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15148174 No.15148174 [Reply] [Original]

Post yfw you realized we're in a massive housing bubble, and you will be able to afford a house in the future.

>> No.15148198

>Doors that lead to a 20 ft drop

>> No.15148245
File: 50 KB, 800x578, 4FE94A1D-99E5-4753-80C7-D97212F2E891.jpg [View same] [iqdb] [saucenao] [google]
15148245

>>15148174
Still can’t afford a house without a mortgage. Banks will immediately freeze all lending even if you have 50% of the cost of the property.

>> No.15148266

>>15148174
https://www.marketwatch.com/story/bankruptcies-cause-the-highest-number-of-job-losses-since-2009-when-the-us-was-in-the-depths-of-the-great-recession-2019-08-06

>> No.15148407

>>15148174
the bubble is never ending until we switch to asian housing model

>> No.15149089

the only things not in a bubble are gold and silver

>> No.15149105

even my biceps are in a steroid bubble

everything is about getting the max out of this clownworld

>> No.15149131
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15149131

>>15149105
thats pretty based

>> No.15149413

>>15148174
Anyone buying real estate in the West right now is fucking retarded and will get his ass handed to him in a few years as he is doomed to mortgage payments for decades on a home that is worth less than half of what he paid for.

>> No.15149429
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15149429

>>15148174

>> No.15149447

>>15148174
Housing prices in the US are primarily driven by massive over demand from all of the foreigners in the country.

>> No.15149512

>>15148174
Parts of it are in a bubble and parts of it aren't. Use common sense and you'll be fine.

>> No.15149548

>>15149512
There us no national housing market and this is the most important thing to understand about real estate. Any generalizations made thar don’t take this perspective are worthless.

That said, prices are high anywhere that is mostly white and not a rural shithole with no redeeming natural beauty. White flight away from immigrants is massive and it is mostly Democrats leaving their overpriced, declining strongholds.

>> No.15150019

>>15149447
>housing prices are driven up because of all the people making under 20k a year

>> No.15150397

>>15150019
similar thing in Switzerland - educated people move there, earn more than local lowerclass - they drive housing prices up, why do you think silicon valley and all other high income regions are so expensive, its due to domestic and foregin migration

>> No.15150437

>>15150397
This. Live in a growing city where a bunch of rich white kids are moving in and displacing poor black families. These families bought their houses for like $100k or less, developers buying them for $250k and flipping for $500-700k.

You guys thinking a huge crash is coming have to realize at a certain point nobody is going to sell their house because they won’t be making what they want/need, and that will drive inventory down and prices up again. It’s not like all of a sudden everyone is just going to decide to sell their house for half of what it was worth yesterday. Most people will wait out a recession and that’ll end it within just a few years since inventory will dry right up.

>> No.15150500

What do we even do? I keep wanting to buy a place to live because I'm able financially, but it just seems like such a wild ripoff I don't know if it's even worth it. So much money to pay just to get stuck with mexicans on government housing loans.
But rent keeps going up as well. Should I buy a god damn van to sleep in and ditch all social interaction?

>> No.15150604

>>15148174
Housing prices are driven by loan growth. Notice how when the yield curve inverted, prices stopped going up, because it makes it much much more difficult for banks to lend.

>> No.15150668

>>15150437
>these po black peepo only made 150% gains from the offer they willingly accept from the developers, who ABUSE the system to sell the house later for 100-150% gains!
Breh

>> No.15150730

>>15149447
and the worst part is that they pay for it with welfare.

>> No.15150753

>>15150500
Depends where you live, anon. In major cities there is less room for development and population grows faster. Long term trend will always be up. If you’re buying rural then maybe it’s worth a wait but no one really knows how long that wait is. We still haven’t even reached 2006 peak levels, and the overall housing market trend is always up. Since the recovery in 2012 the overall market hasn’t outpaced inflation but most major cities have done incredibly well, several of them up 100% or more in average home price. I live in a hot market which appears to be slowing but also I see builders have switched to building multi family units instead of single family homes. Space for new single family homes is running low and the prices are so jacked up so it doesn’t pay for developers to build them, but long term this means single family homes will be a rarer commodity in my city. I used to live on the UWS in NYC and every day would pass by brownstones that used to be single family homes which sold for like $50k in the 70’s and are now mostly multi units or homes worth $7-20MM+. Lower class families that held that property can retire rich beyond their wildest dreams. NYC is obviously its own beast, but the thing about real estate is as long as an area is growing and people are moving in, housing prices will continue to rise as demand outweighs supply.

>> No.15150767

>>15150668
I didn’t say it was a bad thing. Way to project.

>> No.15150819

>>15150753
I'm in a hot market as well. Utah.
It's growing so fast it's ridiculous and likely will keep going up.
I dunno.

>> No.15150833

>>15150019
It actually is. The whales are buying all the properties and rent them out to wetbacks and pajeets.
In the western Europe the whole market is controlled by whales and 60% doesn't own anything, that's what's coming to US. Unless the market pops and the whales get rekt.

>> No.15150874

>>15148198
It’s built for swinglinkers

>> No.15150982

>>15150819
I guess I’d ask myself if I got stuck in the home for a few extra years because the price crashed would it be so terrible. If you’re living within your means then holding a bag isn’t the worst thing in the world, and being on this board I’m sure you’re used to that feeling by now anyway. Short of a true recession where the job market tightens up and layoffs are happening, you won’t be in any high risk situation. The major risk in this all is that you lose your job and can’t make your payments and default on your loan which will financially fuck you in the ass and leave you homeless. The likelihood of that happening is relatively small. Honestly, doomsday prophecies about the housing market have been going on a full 2 years now and most markets boomed that entire time. Things are slowing now but that might be all we see - a slowdown. Maybe the next 2-5 years prices remain stagnant and then the doomsday people disappear overnight and suddenly we are in a bull market again. Could go either way, I don’t see any highly unhealthy housing market signs though the larger economy is questionable. Housing markets exist off supply cycles. Builders build until they built too much, then most go broke because they can’t sell the shit they dumped their money into, then stuff sits on the market and nothing gets built for a while, then people buy that stuff over time but still nothing is getting built, then prices soar and demand comes in for builders. Where in that cycle is your market?

