How much money would change your life /biz/?

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Anonymous Sun Jul 21 22:37:39 2019 No.14913368 [Reply] [Original]

How much money would change your life /biz/?

>>	Anonymous Sun Jul 21 22:39:16 2019 No.14913377 >>14913368 About 4 quants

>>	Anonymous Sun Jul 21 22:39:36 2019 No.14913383 >>14913368 2 Mil

>>	Anonymous Sun Jul 21 22:39:50 2019 No.14913385 Half a million dollars

>>	Anonymous Sun Jul 21 22:39:52 2019 No.14913387 >>14913377 checkd. id say 1k link

>>	Anonymous Sun Jul 21 22:40:05 2019 No.14913388 Change comes and goes money comes and goes Inner peace remains

>>	Anonymous Sun Jul 21 22:40:56 2019 No.14913399 >>14913368 been stuck at around 100k for a while. i just need crypto to fucking 5x for low tier NEET mode or 10x for patrician NEET mode. feels like im close to making it but also feels so far away

>>	Anonymous Sun Jul 21 22:41:32 2019 No.14913406 >>14913368 1 mil would be amazing.

>>	Anonymous Sun Jul 21 22:41:38 2019 No.14913407 >>14913368 500k-1million would give me the retirement savings I have yet to amass. I’m a simple and thrifty person so I could semi-retire at a young age in a million bucks. Find a fun place I like working just to absorb some cost of living.

>>	Anonymous Sun Jul 21 22:58:42 2019 No.14913566 Just give me a Milly and I'm Gucci.

>>	Anonymous Sun Jul 21 23:15:08 2019 No.14913697 250k

Anonymous Sun Jul 21 23:18:53 2019 No.14913733

>>14913368
Half a million, That would be enough to live off dividends and be free from the wagie life. Over 1.5 Million I get the mercedes AMG and live the good life. All I want in life is a mercedes AMG and a nice house, I will get it too soon enough. What you desire and will into existence will eventually be yours, It has to reality bends to your will ALWAYS.

>>	Anonymous Sun Jul 21 23:20:05 2019 No.14913742 Tree fiddy would free me of the curse

>>	Anonymous Sun Jul 21 23:20:32 2019 No.14913746 >>14913368 1M, which PNK will give me in about 8-12 months. Comfy boy.

>>	Anonymous Mon Jul 22 00:22:46 2019 No.14914299 >>14913368 100,000 usd would get the ball rolling.

>>	Anonymous Mon Jul 22 00:25:28 2019 No.14914324 >>14913368 Enough to be able to finish my PhD and get a job.

>>	Anonymous Mon Jul 22 00:27:08 2019 No.14914337 >>14913368 1 million and then I wouldn’t have to so anything

>>	Anonymous Mon Jul 22 00:35:56 2019 No.14914420 File: 437 KB, 840x854, noreturn.jpg [View same] [iqdb] [saucenao] [google] >>14913368 there isnt

Anonymous Mon Jul 22 00:35:59 2019 No.14914421
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I really need over $6m to be comfortable retiring. Sure I could match my wage and support my family with less, but I don't want to retire into destitution, or be bored.

Only 5.3m to go

>>	Anonymous Mon Jul 22 00:36:59 2019 No.14914429 500k Would pay off all debts, plus current mortgage and afford me to pay off a second home

>>	Anonymous Mon Jul 22 00:37:23 2019 No.14914434 >>14913368 i figure i'd need somewhere like 3 million to live without waging but im sure it might be even way less than that depending how i can cut costs

>>	Anonymous Mon Jul 22 00:38:36 2019 No.14914445 >>14913368 25k. All I need to fund my demo so I can Kickstarter it later

>>	Anonymous Mon Jul 22 00:40:01 2019 No.14914453 35k would cause a reasonably large change, after that another 200k or so

>>	Anonymous Mon Jul 22 00:50:19 2019 No.14914511 >>14914421 maybe try living with less

