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/biz/ - Business & Finance

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15776035 No.15776035 [Reply] [Original]

How do I get a loan if I dont have a job or a credit history? Is it even possible?

>> No.15776200

bump

>> No.15776213

>>15776035
https://www.investopedia.com/terms/n/ninja-loan.asp

>> No.15776324

>>15776035
ninja loans dont exist anymore thanks to the baby boomer retards

>> No.15776495

>>15776035
You can get a lower end SBA loan if you go to them with a solid business plan along with other documentation they want. It would probably be a 3-6 month process though, and you would be looking at a pretty high interest rate.

Would be good if you wanted to start a body shop or pizza shop though.

>> No.15776523

>>15776035
Depends on the country. But right now, getting loans should be pretty easy. Banks are desparate to give them out. Just apply to all the banks. Start by calling one of them and asking what you could resonably get. Then you know ballpark around what you can ask for. From there push it up and see how much they are willing to let you have. Banks are not all the same. They have different metrics to asses their clients.

>> No.15776529

I can't get a loan even with a regular income of 1500 eur a month for 2 years and literally 40% of that is actually spent, rest just stays in my bank like a retard. They see it on the statement yet refuse to give me a loan with a monthly rate of 300 eur for 5 years. They dont give you a reason just nope.jpg