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/biz/ - Business & Finance


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15058521 No.15058521 [Reply] [Original]

What is the smallest amount of money that could be deposited in your bank account tomorrow that you would consider truly life changing?

>> No.15058526

banana

>> No.15058542

>>15058521
>money is everything

I guess its hard for poorfags to get it.
Anon, there really is more to life than money. I know that you won't understand it until you make it because of all the brainwashing you've been through.

Good luck

>> No.15058567

34,560 euro

>> No.15058600

unironically 5k

>> No.15058610

>>15058521
50k

>> No.15058630

25k. Could pay off all my debts. I unironically have more than this in LINK rn

>> No.15058650

10k

>> No.15058661

>>15058521

50m

>> No.15058662

>>15058521
160k. It would 4x my current networth and let me buy a house

>> No.15058667

$1M

>> No.15058674

>>15058521

40k

>> No.15058680

>>15058521
100k

>> No.15058681

>>15058521
100k

>> No.15058686

>>15058521
300 bucks

No, seriously.

>> No.15058694

>>15058521
1 BTC

>> No.15058706

50,000 would finally pay off my house so yea

>> No.15058728

>>15058521
107 billion dollars

>> No.15058869

>>15058521
month changing $600
year changing $6,000
life changing $500,000

$600 would catch me up on my bills and leave me with $100-200 to invest into crypto

$6,000 and I could get by for the rest of the year, invest $1-2k into crypto and hope to make it

$500,000 and i can pay off house and reinvest into crypto and rental properties

>> No.15058898

>>15058542
>Anon, there really is more to life than money.
This is something that people who have never been poor say. It's a platitude. It doesn't help anyone or solve any problems. Yes there's more to life than money - once you already have enough - and due to inflation, "enough" is becoming more and more each passing year.

>> No.15058914

$10 would solve all my problems

I took a loan from the owner of the company that I work at, so I can't quit till I pay off the loan. With $10k I can pay it off and even enroll in school to finish my masters degree in engineering

>> No.15058922

$100k

>> No.15058932

1.3m

>> No.15058947
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15058947

i hope every anon here makes it

>> No.15058954

>>15058521
i dont think being debt free would be life changing. if i was debt free right now id just keep throwing money at link. i think it would need to be enough to change/quit my job. im going to say 3mil

>> No.15058971

$1,488

>> No.15058974

>>15058947
I wish just hoping for good things to happen would actually change something

>> No.15058976

>>15058521
5m

>> No.15058984

>>15058521
probably 300k or even 100k but really 1mil would solve all my problems

>> No.15059029

>>15058932
this sounds about right. net.
so... around 1.9mm pre tax

100k to pay off shit, and buy some more shit
600k in boomer stocks to live off dividends and capital gains (4% p.a. = 24k per year. I can live with that)
600k in crypto ([redacted]) to make it

>> No.15059055

>>15058974
maybe not, but if you have the right filter on you might catch something you would otherwise miss. focus on what you want to achieve and hopefully that focus acts like meme magic and creates opportunities that you would otherwise miss out on because you have the wrong filter on or no filter at all.

>> No.15059084

>>15058521
50k. 3 years savings to fuck you money.

>> No.15059085

I’ve got 33k in debt, 30 student loans, 3 credit card. I’ve been working it down for about 10 years now, fuckin god damn monkey off my back would be tits. I’ve learned to be comfy with it; but those obligations are also really what’s hampering my situation most.
>Tfw finished stem degree in 2008 bloodbath.

>> No.15059117

>>15059055
Are you talking about biz filters? What filters do you have?

>> No.15059139

50k - 100k

>> No.15059144
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15059144

$24k student loans. Even with a newer job this year I'm still poor

>> No.15059155

>>15058521
Whatever amount that would let me receive $35,000 to $40,000 a year minimum from the interest.

>> No.15059180

>>15059144
Just numbers on a screen DK

>> No.15059220

>>15058521
these numbers are way lower than i figured, truly the proles in the coming years are quite fucked

also, >>15058526

>> No.15059221

>>15059117
Never gonna make it

>> No.15059290

>>15059220
What gave it away?

>> No.15059302

119k. Its all I need to pay off the mortgage. After that, I can truly be free.