>> No.15151018

>>15150437
>80 millions retiring and going to retirement communities

Oops you forgot a major factor in your equation

>> No.15151053

>>15150437
Boomers retiring at a rate of 10000 a day. Soon they will move to retirement communities or die.
>people dont live forever
>giant generation phasing out
>what are effects

>> No.15151077

>>15150982
I don't follow closely as I have other things I need to work on for my job, but I've caught several things throughout some articles about building is relatively slow and doesn't keep up with demand, there are legal restrictions about multifamily housing preventing higher density housing, people keep moving in at an incredible rate because companies keep moving/building offices here and much of the population keeps reproducing on top of that (mormons and mexicans mostly).
I keep wanting to buy a place to live but I feel like I should lean on the side of caution and just wait another year or so until my salary is even higher, student debt is lower, and I have more personal time to really research real estate.

What area are you in? What's driving the growth?

>> No.15151093

>>15150874
outstanding

>> No.15151140

>>15150437
Inventory will nevery dry. Clinton made sure the stock to flow raito would always be high, that way homes are not a store of value, capital is not hoarded, and velocity of monies continues to happen. A poor black wal mart employee who smokes crack can get a mortagage as easy as a phd doctor.

>> No.15151155

>>15151140
The doctor has more debt. Creditors hate bad income to debt ratios

>> No.15151164

>>15150437
>What are property taxes

>> No.15151166

>>15151155
Usa is rekt, you burgers dont understand. Itll never be the place your parents grew up in. Its going to get worse. It does every decade. Your parents sold you to jews for municipal bonds to fill their pensions that went bust in 08.

>> No.15151183

>>15151166
You cant recover from this. Thats why fed pumps equites, to keep pensions fat. Equity market isnt private any more. Its just subsided companies who get govt defcit spending. If they dont get deficit spending, they dont turn a profit. Private equities are really just state owned utilities that are used to fill pensions up.

>> No.15151198

>>15151183
You burgers cant see it, because your to young to see a state that did not exist in such a state. The treasury is being robbed, and the barbarians are at the borders.

>> No.15151216

Estimated 1/3 of men in usa wont be working by 2030. Its not automation. Its secular stagflation like the Balkans

>> No.15151231

>>15151216
its not the robot guys. THERE HASNT BEEN GDP GROWTH WITHOUT A INCREASE IN DEFICIT SPENDING In deacdes.

Tdlr

The top employers do not turn a profit unless the govt spends money. There is no real private market, there is no free market.

>> No.15151248

>>15151018
>>15151053
>people would rather go spend all their retirement money on some smelly old persons community than on traveling, eating well, and enjoying time with their family living in the house they paid off in full 10 years ago
1) not everyone leaves their home
2) there will be more millennials on the planet than boomers, there will be plenty of people willing to buy boomer homes.

>>15151077
Nashville. It’s hip, it’s young, lots of big business moving in so plenty of jobs, housing still affordable compared to NYC and LA (where we get a lot of migrants from), and no state income tax and low property tax. Also like the only progressive area in the entire state so to that boomer guys point a lot of progressive Tennessee boomers retire here as well.

>>15151140
Inventory dries all the time. It’s cyclical. No buyers and no money for development causes inventory to dry up. I literally wrote the entire cycle out for you. You can read plenty about it elsewhere.

>> No.15151305
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15151305

>>15148174

>> No.15151306

Wrong, when you subsidize home ownership to lower class. It increases the stock to flow raito of homes. Anyone who worked their ass off to store sweat equity in their homes gets rekt because any low class person can also have a home with out the same down payment or equity requirments. When stock is increased, then store of value mediume dissolves. Inflation in the amount of units. Usa has negative birth rates. The amount of houses on the market is not reducing anytime soon. Thanks to clinton. 2008 was a product of this. Boomers cant retire because all their sweat equity was stored in the cost of the home. That value was erased during home ownership subsidies and 2008. Further more, boomers can not get out of these homes, because no one in the younger age group has a job, the purchasing power, or the income to debt raito to buy these boomer homes. Its not cyclical, if it was that predictable, everyone would make money on it. Get of here with your meme bullshit forbes article interpretations.

>> No.15151328

>>15151248
>Salt Lake City. It’s hip, it’s young, lots of big business moving in so plenty of jobs, housing still affordable compared to California and the west coast in general (where we get a lot of migrants from), and low property tax. Also like the only progressive area in the entire state so to that boomer guys point a lot of progressive Utah boomers and faggots retire here as well.
ftfy
So many similarities.

>> No.15151334

This is neo fueldism.

It is here. You cant turn back. The majority of americans will never leave their car, home, and student debt behind them. Time to wake up. Dont forget the failing municipal and state bond markets.

>> No.15151349
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15151349

>>15151328

>> No.15151374

>>15151349
>exposed brick walls
>furbabies
Fucking hell memes write themselves
This world is a giant meme

>> No.15151411

>>15151248
>Also like the only progressive area in the entire state
The definition of "progressive" in Nashville is "Yes, my wife's daughter only dates black men and we're so proud."
>t.grew up in Saturn apartments off Murfreesboro road.
Nashville and by extension most of Southern "progressivism" is cargo culted from hate whitey television sitcom bullshit. Don't let that stop you though. I moved from that shithole a long time ago.

>> No.15151423

>>15151349
Have you considered composing a coherent thought before posting? Or do you just post whatever stream of consciousness comes out of your ass like diarrhea?

>> No.15151438
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15151438

>>15151374
God bless america. The secular temple science has failed hundreds of millions

22 trillion in debt

Negative birth rates, dog fetishes

230 trillion in outstanding liabilites

Secualr stagflation

Declining EROEI margins

No more middle class

Debt enslavement as a normality in culture

The acceptance of usuary as a good moral derivative

>> No.15151452

Balkanization of the americas is almost complete.

