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/biz/ - Business & Finance


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15826667 No.15826667 [Reply] [Original]

what's stopping you from getting a loan and starting a business?

>> No.15826668

>>15826667
Something like 97% of small businesses fail.
It's not easy to take that leap, fren.

>> No.15826669

Too much work. I'd rather keep sitting at a computer for 8 hours a day and not have to use my brain

>> No.15826670

>getting a loan
Whether or not you succeed (most startups fail), the jew makes guaranteed interest from usury.

>> No.15826671

>>15826667
I have nothing to put up against a loan, I have bad credit, I already have a ton of debt, student loans, medical bills. I tried to get a loan to buy a used car for $6000 and was denied.

>> No.15826672
File: 283 KB, 1500x2250, 1556334002555.jpg [View same] [iqdb] [saucenao] [google]
15826672

In truth most small business are started by wealthy people. Leasing a commercial space of any size can be costly. Better off learning a trade and then starting a business in that field.

>> No.15826673

>approach the bank manager
>"yes, I've never had a job, nobody will hire me, but give me $20,000 to start my imported rocksnail novelty store.
>"yes, if the loan goes bad I have literally no way to pay it back, but trust me it will work"

>> No.15826674

>>15826667
"If you are getting a loan to start a business, you are a moron" t. Mark Cuban

By taking out a loan you are putting your living standards at risk.

>> No.15826675
File: 15 KB, 443x443, 1570346036607.jpg [View same] [iqdb] [saucenao] [google]
15826675

>>15826671
>needing a loan for a $6000 car
I'm guessing you're so poor because you're fucking retarded, correct?

>> No.15826676

>>15826667
>getting a loan
From jew banks? Getting involved in their satanic usury and paying them back for next 10 years, quintuple more than you borrowed. Are you retarded?

>> No.15826677

>>15826667
lol yeah let me start a “entering numbers into a spreadsheet” business i bet the clients will line up for miles

>> No.15826678

>>15826667
I'd like to have time off. Starting and owning a business is time consuming work.

>> No.15826679

>>15826667
Have had one for 20 years, but retail sucks so I’m selling in 2020 and moving to new things. Haven’t worked for anyone since I was 25, don’t plan on working for anyone ever again.

>> No.15826680

>>15826675
The majority of people in this country do not have $6000.
"According to a 2016 GOBankingRates survey, 35 percent of all adults in the U.S. have only several hundred dollars in their savings accounts and 34 percent have zero. Only 15 percent have over $10,000 stashed away."

>> No.15826681

>>15826667
canada doesn't have a freedom dividend

>> No.15826682

It's a lot of hard work

>> No.15826683

>>15826674
>"If you are getting a loan to start a business, you are a moron" t. Mark Cuban
rich kike tryna DAB on dem goys

>By taking out a loan you are putting your living standards at risk.
Yes, but only if you're retarded and have no plan

Rich people take loans ALL the time
Rich people do it because they know how to fuck the banks

>> No.15826684

>>15826674
Yeah okay nice quote. So if your in civil construction should you save up a couple of million before having a real shot at it?

Quick tip for you, trade Industries require expensive machinery that cannot be bought by saving up for them in the required time before you too fucking old and have missed the chance

>> No.15826685

u can get a loan if u work ur ass off. fuck u lazy niggers swim or sink. rich people work 5heir ass off

>> No.15826686

>>15826682
Typically, more than you can imagine.
I’ve had multiple mid-level mental breakdowns, have been in 6 figures of debt, have had enough stress to last a lifetime, and have to work twice as long/hard as most people do.
Sure, I get some nice freedoms, but the pay isn’t even that great, so I’m just hoping for a reasonable cashout so I can find a new biz that doesn’t make me feel like dying half the time.
It can be great, but it can kill you for how bad it can get at times.

>> No.15826687

>>15826683
In other words, regular people shouldn't take loans, because they get fucked by banks.

>> No.15826688

>>15826667
My dad can't spot me a small loan of over 60 million dollars to get started

>> No.15826689

>>15826667
>loan
Nice try.

>> No.15826690
File: 735 KB, 1086x776, Tendies.webm [View same] [iqdb] [saucenao] [google]
15826690

Come on wagies, pay taxes so I get my NEETbux!

>> No.15826691

Motivation.

