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2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

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16002027 No.16002027 [Reply] [Original]

How does your financial position and career compare to this time last year? Where will you be this time next year?

>> No.16002079
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16002079

Last year I was making 97k and had a ton of CC debt
This year I'm making 130k with a different company and am debt free! Trying to save aggressively and have an emergency fund before I start investing in anything other than my 401k.

>> No.16002107

>>16002027
Last year
>20k 401k
>2k USD

Now
>30k 401k
>7k USD
>70 oz. silver
>.74 BTC, 8 ETH, 12 LTC, 1180 LINK

Same job. Hate it, don't make much. Going back to uni to finish my bachelors to try to get more prospects. 28 y/o doomer. I want to do well but have no idea what path to follow so I shut down. Might be depressed desu senpai drink and smoke too much and always regret it the next day because I feel even more demoralized. Steal happiness from tomorrow to squeeze some from today

>> No.16002140

>>16002079
What's your job, fren?

>> No.16002151

>>16002027
The 23rd is a Wednesday, bruh

>> No.16002177

>>16002140
SharePoint dev in the DC area, 30 y/o

>> No.16002401

>>16002177
Do you like it? How did you get into it? How long have you been doing it?

>> No.16002628

>>16002401
I've been doing it for about 9 years now. Got into it when I was in my last year in undergrad... couldn't find a job so I started emailing every IT small business in my area with my resume until I got an interview. I didn't know what SharePoint was but a company said they would teach me so I went with them and started as an intern. Been job hopping since for those pay bumps.

I basically just use HTML, CSS, JavaScript and SharePoint to make applications for government customers. The problem is that it's not used much outside of the government so my job options are restricted

>> No.16002722
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16002722

I was still in school last year
I miss it but didn't realize what I had til it was gone

>> No.16002739

>>16002079
That's an insane reversal of fortune but the real question is how your income was so high and yet you hadn't hit FEV

what were you doing that you needed to take on paycheque financing while making close to 100k in the DC area??

>> No.16002757

>>16002722
It only gets worse, if you're not #in at a very lively workplace, expect a good number of nights alone with delivery and TV

adult life blows

>> No.16002798

Oh fuck this is a good perspective to take OP. Been stressing out because i feel like a loser but i have literally gained a whole year worth of salary in my investments account and have a normal job unlike a year ago when i was homeless and jobless and no money to my name.
Thank you for making me stop and take a look back

>> No.16002822

>>16002739
What is FEV? Google says it's a disease

I was travelling a ton during that time and put everything on my CC. I also lost ~15k trading forex. Lesson learned and now my finances are doing much better

>> No.16002932

Last year
$90k in 401k, $8k in Roth IRA, $80k in taxable, 1BTC 8ETH, about $100k in real estate.

This year
$100k in 401k, $10k in Roth IRA, $100k in taxable, 3BTC, 12ETH, about $120k in real estate.

I'm a NEET since last year. I said enough is enough and quit my corporate wagie job. I pretty much didn't do shit this year and my asset keeps increasing. I have very low cost of living so, I haven't touched my investments at all.

>> No.16002948

>>16002798
Good job, fren. Keep going.

>> No.16002956

>>16002932
How?

>> No.16002967

>>16002932
Your first crypto experience?

>> No.16002971

>>16002027
pretty good. still sucks but i didnt had a job last year so yeah, easy comparison lol

>> No.16002998

I am pretty fine and thanks to Howdoo I also made a huge amount of money already. The future announcements will also create a bigger value for it. Guess who will reply to this message.

>> No.16003005

>>16002956
YTD return on VTSAX is 20%. I pretty much made 20% return this year on bulk of my investment for siting on my ass.
Also, Crypto was cheap at beginning of this year so I went shopping.
Also, started a Roth conversion ladder to avoid paying taxes on my 401k.

>> No.16003016

>>16002967
Nope, been into crypto since 2010 or something. Just never invested over $1000 into it.

>> No.16004003

Last year I had twice the amount in the bank than I do now but thats because I invested it into my business.

This year business has never been better but need to make on my investment 100% before I move on to any heavy investing.

>> No.16004128

>>16002027
Last Year
Savings: 1k
Pay: $10/ 7k a year

This Year
Savings: 3k
Pay: $13.75 / 12k a year

Next Year (hoping to join army, inb4 big gay)
Savings: 7k
Pay: ~$2000 per mouth / 24k a year

>> No.16004140

>>16002027
Literally in the same spot I was last year. Networth is about the same.

>> No.16004167

I've recently been given 0.25% equity of my company, on top of 0.25% of its profits, which amount to a nice chunk every quarter. I've got nearly enough money to buy a house in one of the most expensive cities in the world, so I'm doing alright.

>> No.16004176

>>16004128
Moving up! Good for you, Anon!

>> No.16004262

>>16002027

Got out of a job that I hated. Attempted to start my own business. Failed. Landed a part time gig that pays the bills so I can still work on the business while keeping the lights on and health care paid. The loss of 80% of the stress the old job was responsible for was worth it even if I'm not making gobs of money.

>> No.16004376

career about the same, up to five weeks vacation now. net worth up about 100k