>> No.15151485

>>15151423
Does the reality hurt? Chinese have higher ppp than burgers. Prepare for further declining wages and purchasing power. Until your on parity with india, Indonesia, china, and Malaysia. Europeans lost 1/2 of purchasing power in 10 years. I understand, realizing your hoi polloi. Is hard.

>> No.15151495

>>15151485(you)
>13 posts by this ID

>> No.15151502

>>15150604

Yeah, this is what people don't understand about the current situation. The financial instruments in America are largely what is causing this boom. Virtually anyone can afford a home under any variety of fringe loan structures that they have come up with. Someone earning $50k/year can afford a $1 million home now.

>> No.15151504

>>15151411
Leave the usa, and go attempt healthier margins in south america. Your grandparents left their homes to do such...

>> No.15151522

>>15151495
Your lucky the machine counts for you. Maybe you will waste more time reading my comments about the economic realites or you will waste more time upset about the fact that i comment. We are not sure yet anon.

>> No.15151532

>>15151216
>>15151231
These.

>> No.15151535

>>15151502
If anyone can afford a home, than homes are not a store of value. And not some where, you want to waste 30 years of sweat equity on. What a scam lol.

>> No.15151544

>>15151532
Thanks anon. Glad your catching the trend. Been making a killing selling emasculated men shaving kits and custom dog collars.

>> No.15151611

Progressive lol

Accept usuary as normal

Worships dogs over children

Loves lgbt , big tech, isreal and IMF vegan running out of food durth cult.

Doesnt worry about the majority


So progressive

What happned to the progessives backing militant labour parties that fought for better working rights?

Now all you can do is talk about genitals because talking about the real econmoic reality is to difficult.

>> No.15151615

>>15151522
>Constant grammar errors
>Seething
>R*ddit spacing
You know the rules, post your hand pajeet

>> No.15151617

>>15151544
What the fuck LOL

>> No.15151635

>>15151544
I just want this joke system to be over so I can claim Lordship of a lush green valley through strength and wisdom, forget consumerism and forge my silver stacks into jewellery for my forest nymph harem

>> No.15151673

>>15151504
funny im rather decent at spanish but importing cars is expensive and also i dont want to be stuffed into a barrel full of acid by the cartels for no reason

>> No.15151686

>>15151615
Why are you so upset anon.

Grammer doesnt pay the bills you nig nog. This key board is tiny, and its cold on my Patagonia cattle ranch

Reddit is for those who worship genitals.

I am glad that everything you witness has to fit in a frame work of reddit. You spent a lot of time there i can see

Space.


Space.


Space.

>> No.15151696

>>15151686
>Rent free

>> No.15151698

>>15151673
You are really ignorant if you think all of Latin america is like northern mexico.

Please leave your village you poor incel.

The real men, are practicing international capitalism and putting mullatos to work.

>> No.15151704

>>15151504
>Leave the usa, and go attempt healthier margins in south america. Your grandparents left their homes to do such...
I said southern """progressive""" culture was fucked due to the "cargo culted from media" origins of it (it is). That doesn't mean I want to move to South America, I mean wtf dude. It means if I were interested in legitimate progressive culture I would need to move to where it is which is most certainly not in the South. Not to belabor the point but when your definition of progressivism is how large the hoop earrings in your 14 year old daughter's ears are and how many black dicks she can take at a time, you have a problem.
Whatever though, I don't give a fuck. I left so knock yourself out with how "great" Nashville is.

>> No.15151725

>>15151696
Go back to your neo fueldism hoi polli. Where the gentile prefrences of the vocal minority is the most imporant national discourse.

Never mind the 22 trillion in debt

230t in outstanding liabilities

And two generations of indebt college kids.

>> No.15151752
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15151752

>>15151698
I guess im retarded

>> No.15151758

>>15148174
Large houses will fall, small houses will retain value, land will rise.
Land is limited and population keeps growing.

>> No.15151772

>>15151698
>>15151752
Fucking BTFO

>> No.15151773

>>15148174
Why don't americans put their electrical infrastructure underground? I thought it was supposed to be the richest country in the world.

>> No.15151805
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15151805

>>15151758
Im to ignorant I cant

>> No.15151817

>>15151635
Your day shall come anon. The hoi polloi can not move past a frame work of genitals. The competeion is easy. The men herm out like a weed plant in stress due to the economic austerity and balkanization of the west. This increases the stock of woman and makes pussy cheaper as men as providers become scarce assets. Further more the cretins self select extermination of their own gene pool with abortion, while the capitalist and tradionalsit have a plethora of children and make nice margins in biotech firms who utilize the fetus.


The progressives arent 22 any more

They are 30 with blue hair, tattoos, insane debt, no kids, no property ownship.

Toxic assets

>> No.15151829

>>15151758
Agree. Smaller homes have had increase. Bought a dozen small homes to rent to progessive phd students in debt with blue hair. They clean better than the lowest of the trash.

>> No.15151832
File: 10 KB, 440x198, ranch.png [View same] [iqdb] [saucenao] [google]
15151832

>>15151817
maybe we should all have ranches in south america.

>> No.15151845

>>15151773
Were poor. America is a country of immigrants. The only people who want to come here are poor low caste trash. Since the 1700z anon.

>> No.15151858

>>15151845
All americans do is scroll through instagram.. looking at europe or south america

>> No.15151870

>>15151832
Comparing a land mass 10x the size of north america to one area in Mexico. You are such a retard lol. Maybe you wouldn't be here if your grandpa wasnt a bitch, couldnt take risk, and attempt to make better margins

>> No.15151882

>>15151832
Stay poor anon. We running fat head of cattle in german Patagonia. Not much different than swizerland here. I hope you stay scared, we dont need competition

>> No.15151914
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15151914

>guuuuuuhhhh everythang ish in a babel !!!!!

have you literal retards ever stopped to consider that it isn't that EVERYTHING is in a bubble, but its that the USD is inflating at an accelerated pace?

