What are your financials like? I’ll start

[Anonymous No.13853153]

I’ll start
>6k in savings that I won’t touch unless emergency
>2k in checking
>70k in crypto
>in between jobs at the moment so no income

[Anonymous No.13853165]

>>13853153
100% bitcoin.

[Anonymous No.13853186]

>>13853153
>in between jobs
you filthy NEET

[Anonymous No.13853210]

>>13853153
i'd take out 20k as more cushion
that's more of what I would be comfortable with

[Anonymous No.13853216]

>>13853153
I'M GAY AND I HOLD LINK

[Anonymous No.13853222]

All women are whores

[Anonymous No.13853228]

Similar I love being in between jobs and having money to be comfy without a care in the world

[Anonymous No.13853232]

>>13853222
Based

[Anonymous No.13853235]

7k in crypto, 8k in the bank, about 50k in assets after figuring in student loan debt and mortgage. Not bad, but want better.

[Anonymous No.13853240]

>>13853153
9 k savings
31 k crypto
35 k student loan debt

[Anonymous No.13853244]

>>13853153
$10k in checking
$100k in savings
$1.2m in investments
$10k crypto

[Anonymous No.13853251]

>>13853153
>2k in the bank
>50k in crypto
>50k car paid off
>Chainlink research is my current job

[Anonymous No.13853264]

19 years old in college
50 in bank
800 in crypto
I spent my paycheck on Link and bitcoin, and I'm doing it again friday when I get paid again. Ride till I die

[Anonymous No.13853266]

>>13853153
over 99% in crypto
enough cash for 4 months bills

[Anonymous No.13853285]

>>13853153
$2k in savings/emergency account
$2k on robinhood
$9k in HSA
$330k in 401k
I make about 50-60k a year

[Anonymous No.13853288]

>>13853222
CHECKED and BASED

[Anonymous No.13853311]

>>13853153
>15k€ Savings
>2,5k€ in Crypto (started buying at 4k, needless to say i half missed the boat)
>5k€ in Gold/silver

Give me a pullback so i can all in ffs

[Anonymous No.13853323]

$340 in checking
$300 in crypto
hail damaged car considered totaled by insurance, worth roughly $100
$3k in meme /fa/ clothes and shoes
i love being a faggot doomer

[Anonymous No.13853348]

>£1000 savings ISA 1.6%
>£160 emergency tin funds
>£1300.00 in HOT
>Current/checking account £83
>Unemployed after being in a job for 5 years hoping for a promotion only to get fired

[Anonymous No.13853376]

>>13853153
120% (20% leverage) in small/medium cap value stocks. I am employed and live with parents for cheap. I save 70% of my income.

[Anonymous No.13853410]

$0 in savings
$83k in crypto
$120k salary

[Anonymous No.13853423]

>>13853222
fucking checked and based

[Anonymous No.13853475]

>>13853222
B-but she looks like she's got a perfect snatch

[Moon No.13853488]

-30k

[Anonymous No.13853507]

>>13853153
$119k in chequing after this coming payday
$0 debt
$340 monthly in passive income
$45k/year income in an accounting job

[Anonymous No.13853517]

7k saving/emergency fund
64k retirement accounts
20k car paid off
53k crypto
85k salary

[Anonymous No.13853564]

>>13853210
Maybe if you have kids or something

[Anonymous No.13853656]

>nobody posting their age and salaries so all these numbers are meaningless

me:
>24
>30k liquid cash (partially necessary for side income, otherwise I'd have less)
>50k personal brokerage account
>13k 401k
>12k Roth IRA
>6k HSA
>0 crypto

>4k student loan that I'm taking my time to pay off
>3k credit card balance, will be paid off in full by the end of the month

>70k/year salary main wagecuck job
>500-1500/month variable side income

>>13853244
>>13853285
>>13853376
Nice to see some others in the thread making it. Everyone else who posted....well, I feel sorry for them. Praying for a 1 in 1 million chance of hitting a lottery.