>> No.15826773
File: 460 KB, 1477x720, Shlomo-Obozo-Bezos.jpg [View same] [iqdb] [saucenao] [google]
15826773

>Start a successful small business.

>He thinks America is a free market economy and not 100% rigged.
>He thinks he has a chance when all the monopolistic corporations pay $0 in taxes and receive billions in subsidies.
>He thinks people will actually want to buy his shit, even when 99% of consumers are brainwashed and programmed to only buy from mega-corps.
>Opens up shop in America, where there literally no markets where goods are exchanged by local vendors. Just strip malls and dead shopping malls.
>He could sell goods at 1/10th the price of Amazon and not a single person would be interested.
>He invests his life savings into a business, which in the end only resulted in the transfer of all his money directly into the pockets of Jewish Real Estate executives, Jeff Bezos, social media executives, uncle sam, and his suppliers.

>> No.15826784

>>15826667
>what does ketosis smell like
Her minge will stink like death

>> No.15826802

>>15826784
Smells like alcohol

>> No.15826884

>>15826667
what's stopping you from being a one-post shilltard?

>> No.15826998

>>15826667
i'm going to use my link gains when it moons to quit my job and open a coffee shop, where I live it has a nice roi, not too much and not too little, will bring me enough money to live and i'll spend the day there playing wow and seeing if qts need anything.

>> No.15827473

>>15826674
mike cuban is a literal retard who got lucky from the dot com boom. He also says
>diversification is stupid

when it's mathematically provable that by buying two stocks with the same risk profile and correlation of anything less than 1 the standard deviations of returns are reduced.

>> No.15827597

Getting into debt to fund a business is stupid. Just save up some money and start with something small (what I'm trying to do now).
>>15826668
That statistic is misleading. It's like mortality rate statistics for driving a car. In these statistics normal drivers are lumped together with people who drove drunk, drugged, with little sleep, etc. and killed themselves. If you do none of these things the statistic doesn't apply to you and your chance of getting killed, your actual chance of dying is far FAR lower.

Likewise, that most businesses fail may be true in general terms but that doesn't mean the chances or making it are almost none. Statistics account for average people making an average effort before quitting. If you make an above average effort that statistic doesn't apply to you. Say, you open a business and it fails, but then you open another one and another one and at the fourth attempt you make it work. That's a 75% failure rate but you still made it. Then account for two or three other people who just opened one, failed and completely gave up. That's where you get that +90% of failure rate from. The statistics don't apply to you if you keep trying.
>>15826673
>>"yes, I've never had a job,
Re-read the OP. He was talking SPECIFICALLY to wagies. Of course neets can't even attempt it, that's just common sense.

>> No.15827765

The business owner is simply the king of the wagies. I'd still rather be a NEET. Just need enough $ to make it happen.

t. business owner

>> No.15827781

>>15827597
Some fields just are too capital intensive, you can't be a man-with-van nuclear plant operator.

>> No.15827789

>>15826998
Not a bad idea.

>> No.15827836

>>15827781
So?

>> No.15827958
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15827958

You’ll realize soon enough that once you’re running a business, you are still a wagie. Except now, your clients, customers, and most importantly your creditors are your new bosses.

You will still be grinding every day, just a lot harder and likely for less reward until things start to come together.

>t. Business owner

>> No.15827999

>>15826667
learn a valuable trade that requires skill. Contract out your time. Easier, more assured.

>> No.15828007

>>15827958
Very true, but then you can decide to reorganize your biz in such a way that you have no stress or risk. Taking back control. May require a pivot of your actualy product or service, tho.

>> No.15828069

>>15827958
>once you’re running a business, you are still a wagie.
this.

>>15828007
honestly, my wagie job right now is very low stress/risk. so who cares

>> No.15828081

>>15827597
>Statistics account for average people making an average effort before quitting
t. average person

I can appreciate your enthusiasm, but you're seriously deluded for thinking you can game the stats, just like everyone else who goes into business. It's an expensive lottery.

>> No.15828106

>>15826667
a man needs a name, NOW

>> No.15828186

>>15826784
If she was in ketosis her tits would have rotted away first

>> No.15828220

>>15826667
I don't have a business idea

>> No.15828234

>>15826667
Don't have a business idea in the usual sense anyway. Most people would be better off gaming their wage job, cutting down on their big expenses, and then gaming real estate.
I think it's a meme that everyone just needs to go out and start a business just like it's a meme that the reason you're not rich is because you didn't invest in memecoin at launch.

