/biz/ - Business & Finance

[Anonymous No.13918107]

Just graduated college with a degree in teaching. Have a job lined up for September as a 2nd grade teacher and will be making approximately 37k USD a year.

I'm going to be ubering this summer as income until then and my current car isnt allowed so I was thinking of leasing a charger hellcat like pic related.

Went to the dealer and said I'd have an 11% interest rate and payments for 2 years would be around 800 a month which he said really was a pretty good price for what I'm getting. Dont have family so I'd be able to uber anytime im awake.

Any thoughts on this plan? Or recommendations for something else? I'd have guaranteed income from 2 of my friends every day from going to and from work so theres that.

[Anonymous No.13918117]

>>13918107
hahaha those amerimutts have literally no culture

[Anonymous No.13918147]

>>13918107
Awful fucking idea

If you don’t understand why 11% interest is dogshit do research until you do

[Anonymous No.13918152]

>>13918107
>degree in teachung
It's like you want to stay poor

[Anonymous No.13918199]

>>13918107
Your Uber profits will be eaten by your gas and insurance expenses with that car, let alone the 800 month note. You're way better off getting an early 2000s Lexus and drive it into the ground. Many car leases also have mileage restraints, which may prohibit you from being able to drive as much as you wanted with Uber.

[Anonymous No.13918270]

Brainlet? Chad car but you're a poor fag who will end up riding a bike because fuel costs and 11% interest rate. No worries though, that dealer will buy back the barely driven hellcat at discount and sell you that bike. Buy high sell low. Stay poor.

[Anonymous No.13918275]

anon, you cant afford the car. its that simple, this of it this way lease a car for 2 years =19,200 essentialy you are renting a car for 19,200 at the end of the two years waht do you have? nothing that what you have. get a honda for 100-150 a month you are making slave wages.

[Anonymous No.13918356]

Your car payment is almost twice my mortgage payment.

t.boomer

[Anonymous No.13918363]

such a cheesy fucking car

[Anonymous No.13918391]

>>13918107
>consume product get excited for next product consume product get excited for next product
>yes mr. schlomo I would like to be a debt slave for the next five years so I can show off this rapidly depreciating product to my neighbors
Normies are unfathomable to me. Buy a motorcycle if you want to go fast dumbass.

[Anonymous No.13918427]

You'd be better off farming RuneScape gold and selling on eBay

[Anonymous No.13918491]

>degree in teaching

[Anonymous No.13918510]

The state of newfags.
Justslavefor50years.jpg

[Anonymous No.13918526]

Kek even pot hole fillers make more than 37k

[Anonymous No.13918584]

>>13918107
lol, amerifats have zero class

[Anonymous No.13918605]

>>13918107
>Just graduated college with a degree in teaching
>making approximately 37k USD a year
>I was thinking of leasing a charger hellcat
> 11% interest rate for 2 year term
>800 a month
>37k USD a year
>uber
>guaranteed income from 2 of my friends
pfffftttttaaaaaaaaHAHAHAHAHAHAHAHAHAHA

oh god lol

HAHAHAHAAHAHAHAHAAAHAHAHAHAHAAH

[Anonymous No.13918618]

jesus christ. i feel bad for you op. ofc hes gonna say its a great deal lmao hes trying to sell you it. wake up burger.

[Anonymous No.13918692]

>>13918107
uber is a very bad idea. have you ever considered why they make so much money? because you don't. you end up driving your car to shit and only make pennies. then you lose your car too bc repair costs

[Anonymous No.13918735]

>>13918107
Who the fuck would ever sign up to be a teacher? I've been making more than that with only my high school diploma since I was like 20.

[Anonymous No.13918754]

>>13918107
srsly tho what in the fuck are you smoking to even consider this?

[Anonymous No.13918796]

>>13918147
>>13918270

Whats wrong with an 11% interest rate? It's not like its a 30 year mortgage or anything. I think my credit cards are like 30% so i always pay those off fine

>>13918356
How much is your mortgage/where are you living? Can't be in the city right?

>>13918735
>Who the fuck would ever sign up to be a teacher?

I want to share the knowledge I have and give back to the community. I've always wanted to be a teacher

[Anonymous No.13918801]

>>13918107
THIS is why education in America is fucked up; the teachers are literally retarded.

KYS OP.

[Anonymous No.13918835]

>>13918796
>credit cards are like 30%
what the fuck are you doing my man

[Anonymous No.13918836]

>>13918107
you're fucking retarded

[Anonymous No.13918860]

11% interest

Excuse me what the fuck?

I work at a bank and our shittiest interest rates are 8.5% for the nigs. Do some shopping for the loan at least and I'd have serious doubts as to the well being of that car

[Anonymous No.13918890]

>>13918860
And it's for a lease. A FUCKING LEASE.

[Anonymous No.13918971]

>>13918796
boomer. he bought his house 30 years ago. refinanced 15 years in with another 30 year mortgage. He originally bought his 2500 sq ft house for 65k. he will sell it to you when he retires for 650k and move to florida.

[Anonymous No.13919050]

Imagine thinking buying a car more than double your net salary is a good idea lol. Maybe get a miata faggot

[Anonymous No.13919072]

>>13918363
Cringe and bluepilled

Go back to miata posting on /o/ cuck

[Anonymous No.13919081]

>>13918107
You could probably get a job as college professor teaching finance anon.

[Anonymous No.13919125]

>>13918199
Came here to say this.

What retard buys a performance car to use as a taxi. I feel sorry for the kids you will be teaching

[Anonymous No.13919143]

https://youtu.be/jzFTwBkIC5o

YOU'LL LOSE MONEY BY UBERING.

Try landing a job at construction youll make more than teaching.

[Anonymous No.13919239]

>>13918890
Woah woah woah woah! I thought it was a loan. Holy shit OP dont do this for yourself. Some 35 year old 4.5/10 bleached blonde pussy is not worth it

[Anonymous No.13919755]

>>13918860
>>13918890
>>13919239
it's ok I'm not going to be borrowing anything for the payments. I will use part of my savings for the down payment and I can make the payments through uber and have some leftover

[Anonymous No.13919768]

>>13918107
electrician apprentice and dont get the car in half a year you will hate yourself

[Anonymous No.13919937]

[Anonymous No.13920022]

image going to school and making only 37k

imagine

[Anonymous No.13920156]

>>13920022
Imagine having him be your teacher.

[Anonymous No.13920161]

>>13920022
What was your starting salary right out of school big boy?

[Anonymous No.13920186]

>>13918107

>paying the people who are significantly dependent on your kids education 37k/yr

lmao @ America

[Anonymous No.13920189]

>>13920161
You can make 80k a year just working at a car dealership. Not even sales, just the service drive.

[Anonymous No.13920622]

>>13920189
>You can make 80k a year just working at a car dealership. Not even sales, just the service drive.

That's just not true though. You talking about techs and oil monkeys? Those are minimum wage where I am

[Anonymous No.13921100]

>>13920622
>That's just not true though.
Look at you talking as if you know anything. Porters alone make 36k a year plus. Service advisors get paid commission and make 80k plus.

[Anonymous No.13921201]

>>13921100
Maybe in the big cities, try rural Iowa

[Anonymous No.13921687]

bump

[Anonymous No.13921840]

You’d be better off not getting that boomer car or driving Uber this summer. Probably would have less debt if you just didn’t work at all this summer than getting that stupid car.