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/biz/ - Business & Finance

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File: 187 KB, 1326x722, berniebro.jpg [View same] [iqdb] [saucenao] [google]
15462903 No.15462903[DELETED]  [Reply] [Original]

>> No.15462917

why do all Berncucks look like that

>> No.15462920

>>15462903
how exactly does bernie plan on cancelling the debt exactly? will he just pay back the banks?

>> No.15462922
File: 41 KB, 560x375, 1441939616567.jpg [View same] [iqdb] [saucenao] [google]
15462922

Imagine thinking you can make money from spending money

>> No.15462935
File: 49 KB, 328x202, 1563219413132.png [View same] [iqdb] [saucenao] [google]
15462935

>>15462903
... here's the issue. Without a degree, you're mostly fucked. The REAL target shouldn't be the education system (though it is dogshit).

The REAL target should be on thr EMPLOYERS. They shouldn't be ALLOWED to even ask for a degree when not essential for the job (i.e. nursing, engineering, etc.).

You blame people for getting shit degrees? No. Blame employers. THEY are at fault. THEY are the ones asking for any stupid ass irrelevant degree just to even have a chance of being hired by them.

>> No.15462936

>>15462903
lmao I studied sociology but as a eurochad I got this worthless degree for free. now I work in marketing, make 75k a year and no dennbts while you merimutts are slaves for life hahahaha oooh say can you seeeee

>> No.15462940

>>15462935
dude everybody that studies sociology knows its a useless degree. we used to joke that we would drive cabs if somebody asked as what we wanted to do after graduation. but nobody here in europe would be stupid enough to get six figures in debt for such meme degrees. only in america...

>> No.15462979

Why are burger colleges so expensive? What kind of sacred knowledge do they teach? In Europe, I think, it costs around $10k per year for a foreigner in a good university...

>> No.15462988

Technically, if the U.S. is a free market, colleges must compete by lowering the cost of tuition, why isn't this the case?

>> No.15463044

>>15462903
just another confirmation that bernie voters have lower IQs than inbred alabama rednecks

>> No.15463056

>>15462988

That isn true at all. Loans are guaranteed by government and can't be defaulted on. That means the colleges charge whatever they like. Combine that with the memes that "education in all forms is important" "college graduates make 1 million more than non grads" "if you don't go to college, you'll be a loser forever" "it will pay for itself. It doesn't matter how much you borrow" and you have this student loan problem.

>> No.15463069

>>15462988
Only regionally accredited (not nationally accredited) institutions are eligible for federal student loans and federal Pell gibs, and the regional accreditation board operate as cartels (think OPEC) restricting accreditation to limit the number of competing eligible institutions.

>> No.15463073

>>15462936
Lol 6’4 American here making 110k with a business degree that cost me 15k. How are all those immigrants you beta faggot

>> No.15463366

>>15462988
its >>15463056 coupled with the fact the college only has so many spaces and if its prestigious the demand would be high as fuck to get into it

>> No.15463424

>>15463073
>How are all those immigrants you beta faggot
lol classic mutt cope, meanwhile you faggots get flooded with millions of beaners, shot at in the streets and trump is taking your guns. keep coping amerilard.

>> No.15463450

>>15462979
That's how much it costs here
He probably took out additional private loans and blew it all on stuff not related to school

>> No.15463467

>>15463056
College graduates do make at least 250k or more over a decade than no nodegreers

>> No.15463480

>waah, why adult daycare isn't free, waah

>> No.15463491

>>15462903
Nobody forced him to goto college and if he can't get a job after finishing the course then he chose badly.

>> No.15463526
File: 7 KB, 225x225, 55FBE9A8-41D3-4646-8D2A-3339B7824E10-28651-0000087673412F6F.png [View same] [iqdb] [saucenao] [google]
15463526

>>15462979
>Why is education so expensive in America even though its the greatest country that ever existed (no real disputing that) yet we in Europe have free education but have seen our empires die out successively only to be replaced with African and 'Asian' peoples to do the ass-wiping jobs we won't do.