>> No.15828242

>>15826667
>If you're unexperienced in starting and running a business, what's stopping you from starting and running a business?

>> No.15828344

>>15828081
This.
It’s hard to know if you’re actually above average in something like business, especially when luck plays a huge role.

If jeff bezos had to start all over again from 0 in 2019 could he make it? Who knows. Maybe, but there’s a high chance he couldn’t

>> No.15828405

>>15826667
Why sucking Banks dick when you can invest in imaginary coins and then wait them to explode and have money for business?

>> No.15828411

I want to buy houses and then just rent to people above the mortgage rate

>> No.15828523

>>15828081
failure is part of being a biznessman. The probability of failing when starting a new bizness is high and you will fail at some point, but's that good and normal, cause that's how you learn and evolve. There's nothing wrong with failing, you should stop being a cuck and start a biz

>> No.15828706

Lmao @ all the commies in this thread.

I started my business in my bedroom and I worked on it while I pretended to work at my minimum wage wagie job. It took one a year before I wasn't breaking even.i grew it super slow. All the money from my wage slave job and the little the business made went into buying the equipment I needed.i kept it debt free the entire time. The idea that you need a business loan is bullshit.

People in poverty always have an excuse. The truth is that they love living like Kings as serfs. They don't want to put in the work to actually free themselves from the system.

Niggers and liberals will always be poor because their quality of life is too good even in "poverty" to temporarily give it up.

>> No.15828890

>>15828706
Based biznessman. Losers gonna lose.

>> No.15828910

>>15827958
1, 3, 4, 2

>> No.15828938
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15828938

>>15828007
>>15828069
You're certainly not wrong in that you can claw back your indepedendence and level of stress more freely as a business owner, but let me fucking tell you about lifestyle inflation and the constant drive to make more. It's relentless and if you aren't careful itll take you over. You'll get so addicted to success that any time your name isn't up in lights you're going to want it to be. It's fucking hard to get around.

>> No.15829022

>>15826668
>run a business and take a profit for years and years
>eventually market changes so decide to close down
>lumped in with 97% that also "failed"

>> No.15829025
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15829025

>>15828910
Yeah they're all pretty hot though

>> No.15829091

Having a profitable business model

>> No.15829101

>>15829025
All rook same

>> No.15829154

>>15829025
Maybe from behind.
One of them has a cute face.

>> No.15829156
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15829156

>>15829101
Yeah that's the point of being in the same sorority

>> No.15829185

In order to qualify for a loan I would need to prove that I'm making at least 50,000 dollars in sales annually.
I have zero collateral and piss poor credit.
This start a business and you'll get rich overnight meme needs to stop

>> No.15829242

>>15826667
Imagine thrusting your dick into this fine piece my dear god I think I'd make it 3 maybe 4 pumps max

>> No.15829344

>>15826684
You need to start small and then take out loans once you get cashflow and bigger jobs. You can also rent machinery.

>> No.15829390

>>15826680
Jesus fucking Christy how can they be so retarded. This can't be true right? I know at least two people with around 40k in savings and they're normalfags who spend money on stupid shit. And here ive been feeling like a poorfag with 15k.

>> No.15829398

>>15826672

are you virgins going to open up an anime store?

be the person who does services for commercial spaces

>> No.15829425

>>15829025
no, they are gross whores.

>> No.15829444

>>15826773
This, you'd have to appeal to the hipster crowd and open up a coffee shop or restaurant. That or your bussiness would have to appeal to corporations which usually requires some experience.

You always have the option of leeching off the newest booming bussiness like selling cardboard to Amazon.

Its very unlikely your going to succeed in today's American market.

>> No.15829496

>>15828706
>online bussiness
Everyone says this but they never say exactly what they do. I call bullshit

>> No.15829680

>>15829496
All online businesses make money by pretending to teach people how to make money

>> No.15829695

>>15826667
WHO IS THIS SLUT i need a name

>> No.15829710

>>15826667
Jail

>> No.15829838

>>15826667
>>15826669
This. In software I get 6 figures to chill, attend a few design meetings, write some code, review some new kids code and shitpost on here. Overall stress in life is incredibly low and I love it. I do what I want when I want.