>>13853507
Invest some of that 119k ffs

[Anonymous No.13853684]

>>13853656
27, no debt
>0 crypto
sorry anon

[Anonymous No.13853747]

>>13853656
>Invest some of that 119k ffs
It is technically invested ($102k of it). Just because of my arrangement, I get my investment back in my chequing very often and then it goes out again. I was just lazily writing.

Anyway, why feel sorry for me? I'm doing fine. I'm 27 and I got my first accounting job like 1.5 years ago. Made huge progress in little time.

[Anonymous No.13853762]

>120k stocks
>300k crypto
>10k bank
>19

damn it feels good to be a gangster

[Anonymous No.13853785]

>>13853153
stocks $28k
savings $37k
crypto $2k (yay)
home equity $160k
33yo boomer wagecuck

[Anonymous No.13853786]

>>13853684
You don't have to be sorry buddy, you'll grow up one day :)

>>13853747
I don't really understand your scenario but I'll assume you're making smart investments and not keeping mounds of cash sitting around and wasting away. Good job anon, I don't feel sorry for you.

[Anonymous No.13853838]

>>13853786
Thanks - you're doing great too.

And just to fill folks in, I'm a medical clinic's line of credit for their payroll. I just undercut the bank by a certain percentage and make 4% on $102k. That's why the money goes in and out of my chequing often.

[Anonymous No.13853876]

>>13853786
>he still thinks crypto is a meme

[Anonymous No.13853926]

>>13853762
damn kid.. Chill..

[Anonymous No.13853937]

WHO IS SHE

SOMEONE GIVE ME A NAME

[Anonymous No.13854017]

>>13853762
how?

[Anonymous No.13854100]

>>13853937
Deanda

[Anonymous No.13854218]

>>13854017
I sold runescape gold for eth in 2016

[Anonymous No.13854333]

>>13853153
Betterment Accounts:
Build Wealth - ~8K
Safety Net - ~1K (Goal is 12K)
Trad IRA - ~12k
Roth IRA - ~10K

Ally Bank
Checking - ~2K
Savings - ~500

State/Retirement
403b - ~7k

Debt
Car Loan - ~35k

[Anonymous No.13854347]

>>13853507
Same job and pay, whats your passive income from?

[Anonymous No.13854374]

>>13854218
genius!
congratulations, you turned a bunch of pixels into real world wealth.

[Anonymous No.13854413]

>>13853153
>$50k car
>$1.2m crypto (all-in eth)
>$500 in bank

I wish I was trolling

[Anonymous No.13854418]

>>13854218
FUCKING MADE IT

[Anonymous No.13854463]

>>13853240
Based Zoomer who has enough to pay off his gigantic debt but won't because cryptos gonna pay off huge and this is his year

[Anonymous No.13854486]

>>13854347
See
>>13853838

[Anonymous No.13854506]

>>13854413

Serious question. You going to pay taxes? What's the plan?

[Anonymous No.13854536]

>>13854413
Quit while you are ahead.

[Anonymous No.13854563]

200k all in crypto. All I need is a 10x

[Anonymous No.13854683]

>70k cash
>120k in 401k and stocks
>65k in crypto
>8k car

>2k credit card debt
>85k personal loan debt

I'm ahead of my peers (age 30) but I'm very far away from financial independence.

[Anonymous No.13854690]

5k checking
20k crypto
2k gold and silver
1k ira

[Anonymous No.13854755]

>>13854563
You might get a 0.2x

[Anonymous No.13854892]

>35
>180k/year salarykek (just started making good money tho)
>2 kids
>zero debt besides mortgage, cars and student loans paid off
>600k house (300k in equity until the market tanks)
>30k checking and savings
>30k ETFs
>180k in equity account waiting to buy the market or housing dip

[Anonymous No.13854908]

>>13853153
25 year old boomer checking in
>2k business account
>1k personal checking account.
>75k mortgage #1
>48k mortgage #2
>40k mortgage #3
>5k credit card debt
>13k crypto

My renters pay off the mortgages and I live with my parents. I live with them as a failed business neet. I only got the mortgages because my parents co-signed for me and they are well off. All I had to do was get the 20% down payments.