>> No.15463538

>>15463424
>people of European descent arguing over who's getting jewed harder while doing nothing about the problem itself

>> No.15463574

>>15463538
based and hebrewpilled XD

>> No.15463584

>>15463467
*on average
That means the guy with the mathematics degree 300k starting, not the guy with the sociology degree doing seasonal work for the census bureau that I see ads for on craigslist

>> No.15463607

>>15462936
75k in europe? stop lying faggot

>> No.15463614

I'm from Long Island....trust me this guy is retarded. You don't go to Stony Brook to study sociology. You go there to study medicine.

>> No.15463616

>>15463607
>t. poorfag

>> No.15463630

>>15463616
you dont make 75k with a sociology degree
not even in switzerland

>> No.15463646

>>15463630
I do and I have friends without degrees who are in a similar pay range managing data centres. but keep coping anon.

>> No.15463679

>>15463630
>you dont make 75k with a sociology degree
>not even in switzerland
in switzerland people with an MA in sociology make that kind of money.

>> No.15463703

>>15462903
Hahahahaha, he fucked up.
I'm sure he got lots of feminist sex out of though.

>> No.15463738

>>15463646
>in europe you can manage data centers with no degrees

keep going bro we listen to you

my best friend became prime minister in luxembourg just after he left his job as a cooker in ikea

>> No.15463785

>>15463738
imagine being such a blackpilled cuck you cant imagine anyone out there is actually making money
>be friend of mine
>start learning about heating and AC systems
>start working a shitjob at a data managing centre looking after their AC
>work your way up
>now you run the entire AC system for a major data managing centre
I know, all pure fantasy amirite. nobody out there makes any money. its /biz/ after all where we spend hours whining about how shit the world is and how impossible it is to make any cash.

>> No.15463793

>>15463785
your friend repair fridge and you can make 40k maximum with this shitty competence in Switzerland (where your rent will cost you 20k per year)

>> No.15463815

>>15463785
so this is a guy with zero degrees. and heres my story
>be me sociology fag, completely useless degree
>but hey I can write
>start writing shitty SEO articles on shit sites like upwork for $10 a pop
>move to thailand
>scale up freelancing biz move into more lucrative advertising
>self-edumucate on direct response advertising, sales funnels, etc. etc.
>land gig with $100 million publishin house
>learn more about the business and the market they specialize in
>write blockbuster promotions that make them millions
>move on to even bigger, more international clients
>mfw at 75k a year Im actually underpaid but moving into a bigger market where I can make even mroe money 2-3 years down the road
wew lads meanwhile other retards are working at starbucks with a STEM degree. its almost as if you gotta hustle and think about where the money is and then go for it. but wait no its all a big larp and nobody really makes any money.

>> No.15463834

>>15463793
>repair fridge
no he looks after big cooling systems for big data managing centres and clears about 3k net a month. thats krautland btw so if youre swiss and dont even believe those numbers you might as well kys. in switzerland even a fucking waiter can make 20 bucks an hour and krautland is uber cucked compared to you mountain jews. but whatever man, Im back to work, enjoy being a poorfaggot and a hater for the rest of your life.

>> No.15463856

>>15462988
there are cheaper alternatives. a 2 year degree can land you a middleclass income for less than 20k, while a 4 year will be closer to 80-100k and can often only get you the same jobs

>> No.15463998

>>15462903
In principle I'm against usurious loan practices, but they just want free government money...no.

>> No.15464213

im Swiss, one year out of my apprentceship as an automation technician making 37 CHF an hour

>> No.15464424

>>15462903
How the fuck do Americans think this is ok? It’s going to sink your economy at some point.

>> No.15464463

>>15462903
The American system does have its merits. Like in this case taking socialists out of the gene pool.

>> No.15464468
File: 1.71 MB, 270x138, laughing birbs.gif [View same] [iqdb] [saucenao] [google]
15464468

>>15462903

>Be a politician
>Career depends on getting elected
>See tons of retards who are hopelessly drowning in student debt
>Say "I will make your debt go away"
>They all vote for me because trusting me is their only hope
>Win the election
>Thanks suckers, no refunds

>> No.15464488

>>15464468
>>Win the election
>>Thanks suckers, no refunds
In Bernie's case, it's
>Lose the election
>Thanks suckers, no refunds

>> No.15464509

>>15462903
>taking out $137k in student loans for sociology degrees is a bad investment

'm socked, who would have thought the pseudo Marxist hiding place of people who really really want to shill family breakdown and state ownership of all children would have so little commercial value when poverty is the cause of crime and their are therefore no wealthy criminals?