Let me break it down for you living brainlet wojaks -

>USD is the world currency
>USA decides to quadruple the money supply
>all the business people from around the world realize this devalues the currency so they start to park their money and all profits in assets like housing, stocks, etc (think chinese buying up property in vancouver, london, etc)
>dollar continues to fall, everything else appears to rise

this is basically the same shit as last century when the US fucked with the gold standard, and rest assured the dollar world currency will have to be abandoned. I know it sounds absurd but we are going to have to move to a different world currency. And that is why you should be extremely bullish on crypto. This will take several decades, but the wheels are already off the wagon. Want a house in the future? Buy a BTC and sit on it for a decade.

>> No.15151918
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15151918

>>15151870
your right i am retarded

>> No.15151948

>>15150819
I just bought a home in Utah. Prices seem to not stop going up. Already up 30k since initial purchase. The market here is nuts and will not stop because of all these tech companies

>> No.15151992
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15151992

>>15151882
Oh so your in europe larping about south america? So basically you have no idea what your talking about?
>Ultimate kek

>> No.15151999

>>15151306
i think you and nashville anon are speaking of two different worlds that are both real and true in america.

where there are jobs, nashville anon is right. growth is very real and the boom bust cycle is still going strong.

where there are no jobs (much of rural america because we’re moving away from production) real estate is just on a slow decline as populations continue to move into the cities where the jobs are.

lesson: always buy in path of progress. near but outside booming areas. let that area grow into you and make bank~

(i bought between two big cities in ca, it’s worked out well for me)

>> No.15152022

>>15151948
You just bought in the melt up

>> No.15152023

>>15151914
Not absurd anon.

Fiat always dies. 100% of the time.

The biggest wealth transition since the discovery of the new world is happening. This time its west back to east.

The pontiff, the presit, the sacred gurdians of the American republic didn't tell anyone.

They pretended they could isolate the reality with increased defcit spending and tunning the public out with entertainment, meta trauma, and vocal miniorty gential discourse. It worked.

>> No.15152040

>>15151918
Mexico isnt latin america you retard.

I am sorry mexico creates such fear and irritation in you, that you can use it, to justify your cognitive bias about the balkanization of america.

>> No.15152056

>>15151918
2.5m died in the middle eastern wars idiot. Just more democide by the govt is all. Wasted tax money, nothing to see here. Dont forget mutagenic warfare with depleted uranium rounds.

>> No.15152072

>>15148174
how about yfw you realize that the entire financial system is a ponzi scheme?
Me? I just decided to learn how to manipulate it for my benefit.

>> No.15152090

>>15152022
Califonia and midwest deflation will continue to pump new Mexico, utah, colorsdo, texas, and arizona. Good job anon. Hopefully Utah can get a rec weed ballot and you can get a x10

>> No.15152092

>>15151817
>while the capitalist and tradionalsit

Capitalism and traditionalism are at odds

>> No.15152107

>>15152072
You dont manipulate it lol. You just make money in the waves. Your a market maker? Nope. You aint fixing any spreads, but that toast you butter yooo

>> No.15152118

>>15152092
No there not. Jews are the most enriched capital pool in the usa.

Up next is mormans

The capitalist have babies because they can afford to, while the cretins self exterminate their own gene pool. And the capitalist and tradinoalizt make big roi on nio tech and gene pool proliferation.

Its beautiful system

>> No.15152130

>>15148174
if its a bubble, and it pops, wouldnt we then be able to afford the houses?

>> No.15152132

>>15152118
The abortion polarity debate is just a production. So that the self extermination and sales of fetuses marches on. We cant have cretins breeding.

>> No.15152141

>>15151829
this character is fascinating.... owns and runs a farm. slumlord. so thankful for progressive men as tenants who are respectful and take care of his property but also says they’re toxic assets.

10/10 for an original larp

>> No.15152146

>>15152130
shit, i misread OP

>> No.15152149

Might as well make some roi on their trauma and convince the cretins self extermination was their choice.

>> No.15152161

>>15152141
You got capital and labour markets


Maybe one day you will make it to capital market anon.

Very thankful for the creation of the neo fuedal tenant class anon.

>> No.15152186

>>15152130
No you need money creation, m1 thru m3 expansion of monies supply plus purchasing power. Bubble pops, none of that exist. 0 americans have savings or capital. Its all liability that is owned.

>> No.15152202
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15152202

>>15151696
Why don't you two fat hogs fags find a fucking room and fuck out your frustrations. You can eat the stray tendies you hide in your onions filled fat rolls. Real men are discussing economics here

>> No.15152220

>>15152202
short fat hogs

long lean hogs

>> No.15152227

>>15151992
In south america. Just an american. Own property in europe to. Are you still a tickled pickle? Lets tickle you more. America is rekt

>> No.15152231

>>15152186
We can print more money and give to corporations, banks and other job creators.

>> No.15152241

>>15152202
Anon cant hang. To scared to see information asymmetry

>> No.15152269

>>15152231
You cant print, look at the yeild curve.

But lets pretend you can have unlimited state defcit spending.

America was built on private capital. The success you wallow in due to your forefathers was becuse of savings and prviate capital
Not credit, usury, debt, and deficit spending.

You cant have a free market, a free world. Free in the definition of american values if the govt is the market.

This is ussr 2.0

No one thought the ussr was a failure in the 1980s either....

>> No.15152314

>>15152269
Nonsense, God Emperor Trump promised to bring back jobs and make America great again. We are currently in the most affluent period of humankind.

>> No.15152382

>>15152314
Smart phones causing billions to have negative dopamine feed back loops similar to nicotine addiction and other drug use. Doubles as 24/7 spy device.

Proped up by defcit spending

Architecture is uglier than ever due to time prefrences cheap credit creates

All national rhetoric is genital based

Nothing about declining eroei margins

1/3 of american men not having work soon

Secular stagflation


Large municipalities going bankrupt, up next entire states. ( puerto rico, Illinois, California )
Declining margins from war

This is called progress


Mean while, we went to the moons in the 60s.