That all being said I am still a piece of shit loser even with having life handed to me on a silver platter. I almost had as much privilege as a fag Jew has in life but somehow I ended up virgin neet incel. Just want to sell everything and live on a farm with nice trad girl but all girls just want to do is travel and party. Shit sucks.

[Anonymous No.13855046]

>>13854908
Dont give up on your financial goals. Find a way.
Relationships are good only in the beginning, love dies eventually. Dont define your life through women.

[Anonymous No.13855102]

24
17k crypto
6k cash
When I hit 20k crypto and 10k cash I’m selling every physical item I own and moving to SEA

[Anonymous No.13855132]

>>13853410
How do retards with 120k salary not manage to have any savings? My salary is literally 1/4 yours and i have more money than you do lmao

[Anonymous No.13855144]

ITT: everyone impales 100k salaries
If any of this were true you wouldn’t be posting here losers get a fucking life

[Anonymous No.13855146]

>>13853153
age and what's your profession?

[Anonymous No.13855159]

>>13855132
Most kids larp here cause weak ego and cause stupid children

[Anonymous No.13855252]

29 years old

30k student loan debt
6k credit card debt
1.7k crypto
0 checking
0 savings
13k retirement fund

45k year income

thinking of suicide on my 30th birthday in a few months

[Anonymous No.13855281]

>>13855252
that's not that bad of a position to be in, anon

[Anonymous No.13855309]

>>13853153
3.5k pi
Use code: bradfo
>Use code: bradfo
Use code: bradfo
>Use code: bradfo

[Anonymous No.13855322]

33 biz owner
>141k biz accounts
>130k personal accounts
>645k FMV for business
>69k crypto
>120k other investments
>16k car
>12k watches
>6k dumb shit i should sell

no wife, no kids, no mortgage, no debt.
>feels good man

[Anonymous No.13855471]

>>13855322
What's your business take home amount (after tax man?)

[Anonymous No.13855497]

>>13853153
26
45k salary
car is paid off
70k cash

[Anonymous No.13855513]

>>13855252
In about half of all states of the US, you're in the top 1% of people in their 20s. You're gonna make it anon.

[Anonymous No.13855519]

>>13853153
this is what we call whoremode

[Anonymous No.13855559]

>>13853153
>no tits
>no ass
oh
OH NO
DELETE HISTORY BURN POOTER

[Anonymous No.13855599]

>>13855471
2017- 105k
2018- 187k
2019- projecting 85k. going to leave more money in the company for expansion as it is more tax advantageous for my situation.

[Anonymous No.13855615]

>>13853153
50k in crypto, $10 in checking account. $55k salary.

[Anonymous No.13855659]

>>13854892
>housing dip

This is a retarded meme

[Anonymous No.13855666]

42k crypto
12k debt
1k checking
2k savings

living in my car and investing every penny toward LINK ETH MCO HOT
also on foodie stamps

[Anonymous No.13855676]

>>13855555
checking

[Anonymous No.13855712]

36 y/o
$110k salary
>Wife and 1 child w/ twins on the way
>$50K in checking (a “savings” account is retarded to me at today’s turd rates)
>$12k in crypto
>$5k in ETFs
>no debt except $5k in credit cards that I leave there so that I “use under 20%” of my credit
>790 credit score

That’s about it

[Anonymous No.13855736]

>>13855712
>"leave on there"
anon no
leave it "on" during a payment period, and then pay it off in full next month
i.e. if your payment period ends on the 15th, pay it off in full on the 1st of the next month- this way you "utilize" your credit to them, while paying it off and not being charged any interest

[Anonymous No.13855741]

>23
>30k in checking/savings
>~2k in crypto
>5k in student loan debt will be more when I finish but not much more

Am I not doing something right? Looks like I'm far behind everyone else itt

[Anonymous No.13855749]

>>13855712
>no debt except $5k in credit cards that I leave there so that I “use under 20%” of my credit
ISHYGDDT

[Anonymous No.13855770]

>>13853656
What's your job?

