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/biz/ - Business & Finance

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1384883 No.1384883 [Reply] [Original]

Wat does /biz/ think about the Permanent Portfolio?

>> No.1384886

That's horrible even by biz standards

>> No.1384889

>>1384883
Try 100% in stocks

>> No.1384891

>>1384883
Pretty fucking terrible. You should be able to find simulated portfolios that are planned like this - the one I found made a 12% return over 4 years.

>> No.1384892

It's fine for the 0.0001% of investors that need long-term ultra-low volatility and are willing to sacrifice their returns to below market levels to achieve that goal.

I find it hard to believe there's a single person on all of 4chan, let alone /biz/, that meets this criteria.

>> No.1384904

More like Permanent Plebfolio amirite

>> No.1385011

>>1384889
that's only good for the growing wealth stage 100% index funds 20-25 years...

after that you should diversify and go more bonds and safe investments with a steady withdrawal rate.

>> No.1385016

>>1384892
i'm currently 0% stocks, 25% gov bonds, 30% shitty asshole retarded investment i want out of, 20% cash, and 10% gold and silver and an assorted 15% that is mostly money i can collect any time.

i can't even begin to imagine how i fucked this all up so spectacularly.

>> No.1385142
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1385142

Why would you want a portfolio that never changes or adjusts based on your life situation?

>25% gold
mfw

>> No.1385149

>>1384883
>25% in bonds

I might be stupid, but I ain't dumb

>> No.1385162

>>1384883

25% cash? I could not tolerate that amount of lazy money.

>> No.1385177

>>1384883
By the books, done right on average gives 6-8% return yearly. So far there's been 2 years where it lost altogether. I'd go with it honestly. While 100% stocks will get your there as well, stocks can fail altogether where you would lose all your shit. Read up on it, don't ask /biz/ as a lot of people are prejudiced like christians or some shit.

>>1385142
>portfolio adapts to your life situation
>not to the world economy

>> No.1385178

>>1385177
Forgot link http://earlyretirementextreme.com/wiki/index.php?title=Permanent_Portfolio

read the original book as well, it's not bad

>> No.1386080

>>1384883
Already been discussed; that's a terrible allocation.

>> No.1386089

Doomsday predictors are good at staying poor

>> No.1386140
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1386140

>25% cash

>> No.1386152

Bottom tier. You should know exactly when currencies are fluctuating in value and be able to safely ride gold/usd.

http://www.macrotrends.net/1333/historical-gold-prices-100-year-chart

If you aren't capable of that stay away from investing.

>> No.1386160

>>1386140

>1 million net worth
>Have 250k worth of gold at your house

>> No.1386167
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1386167

>>1386160

>> No.1386171

I'm currently 2/3 cash because I thought I had to buy a car and I missed making bank off brexit.

>> No.1386173

>>1386167

Is this a /biz/ cringe thread now?

>> No.1386181

>>1384883
>25% bonds

This way I only lose a small amount every year after inflation. This is how I manage risk

>> No.1386189

I'm 1/2 in marijuana stocks and 1/4 in precious metals 1/4 in renewable energy.

>> No.1386203

>>1386167
you heavily invested in bitcoin but your also heavily invested in real estate... isnt that a little conflicting?

>> No.1386216
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1386216

>>1384883

Not even once.

90% equities, 10% investment-grade bonds or whatever the fuck low-risk shit you want.

I mean, if you want to have the best shot at maximizing net worth over time.

>> No.1386235

>>1386189
So a basement full of weed, a safe with a few ounces of gold, and a solar panel on the roof?

>> No.1386244

>>1386235
You got it.

>> No.1386274

>>1386203
Real estate can only go up and make you money fast, or crash and leave you with property you can pay off quickly and then rent out or something.

Bitcoin is up and down but worth the overrall investment because when it goes up, it goes up exponentially.

Maybe I'm not looking deep enough into the economy of these things, but it seems like sound investments to me.

Where do you see the conflict anon? I'd like to know.

>> No.1386380

>>1384883
utterly gay

>> No.1386393

>>1385011
I'm 21, I'm doing 80% right now. Think I should go all the way?

>> No.1386404

>>1386393
"I'm A FAG, I'm doing POOPDICK right now. Think I should UN-GAY MYSELF"

Yes.

>> No.1386421

> but worth the overall investment because when it goes up, it goes up exponentially.
> but it seems like sound investments to me.

Can I simply ask you personally why you think bitcoin will continue to grow at the rate of the past?


"past performance is not an indicator of future returns". If you're investing into bitcoin because it's made big gains in the past you're:
A - Too late to the gravy train
and B - making a poor investment.

I'm actually interested

>> No.1386678
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1386678

>>1385016
>30% shitty asshole retarded investment i want out of
Did you buy the cyptos?

>> No.1386693

>>1386167
>Total value: $145

>> No.1386712

>>1384883

When I was in my 20's: 100% stocks.

I'm 37 now.
40% stocks 30% bonds 25% cash 5% gold.