>> No.15152385

>>15151704
You’re not even talking to the Nashville guy. Anyway, I don’t disagree with you, but it IS progressive for TN and I do know boomers who moved here to escape their unbelievably white washed religious cult of a neighborhood. One of my main qualms with the city is it will always be cucked by state politics, and I assume I’ll eventually leave due to that. But for now, the pros outweigh the cons and I can survive here fine.

>> No.15152397

The american southwest is the last good place for realestate margins. Better get in quick, the oppurtunity is capped by available water.

>> No.15152416

>>15152385
Get out of south

Duh

Unless there is a real measuable increase of us manufactures. But that hasnt happened.

>> No.15152425

>>15152202
>Real men are discussing economics here
30% of the thread is one pajeet, ain't shit being discussed here big boy. I'd let him suck my cock but he can't look me in the eye or it's gay

>> No.15152446

>>15152385
The south sucks cause the minorities are in poverty, and the made up white ethnic charismatic Christian groups who are brainwashed by Zionist D.C. policy vote for their own destructive policy. Plus hanging out with that culture sucks. Anyone who is not a evangelical zinoist chrisitan or a poor miniorty is a brain dead progressive

>> No.15152464

>>15152425
Did that gillete commerical bother you? Your toxic masculinity is really going to produce the best gdp growth... not. Weesh men. Wheesh times.

>> No.15152480

>>15152464
Shut up and kiss me

>> No.15152619

>>15152480
In the post apocalyptic Mad Max style America, all degenerates like you will be hanged.

>> No.15152648

>>15152619
Those who worship genitals are like the obese. Their only focus and topic is the basics of animal nature. What compells us chemically. The human race tries to aspire beyond such focus. Perhaps its what makes us different than animals, just enough, so you can grow up in peace vs war (nature)

>> No.15152666

>>15148174
>File: 4FE94A1D-99E5-4753-80C7-D(...).jpg (50 KB, 800x578)
anyone has the zillow link? those apts seem rather interesting

>> No.15152678

I live in western Washington. I cannot express how gleeful I am to see so many homes sitting on real estate websites with their prices dropping where before there were almost zero home listings because homes didnt even need to be listed to have buyers. Hopefully I will be able to get a waterfront mansion on 5 acres for 250k soon. Or at least not have to spend a million dollars to buy a shitty little bungalow in North Seattle.

>> No.15152841

The issue is colder weather.

Colder temps lead to decrease in caloric output per sq ft. Tech increases ability to feed humans, but that increased food leads to increased birth rates, which then cancels out the technological advancement. We are at that point now. Wheat crops have been failing all over the world due to erratic frost in temperate climate zones. Most of the human population lives in the temperate zones. The bubble is fed by Solar out put, which brings higher caloric out put, which brings better times, which brings technological improvement, which brings better times, which brings more humans. The sun is going into a colder cycle now. The agriculture trade wars have to do more so with creating incentives for domestic production to aid nation state security on food supplies. Winter is here.

>> No.15152889

>>15152678
I think we will see a 50% cut in asset prices in many areas. Esp property that is not near big cities. The big cities are used by foreign capital to protect purchasing power. The stock to flow of that property is very limited. The Increase in wealth out east is unfathomable. That wealth is gentrifying Americans out of its own cities as it need to protect is purchasing power. The boomers can't get out of their homes. Over here some areas are already at -40%. just 15 years ago it was a boomer hot spot to for a country side home. None of them got to retire, Their kids are not very profitable so family expenses have stayed high, and they can't deal with the risk of the extra mortgage. good luck anon

>> No.15152984

>>15148245
>Still can’t afford a house without a mortgage. Banks will immediately freeze all lending even if you have 50% of the cost of the property.
um, what? no realtor is going to say no to an outright full-price purchase of a home, lending free.... it's like buying a car... pretend you need financing to leverage a sweet deal, then write them a check and watch their jaws drop

>> No.15153050

nah, I offered 80% had 200% more to cover full price after that. Lender said no, because I don't have a traditional job, "steady employment". Also, no one wanted to service a loan at just 20%. No incentive for the lender. They are in the interest game, money minting, and securities game. Not just selling a loan with not much return. Your lending risk has to equal a expected return on interest ( money creation). Realtors don't lend, they are just useless middle men.

>> No.15153092
File: 42 KB, 800x450, 1B83F0B6-0EE1-4814-8A49-759B6ED0D540.jpg [View same] [iqdb] [saucenao] [google]
15153092

>>15148407
You mean living like ants packed into giant hives? Fuck that noise.

>> No.15153130

>>15153092
Until Mao comes

Pol pot

kills 200m plus

Stuffs you into 1sqft high rise

>> No.15153149

>>15149447
>Dishwashers are paying 500k for one bedroom condos

>> No.15153166

>>15153149
Trump gave a review for a book tilted " Brazil is the new America ". The Irony

>> No.15153170

>>15150397
Precisely.

>> No.15153189
File: 65 KB, 634x594, 1555794471559.jpg [View same] [iqdb] [saucenao] [google]
15153189

>>15151438
This
US is a jewish depraved hellhole full of braindead noashide goylems, it's a fucking Clownwolrd Golgotha.

>> No.15153195
File: 763 KB, 450x255, 1554939421545.gif [View same] [iqdb] [saucenao] [google]
15153195

Is /biz/ into /ck/ at all?
I can't decide what I want for dinner

>> No.15153220

>>15153189
speechless from that picture and the comment.

>> No.15153221
File: 26 KB, 552x552, 1563415489091.jpg [View same] [iqdb] [saucenao] [google]
15153221

>>15153189
fuck....
that hurt

>> No.15153228

>>15153195
Anon, how about some Enchiladas, Frios, Spanish rice.

>> No.15153245

>>15153130
Mao dead, Pol Pot also dead. What makes you think the next demagogue in the west won’t seize your assets and throw your yellow ass in a concentration camp?