>> No.15464515

>>15463607
>>15463607
>75k in europe? stop lying faggot
that's reasonably little in the eu unless you are in eastern europe

>> No.15464547

>>15464509
There are so many people in this situation and it's incredibly retarded. Of course instead of trimming down all these excessive programs you have the schools lobby against any real higher education reform. It's great, government offers guaranteed loans, they can sucker retarded 18 year olds into their Marxist degree, and those graduates somehow feel victimized by their country, whites, unrelated rich people, etc instead of the predatory universities.

>> No.15464591

>>15464515
The average in Western Europe for someone with a sociology degree and/or in marketing is much lower than 75K. We're not really talking about people with rare and highly demanded skills here.

>> No.15464602

>>15462920
I think he plans on taxing "Wall Street speculation" AKA a small <1% tax on all stock trades made

>> No.15464615

>>15463526
>America even though its the greatest country that ever existed

How can one be THIS retarded.

>> No.15464638

>>15464602
What a retard

>> No.15464728

>>15463538
this

>> No.15464741

>>15463467
and that doesn't mean anything since the loan will make sure they never have money

>> No.15464748

>>15463574
seething kike
kikes will die horrible deaths in agony only to wake up in hell

>> No.15464753

>>15462922
Yes it's called capital investment, something the guy in the OP pic doesnt know how to do.

>> No.15464784

>>15462940
Serious question: why the fuck did you study sociology even if it was free? It's a boring politicized pseudoscience and you still have to spend 3 or 4 years of your life in university. If you wanted a meme degree why not study something halfway interesting like zoology?

>> No.15464864

debt is a scam and destroying our society. why would anybody who isn't a boomer or jewish not support this

>> No.15464982

>>15462935
It's illegal to just give employees competence tests though, see Griggs v. Duke Power.

>> No.15465008

>>15464784
>why the fuck did you study sociology even if it was free?
I was young and had no idea what to do with my life. the idea of joining the corporate world terrified me. so I decided to study some useless, easy-to-obtain field and just coast through university while figuring out what to do with myself. things turned out just fine and I know many such cases. only in america will you leave university with six figures in debt though lol

>> No.15465080
File: 631 KB, 688x342, 1566809781018.png [View same] [iqdb] [saucenao] [google]
15465080

>>15462903
The shit that makes me rage hard at these Bern faggots is their overt hypocrisy

>Taxpayer money shouldn't have gone to bail out the banks' poor investment decisions!
>Taxpayer money should bail out dumb fucks who studied dead end majors that have no career path!

Taxpayer money shouldn't bail out either but between the two I hate the Bernbros way more, they knew what was going to happen by taking the easy majors

That's about all, peace out.

>> No.15465092

>>15465080
the retards are in a majority anon. you WILL end up footing the bill for all these liberal arts majors hahahahha. the beauties of a democracy.

>> No.15465151

>>15465092
Meanwhile the massive elephant in the room that nobody has the balls to call out are the educational institutions who are continually tightening the vice grip that holds the balls of their students. Education should be getting cheaper because of how technology has made information way faster and easier to access, but they still are skyrocketing their tuition prices for no reason. Nobody holds them accountable, only evil gay and minority hating Republican boogeymen get blamed for actually trying to stop throwing money into the bottomless pit of education. At some point these faggot colleges have got to stop building useless new buildings and gay ass landscaping and shrubberies and start fucking teaching real shit.

>> No.15465194

>>15465080
>Taxpayer money should bail out dumb fucks who studied dead end majors that have no career path!
>taxpayer money should bail out... taxpayers!

>> No.15465639

>>15465151
Where do you think they get most of their money anon? Hint, it's not from the students.