>>	Anonymous Mon Jul 22 01:18:55 2019 No.14914737 >>14913368 500k +

>>	Anonymous Mon Jul 22 02:15:54 2019 No.14915179 File: 112 KB, 587x615, 1560302174641.jpg [View same] [iqdb] [saucenao] [google] everyone up in this bitch saying less than 5mil+ seriously need to pull up a fucking spreadsheet and add what an actual life costs jesus christ

>>	Anonymous Mon Jul 22 02:18:19 2019 No.14915195 File: 1.15 MB, 800x600, 1497805126646.png [View same] [iqdb] [saucenao] [google] >>14913368 60k would be plenty to buy one of these bad boys and a small plot of land with a foundation to put it on. finally free from the rent/mortgage slavery system

>>	Anonymous Mon Jul 22 02:21:42 2019 No.14915215 50k would be life changing 28 yo in third world America btw

>>	Anonymous Mon Jul 22 02:26:46 2019 No.14915247 >>14915195 Warehouses are WAY more expensive than 60k.

>>	Anonymous Mon Jul 22 02:30:08 2019 No.14915280 File: 26 KB, 320x240, 414599109_cc11758106.jpg [View same] [iqdb] [saucenao] [google] >>14913368 $1, Bob

Anonymous Mon Jul 22 02:34:59 2019 No.14915319

>>14913407
500k can basically guarantee you anywhere in the world that isnt the following countries/Regions retirement post 30
Japan and 1st Tier Asian Countries(HK, Spore, Taiwan)
Western Europe + Nordic Countries
Canada
Australia
New Zealand
USA

I'm literally living off of 500$ a month in Eastern Europe right now. House paid off, retired age 31.

>>	Anonymous Mon Jul 22 02:37:07 2019 No.14915333 >>14913368 50 mil

Anonymous Mon Jul 22 02:46:23 2019 No.14915400

This is an easy one sir, excuse me, I have the answer to your question. It's easy when you think about it. To change my life sir, the cost is two all - beef patties, special sauce, lettuce, cheese, pickles, onions - on a sesame bun. Jesus, c'mon, I mean even thinking this question around these parts gets the dogs come hollering. sir

>>	Anonymous Mon Jul 22 02:49:09 2019 No.14915411 >>14913368 the equivalent of $100k in today's USD if i get to keep my current passive income without it i'd say $1MM USD

>>	Anonymous Mon Jul 22 03:10:13 2019 No.14915519 >>14915319 Basically my dream. How is it? Easy to learn the language and integrate into the culture?

Anonymous Mon Jul 22 03:16:13 2019 No.14915555

>>14915179
That's well over $60k every year for the rest of your life. People could definitely live comfortably with less and still retire early especially if they supplement it with low-effort labor or hobby work and don't live in a retarded expensive area like LA or NYC.

I could honestly see my life improve immensely with as little as $50K. It's not nearly enough to retire on, but with the right application, it would loosen a few financial burdens for 10+ years.

>>	Anonymous Mon Jul 22 03:19:28 2019 No.14915571 >>14913368 140k the 40k would buy me a year to sort my shit out and invest the 100k, something like 20k in savings then the rest 50/50 crypto and other safer assets

Anonymous Mon Jul 22 03:25:11 2019 No.14915616

>>14913368
You are all illiterate pajeets arguing about how much money you would need to retire when the OP posted what money would be "life-changing". That means a sum that would have an impactful change on your life not retirement money you fucking retards. For me its:
>25k

>>	Anonymous Mon Jul 22 03:32:12 2019 No.14915668 200k with passives of 5% to 10% yearly is good enough for me to live a good life in my shithole

Anonymous Mon Jul 22 03:39:13 2019 No.14915725

>>14915519

The thing that will hold you back anywhere is citizenship. The shittier the country the easier tho. Or you could marry into a countey. That's the largest hurdle otherwise you replaying the nomad/gypsy life.

Learn the language basics and up to intermediate status and as long as you are under 40 you'll immerse yourself naturally. It will be a steep learning curve but you can hire a translator or even better an agency to help you with the bare minimum(getting home internet setup, legal stuff, etc) in the case the operators or biz doesn't know english or you dont know their language well enough. Really the up front costs are the ones that will pound you the most. Thereafter it's life on easy mode.

