100
He's a fag. He more than likely makes less than $80k and is generally an underachiever

[Anonymous No.16012451]

>>16006153
>this house can be built on a lot 28 feet wide
ummm...how is this different from a bugman tiny home?

[Anonymous No.16012537]

>>16003995
measuring in gold is dumb