>> No.15465646

>>15465194
>sociology fags
>paying taxes

>> No.15466006

>>15462920
People get their loans from the government these days, retard. Obama nationalized that shit a long time ago, that's why everything is such a fucking huge problem. It's way worse than when the government just guaranteed student loans.

>> No.15466089

>>15466006
This. All Bernie has to do is write off the debt as a loss. Nobody gets "paid back".

>> No.15466147

>>15464515
Good salaries in Germany are like 2.500 euro at month
But most of the time let's say a junior software engineer would earn something like 1500 euro at month or even less
But with 2500 euro at month you live like a king in Europe

>> No.15466459

>>15462920
>>15464602

There is a podcast with Joe Rogan where he explains it.
His whole rationale is that the gov bailed out bankers, so now the bankers are going to bail students out. He would specifically tax high frequency trading.

While the Street should be slapped, how fair would that be for people that were careful about debt?


How about dealing with bankers predatory tactics? They're becoming loan sharks at this point, you can't even declare bankruptcy and your wages will be garnished forever if you never get a job that completely pays monthy interest.

Would unis have such fees if it wasn't for that credit escalation, like what's happening with real estate?
Keep giving money away for free and the price setters will just increase prices to absorb that.

Inflation gone wild.

>> No.15467042

>>15462903
Master's degree and still has penmanship of a gradeschooler

Pottery

>> No.15467333

>>15466459
Did he specify if he only means undergraduate debt? Undergraduate FEDERAL student loans (not private)? Because I don't think the masses are interested in bailing out doctors, lawyers, dentists, MBA assholes -- but I can see most fair-minded people find with wiping community college, public U and whatever FEDERAL student aid kids had

>> No.15467349

>>15462903
if this fat fuck would have used his sociology degrees to go teach or work at a non-profit or become a social worker, wouldn't his debt get removed by 2021? instead he's been piss broke and ruined credit for last 10 years

>> No.15467418

>>15467349

Yeah, if he made 10 years of on-time full payments, and was very careful about doing it EXACTLY the way they want. One mistake and the government pulls the rug out from under you (without telling you) and laughs when you find out after 10 years that you didn't qualify for student loan forgiveness because there's this one hoop you didn't jump through 6 years ago.

Minimum payments on $140K student debt are hard to make for a sociology grad.

>> No.15467505

>>15467418
get a teaching cert and it's a guaranteed $50k job, social worker is also a guaranteed $45-55k job

>> No.15467567

>>15462903
I'm astonished there aren't more debtcucks like this who haven't just started shooting places up indiscriminately. In fact I can't think of any, most mass shooters and bombers seem to be uneducated high school dropouts who haven't endured the humiliation of the degree mill.

Like, once you've passed that debt event horizon where your monthly interest is larger than the payments you can muster, why even keep struggling at that point? Either run away to cambodia or go out in a blaze of glory at home. There's literally zero reason to keep on waging at that point, the debt can never be discharged. And Bernie discharging all student loan debt is pure copium, never gonna happen while private lenders have their armies of lobbyists.

>> No.15467593

>>15462920
the same way the fucking Kike banks got bailed out in 2009.

I don't get you boot lickers who enjoy drinking kike banker semen, that make these condescending remarks.

Here's a few ideas:
>people that already paid off their loans, they can write it off as a loss or take a portion of their tax sheltered retirement funds as tax free during retirement

>give bankers and oppurtunity to get rid of the compounding interest that's no more than 1% above prime rate, and recalculate the loan, while the government can bail out half.

>complete government bailout...just like they did with the houses.

>> No.15467625

>>15464463
hahaha

>> No.15467641

>>15466459

It wasn't that nuanced. It's just a 1% tax on all trades made including crypto.

>> No.15467649

>>15467593
people who already paid off their loans enjoy the stronger credit scores; i.e. lower borrowing rates, cheaper insurance, better job prospects, etc.

>> No.15467716

>>15467649
I have a credit score of 825, I can assure you it makes no difference, because I don't depend on loans.

>> No.15467805

>>15467593
The banks paid back the loans given to them. This is just giving idiots free money.