Culture is great ppl are generally interested in you if you are a foreigner. Just do not show your power level otherwise jealousy will overwhelm them and things will feel murky.

>>	Anonymous Mon Jul 22 03:44:59 2019 No.14915758 >>14915616 yeah i was thinking 10k, can pay off the little debt i have and have more money left to work with. though that is probably the bare minimum to have some real impact

>>	Anonymous Mon Jul 22 04:02:47 2019 No.14915869 >>14913368 12k per year is preferable, but a one-time payment would definitely be life changing.

>>	Anonymous Mon Jul 22 04:06:23 2019 No.14915892 >>14915616 if I got less than [required retirement sum] I'd just invest it not affecting my life at all people have different priorities, if you ever wonder why you're poor it's your lack of vision

Anonymous Mon Jul 22 04:12:57 2019 No.14915938

>>14915725
Sounds good. I speak intermediate Russian and practice everyday. I figure aside from Hungary all the countries I am interested in are slavic.
I am considering Russia,Ukraine, Poland Hungary, Bulgaria, Slovakia and Czech Republic.

My plan is to open language schools and MMA gyms.
What are the wife prospects like?

Anonymous Mon Jul 22 04:16:18 2019 No.14915956
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>>14915938
Pretty good anon. Tons of hotties out there and it's normal to date younger unlike in America where everyone expects you to be dating someone your own age.

The degeneracy is creeping in because if of western influence but EE keeps it at bay.

>>	Anonymous Mon Jul 22 04:19:39 2019 No.14915981 >>14913368 $5 million. Anything less and I'd still be obligated to wagecuck.

>>	Anonymous Mon Jul 22 04:24:25 2019 No.14916005 File: 29 KB, 640x426, 1563102186109.jpg [View same] [iqdb] [saucenao] [google] >>14915956 Sounds amazing desu I want a 16-18 year old slavic waifu to make like 30 white Christian babies with. How long did it take to get citizenship?

>>	Anonymous Mon Jul 22 04:27:21 2019 No.14916017 https://youtu.be/5serQV6Xml4

>>	Anonymous Mon Jul 22 04:28:38 2019 No.14916026 >>14913368 2-3MM after tax.

>>	Anonymous Mon Jul 22 04:32:54 2019 No.14916046 >>14916026 Unironically this.

>>	Anonymous Mon Jul 22 04:39:16 2019 No.14916105 >>14913407 500k ~ 1mill get you a shitbox life you need about 10 mil hate to break it 2 you.

>>	Anonymous Mon Jul 22 04:58:59 2019 No.14916249 UK fag here I need £5m

>>	Anonymous Mon Jul 22 05:02:03 2019 No.14916265 >>14916249 same 4mil is enough, but need to pay 20% cgt

Anonymous Mon Jul 22 05:20:28 2019 No.14916353

>>14913368
Let's see.

- I have family and while the wife is working as well, I bring home most of the money
- I live in Western Europe, so no $1m++ for a McMansion and social health care instead of US extortion prices.
- A house would cost 1.5m EUR in a metropolitan area
- We own a flat worth 450K EUR
- Currently making 70K EUR before tax and deductibles.

-> I'd need ~1m EUR for a house. I don't want an expensive car and no need to buy an Azn GF.
- 7K EUR/month before tax would be very nice, that translates to 85K/y.
- IF I were to achieve a 4% ROI, I'd need 2.2m EUR + 1m for the house = 3.2m EUR.
- Since I think that 4% is unlikely, I'd think that with 3m EUR and doing gigs and the wife's income and spending the principal over time, I should be OK. Or renting out the flat and taking out a mortgage on it to help buy the house.

Anonymous Mon Jul 22 05:21:32 2019 No.14916364
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Interesting question. I unironically calculated this, taking into account taxes, with the assumption that I would allocate it on a low return asset like real estate or aaa bonds, factoring as well the fact that my wife would stop working to take care of our child, that we would then decide to have more children, that we would probably want to relocate to a better aeea with better houses and cars.