>> No.15153257
File: 3.64 MB, 2500x1310, 287467163.png [View same] [iqdb] [saucenao] [google]
15153257

>>15150397
The problem with Silicon Valley and a lot of US cities are the zoning laws. You see shitboxes being sold for 2 million dollars. If developers would tear them down and build up, the housing prices there could be alleviated.

>> No.15153258

>>15153228
Ah, yes. Enchiladas - the traditional white American dish.
Thank you, anon. I am in your debt.

>> No.15153262

What makes you think I said that would not happen. It is already happening. The moral debasement exist. Babies are now fetus, that can be sold to a pump and dump bio tech firm. There is your macro pie, get ready. Mr. Fucking Clean is coming, the meat grinder is hungry.

>> No.15153270

>>15153258
Go for the canned red sauce at Costco. Don't roll them like the Mexicans. Bake a casserole like mama from Wisconsin.

>> No.15153271
File: 1.64 MB, 640x360, Macron JEW'D.webm [View same] [iqdb] [saucenao] [google]
15153271

>>15153262
It needs to hurry the hell up for fuck's sake mang

>> No.15153282
File: 12 KB, 300x250, superthumb.jpg [View same] [iqdb] [saucenao] [google]
15153282

>>15153270
fuck now i'm hungry.

>> No.15153319

>>15150437
You forget, if prices fall, peoole who boughtin the last couple years with a 3% FHA are upside down on their mortgage (owe more than it's worth). Add in a slowing economy that causes job loses, and a declining stock market that hurts their "retirement" balance, and then millions of people get foreclosed on or are forced to sell with no gain.
Lots of inventory floods the market just like 2009

>> No.15153352

>>15153257
Nice, tear up the homes and make giant boxes that look like hell. The issues is globalization. Chinese print and print, The wealthy have to protect their purchasing power from CNY Inflation so they seek American property with dense labor pools and low stock to flow ratios. Also the prices are more of a systemic issue than change the building code. The only place for "jerbs" in the USA are San Fransisco and New Yourk City. America is a 0 production state, it barley has "sea lift capability". The only Jerbs are in the abstract ( Aka scams) Hyper-Financialization, Law, Intellectual property, and software. All abstract bullshit MLM style scams. These abstract commodity markets only exist in the two great city states. NYC and San Fran. Everything in between is decaying from this inside. Denver had growth on Pot, Kraft beer, and Midwest deflation. ( the young trying to escape the cold ugly flat corn fields of the debt hell hole that is the Midwest to drink kraft brews, and smoke dank nugs in the laid back mountain culture of the Rockies. That is not a bull market, it was fed on credit card spending and student debt.

>> No.15153361

>>15153319
The economy is not the "stock market". The economy has been slow for well over a decade anon.

>> No.15153379

>>15153282
Take pics when you finish anon.

>> No.15153403

>>15153361
>Add in a slowing economy that causes job loses, and a declining stock market

You're right but they're correlated. Slowing economy > shrinking revenue > stocks drop > cost cutting > layoffs

>> No.15153419

>>15153352
> people want to do something en masse
> thats not a bull market
With any reasonably working economy, popularity brings the bull

>> No.15153502

>>15152678
>>15152889
what's the time frame on this? I have bitcoin and want to buy something at least 5-10 acres in a more rural area.

>> No.15153550

>>15150437

You're forgetting something big.

When boomers want to cash out and go to the retirement home. Millions of overpriced homes are gonna hit the market at once.

Sometime in 2020 home prices are gonna plummet

>> No.15153571

>>15153550
>Go to retirement homes
People don't do that until their late 80s at least anymore. You realize a good portion of boomers are still working?

>> No.15153600

>>15153550

Most boomers aren't of retirement age yet, it won't happen for at least another 5 years if not more

>> No.15153604

>>15153571
10k boomers a day retire

>> No.15153619

>>15153419
pump and dumps are not bulls. Bulls bring in secular growth. Pump and dumps slay savings.

>> No.15153624

>>15153604
Ok... Do people go to nursing homes the second they walk out the door on their last day?

>> No.15153669

>>15153624
has nothing to do with nursing homes. Most people coming into retirement intend to deleverage out of their home asap. This just means a transaction has to happen. Velocity in transaction, increased market depth on the sell side with out buyers, Is never good for the asset price.

>> No.15153698

>>15153669
Most people downsize when their kids grow up, not at retirement.

>> No.15153703

>>15153698
What ever helps you sleep at night anon.

>> No.15153714

>>15153703
k

>> No.15153716

>>15153669
Shut the fuck up retard. 60+ replies in this thread and they're all redundant, vague bullshit. Go feed your fucking cows you fucking retard

>> No.15153745
File: 1.05 MB, 1500x1268, yjssjqjbqfa31.jpg [View same] [iqdb] [saucenao] [google]
15153745

>>15148174
>Everything bubble
Yes bailing out the bank in 2008 was a mistake and just set up a time bomb. Most people have no money and lots of debt. Most people hate any major political party. China has all the power now, the Dragon of the East awakens as the Lion of the West dies a slow death. And its literally the boomers fault. Old people right now are the worst people ever, actually destroyed a civilization in one generation so they could drop LSD then rape the world economy. Now we live way beyond our means because they failed to set up a stable society.

>> No.15153762

>>15153502
I’m low iq on this shit so I don’t know, but there are absolutely beautiful fully remodeled homes that have been sitting on the market for over 100 days. So it hopefully will come soon. I’m just biding my time.

>> No.15153787

>>15152397
so arizona california and utah? what about Colorado? oregon and washington?

>> No.15153811

>>15153502
Its here, and the next ten years. Each area will try and hold out against it, but that will be dependent on where the govt spends money. City states that don't get deficit spending will stay in deflation and asset prices will correct. Its already happening, 1m dollar country estates two years ago, are now selling for 600k. I wouldn't be surprised to see these start to sell for 300k. No purchasing power around, everyone at height of purchasing power and credit extension is already bogged down by student and car debt. A lot of these are second homes that boomers can't afford now.