[Anonymous No.13855773]

>>13855736
I pay it off and then rack it back up every month, no higher than $5k.

[Anonymous No.13855814]

>>13855741

yeah you're not larping hard enough

[Anonymous No.13855954]

>>13855252
You're not lost. You're definitely a bit behind but you can make it with some hard work and discipline. I know people who are 30+ and work part time making $13 and hour. Be glad you're not them.

[Anonymous No.13855972]

>>13855741
You're doing fine for 23 but seem to have boomer-tier risk tolerance. Invest aggressively and you can retire by 35 instead of 65.

[Anonymous No.13855977]

>6k emergency fund in >2% interest savings acct
>3-6k in checking at any given time
>11k in retirement accounts (401k/ira)
>5k in ETFs
>4k in crypto
>73k a year (excluding benefits) income.

26yo, graduated last year. approaching the 1 year anniversary of my first big boy job. probably in for a 5-8% raise next month. plan to change jobs in the next year, and anticipate going up to 85-110k.

[Anonymous No.13856003]

>>13855252
Dont give up! Make sacrifices and save more to get ahead.

[Anonymous No.13856020]

>>13855712
50k in checking? you're leaving ~1k/year of interest on the table, assuming you put 45k of that into a high-yield (2% or better) savings account, of which many are available. that money is literally rotting away due to inflation/COL increases

[Anonymous No.13856040]

age 23
36k Roth
45k brokerage
18k cash/checking
11k crypto

[Anonymous No.13856059]

Is 20k in savings too much?

[Anonymous No.13856067]

>>13855814
Hard to believe some people are not wasting their lives like you are?

[Anonymous No.13856071]

>>13856059
I mean as an emergency fund

[Anonymous No.13856079]

>>13856020
or better yet put it in ETFs or an IRA/401k

[Anonymous No.13856134]

>>13855252
You earn more to me and I graduated top in my university. I‘m 24

32k€ a year as Junior Art Director
3,5k€ in eth
5k€ savings
No retirement savings whatsoever
No car, no house, no nothing. Living pretty frugal

[Anonymous No.13856151]

>150k crypto
>150k cash
>30-40k stocks

29yo, all figures CAD

Chad portfolio

[Anonymous No.13856155]

>>13856059
if you have insanely high COL that is fine. and if you don't have friends/family you could turn to in the case of a total meltdown, that's also probably fine.

the way i see it, the adv of savings over something like ETFs are that savings are stable, and the withdrawal time is fast. but long term, ETFs are going to be much better returns. and most emergencies don't take the shape of "i need 20k within the next two days", so the withdrawal time is not a huge consideration. that leaves the stability consideration. yes, if you got very unlucky in a way that required a lot of money NOW, the instability of an investment account could be an issue. and that could happen.

If you have a far above average cost of living (SF/NYC), I'd say 20k is probably a fine emergency fund. If you're around average COL, and you have family you could turn to for financial help, I would cut the emergency fund down to 4-8k, whatever you're more comfortable with. if you have no social safety net, probably 8-12k is more appropriate.

[Anonymous No.13856157]

>>13853288
CHEXKED

[Anonymous No.13856158]

>>13855972
Retirement age for our generation is going to be 70+

[Anonymous No.13856196]

>>13856134
Do you share your living space and rent?

[Anonymous No.13856390]

>26
>8750 cash
>27k crypto
>190k home equity

[Anonymous No.13856411]

>>13853475
>she

[Anonymous No.13856768]

31
2k in robinhood
150$ in savings
13k in fidelity account
Am i gonna make it?

[Anonymous No.13856808]

>>13856768
Get about 500 out of your weird day trading account, you’re supposed to have 400 in your emergency fund

[Anonymous No.13856872]

21
70k savings
300k Crypto
30k audi
also check em poorfags

[Anonymous No.13856917]

31 yo french boomer

-Custom officier : 23k €
- 1950€/month. After income Taxes, bills ( electricity, water, insurances, phone/internet, rent apartment ), it left 500€ for car fuel, cheap food.
A liter of fuel is 1.70€. A baguette is 1.10€
I can save 100€/ month max.
No travel, no gift. I afford myself sometimes a 9mm ammo box.

