>>15914710
>almost entirely timing and time dependent. its now the basically the top of the everthing bubble, theres nothing left to invest in except crazy moonshots like crypto and weird ipos
Everything is highly priced. Personally, I'm all in link but I intend to diversify into a mix of real estate and dalio's all season/all weather portfolio. If I remember right, gold is a significant part of it. If I'm wrong, then I'll still find some way to buy gold.
Even if everything is overpriced, it's better than saving nothing. Remember, you will work for years. If the market goes down halfway through, then you've got a discount during the second half of your working time. And you can try to be careful via diversification and buying real estate in areas that might be less prone to recession, maybe even refusing deals that give you $100/mo in cash flow (after mortgage, property management fees, maintenance, taxes, vacancy, insurance, etc.) in favor of waiting and looking longer for deals that give you $150/mo. That way you could cut the rent or tolerate larger vacancies and you'll still be profiting even before you consider the mortgage being paid down.
It sucks to buy now but it's better than not saving or just saving entirely cash and there are things you can do to make it suck just a little bit less.
You could maybe even read about put protection. I don't know enough about it to use or recommend it but it sounds like a way to limit the downside of your stock position in exchange for giving up some returns - kind of like insurance against a crash.
Also, if it takes you two years from now to get into a job that lets you save and invest, then maybe the market falls before or shortly after you get your real job and start investing, so you may not even have most of your careers's savings exposed until after the next crash. I.e., most of your savings have a real possibility of being invested closer to the next bottom.