>> No.15059312

>>15059117
not biz filters, although those probably help with spam shit you don't want to see

im talking about mental filters. keeping your mind focused throughout the day on what you want to achieve might help filter out some of the noise around you and allow you to see things that you might otherwise miss.

>> No.15059378

>>15058521
Enough to have a passive income from returns, since I don't have to get out of the debt trap and don't have to get onto the housing ladder.

>> No.15059391

>>15058521
$10m because I wouldn't have to work ever again at that point.

>> No.15059396

>>15058521
3.2 million United States dollars

>> No.15059401

>>15058521
There is absolutely no amount that would even effect my life. I am a minimalist absolutist and I view my vast fortune as nothing more than a high score. I will never spend it except on the greatest mausoleum man has ever known.

>> No.15059403

>>15058521
About $750K

>> No.15059573

>>15058521
100-200k
It woukd allows me to buy a house credit free.

>> No.15059611

>>15058521
Smallest amount that will get me out of my kiked jew brainwashed parents house? 50,000USD to pay for rent in a 800$/mo apartment and neet for a couple years and wait for link to moon.

>> No.15059655

5k
>>15058600
Hey there fellow 5k bro

>> No.15059668

>>15058686
What would it do?

>> No.15059670

>>15059401
what a fag

>> No.15059675

>>15058947
That's Pluto.

>> No.15059685

>>15058521
Years ago maybe $10k, now maybe $150k.

>> No.15059710

>>15059401
Why not give it away to something like cancer research?

>> No.15059728

>>15058521
life changing? 15-20k I guess. I could afford the down payment on a house. Stop wasting money with rent every month. Start building equity.

Yeah, that would change my life for the better.

>> No.15059731

>>15058521
250k

>> No.15059739

>>15059710
It's because I am narcissistic and that's not how a high score works.

>> No.15059759

One penny ($0.01), because it only takes one cent to change a life (and I have no bank account).

>> No.15059821

>>15058521
50k.

down payment on a cozy home.

>> No.15059856

300k

Could buy a house with it, this would be lifechanging. Anything other would be great but not life changing

>> No.15059916

>>15058521
$30, I'll get tendies

>> No.15059959
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15059959

Probably 150k. Would get me some land and a small house and I could work it out from there. 500k would be enough for me to never work again though.

>> No.15059974

7k and I could be a wholecoiner

>> No.15059986

>>15058521
bout 100k
could open up a business easy

>> No.15059990

$7,777,777
Not a dollar more, not a dollar less

>> No.15060020

>>15058521
> truly life changing?
> truly
10M

>> No.15060081

>>15059675
overshot

>> No.15060312

>>15058521
3 million

>> No.15060445
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15060445

>>15058521
185k

>> No.15060462

>>15058521
100k

>> No.15060793

$30k for my loans
I assume 50k for my loans my mom took out
~$20k for the car
an extra $10k to play around with

so $110k would solve the problems assuming uncle sam doesn't reach his filthy paws in, then I need whatever buffer money to get rid of him

>> No.15060852

500K & I'm Gucci

>> No.15060873

>>15058947
you're alright anon

>> No.15061084

>>15058521
10k

>> No.15061506

>>15058521
anywhere between 1k and 5k I guess
I would probably just use it for bills, would leave a nice bit savings to land on if things got bad.

>inb4 paycheck to paycheck
Yeah it sucks. I get it

>> No.15061600

I once overpaid the IRS 5k.and didn't notice until they sent me a check for it back the next year.

So 100k

>> No.15061616

>>15058521
dude like ten bucks and i could eat like a king at mcdonalds so that would change my life
im so tired of rice potatos and ramen noodles with egg

>> No.15061650

$750k to buy a house

$2m to stop working and launch my own ventures

>> No.15061674

>>15058521
5M USD. Anything below I'd still have to invest before making the 5M cutoff for perma NEETdom.

>> No.15061683

>>15058521
50,000 OTO

>> No.15061702

$10. Could buy some beer - that would be pretty sweet!

>> No.15061738

>>15061616
But anon, well-prepared ramen tastes better than McD. Ask /ck/ for tips.

>> No.15061921

>>15058521
>>15058521
Life changing? 60k.
What I'd consider truly life changing? 250k. Pay my house and land down to allow for a $600/month 15 year mortgage. Pay off all other debt, and allow me to build my dream shop. I'd finally have all the structure necessary to pursue my passion with a low stress, low commitment job.

