/biz/ - Business & Finance

[Anonymous No.15312094]

>27, working 4 years
>80k salary as an IT Business analyst (high CoL area)
>BA degree
>40k in student loan debt, level repayment

my job is slow, but really chill and i work from home and have shit loads of free time
I'm bored and i feel like i need to be moving faster with my time and money. should i get my masters? I don't want anymore student loan debt. side business? I can't actually program that well so no startups for me.

should i bother even chasing riches? i'm comfy as fuck but my net worth is garbage and i don't have any real assets yet.

[Anonymous No.15312137]

Such a sweet photo

[Anonymous No.15312201]

>>15312137
It certainly is

[Anonymous No.15312230]

Im also trying to get a job as a Business Analyst.

Any hints or recommendations?

[Anonymous No.15312253]

Is taking on 50k + in debt worth it if I get really good at coding?

[Anonymous No.15312274]

>>15312094
Real White women love the BBC.

[Anonymous No.15312291]

>>15312230
Get certified (CSM/PMI/etc.) and learn how to write properly. Start off as a technical writer in anything software related and work your way up if you don't already have an IT/CS-related degree

get comfy with the idea of working in heavy corporate types of environments with middle aged women

[Anonymous No.15312312]

>>15312274
Israel has no right to exist

[Anonymous No.15312315]

>>15312274
real white women dont fuck their dogs or talking apes. Beastiality causes sickness regardless of your afrocentric views

[Anonymous No.15312321]

>>15312253
No. Coding takes around 1000 hours, around the time other skills take as well, to be useful and get a job, around 10000 you're an expert. This assuming you're regularly trying to learn something and coding. So about 1-2 years of doing projects and reading about it. If you do that you're wasting 50k since you can just show what you did over time to an employer. Of course it can be harder without a degree but if you have at least a significant project it's doable and you don't throw away 50k + interest + money you lose not investing

[Anonymous No.15312335]

>>15312094
stay comfy

[Anonymous No.15312350]

>>15312335
Why chads date black women

[Anonymous No.15312387]

>>15312335
CHADDED

[Anonymous No.15312399]

>>15312350
White women fuck dogs

[Anonymous No.15312406]

Grab some NOIA bro. Cap is under 1 million, so much room for growth, Cisco partnership and staking.

[Anonymous No.15312421]

>>15312094
Does anyone have the full pic with the black dudes cock in it? Awesome fucking photo. Love blacked porn

[Anonymous No.15312432]

>>15312094

I went from a $140K plus bonuses job as tech lead to $100K per year as an IT analyst sitting home 3-5 days a week shitposting. Comfy as fuck. I love that you actually don't have to work. Don't have to get in fucking meetings. Don't have to fucking get on calls. Don't have to socialize and eat lunch with people I don't want to be around.

Be comfy. Only caveat is spend a few hours per week learning new skills and reading up so if you lose your job you have skills. It's easier to learn shit when you get paid to do nothing. You can 100% teach your self to code better than any course or at any university.

[Anonymous No.15312455]

>>15312432
Do you have a degree though?

[Anonymous No.15312498]

>>15312335
>bragging that the top 1% of your race lookswise dates down
for what reason

[Anonymous No.15312532]

>>15312455

Yeah I have a degree. It's less and less relevant now though. A lot of fortune 500s don't even require a degree. Worked at a major bank, they don't require a degree.

[42 No.15312552]

I cant wait to get a sexy black gf.

[Anonymous No.15312576]

>>15312335
delete this right fucking now.

[Anonymous No.15312634]

If i had to bet guessing from these threads, 1/2 of all people on /biz have a CS degree working as a coder/programmer making atleast $65k as a starting job, all at the tender age of 25. The amount of larping here is unreal.
>>15312094
what's your monthly earnings with all expenses deducted? even with high CoL you should be comfy af unless you rent somewhere extortionate...

[Anonymous No.15312677]

>>15312634
>our monthly earnings with all expenses deducted?
i take home a little over 4k/mo after base things like tax, 401k, health insurance etc. are covered.

Rent is 1400$/mo (this is the cheaper side of options where I live. high CoL area. median income here is 90k). Some of that then goes to savings, groceries, gym, loan payments, paying off my credit card statements

[Anonymous No.15312738]

>>15312335
yeah but your kids will look retarded and you will have to deal with these niggas every day

[Anonymous No.15312774]

>>15312634
>>15312677

No larp here. I've posted this before. OP should easily bypass my 2018 NW by 32 diversifying into crypto holding on to some comfy job.

> Max 401K (matching?)

> Max IRA

> HSA if you have it

My townhome is paid off now compared to last year.

[Anonymous No.15312817]

>>15312432
>>15312774

Why did you bounce from the tech lead job to the analyst gig? And as a tech professional who's worked at a bank, is crypto *really* worth getting into for someone like me?

[Anonymous No.15312922]

>>15312094
be 2017
copypasta some scientific research papers into a whitepaper
announce an ICO
be CEO of said ICO
hire pajeets and chink gooks to be code monkeys
register a company in switzerland or san francisco for legitimacy points
ask random PhDs to be advisors
collect $ millions, make pressure by promising more exciting stuff the more money you get
leave 60% of tokens to yourself
bear market comes just right
after a couple of years exit scam
be multimillionaire
noonecaresanymore.exe
noconsequencesforyou.gif

[Anonymous No.15312966]

>>15312817

> burnt out, responsibility

> responsible for the entire team, when any and everything goes wrong

> deployments in big banks, financial service companies start on Friday night and end on Sunday morning. For real

> hiring, people leaving, salaries. incompetent people

> phone calls, meetings, socializing, commuting, kissing ass to move up the ladder, all that bullshit

> realized that PMs, BAs, and other Analysts or QA roles basically did nothing and earned a bit less. Every time I'd visit an Business Analyst's or PMs cube she'd be shopping for shoes or handbags. Bitches basically came to work to socialize and shop online while I was stressing myself out. And I absolutely hated dealing with people

The downside is I've seen people that reported to me move to SVP roles over the years and make a ton. But overall, I am much more comfortable and happier day to day. Crypto can provide some boost to your portfolio. I used it very conservatively like 5-10% and selling off during 2017 otherwise I'd be much better off. Now that my house is paid off and I have only $9K in student debt, I am going to pile more in crypto.