/biz/ - Business & Finance

[Anonymous No.15296083]

FML..
>college degree
>32 years old
>work 7 days a week
>11 hours a day
>1.3k salary a month
What did I do wrong?

[Anonymous No.15296093]

You took a shitty job.

[Anonymous No.15296095]

How the fuck do you make 1300 per month with a college degree?

[Anonymous No.15296098]

>>15296083
You took a really shitty job for some reason

[Anonymous No.15296106]

>>15296083
Letting someone decide how much an hour you're worth. Someone determining your worth is slavery. Why would you expect someone to value you?
3 classes
>boss
>slave
>soldier

[Anonymous No.15296112]

Sounds bad anon. Read into xFutures, next xPerl event will make some people richer. You can login with your OKEx account if you have one. Also public staking is open, recommend it to anons. XFT will also do an IEO on OKEx, so easy gains to be made here

[Anonymous No.15296115]

>>15296083
How much u save?

[Anonymous No.15296126]

>>15296083
Everything

[Anonymous No.15296133]

>>15296095

I have a degree in communications..

>>15296115
600 a month, I still live at my parents house.

[Anonymous No.15296134]

What job do you have OP?

Nowadays you need to stand out with good work experience/internships at good places to get ahead of everyone else with a degree.

What's stopping you from getting a better job? Is it your CV or lack of interview skills?

[Anonymous No.15296137]

>>15296095
He either got a worthless degree that is totally unrelated to his job (but still felt the need to tell us) or he meant 1.3k in euros and lives in Southern or Eastern Europe, where highly qualified jobs still pay like shit and everyone that has a half a brain and a chance leaves their country for greener pastures.

[Anonymous No.15296141]

>>15296083
By those stats you are paid less than 4$ an hour.

[Anonymous No.15296149]

>>15296133
>degree in communications..
just work in retail bro honestly wtf are you doing

[Anonymous No.15296151]

Oh in spain you can be a software engineer and making 900 eur per month, and its pretty normal outside barcelona and madrid.. i even worked in worse jobs these years, making 450 or 500 eur per month...

[Anonymous No.15296158]

>>15296083
wow, an actual slave guys

[Anonymous No.15296163]

>>15296133
If you can save 600, that is at least something.

[Anonymous No.15296178]

>>15296133

Saving 600 a month is pretty nice, put that money to work man. Build a portofolio: bonds, stocks, crypto, etc. For crypto just holding some bitcoin is enough for beginners, maybe buy some alts like BNB, or COTI which is very cheap right now.

[Anonymous No.15296193]

>>15296178
I wouldnt gamble his hard earned money in crypto.

[Anonymous No.15296205]

>>15296151
lol, just what I was talking about. Wages are so shit in spain it's hilarious. My trade will always pay more than 90% of people with university degrees and I got my certificate in just a year. And that's if I choose to stay here, in countries like germany people in my trade can make like 4-6k per month with just a few years of experience.

If it weren't for the "follow your passion" meme literally nobody would be stupid enough to waste +4 years of their lives in that shit knowing it'll get them nothing in return.

[Anonymous No.15296206]

>>15296083
yuropoor? Time to start looking for a new job fren. Don't fall into a trap of "I'm worth this much because the big nose guy says so."

[Anonymous No.15296211]

>>15296083
If you live at parents you might be able to save more and escape your situation one Day. Be Strong op.

[Anonymous No.15296230]

Consider adding some BPRO to your holdings. MM is preparing for a huge pamp, cause big news is coming out.

Btw 1300 can be quite a lot in some EU countries.

[Anonymous No.15296242]

>>15296178
Terrible, terrible advice. Markets are ATH right now and BTC is too volatile to use as a store of short term value. OP are your parents having you pay rent? If not, then you should be saving a LOT more. Idk what the living expenses you have are, but you shouldn't be spending more than 300-400 of whatever meme currency you are talking about. You MUST be europoor because otherwise we are only talking less then minimum wage, and no matter how you slice it, that's unacceptable if American with a degree. Communications is. Focus on pumping your savings and being frugal, and work on job hunting. You're gonna wanna kys if you try to gamble it all away in investments amd ,ale a bad trade. I can't promise you will find a position with significantly better pay, but there are certainly jobs that will take a comm major, pay them an ok salary, and won't rape them in the work week. Consider finding a head-hunter - so long as your resume is good, most won't even charge you until you get the job (and then they'll take a small cut out of your check.)

It's a tough road to climb, but as long as you persist, you'll make it fren

[Anonymous No.15296255]

>>15296242

buying btc is not gambling you idiot boomer

[Anonymous No.15296259]

>>15296083
Teach yourself to code and find a better job. Best advice I can give you. I know high school grads earning 10x what you are because they self taught themselves Python. If you’re posting here, you have time to do that lmao

[Anonymous No.15296271]

>>15296137
>everyone that has a half a brain and a chance leaves their country for greener pastures.
That is false. It's mostly gopnik scum that does that.

[Anonymous No.15296276]

The jobs might be shitty in your country, but there are so many jobs that you can do online. Buy some MITx, it will get listed on another top tier exchange soon, and the Singapore Government model will be out soon. Sell 50% at 2x to get your initial out, and let it ride the waves.