-4000€ saving
-500 € crypto

That's the eurocuck reality.
Burgers make me laugh here, everybody 's 300k saving at 20yo

[Anonymous No.13856920]

>>13855972
Or he loses everything, that is why it is called risk

[Anonymous No.13857006]

>>13856768
Step up your savings rate much higher.

[Anonymous No.13857032]

>>13856917
You can sacrifice some of those things if you choose so. Imagination. You can also get a second job.

[Anonymous No.13857045]

>>13856917
>A liter of fuel is 1.70€.
Nuts

[Anonymous No.13857055]

>>13856917
22 year old helpdesk
1840 euro a month after taxes
Live with gramps so i can save a lot. I try to buy 500 euros of crypto a momth and 300 euros in saving. Pretty sure im getting a raise soon

[Anonymous No.13857064]

>>13857045
Public transportation. Bike. Live in a tent next to your job. There are options for those who are willing to do what is necessary.

[Anonymous No.13857112]

>>13856917
32 yo boomer here
>embedded sw
>netto: 4200€ / month. After rent and bills i've got 3500 € in disposable income. Most of it goes into stocks.
>100k€ in stocks
>6k€ in savings
>9k€ loaned to parents
it's a carefree life

[Anonymous No.13857391]

>>13855659
Why? It's already dipped a lot where I'm at. Demand has shriveled up, and no more cash buyers from China to inflate prices.

[Anonymous No.13857411]

>>13853153
200k in cash, 2m in stocks, 130k in crypto
The funny thing is that everyone will think that I'm larping

[Anonymous No.13857634]

>>13857411
I believe you, anon.
But I also dont believe you at the same time.
Also I do neither at the same time.
My thought of your claim is in a quantum superstate as a resulting from a lack of provable information.

[Anonymous No.13857642]

>>13857411
congratulations

[Anonymous No.13857701]

>>13857032
You're right . I'll sacrifice electricity. My boss ( french state ) is very restrictive and I can't get a second job.
>>13857064
I live in a aera where public transportation is non-existant, and bike is just a crazy idea if you don t want to die here

My only chance is my trading skill. I have to grow slowly my account ( I started with 20euros, 500 today. Compound interest/low lev/SL/good entries) Or i'll literally kill myself .

Even if i'll make it, this fucking french state will tax me at a 65% rate. One of the worst country ever, believe me

[Anonymous No.13857734]

>>13855252

30 yr old

40k student debt
4k credit card debt
2k personal loans
4.6k crypto
1k checking
0 savings
4k retirement

42k income

Pretty comparable famalam. Almost broke down the other day talking about my situation but you can't be a bitch in this world. Only thing to do is to press on.

I just got into a finance career last year, I learned how money works, how to balance my cash flows, how fucked we are in this system. I keep a very tight budget, automated all my bills, track every dollar, invest as much as I can in crypto. I'm studying for my CFA now. Fucked on the first exam because it was too much material to cover, but I'll just come back and take it again.

I really believe in this space. And if I fucked up with my investments, well then what's fucking changed? Still broke, still a loser, still old. I guess I'll just keep pressing on until I finally just.. get to rest for eternity. What else you gonna do? No point in checking out early, I mean I'm not really suffering that badly. I have my health, I'm relatively attractive, I'm somewhat intelligent, I have a supportive family.

I'm sorry that you're in this mess because I know that feel. I guess I need you to keep going because I haven't given up, and if you give up now, then I have to wonder what this is all for and why I keep trying.

Please keep at it anon. This all might be worth it one day.

[Anonymous No.13857760]

>>13855144
Who do you think is more likely to post in this thread, people who have money or people who flip burgers? Obviously it’s going to seem like that brainlet.