Hopefully my 24 card mini farm I've been running since dec 17 will pay off someday. Here's to magic internet monies!

>> No.15061932

>>15058521
50k

>> No.15061955

>>15058521
I think $200k, because that would pay off my student loans and then some.

>> No.15062001

https://www.officialdata.org/1800-dollars-in-2018

What happened in the 40s-70s that caused inflation to start?
Everyone seems to take some constant amount of inflation of the dollar as a given these days, and assumes it's just the way things are. They don't realize it's only been that way for a few decades - There is no real reason why inflation has to exist if America was doing fine for several hundred years with inflation oscillating around zero.

>> No.15062022

>>15061955
How much are you in debt?

>> No.15062133

>>15062001
The gold standard kept everything tethered. We used to have 2/3 of all the gold in the world hence fort Knox. The bretton woods fiscal policy started the process with partial debasing of gold. It was eliminated entirely by Nixon in the 70s as we no longer have enough gold to continue using a gold backing. Went to shit from there. Really started to go to shit after 2008 recession. Quantative easing printed monumental amounts of us dollars starting from there.

>> No.15062164

>>15062133
Why can't we just keep using a gold backing, though? It's divisible down to the atom, I mean realistically you could price a grain of gold dust at whatever you want, which would just wind up correlating with the US population.

>> No.15062196

>>15059668

I've been saving up money for a long time now to ensure that I can have medicine to pay for a family member's illness. If I had 300 bucks I'd rest easy knowing I can afford it for some more time.

I don't really want much for myself.

>> No.15062198

>>15062164
There's probably not enough gold anymore to supply the demand of a gold back currency without over leveraging. Population has doubled or even tripled world wide since the Nixon shock.

Second of all, do you really think politicians will give back that kind of control to the people of the US? They can print at will and enslave everyone.

>> No.15062376

>>15058650
This.

>> No.15062418

>>15058521
40k would pay off student debt. 60k would do that + let me live a year without working so I could work on the game I'm making, really just a passion project that I have no time for these days but still try to work on.
So, yeah, 60k. 100k if I want to hire people to help me with the game.

>> No.15062485

>>15058521
50k and things would start to get very interesting.

>> No.15062666

>>15058521
Probably 10k. I’ve been practicing day trading bitcoin and with 10k at 10x margin I could make a killing on a 1% move

>> No.15062741

>>15058521
21 BSV would be super comfy. It's all you need to /make it/

>> No.15062768
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15062768

>>15058521
$0.01 because who'd send me this? I'd start to investigate and who knows what I'd find. Truly life changing.

>> No.15063422
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15063422

>>15058521
I am $15,400 away from being able to retire on writing options for a living.

>> No.15063479

>>15058521
At least 500k, better 2 million

Currently at 300k, I feel fucking poor.

>> No.15063484

50k

>> No.15063517

20k. $7500 to pay off student loans and the rest would let me escape my shitty home town

>> No.15063522

>>15058521
50k. I'd probably build a camper van with that money and work offgrid as software developer

>> No.15063609

>>15058521
$1

I would go mad wondering from whence it came. Neglect my family, my career and my health pursuing eldritch answers and finally take the dive into the final unknown.

>> No.15063630
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15063630

>>15058521
Life changing?
Really wouldn't change my lifestyle much unless 1M fell out of the sky. Then I might buy a Nintendo switch.

>> No.15063638

1 mil usd

>> No.15064090

>>15063479
Beware the treadmill.
Just my two cents - For me, crypto is a stepping stone. If I had 300k in crypto I believe in, I'd cash out 80%, then outright buy or 50% down a small cash cow busines. Given a cash cow business has to make it with full business loan payments to be a "cash cow business", even at 50%, you should at a minimum be cash flowing a comfortable living, while building wealth as equity in the business.

I guess I just don't see crypto as solid enough to be a one step solution to life financially. Not with as many "projects" as there are.

>> No.15064111

>>15058521
$2k

>> No.15064141

250K then I could fulfill my goal of wage cucking 3 days a week comfortably.

>> No.15064165

>>15058680
>>15058681
100k

>> No.15064334

20K

>> No.15064343

>>15058521
dunno man, spiders in the banana box right?

>> No.15064349

>>15058521
100k

>> No.15064368

>>15058521
about 2 million oto cash