>> No.15153820
File: 702 KB, 3024x4032, 7q3sisz1eob31.jpg [View same] [iqdb] [saucenao] [google]
15153820

>>15153189
I agree that this is shit but the jew part is fake and gay.

>> No.15153853

>>15153703
>17 post concern troll is concerned

>> No.15153869

>>15153787
Oregon is great, High taxes tho. Will keep a ton of business out, unless corporate decress open up for job creation there. Washington is having good growth out side of Seattle, Colorado still has room. Fort Collins, Loving, Southern Colorado and the Wester basin. Good luck. Lake charles , LA and South texas will also have great growth due to the LNG and Gas to liquid expansions. Export of oil and LNG. New Mexico seeks to have the highest % growth ROI due to the small capital market vs the market coming in. The Natural gas basins , and export to EU, as well as Hollywood into Santa Fe, and the Midwestern immigration into the Southern tail of the Rockies.

>> No.15153884

>>15153820
Take your Bolshevik bullshit else where

>> No.15153907

>>15153853
If you don't like education go back to public school anon.

>> No.15153925

>>15153716
Have fun eating kraft singles in the decaying American suburbs you weesh emasculated video game playing tyranny.

>> No.15153940

>>15153884
Communism will win, don't forget it.

>> No.15153971

>>15153940
thats fine, I will be commanding the gulags.

>> No.15153980

>>15150019
>what is debt

>> No.15153986

>>15150019
Sure - 9 of them share the place and they have much lower expenses than your typical American, plus also off-the-books income. This is not hypothetical - anyone who actually knows immigrants is aware of this. That’s why white liberals are clueless on the topic - they are completely segregated.

>> No.15153988

>>15153940
and then immediately collapse because its such a stupid unworkable system.

>> No.15153993

>>15153980
Your moral duty as a citizen anon.

>> No.15154009

>>15148245
imagine being this retarded

>> No.15154090
File: 1.58 MB, 816x684, howtodealwithcommies.png [View same] [iqdb] [saucenao] [google]
15154090

>>15153820
Bolshevik kikes get the rope

>> No.15154164

>>15150819
What is the percentage of white people in Utah? And in the places the new residents moved there from?

It’s white flight. Notice.

>> No.15154175

>>15148174
Equity Bubble*

>> No.15154179

Are morgage reits coolio if a housing bubble pops

>> No.15154185

>>15151166
We know. The breakup will lead to renewal.

>> No.15154188

>>15154175
Mortgages are securities sold on the equity markets

>> No.15154207

>>15154185
Love the spirit. Let me know if I can help in any way.

>> No.15154251

>>15153257
this. cucksheds sell for millions and most of the worth is the land. silicon valley would be new york or san francisco if zoning allowed for high rise buildings everywhere

>> No.15154542
File: 23 KB, 460x366, 1554321413343.jpg [View same] [iqdb] [saucenao] [google]
15154542

>>15152382
now this is where you are wrong
nasa never went to the moon

>> No.15154598

>>15154188
Im saying the bubble goes way beyond just mortgages

>> No.15154635

>>15149548
White flight from immigrants? More likely flight from white liberal retards.

>> No.15154659

>>15153820
Bolsheviks were jews themself you retard

>> No.15154909

>>15151164
Did you know that despite being one of the most expensive cities in the US, Washington DC has some of the lowest property taxes in the nation? There are people with $800k homes only paying $3-7k in taxes.

>> No.15155797
File: 53 KB, 656x437, 80275_XH1216_IMG_18_0000_max_656x437.jpg [View same] [iqdb] [saucenao] [google]
15155797

>>15148174

holy fuck

i mean i just had an idle look at houses near to where my mum and dad live (broadly the same no. of bedrooms, same view overlooking the River Clyde):

https://www.rightmove.co.uk/house-prices/detailMatching.html?prop=74643875&sale=20540788&country=scotland

place is pretty dull if you're really young desu but its got decent train links (albeit Scotrail are something of a shambles these days) throughout most of west central scotland

some good properties available here for <£100k too

>> No.15155811

plebs

https://www.youtube.com/watch?v=d6hBAvIw25o

>> No.15155842

>>15149105
Based

>> No.15156219

>>15153092
the financial model not the buildings themselves you mook

>> No.15156240

>>15153352
zoning laws go before all of that in terms of priority

>> No.15156284

>>15156219
Oh, so where government sponsored oligarchs own everything? Sounds like you deserve a free helicopter ride.

>> No.15156299

>>15156284
applying your same doom and gloom outlook and life on absoultley everything down to a housing system that is easily analyzed and compared to other models in the world and whose effects would be easily remedied and then being in complete denial and calling out everyone who disagrees with you a commie is the height of idiocy

>> No.15156358
File: 198 KB, 523x720, 7E8843C1-6BA1-4744-8F21-B06FD43735CA.jpg [View same] [iqdb] [saucenao] [google]
15156358

>>15156299
That’s some fancy word salad you got there bucko

>> No.15156390

>>15152092
Imagine being this retarded
Read anything about the societal organization of the middle ages of Europe, your "tradition"
Or how about the time the Irish were more or less ancap
Or if you're a spicoid, there were even native american tribes that were highly capitalist
The German tribes were very individualist when they were all separate people, and centralizing into one huge nation seems to just fuck them again and again considering the history of their leadership
I dont know much about capitalism in other people
White Americas founding was a bunch of independent little towns attempting various forms of socialism, failing spectacularly, and then moving to capitalism

>> No.15156391

>>15151438
And don't forget the bi polar phenomenon of pretending to be the greatest country in the world while simultaneously the most self loathing.