[Anonymous No.15296284]

>>15296083
I know that feel senpai
>masters in EE from one of the best unis in the UK
>take home £1.8k a month after being raped by tax
>in London so more than half goes on rent and transport
I need to break free of wageslavery before I go insane

[Anonymous No.15296299]

>>15296083
I walked the same path. I just quit my job 5 months ago. Burned my ships and went allin on EGT on a insiders tip.
Sold 4 weeks back and now Accumulating Coti (cheap AF) as per same insider

[Anonymous No.15296310]

If you're going to do this give us your country

OP is a faggot

[Anonymous No.15296312]

>>15296276
You know whats up anon

[Anonymous No.15296332]

>>15296112
What is this? I’ve been hearing a lot about it recently.

[Anonymous No.15296454]

>>15296178

Adding COTI now is a great move, some pool groups had to liquidate some stuff, that’s why COTI is so cheap now.

[Anonymous No.15296502]

>>15296112
blah blah blah scam blah blah buzzword blah blah shut the fuck up and get job you cunt

[Anonymous No.15296529]

>>15296083


feels like u fuck ass to much

[Anonymous No.15296532]

Is VBA worth learning? I am a finance peon and the boss is talking about firing a lot of my department and replacing us with automated systems. He wants to train up the least retarded ones on VBA and create a new VBA team to manage and build all the new systems. I've been told the company will pay for my training and exams but I'm already doing accounting qualifications. Reckon it's worth the switch? I asked /g/ but they are all arrogant autists who said if I was in it for the salary I shouldn't be asking (as if anyone sane gets a codemonkey job for any other reason than the pay)

[Anonymous No.15296597]

>>15296502

Wow he says the magic words “get a job”, kekekek what a beta wagecuck

[Anonymous No.15296643]

>>15296178
>build a portofolio before the worst crash in decades
Hahahahaahahhaaha

[Anonymous No.15296653]

>>15296597
I have a property portfolio, you have a blockfolio so deep in the red you resort to shilling on biz. So yes, get a job.

[Anonymous No.15296662]

>>15296643
This is why there is Gold in the portfolio. You have probably Been calling the Crash for the last 10 years.

[Anonymous No.15296679]

>>15296662
More like 5 and now it's actually happening.

[Anonymous No.15296683]

>>15296083
Damn. I drive forklifts and make more then you senpai. $2k per month.

[Anonymous No.15296704]

>>15296532

Definitely pick VBA up, especially if big boss covers the costs

[Anonymous No.15296713]

>>15296679
Maybe.

[Anonymous No.15296716]

>>15296271
>That is false. It's mostly gopnik scum that does that.
lol. You tell yourself that to cope with the fact that you don't have the balls or whatever it takes to make it outside your country.
These "gopniks" are better than you in every way and that's why you're seething.

[Anonymous No.15296902]

>>15296532
Yes definitely learn VBA. It's reasonably intuitive to pick up once you wrap your head around how the language is structured. At a bare minimum, if your boss is paying for it, obtain the Microsoft excel advanced certification which includes VBA.
Learning VBA will also expose you to programming and logic, which is helpful when you use other programming languages/ software platforms.

[Anonymous No.15297032]

>>15296716
Nah, he is right and you are a fucking retard. I make a bit over 1300 eur net in Poorland and comfy as fuck. Sure I wont ever be rich of that compared to westerners, but property here costs 100k eur and not 1mil eur.
Gopniks make similar salary working dishwashers and manual labor in UK while having over 4 times cost of living and being treated like shit. They do it because they cant make a living in their own country.

[Anonymous No.15297061]

>>15296133
Then send some "communications" to someone who isn't paying you a shorty wage lmao

[Anonymous No.15297098]

>>15297032
Yeah but not in any moment I talked about low skilled labor. I SPECIFICALLY talked about high SKILLED LABOR in HIGH DEMAND.
The only reason he (and also you) brought up the example of unskilled retards is to cope because you will never have the balls to go to another country and make a good living there. You are stuck in a shithole country and it hurts, yet you tell yourself that those that leave aren't any better by focusing on the lowest of the lowest of those who do. Meanwhile people like me who cared to get some training and went out is earning a very good living, often earning twice or thrice what retards who staid at home do, and we laugh at you all the way to the bank.

Keep coping. Maybe one day you'll grow a brain.

[Anonymous No.15297107]

>>15296083
You went to college.

[Anonymous No.15297108]

>>15296133
Saving 600 is more than enough to put some into investments. You need to look at exponential growth and putting it in a savings account won't cut it.

There is no market where you can make and lose as much money as crypto right now. You just need to follow where the big whales are going. Even if you lose some trades if you have a stop loss and add to your winners you can be stopped out 60% of all your trades but you'll still be making money.

IEO’s are also good ways flipping tokens OP but they are getting oversaturated. You need to front run people, be one of the few so you can make the most profit. On the 20th of August xFutures will have an initial futures event where they will sell futures of private Perlin tokens. Last time they did an event it went 7.5x. If you hate money don't look into it.