> I would need usd 25 million to really make a difference (or 20mil net of taxes)

I already have a good paying job with a good carrer perspective so "making a difference" for me would be working with no whatsoever financial pressure while upgrading my lifestyle. Funnily enough, I'm sure that would make my career take off faster as I would be more chilled about it

Anonymous Mon Jul 22 05:23:41 2019 No.14916373
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>>14916353
Ma maman gave me shit once for remaining in our condo and being a NEET. You know what I did? I showed her the back of my hand. It hurt but I had to do it. I'm changing the face of commerce, literature, art and philosophy by posting on 4chan everyday. Who the fuck is she to hold back history over petty social concerns? She doesn't even know what link is.
Now she feeds my salamander, launders my cum stained Lacoste polos and brings me my repas with a smile on her face. The world is a better place for it. Simple. As. That.
In fact, I feel like some Burger King and some chilled Krug (2011) mixed with Sprite at the moment. I'll give her a clap. Thanks for reminding me /biz/, you fucking pieces of shit.

>>	Anonymous Mon Jul 22 05:25:30 2019 No.14916383 10k. Not much but definitely could set myself up nicely going into the new year.

Anonymous Mon Jul 22 05:27:42 2019 No.14916395

>>14915179
>>14916105
This. Either they live in shitholes, or do not realise just how little 1 million is worth nowadays in rich countries, and especially in 50 years time. Bear in mind that the value of money halves every 30 years or so. And I'm not even talking about living a millionaire's lifestyle, 1million over 50 years is just 20,000 a year (not counting any interest or dividends, which you will likely need just to keep the value of your money up).

You apparently need $30 million to live a millionaire's lifestyle today, but I'm not that greedy. I would say £6million would be life changing enough to never have to work again as well as have enough to spend on hobbies, outright buy a house with a one-acre garden/field in the country, and live in comfort.

>>	Anonymous Mon Jul 22 05:28:48 2019 No.14916399 >>14915280 >Bob Barker retired from Price is Right 34 years ago

>>	Anonymous Mon Jul 22 05:33:12 2019 No.14916426 >>14916395 >Bear in mind that the value of money halves every 30 years or so LOL, ever looked at inflation rates lately? Unless you live in a shit-tier country, inflation is so low you don't have to worry about it if you invest your money.

Anonymous Mon Jul 22 05:48:39 2019 No.14916499

>>14916426
Around 2 to 3% in the UK for the past 2 years, but interest rates are less than half that. It is of course a rough rule of thumb, but you never know what the future holds, I'd rather be safe than sorry so plan with this sort of thing in mind.

Anonymous Mon Jul 22 06:08:11 2019 No.14916620

10k would change my life, because it's worth more than I've ever seen at one time, and while obviously it's a long way off from make-it money, I could at least turn it into make-it money, instead of scrabbling around for ages trying to find the investment funds to even begin.

>>	Anonymous Mon Jul 22 06:10:52 2019 No.14916642 >>14913368 300k

>>	Anonymous Mon Jul 22 06:13:19 2019 No.14916658 >>14913368 around 10k pounds : would be enough to buy a good laptop, get a plane ticket to Londond, pay insane prices for renting a room and finding a job. I do not like London, but if I got the money I could invest them into making more money.

>>	Anonymous Mon Jul 22 06:14:21 2019 No.14916666 >>14914445 based

Anonymous Mon Jul 22 06:14:33 2019 No.14916669

>>14916395
the question was to change your life, not instantly retire.
a mill gets you a house, debt free and able to start the progress after hitting 0, if you're smart enough it will also get you enough into investments that all the years wasted of compund interest are caught up and you can start to progress into intergenerational wealth.

basically, you want instant retirement, we want to be back at square 0.