And 2x the gay population of any other nation

God bless the USA
Kek

>> No.15156520

>>15153050
So question, if link is $1k tomorrow and housing prices plummeted, would it be in my interest to keep my wagie job for a little bit and just cash out below a certain threshold? I'd rather not have to pay all cash, because I kinda wanna buy a few properties in nyc/philly if I make it. It's not like banks will run a check on my coinbase account

>> No.15156539

>>15148174
I don’t think we will ever be allowed to buy houses cheap. You guys fail to understand the forces in control. They hate us and will do everything in their power to prevent us from buying homes and starting families. Things will only get worse and worse. Economic catastrophe and huge change is upon us. The near future will be the final war, if we lose the new world order will commence and the dark age prophecy of the Kali Yuga will begin it’s 10,000 year long period of hell.

>> No.15156661

>>15153149
No but they are renting, along with half their relatives from Honduras

>> No.15156714

>>15156539
>dark age prophecy of the Kali Yuga will begin it’s 10,000 year long period of hell.

it has already long begun

>THE HINDU DOCTRINE teaches that a human cycle, to which it gives the name Manvantara, is divided into four periods marking so many stages during which the primordial spirituality becomes
gradually more and more obscured; these are the same periods that the ancient traditions of the West called the Golden, Silver, Bronze, and Iron Ages. We are now in the fourth age, the Kali- Yuga or 'dark age', and have been so already, it is said, for more than six thousand years, that is to say since a time far earlier than any known to 'classical' history. Since that time, the truths which were formerly within reach of all have become more and more hidden and inaccessible; those who possess them grow fewer and fewer, and although the treasure of 'nonhum~that is, supra-human) wisdom that was prior to all the ages can never be lost, it nevertheless becomes enveloped in more and more impenetrable veils, which hide it from men's sight and make it extremely difficult to discover.

>> No.15156731

>>15153820
Who is in charge of our societies then? If it’s white people i don’t understand why they do everything to destroy their own people and replace them with foreigners. If you were a leader would not your primary concern be for those that are of your own blood? The more we’ll off your people are the better your society is and what’s best for your people and common blood is also what’s best for yourself. As they prosper so will you. It’s natural law to only want what’s best for your bloodlines and people. All ancient societies that were ruled by us had Pagan ideologies that served what’s best in accordance to natural law. It is the proper mode of being and everyone is predispositioned on a genetic level to hold the interests of their own over others.

This leaves the question that do whites really control our societies or is their foreign blood that is in charge and only do things in accordance to what’s best for their own parasitic ambitions.

>> No.15156750

>>15153050
>>15156520
And I make only 60k a year, so i doubt they'd lend me for like 3-4 houses, could i set up a shell corporation and report those gains as income?

>> No.15156757
File: 107 KB, 1022x782, 946491649.jpg [View same] [iqdb] [saucenao] [google]
15156757

>>15148174
I think I know what will happen soon in the US, pic fucking related.

Soon, during the next economic depression the poor will be so decimated that they will vote in a dictatorial leftwing/communist government that will begin to change the constitution.
The only way that government would stay in power is by gibs, even if temporarily to entrench themselves.
There is a housing problem that cripples families and everyone who pay insane rent and everyone wants to live in the city.
That commie gov will just begin privatization of the industry, housing and military together with the billionaires at the top.
They will trash the stock market and housing market.
They will raise the pay for the military making them loyal to the new regime with gibs.
What people forget is that the US has the most fucking strongest modern military in the world kek.
That commie gov will begin to invade 3rd world countries for resources with the excuse of bringing liberation to the working class.
At this moment in time, 2019, there is literally fucking no one who can stand against the US if they start an aggressive imperial policy.
China and Russia are literally on the brink of collapse together with the EU.
The EU will join the US 100%, the start of a new 19th century colonial policy will be in play, your guns banned and enemies of the regime shot.
Shit will go soon Fahrenheit 451.

>> No.15156775

>>15148245
I just bought a house with a full cash offer and will sleep in that house tonight so

>> No.15156789

>>15156757
Commies will privatise industry? Really?

>> No.15156814

>>15151018
>>15153550
lel at the boys from broken homes not familiar with inheritance

>> No.15156818

>>15156789
Yes, together with the world elite. Free market is almost dead, only big monopoly corporations will exist.

>> No.15156903

>>15156757
>Zogslaves of the world unite!

Sounds like globalization of the world under a one world (((government))) to me. Maybe this is why they want as much “migrants” into white countries as possible. They will undoubtedly side with zog and also fill their armies to be used against any dissenting pesky white people. I bet we’ll be labeled as the “bourgeois” and they will try and get their golems to ethnically cleanse us and seize our property under zog ownership like what they did in Soviet Russia. Shit’s scary, hopefully enough people are educated on (((them))) that we prevent their plans from coming to fruition.

>> No.15156906

> green dildo on AMD
> Intel craters at the same time

Did some news come out? Maybe related to Rome/Epyc?

>> No.15156953

>>15153745
LSD is fucking great though

>> No.15157041

>>15156903
Also wanted to add that this scenario is only possible if Russia and China fall, the whole world will be a playground for the US.

Otherwise is also possible that if China and Russia somehow will be able to stop the US takeover; the US will go down in history and balkanize.

>> No.15157063

>>15157041
Russia and China already fell in the early 90s. Just cuz they fall doesn't mean US can go invade and take their shit.

>> No.15157117

>>15157063
Not immediately, the US will first secure neo colonial holdings all over the world and push the elites of Russia and China into a corner.
These elites will betray their countries for privileges that will be granted upon, de facto becoming puppet states and letting a silent take over take place.

>> No.15157152

>>15156818
Industry is already privatised in the US. Do you mean nationalised? The complete opposite

>> No.15157158

>>15157152
yes sorry, my mistake.

>> No.15157344
File: 215 KB, 608x593, green bull run.png [View same] [iqdb] [saucenao] [google]
15157344

>>15156906
Nevermind, missed that AMD is doing their launch presentation for Rome.

Holy shit, Intel is getting raped:

Livestream for Epyc 2 launch: [YouTube] All Roads Lead to... San Francisco? (embed)

Liveblog: https://www.anandtech.com/show/14724/the-amd-epyc-rome-launch-live-blog

>> No.15157401
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15157401

>>15150019
>supply is only affected if the immigrant buys the property.