>> No.15829888

>>15829496
SaaS makes a lot of money rn. Specifically making software targeting eCommerce makes a lot of money. Heres an idea. Create dropshipping as a service software for free, but collect sales data and sell it to people behind a paywall. You just have to have a little creativity.

>> No.15830149

>>15829888
Don’t you have to be like a genius programmer to make a high level program like that

>> No.15830163

>>15829888
So in other words create an automated dropshipping software for free but sell the data of the buyers to advertisers

>> No.15830164

>>15826667
i don't have a product or the capabilities to provide a valuable service for other businesses since it's too complex.

>> No.15830173

>>15826667
I want to tongue-fuck her belly button.

>> No.15830176

>>15826667
by the way: who is this semen demon?

>> No.15830196

>>15826676
> jew banks
go back to pol retardo del angelo

>> No.15830236

I would not qualify for a loan. A good credit score takes a long time to get, one measure is time.

If i started a business i can't see it flourishing. I am a good worker and have excelled at any job i did, but i am not a good people person and they would not trust me with that stuff, just looking at me

What business would i start? It's a lot harder than you think

>> No.15830257

>>15826679
Cope. You work for customers who buy your goods

>> No.15830268

>>15828706
>my business
Is what? you forgot that important detail, fren

>> No.15830322

>>15826667
>starting a business?

Doing fucking what? Most small businesses fail.

>> No.15830347

>>15829156
Ugly whores. Couldn't pay me to fuck these skinny unnatractive fake slags

>> No.15830686

>>15826667
could starting a porn studio be a way to make money nowadays. I know you can't become a millionaire like you used to, but would it be possible to make 100k a year or something. maybe vr porn or something

>> No.15830739

>>15826667
Not knowing what kind of business I should start, or how to be enough at it to support myself.

>> No.15830755

>>15826680
I don't use a savings account and have probably $65k between crypto and other investments. Not gonna cuck myself to inflation. Credit cards can cover emergency expenses which gives you time to liquidate other investments of necessary.

>> No.15831154

>>15830196
Ad Hominen, you offered no credible refutation.

>> No.15831196

>>15831154
most banks belong to governments holding the majority of their stocks. either directly or indirectly via constructs like retirement funds etc. the narrative of the "international finance jews" is pushed by the antisemites from pol and other disinfo groups. dyor.

>> No.15831313

>>15828523
>The probability of failing when starting a new bizness is high and you will fail at some point, but's that good and normal
Did you forget that part when you took a loan and you now have to wageslave for 10+ years to pay it back before even thinking of attempting again?

>> No.15831442

>>15831196
I have done plenty of research, by the sounds of it, much more than you have. Check back when you have gotten educated in the matter.

>> No.15831479

>>15829101
makeup

>> No.15831596

>>15831442
what should i check? the investors relations don't lie. they say owned by nations and nations' funds

>> No.15832006

>>15830149
Average programming skills would get you by, the real obstacle is the time investment. Software takes a long time to build.

>> No.15832041

>>15826667
Bad credit and no proven track record

>> No.15832055

>>15826670
File for bankruptcy

>> No.15832111

>>15830347
Guys look it’s a Very rare femanon posting.

>> No.15832341

>>15826667
That picture is fucking gay FUCK FUCK FUCK LIFE SUCKS

>> No.15832349

>>15826667
I did start a business, it's going OK. Had a distribution deal with an HK company but I haven't heard from them for a while so guess I'll have to find a new one lol

>> No.15832434

>>15826667
If you’re in the upper echelon of white collar jobs, your pay and qol will be better than the majority of business owners. Yes, the outliers are in a different economic class, but many fail and many just provide a middle class lifestyle. If it is your dream though, go ahead

>> No.15832437

>>15827473

>it's mathematically provable that by buying two stocks with the same risk profile and correlation of anything less than 1 the standard deviations of returns are reduced.

wow nice armchair investing with those risk-free "risk profiles"

>> No.15832455

>>15827958
none of those disgusting whores are attractive

>> No.15832660

>>15828523
I have my own business, spare me of your LARP.

>> No.15832689

>>15826667
God I wanna fuck those titties. Hnnnnnnnnnnnggggggggggggggggggggg