[Anonymous No.15297119]

>>15296083
>salary
If you're doing any actual work you can go get your own customers. Stop asking someone else to get the customer's money for you.

[Anonymous No.15297189]

>>15296083
Looks like you're fucked OP
>32
and still making pleb money? Guess you never fought for yourself to be worth something more than what they gave you. >>15296133
There you said you save 600 and that is perfect. How about you start trading and investing? You can learn it from your home. And sure you'll be shit at first but think of the possibilities. You're your own boss and you can work from home. I made so much money on FTM recently and I picked up some BPRO as well and made a solid 2x in a week. You can do it man there are opportunities every fucking day.

[Anonymous No.15297235]

>>15297098
No need to be so angry and mean. I have the balls to leave, I just dont need to, and dont really want to at the moment. I dont know why you assume that "it hurts" when Im actually livng good life here. Maybe stop judging people by your standards and projecting.
Yes, you will make more money in a country with higher income, and you will also pay more money. It all balances out and what matters is how much buying power your remaining money gives you.
I didnt read your original post.

Also getting "some" training doesn't make you a skilled labor. You are just replaceable tradie ape.

[Anonymous No.15297781]

>>15297108
This looks good anon, but many people couldn’t get in

[Anonymous No.15297948]

>>15296083
I'm 33 and I don't work at all

[Anonymous No.15298150]

>>15296255
HURR I AM ZOOMER NO I AM BOOMER ZOOM ZOOM ZOOM

All investment is educated gambling. The odds are just always in your favor if you do your proper research. BTC and other crypto is driven by a lot of factors and nobody quite understands them (oh but please show me you do, you little investor, you!) You could easily wake up and another 2017 happened where this shit is only worth 10-20 percent of what you paid. Congratulations! It could also be 20k EOW. The difference between BTC and stonks is that there's good reason and historical data to assume that the market, over long periods of times, will continue to go up. Crypto doesn't have that same set of principals, of course what makes it so volatile.

But no go ahead, please tell me about what a great idea it is to put every paycheck of excess into BTC as a new investor and have no savings built up. I'm sure you're so much smarter anon! You've probably made thousands of dollars from pennies from the 2017 bullrun!

[Anonymous No.15298517]

You’re not holding MITx, that’s your first problem

[Anonymous No.15298802]

>>15296205

Similar story here in Portugal.

[Anonymous No.15298888]

>>15296332
It's an upcoming chink scam that uses paid street shitters (like our good friend Ranjeesh who you're replying to) to shill to the autistic incels of /biz/

[Anonymous No.15298909]

>>15298888
THE WILL OF KEK HAS BEEN SPOKEN
>xFutures is a chink scam

[Anonymous No.15298911]

You save 600 a month that’s 7200 a year. You can invest that money in LINK, MITx or BNB. Also start learning a new high paying skill, discipline is key to riches.

[Anonymous No.15298925]

>>15296095
>How the fuck do you make 1300 per month with a college degree?

Its easy trust me.

[Anonymous No.15298935]

>>15296133
>I have a degree in communications..
I will always be amazed that people get completely useless degrees, degrees that can be looked up ahead of time to see what jobs they can get and corresponding salaries
You deserve to be poor and miserable

[Anonymous No.15298954]

>>15296083
I earn more than you and I have a highschool level education, you fucked up OP

[Anonymous No.15298987]

LMAO none of you guys were born rich. Sucks to be a wagie.

[Anonymous No.15298996]

>>15296083
What job do you have? I'm a fresh out of school consultant and I make 4k eur a month.

[Anonymous No.15299188]

>>15296083
You can invest in better altcoins at right time when the value is low as present and make profits. Buy some promising projects like Telecoin but has to wait till the right time to make profits.

[Anonymous No.15299211]

>>15297098
i wish the eu was broken apart so you people had to deal with your own street shitters instead of unloading them onto the rest of the world

[Anonymous No.15299251]

>>15296133
>degree in communications

top kek there is your problem

/thread

[Anonymous No.15299267]

>>15298909

>calls xFutures a scam
Try logging in with an OKEx account on xFutures, see it works right? Yea. xFutures is part of OKEx, same team is behind the stuff. Nice to see people calling one of the biggest crypto exchanges a scam kek

[Anonymous No.15299287]

>>15296083
WTF, ANON!??!

Why did you choose the meme degree?

I make 2,700 a month, doing painting residential houses.

And I do a little bit of uber here and there.
Which comes off to 3,000 plus

>26
>lives with parents
>No degree
>low iq

[Anonymous No.15299737]

>tfw finance degree
>banker analyst spreadsheet monkey
>in Florida
>only making 4200 a month
>at 25

I'm such a fucking failure

[Anonymous No.15300185]

>>15296083
You went to college, that's what you obviously did wrong. The worst mistake in my life as well. College is like little league futbol, yeah the agile and those that can coordinate get trophies, but the world doesn't really need another "team player"

[Anonymous No.15300396]

>>15296083
Crap dude if you worked at McDonald’s in California you’d make 12/hr plus over time every hour over eight so that’s 150 a day for 31 days
So the LOWEST McDonalds employee would have made 4650 a month before tax