>>	Anonymous Mon Jul 22 06:15:34 2019 No.14916679 A mill Gives me enough to gamble some on volatile assets and potentially win big, while leaving enough left over to at least buy a property. That would change my life, yes, but wouldn't stop me from keeping my current job for at least a few years

>>	Anonymous Mon Jul 22 06:16:15 2019 No.14916687 100k would be a life changing amount for me. I have 6k to my name and trying to remain focused and positive.

>>	Anonymous Mon Jul 22 06:17:04 2019 No.14916694 >>14916383 >>14916620 I have 11k right now How do I make it?

>>	Anonymous Mon Jul 22 06:18:07 2019 No.14916703 >>14916249 >>14916265 UK fag here and this is my dream. 4-5m mil GBP (which is what I would earn in an entire career at my current job) would let me pretty much retire I have £60k in crypto right now.

>>	Anonymous Mon Jul 22 06:19:22 2019 No.14916719 >>14916694 invest.

>>	Anonymous Mon Jul 22 06:20:33 2019 No.14916724 >>14913368 I own real estate, estimated total value about 4 million dollars. What would change my life? Crazy money. Meaning hundreds of millions. The more you have the more you want and imagine. It never ends.

>>	Anonymous Mon Jul 22 06:21:00 2019 No.14916731 all in on DUSK if you want to retire. 5k will get you 500k by EOY

>>	Anonymous Mon Jul 22 06:25:07 2019 No.14916770 >>14916731 Where to buy?

>>	Anonymous Mon Jul 22 06:26:31 2019 No.14916780 >>14916770 just got listed on binance, but I'd wait for a bit of a pullback/dca in.

>>	Anonymous Mon Jul 22 06:41:12 2019 No.14916924 >>14916780 How high you expect it to go? What wallet do you use? Mew?

>>	Anonymous Mon Jul 22 06:44:35 2019 No.14916958 >>14916924 unironically think it will replace Monero in the long term

>>	Anonymous Mon Jul 22 06:59:24 2019 No.14917058 >>14913368 1k and I would know I can make rent next month.

>>	Anonymous Mon Jul 22 07:05:41 2019 No.14917099 1M Need to 10x

>>	Anonymous Mon Jul 22 07:25:31 2019 No.14917245 >>14913368 300k€ minimum.

>>	Anonymous Mon Jul 22 07:40:52 2019 No.14917351 >>14916703 What you got £60k in? Ive got 4.3 million Harmony which I intend to sell at 1000 sats. And then hold bitcoin till 100k

Anonymous Mon Jul 22 07:47:55 2019 No.14917408
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70k would wipe out my college debt and let me start saving money. Sadly, that isn't gonna happen so I have to keep working two jobs because the only opportunity I could find in my high income area where I am gonna be paying 870/mo in rent is a job that pays 18/hr.

I hate being alive

>>	Anonymous Mon Jul 22 08:43:14 2019 No.14917804 >>14916364 Based

>>	Anonymous Mon Jul 22 08:53:27 2019 No.14917899 20000€ I have Challenged myself to have this in excess savings by 2021 and until then no vidya. So it would quite literally change my life

>>	Anonymous Mon Jul 22 08:57:06 2019 No.14917921 $50k+

>>	Anonymous Mon Jul 22 09:53:17 2019 No.14918416 buy DUSK you dumb faggots

Anonymous Mon Jul 22 10:13:21 2019 No.14918602

$5M, minimum.

Ironically it would just cause me to shut myself off from the world completely and just roam around for the rest of my life, never interacting with anyone just because I'd be able to get away with it. Which would eventually turn me into even more of a depressed, mentally ill mess than I currently am.

But goddamn, I want it so bad. I don't want to speak to another person ever again in my life. Fuck. Fuck Fuck fuck fuck fuck fuck.

>>	Anonymous Mon Jul 22 10:33:06 2019 No.14918823 >>14913368 1M

>>	Anonymous Mon Jul 22 11:24:29 2019 No.14919479 100k to completely change my life, nice paid off homestead, some animals and things like food bills slashed in half. Will have it from waging in a few years regardless.

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/biz/ - Business & Finance